As year-end approaches, many people are planning to make the most of the holidays. 

Unfortunately, this includes cybercriminals, who are poised to exploit people’s more relaxed states and lowered defences.  International Fraud Awareness Week, taking place from 17-23 November, is a timely reminder to protect yourself against digital threats by educating yourself about cybercrime. 

Clarence Ford speaks to Sarah Nicholson, JustMoney operations manager.