How would pay affect the friend group?

People pleasing vs guarding your own finances

Money talk when travelling with friends

Can owing money break a friendship

Taking emotions out of the equation

Expensive weddings and angpao

How to approach the money convo

Talking to friends about money can be sensitive, here’s how to navigate it. 

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together. 

But how can we talk openly about money without breaking friendships?

In this episode, ST business correspondent Sue-Ann Tan and See Kai Wen talk about how to navigate this issue. 

Their guest is Vivienne Ong from MoneyOwl. 

Highlights (click/tap above):

1:49 How will it affect the friend group if everyone knows each other’s pay? 

7:43 People pleasing vs guarding your own finances 

10:56 Money talk when travelling with friends 

18:00 Can owing money break a friendship 

23:29 Taking emotions out of the equation  

24:50 Expensive weddings and hongbao 

29:26 How to approach the money convo

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ

Hosts: Sue-Ann Tan (suetan@sph.com.sg) and See Kai Wen (seekw@sph.com.sg)

Produced & edited by: Amirul Karim and Natasha Liew

Executive producers: Elizabeth Law

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Talking to friends about money can be sensitive, here&rsquo;s how to navigate it.&nbsp;
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together.&nbsp;
But how can we talk openly about money without breaking friendships?
In this episode, ST business correspondent Sue-Ann Tan and See Kai Wen talk about how to navigate this issue.&nbsp;
Their guest is Vivienne Ong from MoneyOwl.&nbsp;
Highlights (click/tap above):
1:49 How will it affect the friend group if everyone knows each other&rsquo;s pay?&nbsp;
7:43 People pleasing vs guarding your own finances&nbsp;
10:56 Money talk when travelling with friends&nbsp;
18:00 Can owing money break a friendship&nbsp;
23:29 Taking emotions out of the equation&nbsp;&nbsp;
24:50 Expensive weddings and hongbao&nbsp;
29:26 How to approach the money convo
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Hosts: Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>) and See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim and Natasha Liew
Executive producers: Elizabeth Law
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel: <a href="https://str.sg/wvz7">https://str.sg/wvz7</a>
Get more updates: <a href="http://str.sg/stpodcasts">http://str.sg/stpodcasts</a>
Watch Headstart On Record Podcast on YouTube: <a href="https://str.sg/3psqrx">https://str.sg/3psqrx</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Get a headstart in your personal finance and career with The Straits Times.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Podcasters: Sue-Ann Tan & See Kai Wen

Produced & edited by: Amirul Karim

Executive producer: Elizabeth Law

A podcast by The Straits Times, SPH Media.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Podcasters: Sue-Ann Tan &amp; See Kai Wen
Produced &amp; edited by: Amirul Karim
Executive producer: Elizabeth Law
A podcast by The Straits Times, SPH Media.

Headstart On Record

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Podcasters: Sue-Ann Tan

Produced & edited by: Amirul Karim

Executive producers: Ernest Luis, Lynda Hong & Joanna Seow

A podcast by The Straits Times, SPH Media.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Podcasters: Sue-Ann Tan
Produced &amp; edited by: Amirul Karim
Executive producers: Ernest Luis, Lynda Hong &amp; Joanna Seow
A podcast by The Straits Times, SPH Media.