For the fiscal year 2020, Singapore's first healthcare REIT, called First REIT's distributable income plunged by 51% year on year to S$33.4 million and its distribution per unit plunged 52% year on year. But unit-holders have now voted in favour of a proposed restructuring of its Lippo Karawaci master lease agreements. So what are some of the most important changes that investors should take note of from this restructuring? And can the REIT see a recovery in 2021, or should investors throw in the towel? Royston Yang, Senior Analyst, The Smart Investor shares more.