According to the US Census 10,000 Americans a day turn 65. Are you ready for Medicare? Don't put it off - or you could be penalized. In this Podcast, Toni discusses the Medicare enrollment window when you are ready to turn 65. Toni explains how it begins at www.ssa.gov or by calling  or by calling Social Security at 800-772-1213

You need Toni's book, visit www.seniorresource.com or www.tonisays.com or call 832-519-8664 for Medicare information.