Outlook for inflation and interest rates

Common mistakes made in retirement planning

How much cash should you be keeping?

Creating as many as 8 streams of income

Property as a retirement stream

Find out how to generate as many as 8 streams of income for retirement.

Series synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors.

Host Lee Su Shyan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money.

In this episode, Su Shyan speaks with Mr Jonathan Chan, a senior financial services director at PhillipCapital, Singapore’s largest retail brokerage. Mr Chan has nearly three decades of experience in the finance industry and has been conducting retirement planning seminars since 2015. 

Mr Chan highlights some of the common mistakes that investors make, such as keeping too much cash. Instead, he offers tips on how people should look at using their capital to set up multiple income streams, which will then allow them to enjoy a more comfortable retirement.

Highlights (click/tap above):

1:10 Outlook for inflation and interest rates 

2:21 Common mistakes made by investors in retirement planning

4:48 How much cash should you be keeping?  

6:27 Hear about creating as many as 8 different retirement streams 

8:02 Property as a retirement stream? Crucial factors to consider

Register for ST's Head Start newsletter:  https://str.sg/stnewsletters

Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, Teo Tong Kai and Eden Soh

Edited by: Teo Tong Kai

Follow ST's new Your Money & Career Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Google Podcasts: https://str.sg/ioWR

SPH Awedio app: https://www.awedio.sg/

Read Lee Su Shyan's articles: https://str.sg/wuQs

Website: http://str.sg/stpodcasts

Feedback to: podcast@sph.com.sg

---

Discover more ST podcast channels:

In Your Opinion: https://str.sg/w7Qt

Asian Insider: https://str.sg/JWa7

Health Check: https://str.sg/JWaN

Green Pulse: https://str.sg/JWaf

Your Money & Career: https://str.sg/wB2m

ST Sports Talk: https://str.sg/JWRE

#PopVultures: https://str.sg/JWad

Music Lab: https://str.sg/w9TX

Discover ST Podcasts: http://str.sg/stpodcasts

Discover BT Podcasts: https://bt.sg/pcPL

---

Special edition series:

True Crimes Of Asia (new): https://str.sg/i44T

The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2

Invisible Asia (9 eps): https://str.sg/wuZn

Stop Scams (10 eps): https://str.sg/wuZB

Singapore's War On Covid (5 eps): https://str.sg/wuJa

---

Follow our shows then, if you like short, practical podcasts!

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

#moneycareer

Find out how to generate as many as 8 streams of income for retirement.
Series synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors.
Host Lee Su Shyan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money.
In this episode, Su Shyan speaks with Mr Jonathan Chan, a senior financial services director at PhillipCapital, Singapore’s largest retail brokerage. Mr Chan has nearly three decades of experience in the finance industry and has been conducting retirement planning seminars since 2015. 
Mr Chan highlights some of the common mistakes that investors make, such as keeping too much cash. Instead, he offers tips on how people should look at using their capital to set up multiple income streams, which will then allow them to enjoy a more comfortable retirement.
Highlights (click/tap above):
1:10 Outlook for inflation and interest rates 
2:21 Common mistakes made by investors in retirement planning
4:48 How much cash should you be keeping?  
6:27 Hear about creating as many as 8 different retirement streams 
8:02 Property as a retirement stream? Crucial factors to consider
Register for ST's Head Start newsletter: <a href="https://str.sg/stnewsletters"> https://str.sg/stnewsletters</a>
Produced by: Lee Su Shyan (<a href="mailto:sushyan@sph.com.sg">sushyan@sph.com.sg</a>), Ernest Luis, Teo Tong Kai and Eden Soh
Edited by: Teo Tong Kai
Follow ST's new Your Money &amp; Career Podcast channel here:
Channel: <a href="https://str.sg/wB2m" data-cke-saved-href="https://str.sg/wB2m">https://str.sg/wB2m</a>
Apple Podcasts: <a href="https://str.sg/wuN3">https://str.sg/wuN3</a>
Spotify: <a href="https://str.sg/wBr9" data-cke-saved-href="https://str.sg/wBr9">https://str.sg/wBr9</a>
Google Podcasts: <a href="https://str.sg/ioWR">https://str.sg/ioWR</a> 
SPH Awedio app: <a href="https://www.awedio.sg/" data-saferedirecturl="https://www.google.com/url?q=https://www.awedio.sg/&amp;source=gmail&amp;ust=1655363205205000&amp;usg=AOvVaw2kaM1t4GUFNlgsBukhOyPi">https://www.awedio.sg/</a>
Read Lee Su Shyan's articles: <a href="https://str.sg/wuQs">https://str.sg/wuQs</a>
Website: <a href="http://str.sg/stpodcasts" data-cke-saved-href="http://str.sg/stpodcasts">http://str.sg/stpodcasts</a>
Feedback to: <a href="mailto:podcast@sph.com.sg" data-cke-saved-href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
---
Discover more ST podcast channels:
In Your Opinion: <a href="https://str.sg/w7Qt" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/w7Qt&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw21EBl9EFStN58nBOzVGfdC">https://str.sg/w7Qt</a>
Asian Insider: <a href="https://str.sg/JWa7" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/JWa7&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw3bw3SbBbNbWr6pat8aCFbs">https://str.sg/JWa7</a>
Health Check: <a href="https://str.sg/JWaN" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/JWaN&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw0-SziTvINcxmwOkKa94dc_">https://str.sg/JWaN</a>
Green Pulse: <a href="https://str.sg/JWaf" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/JWaf&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw01LFoKl012o1-kJBXYZ6rz">https://str.sg/JWaf</a>
Your Money &amp; Career: <a href="https://str.sg/wB2m" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/wB2m&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw1eiorH7YVuqdZkfi3KFeZM">https://str.sg/wB2m</a>
ST Sports Talk: <a href="https://str.sg/JWRE" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/JWRE&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw3mLxkQiRDIjVulFSaEvxKB">https://str.sg/JWRE</a>
#PopVultures: <a href="https://str.sg/JWad" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/JWad&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw3aZAbtm5cNg9K-Y2yxMHno">https://str.sg/JWad</a>
Music Lab: <a href="https://str.sg/w9TX" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/w9TX&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw2nZ3t-YmKUfqZqiKEUteAR">https://str.sg/w9TX</a>
Discover ST Podcasts: <a href="http://str.sg/stpodcasts" data-saferedirecturl="https://www.google.com/url?q=http://str.sg/stpodcasts&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw2c0_ixy7TIqc3QXHn-wjRk">http://str.sg/stpodcasts</a>
Discover BT Podcasts: <a dir="ltr" href="https://bt.sg/pcPL" data-saferedirecturl="https://www.google.com/url?q=https://bt.sg/pcPL&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw0_zJp6j_jiFh6J7W4j7OvY">https://bt.sg/pcPL</a>
---
Special edition series:
True Crimes Of Asia (new): <a href="https://str.sg/i44T">https://str.sg/i44T</a>
The Unsolved Mysteries of South-east Asia (5 eps): <a href="https://str.sg/wuZ2" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/wuZ2&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw2ankC1PURTEp5nF4YtG9Z2">https://str.sg/wuZ2</a>
Invisible Asia (9 eps): <a href="https://str.sg/wuZn" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/wuZn&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw1xYtFRcxV3FQ2GFA14fua5">https://str.sg/wuZn</a>
Stop Scams (10 eps): <a href="https://str.sg/wuZB" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/wuZB&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw02_5blnPn9KPPzuise070G">https://str.sg/wuZB</a>
Singapore's War On Covid (5 eps): <a href="https://str.sg/wuJa" data-saferedirecturl="https://www.google.com/url?q=https://str.sg/wuJa&amp;source=gmail&amp;ust=1677666522280000&amp;usg=AOvVaw0VV89sjprGPvBtmOByC1Y_">https://str.sg/wuJa</a>
---
Follow our shows then, if you like short, practical podcasts!
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
#moneycareer

Synopsis: Every first three Mondays of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors.

Produced by podcast editor Ernest Luis & The Straits Times, SPH Media Trust.

Synopsis: Every first three Mondays of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors.
Produced by podcast editor Ernest Luis &amp; The Straits Times, SPH Media Trust.

Advertisement