Toni explains how Medicare Special Enrollment Periods - SEP's are determined. Toni also addresses what to do if you were sold a Medicare Advantage Plan that doesn't help with your particular medical condition. Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. 

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Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. 

Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper - contact us at 832-519-8664

Thank you for listening and be sure to tell your friends about Medicare Moments! 

Blessings!