In this edition of Medicare Moments Toni says: America does not realize that Medicare Part B is as valuable as GOLD and should be treated carefully. When you enroll in Part B the wrong way, it can cause you to not qualify for the Medicare Supplement you desire.

            Medicare provides special rules for employees or spouses who are “still working” with “true” company benefits and are covered by the employer group health insurance. 

             Toni discusses the Medigap Open Enrollment Period and in the 2023 Medicare & You handbook it states, “The best time to buy a Medigap policy is during your 6-month Medigap Open Enrollment Period. During that time, you can buy any Medigap policy sold in your state, even if you have health problems. This period automatically starts the first month you have Medicare Part B (Medical Insurance) and you’re 65 or older. It cannot be changed or repeated. After this enrollment period, you may not be able to buy a Medigap policy. If you’re able to buy one, it may cost more due to past or present health problems.”

            Toni explains Tom, the husband, is not under the same Medicare rules because he enrolled in Medicare Part B when he turned 65 over 2 years ago.  Now he must answer underwriting questions to qualify for a Medicare Supplement.

            Toni stresses: That’s why enrolling in Part B when an enrollee or spouse is “still working” full-time with true company benefits in a timely manner is so important. You want to not only avoid receiving a Medicare Part B penalty. You also want to be able to enroll and be accepted in any Medicare Supplement/Medigap plan due to medical underwriting

You will want to share this podcast with your Medicare age friends! 

Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. 

If you would like to schedule Toni to speak to your community organization or church, please call 832-519-8664. 

You can find us wherever you find your favorite podcasts, such as:

Apple: https://apple.co/44MoguG
Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null

Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Buy a book for your pastor and church library.  

Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper - contact us at 832-519-8664

Thank you for listening and be sure to tell your friends about Medicare Moments! 

Blessings!

In this edition of Medicare Moments Toni says: America does not realize that Medicare Part B is as valuable as GOLD and should be treated carefully. When you enroll in Part B the wrong way, it can cause you to not qualify for the Medicare Supplement you desire.
            Medicare provides special rules for employees or spouses who are “still working” with “true” company benefits and are covered by the employer group health insurance. 
             Toni discusses the Medigap Open Enrollment Period and in the 2023 Medicare &amp; You handbook it states, “The best time to buy a Medigap policy is during your 6-month Medigap Open Enrollment Period. During that time, you can buy any Medigap policy sold in your state, even if you have health problems. This period automatically starts the first month you have Medicare Part B (Medical Insurance) and you’re 65 or older. It cannot be changed or repeated. After this enrollment period, you may not be able to buy a Medigap policy. If you’re able to buy one, it may cost more due to past or present health problems.”
            Toni explains Tom, the husband, is not under the same Medicare rules because he enrolled in Medicare Part B when he turned 65 over 2 years ago.  Now he must answer underwriting questions to qualify for a Medicare Supplement.
            Toni stresses: That’s why enrolling in Part B when an enrollee or spouse is “still working” full-time with true company benefits in a timely manner is so important. You want to not only avoid receiving a Medicare Part B penalty. You also want to be able to enroll and be accepted in any Medicare Supplement/Medigap plan due to medical underwriting
You will want to share this podcast with your Medicare age friends! 
Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - <a href="mailto:info@tonisays.com">info@tonisays.com</a>. Toni's book is available at <a href="http://www.seniorresource.com">www.seniorresource.com</a> and <a href="http://www.tonisays.com">www.tonisays.com</a> You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. 
If you would like to schedule Toni to speak to your community organization or church, please call 832-519-8664. 
You can find us wherever you find your favorite podcasts, such as:
Apple: <a href="https://apple.co/44MoguG" data-saferedirecturl="https://www.google.com/url?q=https://apple.co/44MoguG&amp;source=gmail&amp;ust=1691082717536000&amp;usg=AOvVaw2svj9U_WW7lIBQFw3_BTPd">https://apple.co/44MoguG</a> Spotify: <a href="https://open.spotify.com/show/7c82BS4hb145GiVYfnIRso" data-saferedirecturl="https://www.google.com/url?q=https://open.spotify.com/show/7c82BS4hb145GiVYfnIRso&amp;source=gmail&amp;ust=1691082717536000&amp;usg=AOvVaw3-tek0ZmAzD1RCyOJ6Abt_">https://open.spotify.com/show/7c82BS4hb145GiVYfnIRso</a>Amazon Music: <a href="https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null" data-saferedirecturl="https://www.google.com/url?q=https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker%3Dnull&amp;source=gmail&amp;ust=1691082717536000&amp;usg=AOvVaw2deg9R6ZYV6tA1FnOU_vea">https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null</a>
Toni's new book: Maze of Medicare is now available at <a href="http://www.tonisays.com">www.tonisays.com</a> Combining Scripture with Medicare, it is the only book of its kind. Buy a book for your pastor and church library.  
Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper - contact us at 832-519-8664
Thank you for listening and be sure to tell your friends about Medicare Moments! 
Blessings!

Medicare Moments with Toni King helps you personalize Medicare for yourself. Join her for tips and strategies to make sense of medicare and how to make it work for you. With Medicare... what you don't know WILL hurt you!

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