What are the strengths and weaknesses as of today, since the Catalist board was set up in 2007? Synopsis: Senior columnist Ven Sreenivasan offers you an extra edge in managing your hard-earned money. In this episode, Ven hosts Ong Hwee Li, the chief executive officer of SAC Capital. SAC specialises in areas like investment banking, corporate mergers and acquisitions, initial public offerings and equities research. They look at the profile of a segment of the Singapore market, Catalist. Sometimes referred to as the “junior board”, the Catalist board was set up in 2007 to cater for companies which do not meet the full earnings track record or compliance requirement for mainboard listing. Today, there are about 207 Catalist companies listed on the Singapore Exchange, whose total market cap is about S$642 billion. Catalist companies account for S$8.5 billion of this. SAC Capital is particularly known as a sponsor of companies which come to market via Catalist listings. Does Mr Ong see non-sponsor activities being a conflict for such sponsors? How can such sponsors help Catalist companies to become better, improve their reputation and standing on the SGX?  Highlights (click/tap above): 1:40 Stagnant Singapore equities market? Delistings overtaking new listings, and is there a lack of communications between listed companies and the markets? 3:30 On 'hidden gem' Catalist stocks; what is the role of a Catalist sponsor? 5:16 How SAC Capital prevents breaches from happening; what happens if Catalist sponsors are removed?   7:13 Are non-sponsor activities a conflict for sponsors?  8:20 How can sponsors help Catalist companies to become better, and improve their reputation and standing on the SGX? Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 The Usual Place: https://str.sg/wEr7u In Your Opinion: https://str.sg/w7Qt COE Watch: https://str.sg/iTtE Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m Hard Tackle: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX --- ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

"Why invest in Singapore, when you can invest in the US?" Our guest expert counters this argument with facts and his opinion. Synopsis: Every third Monday of the month, senior columnist Ven Sreenivasan offers you an extra edge in managing your hard-earned money. In this episode, Ven hosts Thilan Wickramesinghe - regional head of research at Maybank Securities - to look at the investment outlook from our vantage point in Singapore, at the halfway mark of June, in 2024. This also comes against the backdrop of the new Prime Minister Lawrence Wong sworn in on May 15, taking over from Mr Lee Hsien Loong, now Senior Minister. They also cover opportunities that include bringing to fruition nascent projects such as the Johor-Singapore Special Economic Zone (SEZ). Ideas mooted under the zone include a passport-free QR code system to speed up immigration clearance and a one-stop business and investment service centre in Johor to make it easier for Singapore businesses to set up shop there. Highlights (click/tap above): 1:11 What is the outlook for Singapore’s GDP for the rest of the year?  6:06 The 1Q 2024 results season just concluded: Major takeaways 8:32 There is a new PM and Cabinet for Singapore in place: How Singapore is benefitting from safe haven flows and a strong ecosystem for start-ups and innovation 11:10 On the Johor-Singapore SEZ: After previous attempts, what is different this time round and what are the opportunities? 13:55 "Why invest in Singapore, when you can invest in the US?": Is this a valid statement and how should investors think about South-east Asian markets? 16:26 Discover Thilan's top stock picks in Singapore at the halfway mark of 2024 and reasons for his choices Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 The Usual Place: https://str.sg/wEr7u In Your Opinion: https://str.sg/w7Qt COE Watch: https://str.sg/iTtE Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m Hard Tackle: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX --- ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Hear why active ETFs are becoming more popular. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, J.P. Morgan Asset Management's Apac head of ETF - Philippe El-Asmar - discusses the growth of ETFs in Asia. In particular, there is a growing focus on active ETFs. Being actively managed, they may offer better returns. However, what are the risks? Highlights (click/tap above):  2:05 Growth of the ETF market    5:20 Misconceptions that all ETFs are passive ones  6:25 ETFs are also used by institutional investors, not just retail investors    7:50 What are fixed income ETFs?  9:45 Advantages of investing in active ETFs  12:50 Risks to be aware of when investing active ETFs Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 The Usual Place: https://str.sg/wEr7u In Your Opinion: https://str.sg/w7Qt COE Watch: https://str.sg/iTtE Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m Hard Tackle: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX --- ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Consider other markets and the wider US tech sector.  Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Mr Adam Reynolds, Asia-Pacific CEO of Saxo, discusses the large exposure many investors have to the US tech stocks. What are the implications for them if the stocks face headwinds and how can they diversify? Highlights (click/tap above):  2:12 Headwinds that the Magnificent 7 are currently facing   3:42 Should you be diversifying away from Big US tech and how you can diversify by looking at other markets?   6:12 What about the wider US tech sector, apart from the Magnificent 7?  7:15: Implications of investing in tech sectors with the growth of AI   11:00 How investors can be positioned for the rest of the year  Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Read Lee Su Shyan's articles: https://str.sg/wuQs Follow Lee Su Shyan on LinkedIn: https://str.sg/bZqN Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: The Usual Place: https://str.sg/5nfm COE Watch: https://str.sg/iTtE In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

How much should you put into your CPF Life then? Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Mr Christopher Tan, CEO and founder of Providend - a fee-only wealth advisory - discusses the closure of the CPF special account for those 55 and over from early 2025, which was announced during Budget 2024. What are the implications for CPF members and how can they best manage their CPF savings? Highlights (click/tap above):  3:30 Context for why the CPF Ordinary, Special and MediSave accounts were set up  7:30 Reasons for the removal of the CPF Special Account for those 55 and older  13:15  Considerations for CPF members as they aim to boost their returns  15:10 What to bear in mind: Whether to go for the Enhanced Retirement Sum and what you can do with CPF Life  20:00 CPF Life and longevity risk Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Read Lee Su Shyan's articles: https://str.sg/wuQs Follow Lee Su Shyan on LinkedIn: https://str.sg/bZqN Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: The Usual Place: https://str.sg/5nfm COE Watch: https://str.sg/iTtE In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Do local banks really have succession issues? Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In February 2024, banker Wee Cho Yaw passed away at the age of 95. His father founded the predecessor of UOB but it was Mr Wee that grew the bank, and made UOB what it is today. Together with DBS and OCBC, UOB is now among the top three local banks in Singapore. In this episode, we delve more into the impact Mr Wee had on the banking industry. Over at DBS, there has always been talk about who will take over from CEO Piyush Gupta. Su Shyan and Ven discuss these succession plans and the outlook for the banking sector. Also, as interest rates may be cut in 2024, according to the US Federal Reserve, how will Singapore local banks be affected?  Highlights (click/tap above): 2:00 Wee Cho Yaw's impact on the local banking industry; will his passing affect ops and strategy? 7:20 Are there succession issues within top three local banks? 9:50 Today, there are more than enough Singaporeans with global exposure and capability to step up in these local banks 11:50 Challenges ahead: S&P Global Ratings recently said Singapore’s net interest margins (NIM) will peak this year at 2% to 2.2% Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Follow Lee Su Shyan on LinkedIn: https://str.sg/bZqN Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out more how active ETFs are somewhat different from the traditional product. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Su Shyan discusses active ETFs with Ms Ong Ai Ling, portfolio manager and head of AIOI at Lion Global Investors. AIOI stands for Artificial Intelligence of Investments.  Highlights (click/tap above):  3:30 Difference between active ETFs and passive ETFs  4:55 Find out about the first active ETF on SGX  7:00 Japan’s improving macroeconomic indicators; corporate governance reforms 13:30 The use of AI in active ETFs 16:00 Safeguards for investors in active ETFs 17:20 Expect to see more active ETFs  Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Follow Lee Su Shyan on LinkedIn: https://str.sg/bZqN Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out about the upcoming market trends and how should you invest in 2024. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Ven Sreenivasan hosts Mr Thilan Wickramasinghe, head of research at Maybank Securities. They discuss the concerns for the emerging mega themes such as AI, climate change, changing demographics as well as the outlook for the Singapore market. Highlights (click/tap above): 1:27 How should investors be positioned in 2024? 3:28 Why are Singapore stocks underperforming despite interest rates trending down? 5:17 The outlook for the Singapore market going forward 7:50 Can Singapore as a small island play a significant part in sustainability or AI? 10:23 Mr Thilan's top picks in this market Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Eden Soh Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out whether investors should still remain in the market. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Su Shyan and Ven discuss the recent pause in rate hikes by the US Federal Reserve. There are signals that rates may have to remain higher for longer than markets had initially expected, if inflation is to sustainably return to the Fed’s 2% target. They discuss the implications for businesses and investors as well as savers and borrowers. Highlights (click/tap above):  2:40 Tricky to tame US inflation; any decision the Fed makes will be data-driven  5:43 How will businesses be affected?  8:10 Savers and cash-rich individuals will benefit 10:05 Pay off what you can if you are a borrower  11:25 Medium-term outlook for the market is still promising  Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9  Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out about adding a touch of luxury to your investments. Synopsis: Every third Monday of the month, regular hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. For this episode, Su Shyan and Tay Hong Yi from The Straits Times Business desk invited two guests Prof Sonja Prokopec, Professor of Marketing at ESSEC Business School and Aaron Chwee, head of wealth advisory at OCBC to discuss the pros and cons of investing in luxury assets.   Highlights (click/tap above):  2:05 What is it about luxury goods that makes them attractive to investors?  3:30 Not all luxury goods have investible characteristics so evaluate your choices carefully.  7:50 Differences between luxury assets and traditional investments  10:00 Tokenisation is a new, affordable way of investing in luxury assets but there are things to take note of. Tokenisation may not suit every investor. 15:45 How much of an investment portfolio should be in the form of luxury assets? 17:00 What are the considerations for investors as they approach investing in luxury assets?  Read more: https://str.sg/ipw2 Produced by: Lee Su Shyan (sushyan@sph.com.sg), Tay Hong Yi (hytay@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Read Tay Hong Yi's articles: https://str.sg/w6cz Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: COE Watch: https://str.sg/iTtE In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out why economists are expecting inflation to start to move up again.  Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Ven discusses with Ms Carmen Lee, head of OCBC Investment Research, on what is the outlook for the Singapore market. The International Monetary Fund and World Bank have cut growth forecasts. Interest rates remain high. What is the impact on Singapore?  Highlights (click/tap above): 0:55 Current credit crisis in China: Contagion risk in the region, market confidence low 2:30 Why are Singapore stocks underperforming? How high is the dividend yield though? 5:18 Sustainability and artificial inteliigence as investment themes: Can Singapore play a significant part in this area? 7:00 What other core sectors can balance and stabilise your portfolio? Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, Teo Tong Kai and Paxton Pang Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: COE Watch: https://str.sg/iTtE In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Consider this investing approach over the coming months. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode Su Shyan discusses with Kevin Teng, CEO, WRISE Wealth Management Singapore, about where wealthy investors are putting their money and what we can learn from them. Highlights (click/tap above): 2:40 Where have some of these wealthy investors been putting their money? 3:48 Some family offices use a structure called the Variable Capital Company: How it works 5:02 What’s happening with private equity and venture capital markets? 6:30 How has the investment landscape changed in the last six months, and a year ago?  7:45 What mindset should investors have?  8:30 Are Asian investors putting more into Asia?  11.23 How do wealthy investors see the rest of 2023? Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9  Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Stay invested amidst inflation and other challenges; find investment opportunities in technology and healthcare. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, they host Mr Abel Lim, head of Wealth Management Advisory and Strategy at UOB. They discuss Mr Lim's insights on the market outlook for the second half of this year, a week after UOB publicly released its 2H 2023 Market Outlook report: https://str.sg/iwHd After the first half of 2023 where there was the failure of three regional US banks and the takeover of Credit Suisse, investors are now facing a situation where inflation may be easing. At the same time, China has reopened its economy but the recovery is patchy. Investors will hear how they can forge a strong and resilient portfolio amidst various challenges and find out which sectors still have opportunities. This podcast is brought to you by UOB and is part of Rethink Your Wealth, UOB's personal finance series with The Straits Times. Highlights (click/tap above): 5:58 Investors must still pay attention to inflation 10:40 Trends in the China economy 15:27 Outlook for tech stocks and the impact of AI and Chat GPT on investors 18:42  Long-term investing and protecting against downside risk  20:10 Building a low-risk portfolio of multi-asset solutions with an income element  21:16 Do not ignore Asia, Asean and technology   More on:  UOB 2H 2023 Market Outlook publication: https://str.sg/iwHd UOB’s Risk-First Approach: https://str.sg/iwaU UOB SimpleInvest: https://str.sg/iwaw Discover Rethink Your Wealth, UOB’s personal finance series with The Straits Times: https://str.sg/iwai Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9  Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out what could be possible scenarios over the coming months. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Ven discusses with Vasu Menon, executive director for investment strategy at OCBC Bank, the investment outlook for the second half of 2023 and beyond, and how investors can navigate the current uncertainties and turbulent markets. Highlights (click/tap above): 1:34 Markets have done quite nicely during the first half despite anxieties over interest rates, inflation and a potential recession. Why? 3:12 Looking ahead into the second half of this year where are leading economies and markets headed? 4:49 How do geopolitical concerns and issues feed into the market? 6:19 With the issue of the debt ceiling out of the way, can investors now turn positive on the outlook and start investing with greater confidence? 10:12 What are the key investment themes, going into the second half? 14:11 Could markets surprise all of us and stage a strong rebound in the next 12 to 18 months? Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, Teo Tong Kai and Paxton Pang Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Learn about retirement 'pay-cheques' and 'play-cheques'. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, host Lee Su Shyan hears from her guest Elijah Lee, senior financial services manager at PhillipCapital, on how to build in more certainty in retirement planning despite increasingly uncertain times.  Highlights (click/tap above): 1:40 Evaluate the cashflows you will receive during retirement   3:15 Essential spending and what’s a retirement 'pay-cheque'   5:19 What else can you consider if CPF Life payouts are insufficient?   7:25 Discretionary spending and the concept of a retirement 'play-cheque'   9:10 Is it too early in your 20s to start, or too late in your early 50s? When is the best time to start thinking of investing for retirement? Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, Teo Tong Kai and Eden Soh Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out what could be possible scenarios over the coming months. Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, they discuss the banking crisis that hit the US and Swiss banking sectors, focusing on how the crisis started, how it has been playing out and how the turmoil has shaken financial markets.  Highlights (click/tap above): 1:15 How did the problems at Silicon Valley Bank start?  3:30 What was the issue at Credit Suisse?  5:22 The US Fed reaction and why this is not a repeat of the Global Financial Crisis  9:15 The impact on Singapore’s financial sector is likely to be limited  10:05 Can investors still remain in the market? Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Get business/career tips in ST's HeadSTart newsletter: str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Why Singapore's market is great for dividend yields, and listen to top regional stock picks. Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Host Ven Sreenivasan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money. In this episode, he hosts Thilan Wickramasinghe - regional research director at Maybank - discuss interest rates, inflation, recession, and its impact on financial markets, and in particular, risk assets such as stocks.  They focus on the region, and in particular the Singapore stock market, to see where the threats and opportunities lie, and how investors should position themselves amid current volatile and uncertain macro and micro conditions. In particular, they discuss why South-east Asia may outperform other regional markets in the medium term. Highlights (click/tap above): 2:40 Why there is a crisis in confidence all round? 7:10 Why volatility presents threats and good opportunities at the same time; how to position yourself 9:43 Why Singapore has been rated as one of Asia's best markets in dividend yields 14:10 Top stock picks for Singapore and around the region  15:38 Wrap-up of key themes to remember from expert analysis Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Find out how to generate as many as 8 streams of income for retirement. Series synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Host Lee Su Shyan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money. In this episode, Su Shyan speaks with Mr Jonathan Chan, a senior financial services director at PhillipCapital, Singapore’s largest retail brokerage. Mr Chan has nearly three decades of experience in the finance industry and has been conducting retirement planning seminars since 2015.  Mr Chan highlights some of the common mistakes that investors make, such as keeping too much cash. Instead, he offers tips on how people should look at using their capital to set up multiple income streams, which will then allow them to enjoy a more comfortable retirement. Highlights (click/tap above): 1:10 Outlook for inflation and interest rates  2:21 Common mistakes made by investors in retirement planning 4:48 How much cash should you be keeping?   6:27 Hear about creating as many as 8 different retirement streams  8:02 Property as a retirement stream? Crucial factors to consider Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, Teo Tong Kai and Eden Soh Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/ioWR SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: True Crimes Of Asia (new): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Hosts Lee Su Shyan and Ven Sreenivasan - associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Su Shyan and Ven discuss the outlook for the Singapore stock market in 2023.  Highlights (click/tap above): 2:20 How US Fed actions will likely affect the stock market  5:00 Factors such as China’s economy and the war in Ukraine can have an impact on the stock market  7:10 What should investors do to prepare themselves? 8:26 As interest rates remain elevated, what is the impact on Reits (Real estate investment trusts)? 10:05 The better-performing sectors of 2022 - oil and gas, food and consumer sectors - how are they likely to perform now that we are in 2023? Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/wVpX SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Host Lee Su Shyan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money. In this episode, find out what to take into consideration as you manage the funds that you are passing onto the next generation. There are issues such as tax as well as how to structure the income payouts so that the beneficiaries cannot spend all the money in one go. Trusts are a structure where you can leave your instructions and they will be carried out. Lee Su Shyan hosts her expert guest Mr Lee Chiwi, chief executive at PreceptsGroup International. Highlights (click/tap above): 2:00 What’s important as you start on estate planning 5:10 Why and how a trust can come in useful for very young beneficiaries 6:11 With more Singaporeans leaving larger amounts in their CPF accounts upon their demise, why it may make sense to do a nomination of CPF funds into a simple trust to avoid issues 8:06 How taxes may be an issue when it comes to estate planning; example of a beneficiary becoming a newly-wed and looking to buy his first home 10:30 Trusts for special needs individuals Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, Eden Soh and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/wVpX SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Host Ven Sreenivasan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money. In this episode, Ven speaks with Mr Vasu Menon, executive director for investment strategy at OCBC Bank, about how the US Federal Reserve has just hiked up its key short term rate by another 75 basis points, the 6th consecutive hike this year and 4th consecutive 75 bps hike.  There is widespread expectation of an economic slowdown and even a recession next year. They discuss how things can pan out and how young adults can cushion themselves against the worst effects of a recession. Highlights (click/tap above): 1:37 What is the Fed rate hike, and why is the US Federal Reserve raising rates? 5:23 Impact of rate hikes on countries such as Singapore 7:29 Mr Menon's 5-tip action plan for young investors: Safe product types to invest in, speak to your bank, budget for what you need, set aside 12 months of funds in case you lose your job in a recession 9:15 5th tip: For long-term investing, why you should monitor the technology and ESG sectors, and healthcare and utilities, and financial sector 10:05 What will be the catalyst for a sustained market rebound? Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/wVpX SPH Awedio app: https://www.awedio.sg/ Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, they explain briefly how young adults can save, invest and earn a return in the current inflationary environment, and how they can cushion themselves against the worst effects of a recession. Highlights (click/tap above): 2:10 Budget and spending smartly  3:55 Save wisely; being mindful of scams and invest in yourself 6:18 How to approach investing  8:03 Should you still be invested in the stock market? Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, Eden Soh and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Google Podcasts: https://str.sg/wVpX SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Host Lee Su Shyan - associate editor at The Straits Times - offers you an extra edge in managing your hard-earned money. In this episode, Su Shyan talks to DBS’ Lorna Tan who is the head of Financial Planning Literacy at the Consumer Banking Group at DBS Bank for a closer look at retirement planning.  Highlights (click/tap above): 1:40 What are the key considerations as you embark on retirement planning? 4:00 Quick summary on CPF Life; how to decide between different CPF Life plans 7:57 How to go about saving more, spending less and shopping wisely 10:15 Retirement thoughts, if you are turning 55 soon Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, Eden Soh and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Host Ven Sreenivasan - associate editor at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, he chats with Vasu Menon, executive director of investment strategy at OCBC Bank, about inflation, interest rates, the soaring Greenback and their impact on markets and the investment outlook. Highlights (click/tap above): 0:56 Inflation likely to remain stubbornly high until supply chain issues are resolved 3:15 Can US inflation be brought down to the 2% target? 5:45 The Greenback to remain muscular as long as the Fed remains on track to hike up rates 7:59 Why investors should accumulate good stocks gradually despite market volatility Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, they take stock of the markets and discuss what investors should note before venturing further into the market. Highlights (click/tap above): 1:50 Singapore’s stock market is still in the black this year unlike many others 3:53 Nervy stock market: Why investors should keep an eye on company earnings to see when they should get into the market  5:45 Rising interest rates and how they affect company earnings  8:00 How are Reits likely to perform in the upcoming round of company earnings? Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis, Eden Soh and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer

Synopsis: Every first and third Monday of the month, get our tips on working smarter, getting ahead in your career and investing like a pro with ST's business correspondents and editors. Hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, they explain briefly how Singapore got into this current inflationary position as of June 2022, and how investors and people can cushion themselves against the effects. Highlights (click/tap above): 01:45 How Singapore got into inflationary position 04:20 What can consumers and investors do to mitigate inflation effects? Drive less, trimming when it comes to brands, holidays 05:26 Hedge against inflation with investments, especially those that give you a good yield, such as S-Reits 07:10 Tips for home owners with a mortgage 07:58 How can investors prepare for a possible recession? Register for ST's Head Start newsletter:  https://str.sg/stnewsletters Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's new Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Read Lee Su Shyan's articles: https://str.sg/wuQs Read Ven Sreenivasan's articles: https://str.sg/wuQe Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL --- Special edition series: The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareer