Are Medicare Supplements and Medicare Advantage PPO Plans the Same?Medicare expert, Toni King explains the difference between Medicare Supplements and Medicare Advantage PPO plans.
With a Medicare Supplement, there is no network of any kind. You have the freedom to use any healthcare provider or facility that will bill Medicare. The Medicare Supplement will pay what your Medicare Parts A and B will not.
With a Medicare Advantage PPO Plan, there are lower-cost in-network providers or facilities as well as out-of-network benefits that will cost you more. In 2022, a popular Medicare Advantage PPO Plan has a maximum ranging from $5,400 to $7,550 in-network, while out of network costs range from $7,550 to $11,300.
Most never consider they could have an out-of-network provider or facility for their medical claim, but in these current times, many healthcare providers and facilities are out of network with a Medicare Advantage PPO Plan.
Let's take a look at the key differences between the two plans!
