Mile High Money with Adam Moeller

In this episode of Mile High Money, Adam Moeller discusses the importance of strategic retirement planning, particularly for those in their 60s. He emphasizes the benefits of utilizing lower income years for tax advantages, the significance of comprehensive financial planning, and the implications of the widow's penalty on taxes. Adam also addresses common retirement questions, providing insights into investment strategies, annuities, and the importance of having a financial game plan.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation, Adam Moeller discusses the various fears and concerns that retirees face, particularly focusing on the fear of making wrong financial decisions and the impact of market volatility. He emphasizes the importance of having a comprehensive financial game plan that addresses income needs and spending strategies in retirement. The discussion also highlights the role of a financial advisor in providing reassurance and guidance, as well as the challenges retirees face in navigating overwhelming choices. Additionally, the conversation touches on the psychological aspects of spending in retirement and the need for a written retirement plan to create a clear reference point for decision-making.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com  

Today’s show is all about what the wealthy do differently — and spoiler alert: it’s not just about yachts and golf memberships. It’s how they think, plan, and invest that sets them apart. The good news? You don’t need millions to use these same strategies to build a retirement plan that lasts. Let’s dig into some common-sense moves with uncommon results.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com  

This conversation delves into the complexities of retirement planning, particularly for couples who may have differing savings habits. It emphasizes the importance of communication and education in financial matters, the benefits of spousal IRAs, and innovative strategies like life insurance for tax-free income. The discussion also highlights the role of independent financial advisors in providing tailored solutions, the necessity of consolidating investment accounts, and the significance of planning for unexpected expenses and social security benefits in retirement.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the implications of the Tax Cuts and Jobs Act (TCJA) remaining in effect beyond its expected sunset in 2026. He emphasizes the importance of proactive retirement tax planning, particularly through strategies like Roth conversions and understanding Medicare surcharges. Adam shares insights on how retirement brings new income sources and tax traps, urging listeners to think about their future tax realities rather than just their current tax returns. He highlights the necessity of having a comprehensive financial plan that considers tax implications, income strategies, and long-term care planning, especially as individuals approach retirement age. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode, the hosts discuss the financial challenges faced by Baby Boomers as they approach retirement. They explore common mistakes such as overestimating social security benefits, delaying retirement contributions, and underestimating healthcare costs. The conversation also covers the importance of risk management in investments, tax strategies for withdrawals, and the necessity of estate planning. Additionally, they delve into the decision-making process regarding pension options, weighing the benefits of lump sums versus monthly payments. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode, Jackie Selby  and Adam Moeller discuss the critical aspects of retirement planning, emphasizing the importance of a written retirement plan, the benefits of working with independent financial advisors, and various strategies for generating income in retirement. They explore the role of life insurance, the timing of Social Security benefits, and the necessity of estate planning. Additionally, they address the potential for refinancing retirement income and the importance of strategic withdrawals from retirement accounts to optimize tax efficiency.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses common missteps in retirement planning, emphasizing the importance of starting early, understanding income needs, and avoiding early withdrawals. He highlights the impact of inflation and healthcare costs on retirement savings and explores various financial products that can help leverage investments for growth. The conversation also includes audience questions, providing insights into specific financial concerns. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

The conversation explores the challenges of retirement planning in the context of increasing life expectancy, emphasizing the need for financial strategies that accommodate longer lifespans. It also includes a light-hearted anecdote about a culinary experience with Charles Barkley, illustrating the unexpected lessons learned in the kitchen.  Call Adam Moeller to claim that no-cost visit!  800-467-0737, or click here!  

Before you pop the champagne on New Year’s Eve, there are a few smart financial moves that could save you thousands in taxes. We’re talking about trimming this year’s tax bill, positioning assets wisely, and taking advantage of strategies that can still make a big difference — all before December 31. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com  

“Retirement was once seen as a finish line. Cross it, and you coast. But in today’s world, it feels more like entering a new race — one where the rules are shifting. From rising costs to longer lifespans, retirees are facing some serious stressors. So today we’re going to look at eight challenges we’re hearing from retirees right now, and more importantly, what you can do — as a listener or advisor — to help address each one with clarity and confidence.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the critical importance of having a well-structured financial plan for retirement. He emphasizes that individuals with a clear plan experience significantly less stress regarding their financial future. The conversation covers various aspects of retirement planning, including tax efficiency, estate planning, and long-term care strategies. Adam highlights the need for personalized financial advice and the benefits of working with a fiduciary advisor. He also addresses modern retirement challenges, such as market volatility and the importance of adapting financial strategies to current economic conditions. The episode concludes with a call to action for listeners to seek a comprehensive financial review to ensure their retirement plans are robust and effective. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com  

We've all heard that people spend more time planning a two-week vacation than they do planning 30+ years of retirement. But retirement today looks very different from a generation ago—people are living longer, facing higher healthcare costs, and dealing with more market volatility. Today, we're focusing on the five areas that truly matter to make sure your wealth supports your vision Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

We all have a money personality — whether you're the spreadsheet samurai, the ‘treat yourself’ type, or the classic under-the-mattress saver. But just like in marriage or faith, self-awareness is half the battle. In this segment, we’re pulling back the curtain on everyday money habits that can either build a bulletproof retirement or slowly erode it from within. The truth is, your financial quirks may be costing you more than you think — and we’re here to help you course-correct before it’s too late.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller and Jackie Selby discuss various aspects of retirement planning, including the impact of interest rates on financial strategies, the importance of income replacement, and modern approaches to pension maximization. They emphasize the need for personalized financial planning and the benefits of annuities as a safe investment option. The hosts also address listener questions regarding emotional investing, withdrawal strategies, and the implications of inherited IRAs, providing insights into effective retirement income planning. Call Adam Moeller for a free meeting to review your retirement strategy at 800-467-0737.

There’s a rising trend of folks walking down the aisle (or at least moving in together) in their 60s, 70s, and beyond. Whether it’s after a “gray divorce,” widowhood, or just a well-timed spark, more retirees are coupling up again. But joining hearts later in life also means joining assets, health plans, beneficiaries, adult kids, and emotional baggage—and that’s before the first shared holiday. Today, we’re talking about how to help these couples plan with grace, clarity, and maybe even a little humor. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

Generation X has long been called the “forgotten middle child” of the retirement conversation. Sandwiched between Boomers and Millennials, they’ve quietly carried the weight of aging parents, growing children, and a retirement system that shifted beneath their feet. But here’s the big milestone: in 2025, the youngest Gen Xers are turning 60. The window for retirement planning is no longer far off—it’s right now. Many in this generation have done the hard work: they’ve been disciplined savers, they’ve watched debt, and they’ve built respectable nest eggs. Now it’s time for a new kind of wisdom: turning accumulation into strategy. Because saving got them here—but planning will get them through retirement. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

Let’s rewind to 1995 for a second: Friends was on TV, Alanis Morissette was questioning irony, and gas was $1.15 a gallon. Back then, a million bucks felt like more than enough to coast through retirement, bonds gave you real yield, and the 4% withdrawal rule was gospel. But fast-forward 30 years and—spoiler alert—those assumptions don’t hold up. Markets have changed, interest rates have changed, and most importantly, you have changed. In today’s segment, we’ll talk about why your retirement plan needs a 2025 upgrade—and which outdated strategies could leave you running out of money, or missing out on lifestyle opportunities you’ve earned. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

Think about that old annuity you bought years ago—back when interest rates were scraping the floor and “modern features” were just marketing buzzwords. A lot has changed since then. Rates have jumped dramatically since early 2022, meaning new contracts—whether fixed, multi‑year guaranteed annuities, or even fixed indexed annuities—could offer payouts far richer than what you locked in. On top of that, the annuity world has evolved: new riders, inflation protection, bonus credits, and even partial liquidity options are now common. But just because the new models look shinier doesn’t mean you should automatically trade in the old one. Today, we’ll talk about how to review your existing annuity, what pitfalls to watch out for, and how to know when a 1035 exchange might be the smartest tax‑free move you’ll make this year. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

We often assume we’re on track for retirement—after all, we’ve got a 401(k), maybe a pension, Social Security coming someday... so we must be covered, right? Well, not exactly. Let’s break down a few of the most common misconceptions that could derail retirement if you're not careful. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the essential elements of retirement planning, emphasizing the importance of having a clear vision for retirement, understanding income strategies, and the role of independent advisors. He highlights the impact of inflation and healthcare costs on retirement savings and provides insights into managing pensions and social security. The conversation also includes a Q&A segment addressing common concerns about retirement finances.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

This conversation delves into various financial strategies, focusing on the importance of understanding the differences between saving and investing, the impact of recent tax changes, and the benefits of phased retirement. The discussion also covers the role of annuities, legacy planning, and navigating life insurance options, providing listeners with actionable insights to enhance their financial well-being.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the concept of financial independence, emphasizing that it is not solely about wealth accumulation but about having the freedom to live life on one's own terms. The conversation covers various aspects of retirement planning, including market trends, investment strategies, the importance of managing 401(k) accounts, and tax strategies for retirees. Adam also highlights the significance of passive income and addresses common misconceptions surrounding retirement planning. The episode concludes with listener questions, providing practical advice for financial decision-making. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode, Jackie Selby and Adam Moeller discuss the common financial mistakes that Baby Boomers make as they approach retirement. They explore the limitations of Social Security, the importance of early retirement savings, the rising healthcare costs, and the need for effective risk management in investments. The conversation emphasizes the necessity of having a comprehensive financial plan to ensure a secure and enjoyable retirement. In this conversation, Adam discusses the current state of the market, emphasizing the importance of being prepared for volatility and the potential for geopolitical crises. He highlights the significance of tax strategies in retirement planning, the necessity of estate planning, and the value of financial education.  The conversation concludes with an invitation for listeners to seek personalized financial advice. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode, Jackie Selby  and Adam Moeller discuss the common financial missteps individuals make and how to recover from them. They emphasize the importance of understanding risk, especially as one approaches retirement, and the need for effective financial strategies. The conversation also highlights the significance of building financial resilience and creating a stress-free retirement plan. Additionally, they touch on the complexities of estate planning and the value of having a knowledgeable advisor to guide individuals through their financial journey. In this conversation, they discuss various aspects of retirement planning, emphasizing the importance of Social Security, pensions, and annuities. He highlights strategies for ensuring guaranteed income during retirement, addressing concerns about market volatility, and the significance of long-term care and tax planning. The discussion also touches on common misconceptions about financial advisors and the need for personalized financial strategies.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation, Jackie Selby  and Adam Moeller  discuss the intricacies of retirement planning, emphasizing the importance of having a financial plan tailored to individual needs. They explore common misconceptions about retirement spending patterns, the significance of long-term care planning, and the benefits of working with a fiduciary advisor. The discussion highlights the need for education and transparency in financial advising, as well as the various strategies available to ensure a secure and enjoyable retirement. In this conversation, they discuss various aspects of retirement planning, focusing on spending patterns, the importance of tailored financial strategies, and the potential role of AI in financial management. He emphasizes the need for personalized advice and the impact of decisions like Roth conversions on Medicare premiums. Additionally, he provides insights on handling 401k rollovers effectively, highlighting the importance of working with a fiduciary advisor.     Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the journey to retirement, emphasizing the importance of planning and understanding the various stages of retirement. He outlines the pre-retirement phase, the launchpad of retirement day, the honeymoon phase, and the subsequent stages of disenchantment and stability. Adam highlights the significance of having a financial strategy to navigate these stages effectively, ensuring a smooth transition into retirement and maintaining financial security throughout. In this conversation, they discuss various aspects of retirement planning, focusing on pension maximization, the journey of retirement, the importance of working with fiduciary financial advisors, and the necessity of comprehensive investment management. He emphasizes the need for strategic planning in retirement, including long-term care considerations and tax strategies, while encouraging listeners to seek second opinions on their financial plans.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation Jackie Selby and Adam Moeller discuss the realities of retirement, emphasizing that many retirees are experiencing better outcomes than expected. They explore the importance of planning, building multiple income streams, and the need for predictable income in retirement. The discussion also covers the significance of consolidating retirement accounts, maximizing contributions, and balancing risk in investment strategies. Additionally, they identify common red flags that could derail retirement plans, offering insights on how to address these issues effectively. In this conversation, they discuss the critical aspects of retirement planning, emphasizing the importance of having a comprehensive income strategy, understanding healthcare costs, and the role of financial education. He highlights the need for a diversified income plan, the significance of planning for healthcare expenses, and the potential benefits of refinancing retirement income. Additionally, he addresses market volatility and the use of annuities in retirement income planning, encouraging listeners to seek professional advice for tailored financial strategies.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode, Jackie Selby and Adam Moeller discuss various economic indicators that can inform retirement and income planning. They explore both conventional and unconventional indicators, such as the lipstick index and the cardboard box index, and how these can signal economic health. The conversation also delves into market volatility, the importance of having a financial safety net, and effective tax strategies for retirees. The hosts emphasize the need for a comprehensive financial game plan to navigate uncertain economic times. In this conversation, they discuss the complexities of retirement planning, emphasizing the balance between risk and reward, the importance of comprehensive financial strategies, and adapting to current market conditions. They highlight the need for retirees to reassess their strategies in light of inflation and market volatility, and the value of having a financial advisor to navigate these challenges effectively.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Jackie Selby and Adam Moeller discuss the critical aspects of retirement planning, emphasizing the importance of realistic assumptions and the need for a solid financial team. They explore common misconceptions about market performance, the risks of relying on stock and bond returns, and the reality of working past retirement age. The conversation also covers strategies for navigating market downturns, tax planning, and the evolution of annuities as a viable option for guaranteed income. Listeners are encouraged to seek independent financial advice to build a comprehensive retirement plan that addresses their unique needs and goals. In this conversation, they discuss various aspects of financial planning, emphasizing the importance of wealth transfer strategies, comprehensive planning, and the role of fiduciaries. They highlight the need for education, transparency, and trust in financial advising, while also addressing common pitfalls in retirement planning. The discussion includes practical advice on choosing a financial advisor, understanding financial goals, and the significance of budgeting and organizing retirement accounts.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

n this episode of Mile High Money, Adam Moeller  discusses the challenges and strategies for navigating market volatility, especially for those nearing retirement. He emphasizes the importance of having a solid financial plan, understanding risk management, and the need for a diversified investment strategy. Adam also shares insights on the current economic outlook and the significance of working with a fiduciary financial advisor to ensure that retirement savings are effectively managed and protected. In this conversation they discuss various aspects of retirement planning, focusing on income-generating investments, navigating economic uncertainty, understanding risk and asset allocation, stress testing financial plans, refinancing retirement income, emotional resilience in financial planning, estate planning essentials, and managing inherited IRAs. He emphasizes the importance of having a comprehensive financial plan and being proactive in adapting to changing economic conditions.     Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Jackie Selby and Adam Moeller discuss the current economic climate, addressing concerns about a potential recession and its implications for retirement planning. They emphasize the importance of having a financial plan, especially in light of recent market volatility. The conversation covers strategies for wealth accumulation, asset protection, and the significance of long-term care planning. Listeners are encouraged to assess their financial health and prepare for uncertainties in the market. In this conversation they discuss various aspects of retirement planning, focusing on managing debt, optimizing banking strategies, and the importance of early education savings. He highlights the financial support parents provide to adult children and the implications for their retirement. The discussion also covers navigating challenges in retirement planning, understanding inherited annuities, and addressing market volatility. The conversation emphasizes the need for proactive financial management and the importance of having a comprehensive financial plan.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation, Jackie Selby and Adam Moeller discuss the intricacies of retirement planning, emphasizing the importance of not just saving but also keeping money through strategic tax planning. They explore the current market volatility, the emotional pitfalls of investing, and the necessity of having a financial game plan. The discussion also delves into the implications of rising taxes and the benefits of Indexed Universal Life policies as a tool for tax-free income in retirement. Adam highlights the importance of comprehensive financial planning to ensure a stable and predictable income during retirement.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Muller discusses the current financial landscape, focusing on market volatility, tariffs, and the global economic slowdown. He emphasizes the importance of having a financial plan in place to navigate these challenges and offers insights into investment strategies, including the impact of interest rates on retirement planning. The conversation highlights the need for proactive financial management and the benefits of working with a fiduciary advisor. In this conversation, they  discuss essential strategies for retirement planning, focusing on protecting principal investments, budgeting for enjoyable retirement experiences, and the importance of long-term care and estate planning. He emphasizes the need for a comprehensive financial game plan to navigate the complexities of retirement, including managing risks, taxes, and ensuring reliable income streams. The discussion also highlights the significance of proactive planning to avoid common pitfalls and ensure a secure financial future. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation, Adam Moeller discusses the importance of strategic financial planning for retirement. He emphasizes that consistent investing, tax planning, and risk management are crucial for a successful retirement strategy. The conversation also highlights the need for a comprehensive approach to financial planning that addresses individual needs and circumstances, ensuring that retirees can maintain their lifestyle and avoid running out of money. In this conversation, they discuss the intricacies of financial planning, emphasizing the importance of a personalized approach tailored to individual needs. He highlights the significance of having a comprehensive financial plan, especially in the face of market volatility, and shares insights into the client experience at AGM Financial. The discussion also touches on how personal experiences shape financial strategies and addresses common financial concerns through a Q&A segment.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

This conversation explores the multifaceted aspects of retirement planning, focusing on the transition to retirement, financial planning strategies, healthcare costs, tax implications, and considerations for self-employment. The discussion emphasizes the importance of having a comprehensive plan to navigate the complexities of retirement, including managing investments, understanding healthcare needs, and optimizing tax strategies. In this conversation, they  discuss various financial strategies for retirement, focusing on tax planning, Roth conversions, and the benefits of annuities. He emphasizes the importance of having a comprehensive financial plan and staying compliant with tax regulations. The discussion also includes listener questions about retirement income, tax deductions, and charitable donations, providing insights into effective financial management for retirees.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the complexities of retirement planning, emphasizing that the amount needed for retirement varies greatly among individuals. He highlights the importance of understanding income streams, managing expenses, and planning for healthcare costs, including long-term care. Adam also stresses the need for a comprehensive financial plan that includes tax strategies and the role of social security in retirement income. In this conversation, Jackie Selby and Adam Moeller discuss the complexities of retirement planning in today's world. They emphasize the importance of having a comprehensive financial strategy that goes beyond mere survival, focusing on enjoyment and fulfillment in retirement. The discussion highlights the evolution of retirement planning, the decline of traditional pensions, and the rise of alternative income strategies, including annuities. Adam shares insights on how to navigate the current financial landscape, emphasizing the need for independent financial advice and the benefits of working with a fiduciary advisor.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Muller discusses strategies for protecting retirement portfolios from potential market crashes, the impact of tariffs on the economy, and the importance of risk management in investment strategies. He emphasizes the need for active management over passive investing, especially in uncertain market conditions, and explores tax-free retirement strategies such as Roth IRAs and HSAs. The conversation highlights the significance of personalized financial planning and the role of diversification in managing risk. In this conversation,they  discuss various financial strategies focusing on tax-free growth, estate planning, cryptocurrency, retirement income, and annuities. He emphasizes the importance of understanding the risks and benefits associated with each financial product, particularly in the context of retirement planning. The discussion also highlights the need for proactive financial management and the value of consulting with a professional advisor to navigate complex financial decisions.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money Jackie Selby  and Adam Moeller delve into the concept of behavioral finance, exploring how emotions and cognitive biases affect financial decisions, particularly as individuals approach retirement. They emphasize the importance of having a comprehensive financial plan that accounts for market fluctuations and personal risk tolerance. The discussion also highlights the role of an independent advisor in helping clients navigate their financial journeys, ensuring they make informed decisions rather than emotional ones. Adam shares personal insights into his journey in the financial industry and the value of educating clients about their options.. The discussion also includes listener questions, providing insights into specific financial scenarios and the importance of personalized advice.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Jackie Selby and Adam Moeller discuss the complexities of retirement investing in a changing economic landscape. They explore the emotional aspects of retirement planning, the importance of having a solid financial strategy, and the potential for achieving both safety and growth in investments. The conversation emphasizes the need for proactive financial management and the benefits of working with a fiduciary advisor to navigate the challenges of retirement savings and investment strategies. In this conversation, they  discuss the various risks associated with retirement planning, including longevity risk and market volatility. He emphasizes the importance of having a comprehensive income plan that addresses these risks and provides strategies for financial security in retirement. The discussion also covers key indicators of a strong retirement plan, the role of debt and cash flow management, the significance of estate planning, and the evolving uses of life insurance. Nolan advocates for working with independent financial advisors to ensure personalized and effective financial strategies.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, the hosts discuss the importance of both financial and physical fitness. They explore how to evaluate your financial team, the inevitability of market downturns, and the emotional aspects of investing. The conversation emphasizes the need for a solid financial plan and the benefits of working with an independent advisor. He highlights the impact of debt on retirement security and the necessity of planning for long-term care and health costs. The discussion also includes listener questions, exploring the benefits and risks of annuities, and alternatives to bonds for generating income.    Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses critical financial concerns for retirees in 2025, including the implications of the Social Security Fairness Act and insights from Goldman Sachs on retirement planning. The conversation emphasizes the importance of proactive financial planning, understanding investment strategies, and preparing for unexpected life changes. Adam also addresses listener questions about Roth IRAs and investment expectations, providing valuable insights for those approaching retirement.. He highlights the significance of long-term care planning and the necessity of saving and financial discipline. The discussion also covers the different investment vehicles available and the importance of understanding risk management in retirement. Overall, the conversation aims to educate listeners on how to effectively prepare for retirement and ensure financial security.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation, Adam Moeller discusses the common pitfalls retirees face and the importance of having a financial game plan. He emphasizes the need for financial coaching, the significance of understanding social security strategies, and the implications of the Social Security Fairness Act. The discussion also covers long-term care planning, balancing growth and safety in retirement investments, and the role of life insurance as a financial tool. Adam shares personal anecdotes and insights from his experience as a fiduciary financial advisor, highlighting the importance of planning for longevity in retirement. . He explores strategies for managing market volatility, the benefits of Roth conversions, and the significance of tax diversification. The discussion also covers practical advice on 401k rollovers, the potential of cryptocurrency investments, and the advantages of annuities for retirees, particularly teachers. Throughout the conversation,Adam stresses the need for personalized financial strategies and the importance of taking action to secure a stable financial future. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the importance of strategic retirement planning as we approach 2025. He emphasizes the need for teamwork in financial planning, the significance of understanding investment strategies, and the role of a fiduciary advisor. The conversation also covers asset allocation, risk management, and the impact of interest rates on retirement savings. Adam provides insights into preparing for tax season and long-term care, encouraging listeners to take proactive steps in their financial planning. In this conversation, they  discuss.  various financial strategies for retirement, emphasizing the importance of safe investment options, understanding market volatility, and the necessity of comprehensive financial planning. He highlights the significance of long-term care strategies and year-end financial planning, including tax implications. Nolan also addresses the evaluation of managed portfolio services, advocating for a strategy-based approach to financial management.   Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money,Jackie Selby  and Adam Muller discuss essential aspects of retirement planning, including healthcare considerations, building an income plan, and the importance of asking the right questions when choosing a financial advisor. They emphasize the need for a comprehensive approach to retirement, addressing both financial and health-related concerns, and provide insights into navigating 401(k) plans and investment strategies. The conversation highlights the significance of understanding one's financial situation and preparing adequately for retirement. IHe highlights the need for risk management as individuals approach retirement, the significance of guaranteed income streams, and the value of working with a fiduciary advisor. The discussion also covers the benefits of Roth options for tax flexibility and the necessity of planning for long-term care. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

This conversation focuses on the critical aspects of retirement planning, addressing common concerns such as longevity risk, outliving savings, and the importance of having a comprehensive financial plan. The discussion emphasizes the need for guaranteed income, the role of a financial advisor, and the significance of transparency and independence in financial planning. Listeners are encouraged to take proactive steps in their retirement planning to ensure financial security and peace of mind.  He also touches on market trends, changes in retirement contribution limits, and the implications of required minimum distributions (RMDs). The conversation concludes with a discussion on the role of AI and robo-advisors in financial planning, advocating for personalized advice over automated solutions. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this conversation, Jackie Selby and Adam Moeller discuss the essential strategies for wealth preservation and financial planning. They emphasize the importance of creating a comprehensive financial game plan, diversifying investments, maintaining a healthy cash reserve, and minimizing taxes. The discussion highlights the need for proactive planning and the role of teamwork in achieving financial success, drawing parallels between sports and financial strategies. In this conversation, they discuss essential aspects of financial planning, including tax strategies, leveraging insurance for risk management, and the importance of estate planning for generational wealth. He emphasizes the need for a comprehensive financial review and the benefits of partnering with a fiduciary financial advisor. The discussion also touches on addressing market volatility and the significance of refinancing retirement strategies to optimize financial outcomes. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the realities of retirement, emphasizing the importance of financial planning and the challenges of living on a fixed income. He addresses concerns about Social Security and the necessity of working with an independent financial advisor to navigate market volatility and ensure a secure retirement. The conversation highlights the need for a comprehensive financial review and the value of having a fiduciary advisor who acts in the best interest of clients.. The discussion also covers health planning, particularly long-term care, and the impact of inflation on savings. Listeners are encouraged to consider the risks associated with retirement planning and the importance of having a comprehensive financial strategy. The segment concludes with a Q&A session addressing real-life financial scenarios faced by listeners. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, Adam Moeller discusses the intricacies of retirement planning, focusing on common mistakes made by baby boomers, the importance of understanding social security benefits, tax strategies, and the necessity of planning for long-term care. He emphasizes the significance of diversification in investments and the role of a financial advisor in navigating these challenges. The conversation provides valuable insights for listeners looking to secure their financial future in retirement.. He emphasizes the need for professional guidance in navigating complex financial landscapes, particularly as it relates to retirement and wealth transfer strategies. The discussion also highlights the significance of life insurance as a tool for effective wealth transfer and the necessity of having a solid estate plan to ensure assets are distributed according to one's wishes. Listener questions provide practical insights into real-world financial scenarios, reinforcing the need for personalized financial advice. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

In this episode of Mile High Money, host Adam Moeller discusses various retirement planning strategies using Halloween candy as metaphors. The conversation covers topics such as diversification, multiple income streams, long-term planning, balancing risk and reward, and the importance of setting high financial goals. Adam emphasizes the need for personalized financial strategies and the benefits of working with a fiduciary advisor to navigate retirement planning effectively. The discussion also covers pension maximization strategies, navigating market volatility, and diversifying investment portfolios. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com