Michelle Martin speaks to Li Jiaqian, Senior Financial Consultant with IPP Financial Advisers to discuss key considerations when buying insurance, the difference between life and term policy insurance and the proposed changes in Medishield with a cap on claims for private hospital bills.

<p>Michelle Martin speaks to Li Jiaqian, Senior Financial Consultant with IPP Financial Advisers to discuss key considerations when buying insurance, the difference between life and term policy insurance and the proposed changes in Medishield with a cap on claims for private hospital bills.</p>

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