Most people think financial planning is just wealth accumulation and as a result, just buy products and ignoring other aspects. This can lead to the three Cs - confusion, conflict and costs. Ho Eng Lee is Senior Financial Services Manager at APEX and he talks us through how it should be done.

<p>Most people think financial planning is just wealth accumulation and as a result, just buy products and ignoring other aspects. This can lead to the three Cs - confusion, conflict and costs.&nbsp;Ho Eng Lee is Senior Financial Services Manager at APEX and he talks us through how it should be done.</p>

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