The Urban Redevelopment Authority's overall private home price index surged 3.1 percent in the first quarter of this year over the preceding quarter. At the same time, Singapore interest rates are increasing, in line with global rates and the SIBOR is currently around its January high of 1.5 percent. Tok Geok Peng, Executive Director of Secured Lending, DBS Bank, shares her insights on what type of loan works for you if you're looking to buy a home.