Full Show Podcast: 11 December 2024

Published Dec 11, 2024, 4:09 AM

On the Matt Heath and Tyler Adams Afternoons Full Show Podcast for the 11th of December - finally, the Government ferry announcement was delivered, but it left more questions than it gave answers.

A Reserve Bank consultation on digital currency has highlighted Kiwi's love of cash - no surprise to Matt and Tyler.

And shotgun etiquette - the duties of the shotgun passenger.

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Hell are you Great, New Zealanders? Welcome to Matt and Tyler Afternoon's the full show podcast for Wednesday, the eleventh of December and the Year of Our Lord twenty twenty Four's great show today. At the very end of the show, that's a wee way away. It's a couple of hours away for you, maybe an hour away for you. Is the complete rules of shotgun etiquette. The person sitting in the passenger seat, there was a great chat and boy, boy, the phones lighting up in the text were lighting up. We also went deep into fiery chat and it turns out I don't know much about this whole fairy situation after the announcement from their government that they've got an announcement on the fairies coming up down the track, so it was a bit of an announcement of an announcement and Tyler. The other topic we got stuck into was.

Cash is king. A lot of people pretty pretty hot on their love of cash. Is on the back of the Reserve Bank want to have a digital currency, but people love their cash.

Yeah, that's right, because ladies and gentlemen, the banks want to give it to the cash. Yeah, because they want the control and they want to clip the ticket the whole time. So if we want to keep cash existing in our world, what we need to do is start flicking the folding around.

Yep, when I didn't need.

To get out the Sir Rutherford's, the the ernest Rutherfords. Throw them around, all right. Then, fantastic show for you today, so enjoy it. Seem busy. I'll let you go give them a taste of Kiwi and make sure you follow and set to download and such.

Talking with you all afternoon. It's Matt Heath and Taylor Adams Afternoons New for twenty twenty four News Talks EDB.

News Talks. D be Welcome into the show. Seven past one. I hope you're doing well on this Wednesday, Ghetto mates get a.

So we've been hyping up this announcement from the government on the faery and what's going to happen, but slightly confusing what's gone down?

Yeah, we'll tell you more very shortly, but a quick preview on the rest of the show. After three o'clock, we want to talk about sausages. Got an interesting email Matt and I did from a guy called gross up in Northland who was upset that there was too much fat in his sausages. Reliable sausages. These were from a reputable butcher, he said, and he was flabbergaster that they were just dripping with fat.

So what's happened to our sausage?

So we're just a juxtaposition there. I was talking about the fairies and you just threw sausages at me. Okay, sausages it is. Yeah, So sausage is supposed to have thirty percent fat. This guy reckons there's more fat in them.

Yeah.

Yeah, And sausage quality is going down according to this guy.

And barbecue season. So we're gonna have a chat about that after three o'clock. After two o'clock, do you still use cash? Most of New Zealand are still keen on using cash, according to the Reserve Bank consultation. But it comes on the back of the Central Bank exploring options for a digital currency. So the question we want to put to you is how is how important is cash to you?

Yeah, well you've got to carry some cash around on you, I reckon, Well, you're going to have some cash in your house. Who knows what's going to happen, who knows if the internet's going to go down, who knows if you're going to walk past the busker. I think having cash is important, and you know this is a bit privacy in cash.

Yeah, absolutely, that's going to be a good chat after two o'clock. But we are listening right now to the Finance Minister Nicola Willis give details into what is going to be the replacement for our Into Islander ferries on the back of the canceling of the Irex projects. So I'm reading from the press release that has just landed in our inbox right now. She is still speaking to reporters right as we speak, and she said the government is establishing a new company to procure two new ferries to ensure a safe, reliable, commercially viable ferry service. The decision will ensure, she says, New Zealanders has that safe, resilient service to move people in freight between the North and South Islands. So a funding envelope has been established and the costs are expected to be much less than would have been the case with Project Ires, even once break fees are included. But at this stage the cost of the project is still commercially confidential. Intol procurement and negotiations for the associated landside infrastructure have been completed, she said, So, I mean it is an interesting development, but the fact that they are still withholding the cost of that project under a commercial confidentiality it still leads some questions open as to how much this is going to cost the tax power of New Zealand.

Yeah, well there's huge questions in what exactly they're getting. But a funding envelope, that's what they're talking about that and that is going to be less than what was going to be spent, including the landside costs. So kind of not really moving the story that far forward in terms of what we know.

No, So we've got a bit of audio from Finance Minister Nikola Willis. Here's what she had to say.

The new company established to procure the fairies will be a limited liability company listed and scheduled for a of the Public Finance Action nineteen eighty nine. The shareholding ministers of the company will be the for Rail and the Ministers of Finance and Transport. The company will have two roles. The first will be to undertake the procurement process for new fairies and to report back to ministers for final decisions. The second will better support officials to work with ports, key, we rail and other stakeholders to ensure landside development planning is sufficiently advanced for Cabinet to make final decisions on faery procurement with confidence, and those processes are expected to conclude in March. One of the government's aims is to leverage existing infrastructure to the maximum extent possible.

The exact costs.

Of the landside developments won't be known until the project is finalized, but we are confident based on our work to date, that they can be delivered for significantly less than for project directs. This is partly because the fairies will be smaller, but also because the ports will not be gold plated. To ensure the best possible solution is arrived at, the private sector is being invited to put forward alternative proposals for a ferry service during the first stage of the procurement process up till March. Any alternative proposals received will be assessed along with the results of the first stage of the procurement process in March, after which final decisions on next steps will be taken. Whatever the preferred solution, rail freight will continue to be able to be transported between the North and South Islands.

So interesting comments there from the Finance Minister Nicola Willis, I mean the opening it up to further alternative options for those in the industry. When I hear that comment there, I think they still don't have a firm plan in place. This is still a little bit up in the year into how this is going to unfold.

Whether she said they're confident that they can deliver for significantly less because the fairies are smaller, but because the land side infrastructure will not be gold plated. But she did say that it will still take rail. Yeah, And wasn't Chriss saying that his sources said that the fairies they were going to announce wouldn't take rail.

Yeah.

And there was a whole lot of leaking going on by his sources and other sources within government. We were told and within cabinet about nine hundred million dollars spent on these fairies and a whole lot less in the irex project. But this is not what we're hearing today, very very different.

Chris Hipkins sources didn't didn't tell him that it was going to be an announcement of an announcement.

That's right back to those old days.

There was a question put to the Finance Minister will Kiwi Rail operate the new Fairies? If not, why not? And there was some controversy over whether Kiwi Rail is the right outfit to run the inter rounder Island of Fairies.

So when she says that there's a new company, that new company's being formed to buy the fairies.

That is my understanding. But here was her answer to that question. Now working an assumption is that Fairies purchased by the Crown would be transferred to and operated by KiwiRail on terms to be determined. If we receive a compelling market proposal for alternative arrangements that are a good deal for New Zealand, that will be considered. And I think that's the interesting point because if you take the inter islander operation away from KiwiRail, which a lot of people have been calling for, you let KiwiRail look after the rail system, and you open up the inter island of ferry service to a commercial operator, say blue Bridge, there may be that is going to be a better deal for the text payer.

Right, yeah, so you buy them the Fairies and then get someone else to operate them.

Yeah.

Oh one hundred eighty ten eighty from what you've heard so far. And we'll dealve more into this with our reporter Georgina Campbell very shortly. But with that in mind that they are going to open it up to alternative arrangements market proposals to the freight and ferry industry, is it a better idea to sell off the inter islander operation and open it up to someone Blue Ridge?

Yeah? Right, But she said that they are going to buy the Fairies and they're going to set up the land side infrastructure, right, yeah, so you would be it would be someone else running the fairies, correct, Yeah, would there be a bit idea?

How do you feel about that, man, if you take that operation away from Kiwi Rail and give it to a private operator like Bluebridge?

Yeah, well, I mean Bluebridge is do a pretty good job, and you know Kiwi Rail. There's a big difference between rail and water, isn't there. I mean there's some logic in that, I guess, but yeah, I have to have a good think about that. Tyler so I eight hundred and eighty ten eighty nine two nine two is the text number, and the text machine is going crazy here. What is this announcement of a nothing? This is a joke. This is an announcement of nothing, an announcement of an announcement, an announcement of an announcement. The government is stalling. Weezel words, what if we heard I heard nothing?

Yeah?

Yeah, Well keen to hear from you on that O eight one hundred and eighty ten eighty. Was it a mistake to get up there in front of General send the nation to give an announcement on an announcement without the details being properly ironed out. Love to hear from you on this one. Just a reminder we are going to catch up with out a senior Wellington, reported Georgina Campbell. She's been across this story from the get go. We're also hoping to catch up with Infrastructure New Zealand CEO Nick Leggett, who's been hot on this as well. It is a quarter past one.

The big stories, the big issues, the big trends and everything in between. Matt Heathen, Tyler Adams Afternoons you for twenty twenty four used talk said.

Be it's eighteen past one.

Yeah, so I must heard there. So she said that there would be rail freight on the ferry, not necessarily rail, so obviously it's a difference between rail freight. Yeah, and I just heard rail and thought there was gonna be rail, but I mean rail freight. You can take the freight off a train and HiFIT into a ferry and then take it off and have it back on a train exactly. That doesn't mean the trains are going across the across the coockstraight.

And just to reiterate the eye of this new company, so Niicola, Willis said it would have a dual mandate. The first would be to undertake a procurement process for these new theories and report back to ministers for final decisions. The second will be to support officials to work with ports, Kiwi, rail and other stakeholders to ensure those landside development planning is sufficiently advanced for Cabinet to make final decisions on faery procurement with confidence. Willis added the government's aims is to leverage existing infrastructure to the maximum extent possible.

Yeah, so lots of text coming through here, Hi guys, this was a joke, But Hopkins is also a joke he jumped the gun. Yet nothing Hipkins said was in the announcement from Ben. Yeah.

Well, to chat further about this, we're joined by Infrastructure New Zealand CEO Nick legat Ghetto. Nick, nice to have you on the program.

Hi, how are you both very good?

So effectively?

Nick, this is an announcement of an announcement, isn't it. There's not much detail in this particular stand up from the Finance minister. That's my reading what you're reading about it.

Look, it sets the it gives us a bit more information. It sets the sort of the direction how they're gonna how they're gonna procure these ferries, and they've asked that the private sector can can put in bids to that, and then obviously how they're going to structure the approach. So they're going to get the faeries sorted and then work on the port side infrastructure. And it does look a lot cheaper than what was previously announced. And I think also having Winston Peters's Minister of Rail is a good idea. He's passionate about rail, but he also believes that you've got to get a bang for your back, and so I think that's I think all round. We like what we hear because it safeguards of the service across the cock Strait. It's got to be safe and reliable. But we've also we also send to forget in these discussions that there's actually a private sector provider in the form of blue Bridge that's doing this work every day. So we don't I think there's been a lot of fun made about this over the last year, but actually what we've got to remember is that the services is being delivered at the moment by the private sector. KEYWI railer is obviously a key component to that, but we want it to be done efficiently and we want we don't want to spend we don't want to write checks that the country can't cash, right, and that's what this has been about.

So when she mentions a private sector you know possibilities. Is she talking about an investment in the fairies or is the government saying, in your opinion, that they're going to buy the fairies and potentially look at someone operating them. What did you take from that?

I didn't that level of detail wasn't there. What I took to mean from it was that when they they put together their opposal for the fairies they buy or build. The private sector will be invited to put in what they call an unsolicited bid, which which will mean that they can't they can come forward and put a solution on the tape to this new entity that's going to be responsible for that. I didn't get any sense that there was a sort of a decision made about how Kiwi Rail's future involvement is going to be. I thought they might look at something where there was some government ownership of Kiwi Rail and there might be some sort of private sector ownership of an entity as well that delivered the service. But that, look, that might be off the table, or it might be yet to come. But I think those are the sort of the questions that some of us are going to have in the months ahead. But look, it's good to get this stair today. I mean, people do want to know that this is a service that is going to be safeguarded. Thirty billion dollars of goods a year goes across the Crook Strait. It's the extension of you know, it's a bridge across between the South and the North Islands, and you know it keeps New Zealand fed. It keeps our exporters being able to get their goods to market, and of course it's great to tourism and just people movements. So I think we've you know, I think today's a good step, but we do need to see a little bit more detail. And as I say, having Winston Peters as Minister of Rail is good because we you know, rail is important to our freight task. But there are some true believers out there that think that it can do everything and that we should just spend billions, and we've got to be more sensible than that.

These are going to be brand new fairies, Nick, And there was concern when the i Rex project was canceled that the second hand ferry market, they just don't exist out there. There's no Toyota Corollas that are up for sale. So building these two new fairies, is it your understanding that it is relatively easy to find a ferry builder a boat builder within the international space and get that contract in place pretty quickly.

Well they did it with Irex right. The problem with Irex, of course, was that they were very specialized because they were roll on, roll offts, you know, rail enabled, and these new Fairies won't be that's where the massive cost was not just for the boats, but actually also for that port side infrastructure. And yeah, there wasn't hell of a lot of resilience in what was proposed. Now I think that, you know, there will of course, there'll be a market they could find. I mean, the challenge they will have is the same challenge that New Zealand as a small country has with much of its infrastructure and what it needs to get built. It's it's you know, well, can they get a competitive price? And that will be on people's minds, particularly given the fact that the Irex project was canceled to cost. So I think we'll be looking to make sure they're getting the best bang for Kiwi Rail and New Zealand's buck.

So rail freight capability as opposed to roll the trains on. She was quite clear that she said it would have rail freight capability. So is that that the trains come up, you aren't you unload them, load them onto the onto the ferry and then I unload them onto the trains at the other end.

Yes, that's that's that's what That's what she means, and it's what we've got at the moment, right, So and look, we were the only country in the world they're actually building rail enabled ferries, so it's not something that you know, is a particularly contemporary, very thing to be going for. So and as I said, it added a lot of costs. I mean, it was going to cost They estimated about three billioned Man and the estimate I think I've sent from David Seymour has said, you know, this is great because we think it'll be about half that. So but this is important, right, we don't need we don't need the flash's most sophisticated service. We do need something that setsure proof. So we know that we've got some you know, resilience and that in there and it's not going to fail. And actually, you know, safety is really important across the Crooks Straight as well, So we should be looking for the safety part of this proposal, you know. And I'm sure that that's covered at either end.

So the big blowout with the i REX project neck was clearly on those landside operations, the infrastructure for these new ferrari ferries that were planned. Have you got confidence that under this plan that those infrastructure needs are not going to be to the same extent as the previous project.

I would have confidence because they're not having to build rail enablement. It's also important who pays, so you know, like should keep e rail have been forking out for infrastructure at ports which the ports can charge for use and and you know make money off. So I think it will be important to see who's going to pay for the port side infrastructure and how that's going to be brought around. Yeah, look, I think lots of questions and we've got to ensure that that this is of unpleased here. You know, the current services is going to keep running. The other thing i'd just say about those rail enabled ferries, what was the sort of the thing that kind of went unreported was that those the first those fairies was going to turn up i think next year and there was going to be no port side infrastructure ready for them. So I mean that would have been horrific. I mean the lost the lost cost and you know, the sunk cost and the lack of productivity. The project would have eaten its head off. So cancelation Actually, when you think about that and you think about this much lower cost we're actually going to end up, I think you know a head welling.

Nick great to get your expertise. Thank you very much for coming on. Thanks both that is nick Leget. Infrastructure New Zealand CEO will take your calls on this. How do you feel about this announcement of these new purpose built fairies. The government has committed to establishing this company that will procure these two new fairies and then at that point we'll determine how much it's going to cost.

But love to hear your thoughts on this one.

Oh e one hundred and eighty ten eighty confidence there from the CEO of Infrastructure New Zealand.

What do you say? It is twenty seven past one, putting.

The tough questions to the newsmakers the mic asking.

Breakfast banks have been busted refusing to bank some petrol station owners because these guys sell fossil fields and fossil fields are not cool anymore. Federated farmers have blown the whistle on this one. In the National Board member Richard McIntyre's with us.

We've had quite a few petrol stations and is that she reached out to us and one of them has actually given us a letter from Benzi saying they can have no further lending from here on in and that they have to begin repaying all of their debt and it has to be repaid by twenty thirty. These are small business owners that provide a service to New Zealanders in general, and so for the banks to coline and to fund them and consider them to be negative while the reservation is actually consider them to be a vital service is just ridiculous.

Hither duplusyen on the Mike Hosking Breakfast back tomorrow at six am with Bailey's real Estate to news togs.

That'd be good afternoon. It has half past one. Plenty of texts coming through about these fairy announcements.

Yes, this is some detail from Willis and an announcement of an announcement. It's also showing Hipkins to be increasingly irrelevant. That's from Doug. Yeah, it doesn't seem like Hipkins got the details right. He's had it a lot more confident than what actually came out. Guys, anyone who thinks national have done the wrong thing should take a look at the bloody pickle Tasmania in buying fairies that are too big in an hour in storage, costing billions. That's from Jill. Yeah, and I don't did they say if the fairies are equipped with autopilot, I hope not. Cheers, John, keep those texts coming through and we're going to pick this up after the headlines.

Of course, plenty of phone calls coming through on people want to have.

A chat about this.

Oh eight hundred eighty ten eighty if you want to jump in on this conversation as well, And just a reminder, we are going to have a chat to our senior Wellington reporter, Georgina Campbell. She's been working on this story from the get go, so we've got plenty of questions that we.

Will put to her.

But right now it is twenty nine to two headlines coming up. Then we'll take some of your calls.

You talk said, be headlines with blue bubble taxis. It's no trouble with a blue bubble. The government says it'll set up a company to procure two new cook straight fairies to replace the aging inter Island a fleet after scrapping plans about a year ago. It says commercial sensitivities mean the cost can't be revealed. Winston Peters been appointed Minister for Rail. Police are hunting a man accused of a fatal shooting in Lower Huts nine I yesterday is a thirty year old man with a large build and full facial tattoos, believed to have gang affiliations. A thirty seven year old man accused of murder by fatally running over a man in a driveway in Auckland's Massy has entered no plea in court. Greenpeace says the government's emissions plan isn't worth the paper it's written on. Policies include more renewable energy projects and introducing a network of ten thousand EVY charging points and agricultural emissions pricing by twenty thirty. A Queensland University report shows tourism's greenhouse gas pollution has grown twice as fast as the rest of the world economy. Sixty six cars stack twenty levels high. The new apartment block offering space saving solutions. You can see more at ends and heral premium are back to Matteethan Tyler Adams.

Thank you very much, Ray Lean. Well, as we've been talking about. The government says it will set up a new company to procure two new Cookstraateth ferries to replace the aging into Island a fleet. It's been under pressure, as we know, to offer alternatives after scrapping plans for rail enabled theories and upgraded port infrastructure that was called the i REX project about a year ago.

Yeah, and we've got Max here, who was involved in the i REX project.

Welcome to the show, guy, Thanks for the opportunity.

Good to have you on. So let's start off with what was announced at one o'clock. Max, how did you feel about the idea of a new company to procure two new fairies? And there's still some questions around the overall cost.

Well, I think you know, going there's many many different variables in this whole project. Having worked on large projects all my life, and the procurement of the fairies in the first place, or the procurement of the actual whole pro RX project was in my opinion, doomed to fail from the start.

The model was wrong.

It was a cost plus model rather than a you know, attended type model.

So so so what do you mean by what? Sorry, Max, what do you mean by cost plus model?

Well, the was a cost open book type things, So costs were put on the table then as a margin added, and that's that sort of models. And there was no real in my opinion, no real cost control to the level of scruggy that that should have been in that project. So that project was doomed to fail in my opinion from the part, it was always going to blow out and it was always going to do things. And the other big consideration for all these large projects is stakeholder engagement and compliance. Compliance costs are probably fifty percent of a large project, so to comply with RMA regulations, stakeholder regulations, stakeholder requests, all those sorts of things, so they bury the project before they even got started. The actual fairies were very cheap for what they were, the beautiful fairies. They were amazing, but a kid and the fairies for five hundred million to buy were actually very very good value for money and to be fired to Hindai to be fed a ken day. The goalpost got shipped in about four times during the process and they never charged us for any of that during that process. But it was only after after the final death knell by the National government, which in my opinion was the right thing to do, even though it was my livelihood, it was the right thing to do to stop that project, take a breath and go again and set it up correctly. Look, which is what they're trying to do now, and I applaud them for that.

So the problem, as far as you're concern wasn't the fairies, it was the landside set up.

Yeah, well there's a bit of that, you know, like they were designing for a one on two thousand year flood of it, which I don't know about you, but I'm going to make two thousand years. But that seemed ridiculously over the top. And I'll give you an example. The piles that were going to be driven at f f a point. Instead of been thirty or forty meters into the substrate, we're going to have to go up to seventy meters and more of them just to cope with a seismical weather event of one in two thousand year frequency. So didn't make any sense to me.

What would be the normal frequency that you'd be looking to design something for in terms of years?

Well, most things, most infrastructure, like civil infrastructures built for one and two hundred, one and five hundred. Maybe if it's a significant piece of kit like an electrical power station or something like that, five hundred year event, but it depends on the environment where it's locate. I mean Obviously it's a seismic environment in Wellington, so that makes a difference anyway. But the existing in my view, where we go wrong is we look at things and go going forward really too design for one and five hundred years, but rather than look at what's there existing and go this has survived really really well for forty years. Let's double its capacity so we get one hundred or two hundred years out of it rather than actually two thousand years, you know. And to me, that's where we go wrong as a civil infrastructure industry.

And why didn't they do that? Max?

So, as you mentioned before, we actually got this contract for the ferries at are pretty reasonable cost considering what the ferries were going to be able to do. But why didn't Grant Robinson or indeed, in this case, Nicola Willis when she came on as Finance minist to look at the plan for the infrastructure spend and say that is crazy, Faeries, good, go back to the drawing board on infrastructure because they ain't going to cut it.

That's a very very good question and I can't answer that. But yeah, had I been the labor equivalent to Nicola Willis, it's exactly what I would have been asking right from day dot.

What is this going to look like?

You know, why are we doing this? Why are we're doing that?

You know?

And the two design companies were well, they made they made. They did it right out of it, I think, and so did the two construction companies, bearing in mind that not a lot of construction Wilson enabling where it's done, but not a lot of construction of the heavy infrastructure was undertaken. So look, I don't want to I'm not going to throw people out of the bus, but there was a bunch of decisions made by a bunch of people, in my opinion, that shouldn't really be making those decisions.

But here we are.

You know, we're hopefully with this reset now we should get good fairies because realistically, the only liability problems major liability problems with the ships on the water themselves the pict infrastructure. The wharf is pretty old and needs replacing anyway, so that's fair enough. But the Wellington wharf is actually not too bad. And the other problem that the new fair is going to create was all the extra traffic loading on the roading network was going to be a major problem at sard A point at peak loading times.

For vehicles getting on or off.

Five hundred hicles trying to get off a ferry at five o'clock on a Friday afternoon in Wellington.

This is not going to work.

Yeah.

Yeah, So infrastructure aside, and I know that that's a big part of the equation here. But all this talk about rail enabled fairies and we've got to have that and if we don't then we're missing a trick and we're not going to future proof. Was that kind of a bit nonsense that we didn't really need to have rail enabled fairies?

Look, in my opinion, no, I don't think we do. I mean, the key rail are pretty They're not perfect at some things, but they're pretty good at getting fate on and off the fairies pretty efficiently. So having wagons that can roll on roll off without the trains is fine. The infrastructure is already there. We've been doing it for thirty years or twenty years now with the fairies we've got, so to me, it made perfect sense to have a good, reliable theory that's economically environmentally friendly and all that good stuff. But the roll on roll off thing is real nice to have. That's not going to add a heck of a lot. I don't think Key rail people will probably shoot me for saying that, but bi viewers watching them operate the off with their wagons, it's actually pretty efficient, take longer to load the cars and the truck rail wagons, so it doesn't seem to be a major problem to me.

And that sounds pretty much like what Nicholas Willis. Nichola Willis is suggesting now that that that will just continue with the new Fairies.

Yeah, and so it should. I mean, it's pretty slick operation down there at both ends of the faery terminals. So really, excuse me, Really, they just need to keep doing that efficiency find any other little efficiencies they can. But there's no there's no real harm in having a train shunting rails, carriages on and off the Fairies.

In my view, well, there's no doubt it'd be super cool to have the super flash Fairies with super flash landside infrastructure and trains that could just go on and off. Yeah, but unfortunately we went not that wealth for your country.

Yeah max out of percent man, you know, like you know, you look at any of the big large infrastructure projects around the place, you could save a truckload of money by by cutting a lot of cost or cutting your cloth to suit your budget, which is what you do in your own house, right, So I don't understand why the government should be any different. So I applaud for what they're trying to do. I just hope they get the right people in place to make this project a success, because all of that was a good roleval fiery service olds really.

Yep, nicely said Max. Great to have you on. Thank you very much. O eight one hundred and eighty ten eighty. There's the number to call love to hear from you on this It is seventeen to two.

Mattie Taylor Adams with you as your afternoon rolls on, matt Even Taylor Adams Afternoon US Talk said.

Be a bunch of texts coming through on this faery announcement of an announcement. There was some meat in there, but showing it again, what a bloody genius Luxons says this text Supreme manager getting things done back on track. Clearly Winston Peters has refused to agree to the proposal, which Hipkins exposed.

Well, I don't think there's quite the case, considering he's now the Minister of Rail that got announced at the same time.

Well, I mean, what they're saying is that he scuttled what they had planned just to screw over Hipkins. I need to see some evidence on there, the picture of the New Fairies already two miniature container ships that can carry some passengers. On top of the stupidity of having the ships arriving before the birthing was ready, they were not sure that the Fairies could get through the shortcut and the sounds. That's from Ted all right, So lots of text coming through and we appreciate them all.

Cliff, how do you feel about.

This after Hey, I've been thinking about this for a while too. I'm in the transport industry as such. Why are the theories not been put on between Wellington and christ Church Now? Probably eighty percent of the freight coming from north to south comes out of christ Church. Anyway, to me, they should be running the new Fairies. Bluebirds could stay the where they are now and they put the Fairies on between well Exton and christ Church. That cuts down the amount of truck movements between Picton and christ Church. The freight that's going into Blenham and Pickton could cut over on Blue Bridge or get tracked up out of christ Church, but most of it, most of the freighter is going in any way. And the problem with running ferries into the sounds is it's so slow. Once they get off out of the strait, they're running very slow time. If you worked out the sending of something that left Wellington and then left Wellington to go to Peckton or against christ Church, it's probably faster to send it down to christ Church, unload it directly off and then bring it either put it straight onto rail or a truck.

Wellington's a lot closer to christ Church by sea then then you know than you think. But there used to be fairies from from christ Church to Wellington. Now, I remember my dad telling me when he was young he used to catch the train from Deneen to christ Church and then the ferry up to up to Wellington. So it was the thing at some point.

Yes, well, there was two of them that used to run that service and they still and they had the coastal traders as well. They used to an a coastal trader right around based in New Zealand. They had them into the need and then the christ They should be moving more freight further by sea rather than trying to pump it all between Wellington and Pickton. They don't pick and people don't want fairies in there. They don't want bigger fairies and they slow the big ferries down pickarese of the wash, so divert the fairies, put them between well to the christ Church the freight goes in.

There's there's no doubt that would be cool, Cliff. But I'm just I'm just looking at what they's just the price that everything has now, just to bring that into the mix, considering what we've just been going through, and we still don't really know exactly what's going to happen now, I am any there.

Well, remember cliff that they looked at Clifford Bay that was out of Marlborough. But you're right, you know, there's been some questions about whether Pickton is now suitable for the increasing freight and messengers that they want to get through there. But they looked at the Clifford Bay option and turned out it was far too expensive, so that project got cance So it all comes down to money, doesn't it. And the Clifford Bay proposal was a straight run from Wellington to Clifford Bay just outside of Blenham. So there was no going through the molbra sounds and the productivity all measured up, but it was just the cost factor that didn't measure up.

They've already got the fear of these services in Littleton, you know, it wouldn't pay much for the set it up again with a faery roll on roll off. Yeah, and it just the time limit would be so that the less trucks the trains, the trains are slow. Between Pickton and christ Church, they've probably faster buy faery than what they would be on a train.

Well, looking at estimates now, just been looking at estmates, they have been eleven hour faery trip from Wellington to christ Church.

Eleven hours and that's pretty good.

Yeah, well what are you now? Three and a half yeah, three and a half to picton on and off. I mean it'd be pretty cool. I'd be into it. I'll be into It's a lot of time on the Enter Island. Yeah, but you'd have cabins on there, you'd sleep on there.

Yeah, not a bad idea cliff. We'll look into that for you, thank you very much. Oh one hundred eighty ten eighty is the number to call.

It is nine to.

Two Matdeeth Tyler Adams taking your calls on oh eight hundred eighty Maddeth and Tyler Adams afternoons news talks.

They'd be good.

Afternoon. It is seven to two, Lola. How do you feel about this announcement on the fairies.

Oh, well, I'm concerned about the cook straight, I mean, the crop straight, the weather affecting the sailings with smaller ships with smaller fairies, are they going to be able to run on a regular basis or are they're going to be held up by weather?

Well, we don't know. If they're going to be smaller than the ones we've got now. They're going to be smaller than the mega fairies that was in their original IRIS plan, but they're not necessarily going to be all of them, the fairies we've got out there now.

But the weight of the fairies, will they be able to burst a proptly and rough weather.

You know what I mean?

Well, Lola, we're going to answer that.

I mean, according to the Finance Minister, and I quote she was asked whether these ships would be reliable and she said, these will be reliable ships that are appropriate to our means.

Well, I hope that is the case, because if they've got smaller and they don't have rail on it, I mean, well they're.

Going to have.

It's going to be the same as they have now, where they still have They'll still have rail freight on them, but not the mega fairies, which we're going to have their ability to have the trains go straight on. They're still going to have the carriages on them.

So if they have rail freight on there, how are they going to get it onto the ship put it in the container?

Well, this is just the same way as they're doing it now. So we don't. We don't have we don't. We don't have the we don't have that capability at the moment that was going to be a new and fancy capability that was going to be added.

Oh well, all we can do is wait and see. But my other concern is if they are going to have to pay the bills and then hand it over to Bluebridge for management. I don't think that's a good idea because where's the income coming from to pay off the debt?

Yeah, well that hasn't also been they haven't. We haven't got any announcement around that either at this point.

No, no, Lola, thank you very much. And thank you to everybody who called and text. That is where we'll leave it. We are hoping to catch up with Georgina Campbell, our senior Wellington reporter. She's been across the story from the get go. She is interviewing the Finance Minister as we speak, So we will catch up with Georgina a little bit later this program.

Yeah, but coming up next, are you still carrying cash around? Is cash importing to you? The Reserve banks just in a serve and found that people still like cash and aren't willing to go to a full digital system. Yeah, but how much cash you got in your pocket right now? Tyler?

Zero dollars?

I've got two thousand, five hundred dollars? Do you no?

E one hundred eighty ten eighty Is cash still important in twenty twenty four? Love to hear your thoughts on this One nine two ninety two is the text number.

News, Sport and weather coming up very shortly.

You're listening to matt and Tyler very very good afternoon to you.

Love your new home for insightful They're They're It's Mattie and Tyler Adams Afternoards on news Talk zevvy.

Welcome back, into the show. Great to have your company as always, and we want to have a chat to you about cash. Is it still king? Most New Zealanders apparently are still keen on using physical cash. That's according to a Reserve Bank consultation. The recent call for feedback on digital cash through the highest response the bank has ever received, and the response has showed large numbers of people remained committed to physical currency. So the feedback they had more than eighteen thousand responses and the quote was the Reserve Bank has committed to ensuring New Zealanders can continue to access, use and bank cash as they need or prefer. This consultation reinforce that cash is still critical and crucial for New Zealanders.

Is this just this is just a legal activity, isn't it. People just want the cash, so there's no paper truck. Yeah, cashi, it's just a legal activity, is it?

Well?

Yeah, Well that this comes on the back of this idea of a digital current, see that the Reserve Bank has been working on for some time. They're not the only central bank to be looking at this digital currency. It's something that reserve banks and central banks around the world are wanting to implement at some stage. So this consultation was in a bid to find out how New Zealanders feel about it, and most keyws told them we still love our physical cash.

I'm pretty futuristic. I pay for everything just using my watch.

Now, Yeah, you do, you love that?

I just do. It's actually quite weird when I'm going through a drive through though, to turn my arm around to get into the right angle to swipe the machine to pay for my burgers. Yeah, But apart from that, it's incredibly convenient. So I don't really have much cash around. But you know, there's people that say, you've gotta have some cash. You've gotta have some cash in your house just in case things go down. You've got to sort something out that can't be sorted out digitally. And there is definitely a need for cash if you're walking past a busker or a someone you know, I don't mind giving cash to someone who's in a bad position in life, yeah, and ask me for some. But if they whipped out a payWave, then I'm going to go, you're probably doing better than you're saying you are.

Yeah. I mean I'm the same.

I have very little cash in the house at the moment, and It's always one of those things that when you need cash is really annoying. And I'm with you if I see someone who is you know they've been dealt some bad cards in life. Or you know those guys at the intersection who are looking to get a bit extra cash to clean your windscreen. Sometimes I want to give them a bit of cash.

And it's kind of huge. I'm a huge fan of busking, and so I would hate buskers justice to beer because they can't make any money at all from it.

Yeah.

And you know, like over a holiday period, someone doing something stupid that gets a circle around them somewhere in a resort town. I always love that kind of stuff.

Yeah.

And it is getting harder and harder to get cash out right that the legitimate band ktms are reducing. And these these private ATMs that are.

Popular, that's a whole other thing where you can pay two dollars fifty to get your cash out, Yeah at one of these private ones, because you know we're near an ATM from you know, your your actual bank or one of the one of the big banks. Then that's that's that's bad news to two dollars fifty get twenty bucks out.

Yeah, and I think the banks themselves they don't make it that easy to you if you go into a bank branch, if you if you get in there at ten am on a week day because I close on the weekends now, so that's hard enough to get into a branch, and then when you get in there, they kind of make it difficult to take out your own money.

What's that about?

Yeah, well, exactly, okay, we'll sea one hundred and eighty ten eighty nine nine two is the text number. Do you still need cold, hard, flipping folding cash.

Yep, give us a ring and nine two ninety two is the text number. The phone lines have already. Let up, let's get into it. It is ten past two.

Your new home of afternoon tour and Eton Tyler Adams Afternoon Call. Oh, eight hundred and eighty ten eighty News Talk said.

Be thirteen past two. Is cash still king? The Reserve Bank has asked a whole bunch of New Zealanders how they feel about physical cash, and the overwhelming response is we love it. This is on the back of them looking at a digital currency. Is that going too far?

Well, cash still is definitely not still king? But is it still in the mix. You still need some of it.

Plenty of teachs coming through on nine two ninety two. Thank god for cash. Feller's just got my strawberries over by the airport. Cash only.

Oh that's a very good point, honesty. Boxes don't work without cash. I need cash to pay for firewood. As those guys only take cash, and did they give their bit to the cash is anonymous? Therefore cash is king. Yeah, have had and always have at least five thousand in cash sitting in the freezer. Not having cash available without going to a bank's insane, as the likes of the Napier Weather Show. That's a good point.

Thanks for that, goose Yep, thank you very much. Keep those teas coming through, Craig, how are you mate?

Good guys. I think most definitely think cash should be king. I don't think it is. I've got a part time business. My wife and I we truck and we do a lot of events and that kind of thing. And I would say probably twenty five is cash. Seventy five percent is paid to other means. But everybody, I believe should make a conscious effort to use cash. You look at what the Bend said, what was announced this morning, how they're going to stop loaning to gas stations and they're going to call them the loans and that kind of thing. If we're not careful, what will you know? These banking institutions and that type of thing, who think they know what's best for all of us, they're going to bloody you know, if they see that you're spending your money and you're spending it on too much thing that's bad for the environment, they'll freeze your accounts.

That moralizing of the bank is does not well with me.

The bank, and the only way the reason they want to go cast lists is for that reason. It's about control. And if we allow that to happen, we're giving up so much of our freedom.

Now, don't We don't know anything about your business or where it operates, And you don't have to answer this question. But with the twenty five percent the cash comes through, do you deal with it in the exact same way as you deal with the seventy five percent that's going through?

Here?

A complete one, A complete, one hundred, one hundred percent honest answer. My main business has been struggling so much throughout the year. We are banking every bit of money we're getting because we have to right things if things are running good and that kind of thing. Out of that twenty five percent. To be honest with my wife and I bondly treat ours olfs a bit of the cash and use it to go for dinner and that kind of thing.

Yeah, but you need to put it back in yeah and just but it.

Does you know, come on, guys, you do. Cash eventually does go into the system. Also, you know there was barred a car, which is the same where people deals are done all the time.

But what about what about what about dealing with the float and stuff, Craig, That is that a pain and the pain in the butt, you know, having to make sure you've got the money down.

It is with the bango. We had an event just last weekend. It was a big event, so we needed about a six hundred dollar float to make sure we had enough change for the day. So my wife has to go into the bank ches to order the money. She has to sow all different. You know, it's a it's a pain in the butt to get money out of the bank, out of the bay. But you treated like a bloody criminal.

To me.

The other day I had to get cash out for a thing I was doing. It was completely above board and the rigmarole I went through. But I think you know what I think the problem was, Craig, is that I can't see very well, but I sometimes have prescription sunglasses on.

And so I also think the hardest to my.

Story, Craig, I had to go onto the bank and I had to leave my prescription sunglasses on. So I think that's why I had so much trouble getting the money out of the bank. Look, sorry to punish you with my story. What were you saying, Greig?

No, No, I think also the heart of the banks are making it to put money in and out cash.

More and more.

People that do still deal in cash are going to refrain for wanting that hassle. So it's not going to stop them dealing in cash or just stop them banking it.

Yeah.

Yeah.

And on the PO situation, so you mentioned twenty five percent cash seventy five pass. Is that a bit of a mug beer for you? Do you have to charge your customers an increase on percentage when they use the boss?

We don't do that, No. We whether it's paywaves, credit card, we don't change them any extra. We we carry the can but it is a part time business for us. But it's a it's a good you know, it's a good income. But no, we we we previously do that.

Now, God on, Craig, this is sort of a slightly different issue. But how many people are standing around and entering their pin in and how many people are just paywaving these days?

I would say a lot of seventy five percent that aren't cash. I would say eighty percent of them probably payWave.

Yeah, it's funny how we'll just do that instead of just I mean, I mean, how long does it do to take to put your pin in? And yet just for the pure convenience of getting out there and swiping it, we'll just swipe it. Yeah. Hey, thank you so much for you call Craig.

Thanks for ch cheers mate.

Oh.

Eight one hundred and eighty ten eighty is the number to cour plenty of texts coming through on this one as well. Nine two ninety two is the text number. Guys, fifty dollars cash will always be fifty dollars cash, fifty dollars credit via bank. Over one hundred thousand transactions will end up zero dollars before going to the bank via charges et cetera. Cash is king or pitcoin banks can go beep it themselves.

Yeah, this is an interesting one as well. Hey, talking about cash being important. If you've got grand children, watch the reaction when you put cash into their beautiful we hands, pure and absolute joy. Cool, A hope we never lose the ability to be able to give it to them. Go well and good afternoon to you too, Thanks so much for your text carefy. That is an interesting thing. You don't necessarily and a few people are texting this through really understand money until you have it in your hands and it leaves your hand. So for my kids, they've never had cash. So one of them works at a cafe. Money comes in, money goes out, and there's something I think. I'm more likely just to blow money if I'm not having to actually hand over anything physical, if you're just as I said before, I pay with my watch. If I'm just swiping my watch, it's like I never saw that money. I never touched it, it never existed. It just flows in and out, and before you know it, it's all flowing out.

Absolutely.

Oh eight hundred and eighty ten eighty is the number to call. It is twenty past two.

Matt Heathan Taylor Adams afternoons call oh eight hundred and eighty ten eighty on us Talk ZV.

It's twenty two pass to some great techs coming through on nine to nine two.

This business is get rid of your watch. Too much stress, go old school when it comes to how I'm paying. I'm just pay waving, swiping my watch and I've got no wallet in my pocket. But yeah, I mean, it is kind of a stress.

Like George Jensen, though, isn't it. You do fear.

I've only been doing it for two weeks actually, and it's just because it feels futuristic. Yeah, yeah, I mean, but look, I was telling Tyler off here because I'm you know, on the I sometimes have to give two dollar coins to buskers and two dollar coins to people that I'm holding up a sign, and I feel sorry for them. I actually when I go through Washworld, this is where I get my cash. I go through Washworld and you have to change your cash to coins to pay for all the you know, all the different waxings and sprayings and such, and so I'll always get out, always run, you know, you know, ten ten two dollar coins in my car to hand out to people. So I'm not all analog. I mean, I'm not all digital. Yeah, I still running some coins to keep the buskers going.

Yeah, that's nice this text. I get a guys, how can we teach children the value of money without the visible notes and coins? Rewarding with cash is a great incentive, eg. Doing jobs like mowing lawns, et cetera. From Susan.

Yeah, that's so true. Susan still need cash for the tooth fairy, cash to give to grandchildren in place of unwanted gifts, cash for raffle, tickets at local clubs, meet raffles, spin the wheel, et cetera. Cash for local markets and fares. I could go on. It's from Linda. Yeah, yeah, I mean cash works a lot better at a farmer's market, that's for sure.

It certainly does. Doreen, how are you.

Very much down? I'll go Mat and Thaylane very much down the lines of I put down here really fears markets, farmer gates. You know you want to stop off and get the apples at the gates for the farmers kids to teach them about money, saving, putting away, donating. It's a concept a whole in a ways, just the concept pleasure your watchers a concept hard cash is real and it's sort of features them, but then also different different things that banks are more entitled to charging sees if they give you a gimmick, so you're actually giving money back to the bank. And I am a George Jetson fan and I've got a watch, but I'm not using it and I'm not going to because of that thing. But just the freedom to want to have cash and as they said, birthday money and you know, Chris fifty dollars when you're six years old, it's amazing. You know, I could gravitape to see in it. But just the seedom and even emergencies we had that Auckland situation, was it last year? A lot of people's ATMs weren't working. There's a lot of power carts in that. You know, we needed cash and there's a space for it. There's a space for the George Jetsams as well. I mean yeah, but even going over seas, if you're having your watches and things, you're more likely to get into difficulty because someone's produced some technology that robs you through your phone, through your cell phone or watch or whatever. Yeah, So once you go down a single road. It's really hard to come back from it.

Well, you definitely notice when you go over to the United States that they have so much more cash. I mean, you can't really operate in America with a whole lot of cash in you in your pocket for a start. You can't hand out tips is easily at your hotels and stuff. But we have definitely draining cash out of our society really really, really quickly. That's the way it's going. So yeah, I mean, if you want to keep it going, then people are going to have to stem the tide themselves. There's another interesting part of it as well. During I saw this thing about how not using cash actually it limits your ability to do math, because growing up, a lot of people were doing a lot of different really quick equations all the time around cash, especially people working behind counters are doing really really you know, it's everyone has spent some point in hospital or or working retail or whatever and had to do these equations. There are people growing up now that have never had to do just the simple but quite fast equations that involve with dealing cash and giving change.

But it's the control mechanism put on us, and you know, the banks they like to control things, and you suddenly get this this fee or that fee, and it's just the limits, limits of possibilities. And I think before we give up another freedom, I think we better look long and hard at it. And it looks like a lot of people don't. Oh no, not ready for this now anyway.

Yeah, well that's yeah. I mean, that's absolutely no doubt that the banks would prefer it to be all digital and have complete control over it. Absolutely no doubt about that.

And clip the ticket along the way.

And that's probably a good reason to oppose it.

Yeah, yeah, thank you guys, and thank you.

Quick text to the headlines, Guys, people need to actually walk the talk. They may say they want care, but don't use it, use it or lose it. People when they say the Reserve Bank that says care about your privacy, just reverse for that statement is true. This is the thin edge of the wedge. We need to be worried about how digital currency could be used by the banks, including the Reserve Bank, in ten twenty thirty years time.

Yeah well, and this Texas says tooth fairy. And strippers still like cash, They certainly do. But in the world of strippers, show girls, down a custom street and Arkland's on fire right now, lunchtime fire. It's closed the roads for a while. So yeah, the strippers there won't be able to take your cash for a while.

It is a sad days.

It is twenty eight past two.

U Talk said the headlines with blue bubble taxis it's no trouble with a blue bubble. The government says it'll set up a new company for getting two replacement cook straight fairies to be running by twenty twenty nine. It's inviting the private sector to put forward proposals, but won't publicly reveal the budget. It's scrap plans for rail enabled fairies and upgraded port infrastructure.

About a year ago.

Police are hunting a man accused of a fatal shooting in Lower Huts nine I yesterday. Is described as a thirty year old with a large build and full facial tattoos. The now twenty year old who fatally stabbed a man walking his dog in christ Church, Bailey Messavi has been sent to jail for seventeen and a half years with seventy years non parole period. Christ Church Emergency Services are battling a house fire at Hornby's Dixon Crescent firefighters were called to the home just before one. The long awaited upgrade to Gisbon Hospital's mental health unit to fari R Fiorda opens to patients in January. Greyhounds as pets dog owner on what it's like to own the breed after Minister announces end to racing. You can find out more at Ends and Herald Premium. Back to Matteath and Tyler Adams.

Thank you very much, Raylan, and we are talking about the role of cash in society today. The Reserve Bank has been looking at this idea of a digital currency for some time. They had consultation with New Zealanders about how they feel about physical cash, and by and large most said that they are still very keen on using physical cash. So we've asked you the question on how do you use cash in your life?

Is it still important?

Yeah, get lots of text through on nine two nine two, and lots of calls on eight hundred and eighty ten eighty. Went to my bank and tried to take thirty k out and they told me they didn't have it and there would be a cash handling fee. I told them that they did indeed have to give it to me. They would make the list of options to a new build unlimited money. Blah blah blah. I should have read that in advance before I got stuck into it. But yeah, it's hard to get in there.

But the cash handling fee, what's that about? It's your money in the bank and they want to clip the ticket again. Oh, one hundred and eighty ten eighty is the number to call borus?

How are you?

Oh, Borus? I think we've got you now.

Yeah, you got me the entire high But one of the key things for me is that what we're going to understand is they're talking about CBDC. We've always had digital currencies if you think we've had credit cards and all of those sorts of things digitally used for decades. So the only difference is the word central and when you look at what that means is right, it literally means that every transaction will be captured on blockchain. But this is not our banks, This is thus central banks, right, and their claim they're under what they call a Bank of International Settlements. And if you ever listen, and it's on YouTube, so it's not heresay, it's right there. The head of that organization basically saying the expression of money means that we can't see it. Therefore we have no idea how it's been used. With our digital currency, we can see everything you do, right, And when you look at Britain, who's got a CBDC in happening now other countries, it's called programmable country currencies, and this is again this is this is you can go and see it yourself. And basically what that means is that every transaction that we make, instead of it being between me and Visa, or me and MasterCard, it's now me and our reserve bank, and that is there. And so by programmable, that simply means that they can put any rules across that money that they choose. That to me is unbelievably frightening. And we can't go backwards from there. I mean that literally, some people refer to that as a digital prison, and it's like, once we go there, we can't. If you give an organization like a government or whatever it is, this amount of play, they never give it back. It's never come backwards, right, So it's like once that's in place, that's in place. And when you look at remember when Canada had the issues around the truck, they basically stopped the payment. They stopped all of these truckers from being able to access their bank account. It's all of these sorts of things. So they've been doing it in ways for a little while, but it's really problematic. And and and the other thing just the people who are closing our ATMs is the banks themselves. You know, I live I live in Titerangi and we've got a thing where they've reduced out our ATMs. So they've gone out of Tinderangi. They've gone out of here and they've got to so now you're right, so accessing cash means that we actually have to go into that bank at New Lens. So they make it really difficult. And it's like I like them. Mean that I saw the other day and it was in China. It's real. They actually had a power power failure and there's a guy with a little table and like almost in the field with a generator and he had like about one hundred little charges on it. And all of these people were Cue for Africa charging their phones because in China, your phone is your money, right, it's you it's your watch, right. But it's like that's the reality of where we're going. And it's just I, for one, don't want that. I mean, I think privacy is important and what I do with my money shouldn't be dictated by someone else. So if I want to buy fast food, I should be able to buy fast food. I shouldn't be I shouldn't be told that you're eating too much fast food, or your carbon footprint, your personal carbon footprint as too much. And so therefore, outside of this perimeter, if you remember the fifteen minutes, he's in the lens of the thing around the world at the moment. It's just I'm just sort of saying enough's enough. And as someone else said, an expression of a fifty dollars note is fifty dollars. It doesn't matter how many times it's used, it's still fifty dollars. Whereas I refuse to use Payway just simply because I don't see why I should give someone two and a half per cent, because someone's paying for it, and that's a ridiculous amount of money for someone to make on a transaction that involves no humanity. There's no human attached to that. It's a completely electronic transaction. So they're taking two and a half percent of one hundred dollars, which is two dollars fifty every time you do that, So it's like it's insane.

So it seems that this is the way we're going though, so not you know, not not the whole digital currency thing, but that that just seems like a natural progression from people having less actual as you say, fifty dollars is in the their pocket and their paywaving. So what do you suggest for people that don't like it? How do you push back and how do you stop this from happening.

I think we stop it from happening by actually using cash, right, So yeah, it's like you mentioned about Americans. Americans love their cash and and I just think that we've got to maybe have a love affair with our cash again because I use cash all the time.

But you go to some places now and they just say no cash. Yeah, this is many more places than.

Up And I say that you're absolutely right, and I basically put my hand up on this sort of say one, this is legal tender, so you actually have a responsibility to be accept my legal tender. And so they said, but if you're not prepared to meet this legal tender, I'm sorry, I can't buy from you. And so therefore, in a sense, I'm voting with my feet that will change. Just imagine this if this has happened overseas where fifty people have basically gone around with their trolleys and they've all got to the counter where it's sort of like digital only, and they've basically all stood there, and so they said, well, here's our cash, and they've sort of said we won't take it. So all fifty people just walk away, leaving their trolleys there. It doesn't take long before they'll sort of say, well we'll accept the cash. Right, So if we've got to also stop and sort of see the bigger picture. But if you have a look at our banks are owned by four companies largely fifty percent of our companies is owned by four companies. That's City Bank, National Nominees, Morgan, and HSBC, right they own fifty percent of our banks right now. And those guys want us to behave in a certain way because if you look at the ownership of them, it all comes back to dare I say, people like black Rock, State Street and a bunch of key people. And by the way, these are the same people who own people the FED, you know, organizations like the feed which is privately owned, not government owned. Right, so it's in their best interests that they do this sort of thing, right and so, and I don't want you to notice, but the number of footprints that the banking footprints coming down. So there's becoming a whole concentration of banks. And this is an interesting aspect, guys, because when you look at the successful countries in the world. I remember when Chow and Lai came into China and they were pretty broke. He was faced with either a Russian model, which is like one bank, and he basically said no. So he went and launched five thousand banks overnight. And the revolution that's happened in China has been amazing, right. And then you have a look at Germany, who's also got lots and lots of small county banks and lots of and they have always been so strong, right because of that local lending. We don't have local ending here in New Zealand. Every time, like I look after small businesses, and every time one of my small businesses goes to a bank, they get treated like retail. They basically get it's like you're buying boat, and it's like, no, I'm needing to buy plant and the banks just simply don't get it, and so we don't get it, and therefore no one in New Zeala's productivity is one of the lowest in the OECD, right because we don't have banks set up. I mean, this is what Kiwibank should be doing. To be honest, Qwish Bank should be the small bank for all of our nine percent of our businesses as sneeze, that should be our sneed bank. It should be our sneed bank. And if we did this and we started to activate funding of all of these sorts of things, our economy would just left and we would get productivity gains because all the some guys to be starting the automated elements of the business and so they pick things up, which will reduce the price of things, which speaks things up again and row. So I mean, there's so many good reasons why I think we can use our banks to our benefit.

Well, thank you so much for for your thoughts, Bruce. It kind of reminds me of the Old Dead Kennedy's album Give Me Convenience, Will Give Me Death. So we just take convenience, convenience, convenience because having cash is annoying and running afloat, and the business is annoying, and all of it takes time. And you've just got people like me with my watch and the convenience of paywaving it. But we're just giving away more and more control just for it's given me convenience or give me death, and that basically what happens is you're giving away a lot just for a little bit of convenience.

Nicely said, oh, eight hundred and eighty ten eighty is the number to call love to hear your thoughts on how you use cash and is it still vitally important?

It is eighteen to three.

Have a chat with the boys on eight hundred Taylor Adams afternoons you for twenty twenty four news talk, say'd be.

Sixteen to three. We're talking about how you use cash. In twenty twenty four, the Reserve Bank put out a big consultation to kiwis asking whether it's still important to them, and most keywis came back and said, yeah, absolutely it is. This is on the back of them looking at a digital currency. Morris, how are you Yeah?

Okay, boys, not too bad.

Yeah.

The thing is that the banks are all key and no responsibility. Hence when there was a cyclone, Oh it's not our fault. Nothing works. We ne's responsibility. We're not doing anything to help out the people with no credit cards that can have the old zips at that's.

The level today.

We're not going to serve petrol stations and we're going to punish people and charge the more interest if you're not greened. According to us, they formed a cartel that it means dairy farmers will probably pay three or four percent more in interest because they're ripping this off. This is a classic example. My daughter, she's thirty three years old. She had four hundred grand and saving from when she left university. She went to borrow one point two million dollars to buy first home. Right, ye, she was well within the limits all of this. Some POxy little twenty six year old wrung her up and said, when declining your loan, because are responsible? You have that amount of coffee, you go and drink wine, and you buy designer clothes. Who's that tweat's on quarter of million dollars a year. She's living well within a Meand so what I did? I rung him up and said, I want to close all my accounts, so we're substantial, close all our oas everything, We're out of here, we're leaving you. Yeah, they rung there. It was one of the big wigs rung up the North Island manager for this particular about rug ups.

It gets duff.

They couldn't believe it. Within twenty five minutes would changed to A and Z who don't have that moral compass of what these morons had, and the order gone alone and they said, well why they They gone around and said, you have three cups of coffee a day, you have sushi three times a week, and you go and have glasses of wine with the girlfriends. Yeah, they were winging over that.

What's that?

You know, Well, it's stupid. It's none of their business. And I know that was crazy. It was even more crazy about a year ago when they were going through all the uber eats people were having before they would give them a personal loan. And as you say, it's none of their business, particularly when you're earning that sort of money. But part of it, Maris, is that to be you know, a lot of the ways to get ahead with the financial system. We've got us to be part of the banking situation. That is how you get leverage to get a mortgage, to get into a home. That is how you can buy shares.

You know.

Part of getting ahead in this life has been a part of that system, is it not.

I don't think so. I think our biggest problem is we're earn and spend and then we get ourselves up and honestly this to my kids. Save, save, save and borrows and clear the debt as fast as you can. You know, we were in farming in the bad times like now when farmer was very poor. A few years that we've brought a whole lot more dairy farms. We got stuck into it, you know, and now the things are really good. We're paying down debt flat out so we can get out of it as fast as you can. And the biggest problem of society now were so get that credit.

Card out or we can't.

We'll just play a little bit more interest.

You know.

That's mentality because the banks have hopped usin and it's like being a drug addict. It's no different than being a padict. You're hopped on the use of the soft money that they give you, and when you really need them, they dump on you. They're not there for you and in small businesses are the most effective. But that's what drives our economy.

You know.

The banks aren't the.

Good guys in this. In today's example was a classic because when I was listening to the the thing, well, we're not going to serve petrol stations. But then the buck comes and you'll listen to the but we will, we will find it some at higher interests because because we're going to punish them because they're affecting the environmental impact. But the banks don't care about the fact that they've got these massive, big databases that use a huge amount of coal fired power to keep them running, keep all their information all clean. They're one of the biggest pluters out you know. And then all this lithium stuff and then all the modern day metals that go into the stuff that's.

The great as a dairy farmer, yeah, I mean, the banks are moralizing about how other people do their businesses. It's more than I think most of us can stomach.

But if you look at it, what they're using, they're using environmental impact to form a cartel. Oh no, we're not forming a cartael to rip people off on interest. This is for the environment. They've just hoodwinked the system. And what the government said, nothing, get off the raft. The mists were saying, no, you can't do that, you can't do this. They're not going to leave the Ziela because they're ripping his officers. They make more money here than what they make in Australia.

Yeah, fair enough to thank you so much for your call.

Hey, fellas, I was in Cokorda when the earthquake hit and we had no power for a few days. I was lucky that I had cash in my safe so I could buy food as well as being able to help other people out. Cash is and must for those situations. Cheers Anthony, yep, great point. Keep those teats coming through. On ninety two nine two. I can run around with my Apple Watch all I want in the case of a disaster, and I'm not going to be able to do much.

Yeah, good luck. It is eleven minutes to three.

The issues that affect you and a bit of fun along the way. Matt Heath and Taylor Adams Afternoons you for twenty twenty four News TALKSB.

News Talks the B. It is eight to three.

We're talking about cash. Do you still use it. How do you feel about a cashlest society. I was at the Here we Go. Maybe someone's who hyped on coffee, et cetera to use the cash. Yeah, that's right, I do. I'm overly caffeinated on the show. Maybe that's why I my apple washed. I've got time. I don't have the attention span to stand around and have over cash. Hey, guys, what about the evandale markets on Sundays? It takes fifty K in a day. Yeah, that's that's right, the markets. Yeah, you know, I was at a farmer's market the other day and I didn't have cash, and I was having to stand there and get their bank account number and do that transfer. But yeah, you've got to take You've got to get cash if you're going to go to a farmer's market, or as someone was saying, if you want to buy strawberries on the side of the road or something.

Yep, and this one there, get guys.

It has been calculated that it costs a small business approximately four point eight percent to process cash. They have to count it, provide change, have a float, and finally where the bank changes them to count it again. My dear, he wanted to charge me two point five percent for the paywaves and now I only pay cash.

Cash is king.

Sam? Your thoughts on Sorry Sam, your thoughts on cash?

Yes, today, Matt and Tyler, I'm just ringing on cash. I'm a treasurer of a private sports club here in Auckland's north shore, just a fillion. We handled all purchases of beer, everything cash only. There's no electronic facility. It's got to be cash and the boys get it from the local ATM now village here, and in fact I've got the envelope here. Now I've got a deposit money now that the banks have all closed in this area, as I've been directed to the ATM machine and we deposit all the money into the local ATM machine. But it's cash only, so nothing, no electronics, no nothing, and that's working well.

And that's so you have no interest in going to it's just getting an E plus machine.

It's been discussed at a GM and at the club's meetings, but the boys prefer to us as a boys club, of course sports club. They want to stick to the cash only. Some of them are not interested in going to the electronics. Probably a few mistakes, but no, I got down there cash up cashed up this morning. It's all all of our board, even it goes through the accountant and now it's cash.

And do you got do you have to go to the bank to get your float together?

That I had to travel. I had named the suburb here because the hours is closed down here, and ten dollar notes are the ones that we run out frequently. We keep a stack, a stack of five dollars, heaps of them. We help out some of the businesses, heaps of two dollar coins. In fact, I need to again travel to another suburb and being supply of those. Yeah, so it's ten dollars, but we're all right for five, but it's ten dollar notes we go through and to get the bundle leeds probe about a month ago, we're going to be at five hundred bucks worth the lasts, and I had to it was like walking across water. I had to show them my own personal card. I really got gun over scrutinized. Yeah, just to draw out five hundred dollars.

Yeah, yeah, just to set up a float so you can sell some Yeah. Yeah, well you keep it going because we need people to if we're not gonna if we're not going to slide down, the slippery slope towards a digital currency and a cash the society. Then we need people like you Sam, that is there's running a float and going through the pain of it and keeping cash bars and stuff such. Going so good on you.

Yes, no thanks guys Sam, cash cash can keep it going.

Thank you very much. Right, good chat. I think that's where will leave it, because after three something that happened to you pretty recently, Matt the old shotgun etiquettes.

Yeah, that's right. And we're getting into the time of the year where people are going to be heading out in holiday and you can be do long distance driving. But this particular incident happened across town in Auckland, which can be a long time on the road even if it's long distance, especially if you're coming from East Auckland into town. So we are on the road for forty minutes and the person in my passenger of sleep seat just rolled the seat back and went to sleep and left me lying on driving on my own. So my question is what are the responsibilities of the person in the shotgun seat.

This is going to be good. O. Wait, one hundred and eighty ten eighty is the number to call? Nine two nine two is the text number Newsport and Weather on its way. You're listening to Matt and Tyler. I hope you're having a great afternoon.

Don't reckon love me to my album.

This time I rested you right there all alone.

Talking with you all afternoon. It's Matt Heath and Taylor Adams Afternoons you for twenty twenty four News Talk said, be well.

Good ay to you, welcome back into the show, seven past three and looking forward to the next discussion.

My screen's fallen over Tyler disaster in this duty just to reinvent the wheel and put my put my screen together so I can see everyone's what everyone's doing out there, the text and stuff. Well, hey, look, here's a text from Mikey havevac the great New Zealander good a gentleman. How refreshing to hear the did Kennedy's reference on News Talks. He'd be ho ho ho? I was talking before about the Kennedy's compilation album Give Me Convenience or Give Me Death? I mean, whatn't what an album? It was too my boy, that that loobe over my childhood. And look, I know what you're probably thinking. You can't reference compilation albums around that, there's no credibility of that. But California, uberalas you've got holiday in Cambodia, you've got too drunk to people will know what I'm talking about.

There, you played some before. I like it.

I hadn't heard much of the did Kennedy's but my own mind, that was good. Right onto the topic that we want to have to check to you over the next forty five minutes or so.

Shotgun etiquette.

Yeah, shotgun etiquette. So I had this incident, and look, it's going to be controversial that I that I mentioned this. So if you're listening, Rosie, don't tell your daughter that I'm talking about her again. But so we're driving back and we're going to talk about this yesterday we ran out of time, but we were driving back from from East Auckland into town and that in the weekends in Auckland, that takes a very very long time. And this was even worse because there was an accident. So we get in the car. I'm driving because I I hadn't been having any drinks, so I was one driving and we get in the car and my lovely partner love it a bits, but she goes, I'm just going to roll the chairback and have a sleep, And so she sleeps all the way into town. And this trip absolutely blows out because because of the accident on the side of the road and the traffic. So I'm sitting there by myself for forty five minutes. And look, I'm a peaceful person, and look I'm not easily annoyed. I wrote a whole book about this, The Lifeless Punishing. Yeah, but I was sitting there thinking and contemplating in my head, putting together the list of shotgun responsibilities. The person in the passenger seat what their responsibilities are, and in her defense, I don't think that the same rules apply in the shotgun seat within a city. I think the shotgun rules are primarily designed for intercity travel, long distance. Long distance. Yeah, and look, there's a whole lot of other shotgun about bagging the shotgun and all that kind of stuff. I don't want to get into those rules. Who gets the shotgun. It's always the partner, the girlfriend. They get the shotgun the car, but or if not in that situation, who sees it first and makes the shotgun motion and goes shotgun? But anyway, that's a different thing. There's certain responsibilities and these you're basically the co pilot. You're a support person for the driver because they grow a long distance driving is very important and your safety is very important. So I put together a list in my head of the responsibilities of the passenger seat personnel, the co pilot, the shotgun and the person in the shotgun position, and I'd like to share them with you. And e one hundred and eighty ten eighty nine nine two is the text number. Whether I've missed any or you disagree with them, I'd love to hear from you. And some people believe that the person in the shotgun seat has no responsibilities at all, they're just a passenger.

Well, those people are crazy. I'm sorry.

Yeah, I mean, your job is almost as important as as the driver. Huge. It's it's like being the co pilot and the plane. And also just for your own safety, because if you go to sleep in the shotgun seat and then the driver goes to sleep, both pilots are asleep and that's an absolute disaster time. So for your own safety being being the support person and ready to take over if things go down. In my opinion, look, I'll go through that have we got time for the Have we got time for this list now? Or shall we come back with it?

Let's come back to it.

Let's be back with it and say so. We'll hear your point of view. One hundred and eighty ten eighty.

It is eleven past three, it's caught a past three, and we're talking about shotgun etiquettes as in the front seat passenger.

Yeah. Yeah, I'm just responding to a bunch of people texting and about the tennity, so I'll just zone back in to the show. Yeah, we're talking about the responsibilities of the person and the passenger's sheet the passenger seat also known as shotgun. Ye, both the safety and support responsibilities of that person. We'd love to hear your thoughts on eight hundred eighty ten eighty or Texas in nine to nine.

Who you have written a list and we're going to get to that pretty shortly, but just a quick couple of texts. One here, giddy guys. I'm often the sober driver, which I have no problem with. However, drunk husband does not always make for a great traveling partner. So I encourage him to sleep with my love song classics that has him storing in no time.

That's the way everybody's happy.

This Texas has driven thirty eight US states, and my wife slept for seventy five percent of them. Yeah, I mean, you can't be going to sleep. You've got to be the support person. That's one of my rules. I don't want to spoil them. It's illegal. The safety bout doesn't work if you're lying flat.

Yeah.

This is on the story that someone who were named natalists who will remain nameless, that was in the passenger seat when I was driving restly reclined her seat and went to sleep.

And Lance says, what is wrong with you? Guys?

My wife and kids go to sleep the moment we leave town. I have control over the radio. Listen to what I want. Don't have to talk about stuff that doesn't interest me in the slightest It is heaven.

Well, look, you may change your mind Lance when you hear my shotgun responsibility rules, because I believe they will offer you the support that you need. And there is you know you don't want an unconscious shotgun because because they can't provide you what you need.

Yeah, all right, it's a massive role. Okay, I'll wed one hundred eighty ten acy, what are the rules for the front seat passenger in Sam.

I'm not going to read that out. I know what you mean by that. That's come on, that's that is not the responsibility of the shotgun.

Grow up, mate, Marlin, how are you are you?

I'm just having a flesh pack driving from Grand King and the Tucsons. I'm also remembering while I was vating and plegs, no gas station would take an American Express the sut which was nauseating. So you're talking about two hours trying to get guess and flegs. The point of what my daughters were doing with my permission was that in any random moment they were allowed to reach around from behind and slap me in the face. And I don't mention to do this, but they did at random sleep with random pleasure, which well, of course woke me up.

But we stayed safe.

That's my little So that's.

Some that's sort of some back seat help.

Yeah, it was a long trip.

Yeah, we needed to stay alive, so I knew, and all lot, you know, starting to go to.

Sweep and they gave it heaps.

Marlon.

Yeah, Merci, yeah, so much for your for your call, Malon. All right, Are we ready?

Yeah, we're ready ready.

And yeah, as I say, if I've missed any or you disagree with any, I'd like to hear from you, because I think we need to lock this and stone as the iron clad. Maybe the a c a A will back these up and maybe they'll be legislated.

We'll get a sponsor on board.

So yeah, one hundred and eighteen eighty nine two ninety two. Your thoughts on this passenger seat or shotgun responsibilities? Okay, yep. You have to keep the driver company, definitely, So it's your responsibility to stay awake and have decent chat and just keep them company on the drive. Right, You're the companion, that's your job. You're in charge of the music and entertainment. So you are in charge of choosing the music and or the podcast that you're going to listen to, or the audio you know, the audio book or whatever. You're in charge of the entertainment. Okay, that's that is one of the privileges you get. You know that that is a privilege, and that's almost your pay for being the shotguns situation.

Okay, is that an agreement with the driver though, there has to be agreed with with the driver it.

Nope, well you can well actually number two unless it contradicts rule three. Okay, breath thrill, you can't three. You can't be stressing the driver out with arguments and bs. You can't be sitting there and running an argument with the driver and stressing them out.

That's a great rule. That's a great rule.

So so you're in charge of the music and entertainment, but if that is causing stress of the driver, then you've got to shut that down. You're in charge of opening and handing the driver snacks and drinks is needed, yeap?

Love that?

Yeah, love that, because you can't have the driver fiddling around trying to open a packet of chips or trying to open their bottle. That the driver can just point at what they need and then you have to sort it out for them.

Coke please, I'm talking about the drink, not the other stuff. But yeah, yeah, they take off the lid yet, very good.

Yep. You're in charge of additional navigational information, such as looking up locations on your phone.

Yep.

So you basically know where you're going. But if you're saying you're pulling into town and go, oh, where's the Bunnings, we need to buy something. Yep, you know that that passenger the shotgun is in charge of finding that information.

Okay, that is huge to me.

And can I have amendment on that is that they've got to be fast on it. That if I've asked for somewhere that I want to go, that they have to bring up that navigation and Matt pretty fast.

Yeah.

And five can't contradict three. You can't be stretching the driver out with arguments and bs. Oh yeah, yeah, thank you, yeah, yeah, okay. So three is an important one that that overrides all the other ones. And six you are in charge of child discipline and backseat discipline in general.

These are so good, These are so good.

So those are my six rules for the for the shotgun. So have I missed any eight hundred eighty ten eighty or nine two nine two is the text number?

It is nineteen past three.

Matt Heathen Tyler Adams afternoons call oh, eight hundred eighty ten eighty on news talk SIB.

Twenty two pass three. This is great.

Yeah, this is firing people up this one. And I've missed, I've missed a rule. So I gave my six rules of shotgun responsibilities. Is there's one clear one that I've missed that's coming through. Yeah, and that is I. Look, we'll get to that in a second, but let's go to the phoneses.

Eh, Peter, what do you reckon about the rules for the front driver companion?

Oh?

Mate, I used to have got to hitching and Assie. I once hitched from Sydney to Darwin, which is about five two hundred kilometers.

Wow, and you get picked up.

You'll get picked up by trucking who already been awake for eighteen hours and they got another six hours to where they're going in the real Number one, did you argue with the guy? You start a topic and it's not a hard argument. You've got to keep that guy awake. He has picked you up for any reason but to keep himself de fake.

So is that trust to have a saying something controversial for you kick back on with the express purpose of getting you in a discussion, to keep himself awake?

Oh hell are you mate?

Yeah?

Yeah, yeah, you don't be hard, but you get a topic going. Ah. But whether it be sport NRL or whatever it be, you've got to keep him engaged because when you're in like fifty tons a truck and he's been away for eighteen hours and he's probably popped all sorts of bells before you've got in.

He's on that dirty Aussie truck of speed.

Yeah, and they have nothing if you ain't catting to them and keeping them away kick out.

Yeah, Well that's you've raised an interesting thing, Peter, because my third one was you can't be stressing the driver out with arguments and bs. But what you're saying actually contradicts that, because in certain occasions that this is why rules. You know, you've got to You've got to put them out there for discussion because sometimes the driver might need the stressful argument to keep them awake.

This is great sleep deprived truckies. You got to what was you go to?

Peter? What what was you go to?

If you jump in a truck and you say, right, what am I going to rack up the truck driver about?

What was you go to?

Oh? It was the nineteen nineties, mate, And they're pretty written neck and Ausie eight. If you're even hinted at being woke.

They so your job was to jump in and say something super woke to keep them away. Hey, thank you so much, for you call Peter cheers.

Mate.

Okay, so yes, I might have to amend that rule through. And you can't be stressing the driver out with arguments and bs and this. It's an assie truck driver that's been up for eighteen hours.

Kelly, how are you this afternoon?

Ah?

Hi, guys, No, I'm good.

I have one rule in my car.

When I'm driving and this driver picks some music, shotgun shuts his cake hole.

Oh really all right, that seep. But see on the exact opposite, because I've got the rule the shotgun is in charge of the music and entertainment. So you say that that you want, you want the shotgun to be quiet and leave the music alone. Do they have to facilitate the music you want? Though? Do they have to operate the stereo system?

No, they don't.

I have it on ZIB at night when I'm bringing the boys home from work or taking them to work in the morning, and it stays on that unless I feel like listening to a bit of their Red Crab, which.

Is not very often.

Yeah.

Well, Marcus Slash is like having a good conversation with you in the car anyway.

Yeah, yeah, I have a bit of an argument with them.

Yea.

And what about the other rules that Matt listed, Kelly, I mean, do you get the boys to hand here the pie or open up the can of coke if you need.

I will get them to hand me. I don't eat pie, so we're lucky with that. But you know I will get them to open me a drink if need be. Otherwise, the hand to themselves and they aren't allowed to recline, you see either.

Yeah all right, well, well thank you so much, Kelly. You might be in breach with some of those rules, so we'll be reporting you to the police around that operating your own entertainment and music. Hey, but the one that's coming through here, the most air condition and heat ratios need to be kept an optimal level for the driver. That's that's what That's the one I missed. So the shotgun is also in charge of AC.

Yeah, that's huge.

You've got to be making sure it's a decent temperature for everyone, and you know we're not for everyone, just for the driver who cares about the losers and the vacat exactly. Yeah, they can fry, but you've got to make sure that you control the ear temperature perfectly for the driver's requirements.

That's a great one.

So add that as number seven oh one hundred and eighty ten eighty is the number. Call love to hear your etiquette for the front seat companion when you're driving. It is twenty six past three. Back very shortly.

You talk.

Said the headlines with blue bubble taxis it's no trouble with a blue bubble. The government's giving no clues on what it'll spend on replacing the aged art enter Island of Fairies, citing commercial sensitivities, but as an NST it will set up a company tasked with procuring two new vessels. It's almost a year since the government scrapped a contract for rail enabled Mega Fairies and port upgrades. It's also not revealing the cost of breaking that contract. One person has been found dead in a house that caught fire this afternoon in christ Church on Hornby's Dixon Crescent. The longer waited ten bed upgrade to Gisbon Hospital's mental health unit, the Fari RFI Order, opens to patients. In January. Docs clocked more than one point two million annual bednight bookings and tramping sites. Its Great Walk bookings were up ten percent year on year, Auckland's Go Media Stadium has been crown New Zealand's best and busiest big venue, selling half a million tickets this year. It's hosted Warriors Games and Foo Fighters and Pearl Jam concerts. Political desperation in his voice, Why Christopher Luckson's messaging isn't landing? You can read the full column at ends at Herald Premium. Back to Matt Eath and Tyler Adams.

Thank you very much, Raylean.

So we're talking about shotgun responsibilities if you're in the passenger's seat, and a lot of people like this as text that's come through for Mark. All my cars have applecar Play. Don't touch the stereo and I'll sort the heating out. Sit there and shut up. Mike, haven't been listening to what I've been saying. The shotgun responsibilities if required by the driver, So the driver can take over any of these responsibilities that they want themselves. So you know you're in charge absolutely. So here are the shotgun responsibilities if required by driver. You have to keep the driver company yep, So you can't go to sleep if the driver asks you to stay and have some good chat. You're in charge of music. And entertainment.

Yep.

You can't be stressing the driver out with arguments and bs.

That's a big one.

That's huge. You're in charge of opening and handing the driver the snacks and drinks they need.

Yep.

Five. In the shotgun position, you're in charge of additional navigational information, such as looking up locations on your phone. You also need to find bathrooms when needed for the driver.

Here's good.

Six you're in charge of child discipline and general back seat just discipline if there's no child in there. You're in the control of the ACC and eight BAC, not the ACC and eight gates. You're in charge of opening gates and putting the gas in and getting food at the service station.

It's a big roles role.

It's huge, it's absolutely huge.

Yeah, oh, eight hundred eighty, ten eighty. Is there anything that Matt has missed in his list.

Or gotten wrong one about getting the gas? It might be, might be you're definitely in charge of getting the gates. Yeah, if you're driving through a sort of a rural situation and there's gates involved, but getting the gas might be a step too far.

Well, you've either got to go in and pay for it or pumped the gas one or the other. If you're in the front seat, then it's up to the driver to determine. Hey, you pump the gas an old page.

You can't just sit there on insta.

No, You've got to do something.

Got to you got to look up from your phone to help.

Martin, How are you this afternoon?

Yeah?

Good things, jameson look, I think your shotgun number one.

Hang on a minute, stop right there, Martin. I'm not James, I'm mad. Okay, it's me Matte. Yeah, that's all good.

I think that your shotgun number one is critically important. Yeah, stay asleep in front eat. I mean, I've spent twenty years driving drive for educational campaign and I've had countless, countless stories where people, couples of others have actually swapped drivers. One of drivers felt tired, cont passions at the front seat, fallen asleep, and then they've driven off the road, whether it be the desert road, whether it be be anywhere. So that's really really important and the gravel. Some number of fatals and also serious crashes have been when the drivers when the driver's fallen asleep. Now I actually I actually go but stepped for it. Further. I think it's a bit of psychosomatic, the fact you're creating a bit of a sleep environment. When you've got to sleeper next to you, you've probably been in a similar location and probably both tied. But and also Ie even go a step further, they haven't got research. It's a bit to me, it's a bit like the contagious three of yawning, where you actually, you know, when you go to parties and you yawn and everyone else yawns. They did forty years study medical school that showed that there are five and the number one theories is communication with the big eight little guys go to bed, go to sleep. I actually think there's something in there in terms of the fact that you're there's a communication going on or not.

I've got a question for you Martin though. And because generally speaking, you don't want the passenger per you know, the shotgun sleeping. But in this in this situation where one driver is get the driver's getting drowsy, and that person rightfully puts up their hand and says I need to pull over because I'm drowsy, and can you take over? And then potentially at that point then that person can have a bit of a sleep. What do you think about that?

Well, that the case is often where they've been out, you know, out like both and they both seek deprived. Even though slapping the driver is the right message if the other drivers are, the preferable thing is actually you have a fifteen minute power nap. Time you wait ten minutes, you're fully awaiting your about two hours worth. And that's international message. Fifteen minute Pound, becauld save your life. Because there's the point you make is very valid. That the driver is actually drowsy. Is likely the pass is probably going to be drowsy also because.

I've been this.

Sleep price. So the other one is what they some people do is they don't put them in the front seat. They might put them in the back seat, but still you're better off having someone that they can have your eyes open and in awake, you know, if you're in that sort of state. Yeah, Pound, app big Rigs.

Hey, thank you so much for your call, Martin really appreciate it. I mean this, this sort of this backs it up to second. I'm just going to have to just been scrolled away from me. This text I was just read it my partner. No, it's gone and disappeared on me what a disaster right at the bottom left, very early one morning for Queenstown holiday, kids and I fell asleep while husband drove to Wnica. When he fell asleep, we all woke up when the car went off the road. Shotgun always has to stay awake from now on, So you know that that's sort of backing out what Martin's saying there.

Incredibly important. Eight hundred eighty ten eighty is the number to call.

Peter says, absolutely no feet on the dashboard. I think that that's that's an absolutely given. And this person says, don't forget, you've got to shoot bandits out the window. Yeah, that's one hundred per cent true. That's where the shotgun gets its name from.

Keep them coming through On nine two nine two, it is twenty four to four.

Ethn you take on talk bag matt Ethan Tayler Adams afternoons, have your say on eight hundred eighty ten eighty news Talks.

That'd be twenty two to four. We're talking about shotgun etiquettes.

Yeah, we're putting together the complete and official list of the responsibilities of the person in the shotgun position. So many texts coming through on nine two nine two guys, I think Shotgun should also look for signs the driver is getting tired and take over. That's from Marianne's that's a good point. So you're generally in charge of the health of the person that's driving. Yeah, so that's true. I mean you can't be stressing the driver out with arguments and bs, so you can't be completely haranguing them all the time. But if they're getting tired, I think just for your own safety and their safety, you need to go, hey, I think you're getting a bit tired. Maybe we should take a fifteen minute power app Absolutely, Marianne, that's good point. Shotgun always calls clear left at intersections when clear driving us like top Gun guys, the navigator, Shotgun is always checking for bogies.

Yeah, great, takes that one.

That's good. Don't be a high toilet user. My front seat passenger loves a public toilet. So your job in preparation of a long chirp if you're going to be in Shotgun as doing pelvic floor exercises, so your bladder is in good good condition to go decent amounts of time without having to stop.

Yeah, that's great, Jonathan. You've got another rule.

Yeah, that's to be secretary. So one of the key distractors on people on the roads is text message comes in and yeah, very hard to resist those text messages. But your shotgun person is your secretary. Now, I'm a busy property manager. I'm always available to my tenants and landlords, and text messages coming in, my shotgun responds to those for me. They read them out, I tell them what to tighten back to them, and my text messages get looked after. And they can also filled my course for me as well, even though I've got hands free. Yeah, I have that happening in the car while I'm in it. So yeah, that's because as a as a top one.

Being a secretary is a good one. And I don't know what your marital or relationship situation is, but if you're on a trip with your partner, and in my case of it's a partner, if she's sitting there, if you handle your phone and she's looking through it, and she's she's going to take the responsibility to not look through your disgusting threads that you have with your mates. Terrible anyway, just the business at hand.

And as sing enough, being in a late model European car if you pretend to go to sleep. It's got little senses watching the driver. What it does is it shapes the steering wheel. It puts the air conditioning onto cold and puts it on full board, and it pulsates the air in your face. Plus it turns the radio up onto full volume. So that are some of the things that are available in the late model cars, which are just the same things you've been talking about. Climate control, having that temperature that suits the driver not the passengers, and keeping things running that way. Secretarial service and I really liked your list. It is spot on.

Yeah cool. I'm going to add that I'm taking care of life Edmund. Yep, there's another responsibility.

So you're running a communication the communications center, Yeah, communications center life. What would you call that? If you're in sort of a military set, you're the communications officer, you're the communications officer.

Yeah, uh Colin, how are you this afterday? Yeah?

Very good, very good. Most of the some of the trucks these days have the old fatigue management system and there which is link to the company and if you they get warning tell actually ring you. But if you get a fatigue on these we have what's called a seat shaper attached to the driver's seat. When I say five braids, it doesn't give you a nice little butt. It shakes the limits. Jesus down here. The alarms go off and it's so loud it's scarce of delivering crapt Yeah.

And Colin, how's that? How's that set off? Is that if your if your eyesight drop, your eye line drops, or or what is that?

All of those? All of those too much awning, if you're looking out the window too long, if you're not concentrating on the road. You can't even you can't even wear the darkest glasses that still sees your eyes. Wow, and in position and things like that. You know, you can't. You can't beat it.

Ter all the time. And and you like having that there, Colin, is that something you approve of?

You?

Well, it's forced on us, but I mean it doesn't bother me. It's same as the end came cameras. You know, the cameras will go off of something, you know, for fatigue related event occurs, so you can actually see somebody going to sleep. But we have external cameras that go outwards as well. The old dash cans. We have black view. So the companies can they can be good for you. You know, if you were in the right then you're saved.

Yeah.

But the what the.

Guys were saying before, suddenly other stuff I endorse was the fatigue side of it. What are there warning signs or there's a whole bunch of warring signs. I used to do courses for fatigue management and ribal licensing back in New Zealand, the physical and non physical. But some of the things, like the people were talking about, but also one of the people are missing is speeding up and slowing down. The person suddenly starts to travel at eighty k instead of one hundred k or you know, and then they suddenly realize it starts speeding up again. And old drift drifting in the lane, you know, tailgating and things like that that the you know, the the shotgun should be watching out for that. But also the other one is if you've got a driver who's checking away and then all of a sudden they has become very quiet and you find them concentrating really hard on the road. They have to teak I mean, I said, she ever ch car driver. Most people in New Zealand don't do many miles openlock between six and a half and seven thou k a week, and I started running at ten o'clock at night. So you know, we're well used to the fatigue side of it, and we still get caught out of it. Out again. Yeah, the one thing you said before, I had to do a bit of a grin. You said, oh, your shotgun partner just hopped in there and rolled over and witness sleep. Have you ever thought that possibly she is bored with you?

I'll tell you what, Colin, I do one wonder from time to time, that's for sure. A couple of years, a couple of years. Okay, well, I'll get back to you in forty eight years. Thanks for your cal Colin.

Thank you, Colin.

This is an interesting one. That's that could possibly be added to cleaning sunglasses as well.

Oh yeah, yeah, absolutely. So where are you at at the moment? Is that about list?

We're at ten now. But there's just another one I saw that came through, and that's backing you up when you're in any in any anger that you have at other drivers. So for example, I'm not sure how I feel about this one, but I'm just looking for the text here sort of so many coming through it's gone down to the bottom. Our shotgun should scream loudly and grab the nearest handle. If you think you can't make the massive gap and I think, I think within reason, But you'd be a terrible shotgun if you saw a potential accident about to happen and you didn't say anything.

Right.

So if if you're reversing and this can be, this can be. There can be too much on this And it depends how your your shotgun passenger is calibrated. Some people think there's a disaster happening all the time, but it would be ridiculous if you were pulling out and into a dangerous situation and your shot gun didn't didn't didn't be another line of alarm and a warning in a situation.

It's a fine line. You can reach rule number three, but you've got to be damn sure you're right if you do. Patrick, how are you.

So lost?

My dad gets annoyed at the new play.

Yeah a lot?

And what sort of music do you play?

Patrick?

The same song?

What's what's that tun Patrick?

Ah?

Yeah? And are you are you? Are you in the passenger? See there are you in the back seat? These days? Patrick in Shotgun oh yeah, good. But yeah, well that's and and if your if your father has given you the right to play the music, has been in charge of the music in the shotgun, then you just punish them with the same song over and over again. Patrick, that you're right, I.

Always you're a good kid.

Patrick.

Good on your Patrick, thank you so much for your call.

Oh one hundred eighty eighty is the number. Call Ewan, you've got another.

Get no problem.

A great list there, very good idea. But like all lists and documents, is always clauses, and I think you need to add a situation adjustment clause. When you're a really good friends to your family and friends, there's one thing you'll always do for them, and be a sober driver. When you're maturing the car and they're drunk, that list is out the window. God, there's no chance of talking any.

Sense of.

Oh no. That I mean, as a person that's been the designated driver a lot of my life, that is that is a trying situation. When you've got four of the funniest people in their minds that have ever existed, that's when you're doing God's work.

That is trauma drivers.

Of this world, of the best of us, Hey, thank you so much for your call. Evan.

Some plenty, plenty of great tickets coming through.

On nine to nine to two. My partner is asleep before we hit the motorway. When we hit away, she does have random moments throughout the journey where she wakes up in a panic and makes me full aware, fully aware of a fellow driver seven undermeters a head that touched their brakes from Keith.

Keep those coming in on nine to nine to two. It is eleven minutes to four.

The big stories, the big issues, the big trends and everything in between. Matt Heath and Tyler Adams. Afternoons you for twenty twenty four US Talk said, be said, be good afternoon.

It is eight to four.

So we've been talking about shotgun rules today for the last hour. Shotgun being the passenger's seat person when you're driving. And this was on the back of a person in my life who was driving back from East Auckland in the weekend and she just rolled the seat back and said, I'm going to have a bit of a snooze on the way, and it just got me thinking while we were driving, what are the rules that the person the shotgun you know what are their responsibilities and that very criminal. Here is on the phone, Tracy. Welcome to the show.

Are you Tracy?

Hi?

So you were asleep for the entire drive back from your your family Christmas back to our house, which was about forty five minutes.

I wouldn't say it was the entire time.

Yes, what percentage of the time do you think it was, Tracy?

I think it was.

Maybe sixty to seventy five percent time.

And so that's a big difference.

And do you do you agree? Do you confess to rolling your seatback slightly and saying I'm going to have a snooze.

I'm true yet?

Yeah, So what was the rationale Tracy when you jumped in the car and you turned to matt and said, you know what, I'm just gonna have all we snooze while we drive back.

What was the rationale?

I thought, I've had a couple of Prosecco's and it was the middle of the day, and I thought, you know, I've done I've done a lot. I do a lot for Matthew during the week, yep. And I thought, this is the least he can do for me, is just fearing me home after a couple of proseccos as well.

Argued okay, well, Tracy, love you, but these are your official shotgun responsibilities going forward, as compiled by ZB listeners, and this is official. Okay, so shotgun responsibilities if required by the driver, you have to keep the driver company. You are in charge of music and entertainment and shotgun. You can't be stressing the driver out with arguments and bs. You're in charge of opening and handing the driver the snacks and drinks. They need speak up if there's any you disagree with here.

No objections, No, I disagree with all of them.

You're in charge of additional navigational information such as looking up locations on your phone. You are in charge of child discipline and general backseat discipline. You're in charge of controlling the acc You're responsible for gates and getting food at servos. You are the communications officer, so for any text or messages coming through on the phone, So if any of my mates are texting stuff, you have to respond to them. And the final one is you're in charge of cleaning my sunglasses. From the shotgun position.

Sounds like you have just made all these rules up and what's the benefit of being the passengers. There's nothing there for.

Me, Well there is. You're getting. You're getting the best driver in New Zealand taking your home safely.

Come for your seat.

So these are going to be printed out and they're going to be stuck on the glove box and the passenger seat for future, for future commutes.

All right, all right, if you're happy for me to be reading out all the messages on your phone, fine, so.

Good, yeah, all right, okay, then you're seem busy, I'll let you go, all.

Right, Tracy, Right, they're done and dusted. Well, maybe Tracy will be the driver from now on. You have to appide by these rules.

So I think those are pretty good official rules. I think we're all agreed as a radio show and a listenership that those are the eleven shotgun responsibilities.

We're going to send them to AA and the government and get them rolled out everywhere.

But that was a great chat. Thank you very much for today.

We will do it all again tomorrow Thursday.

In the meantime, give them a taste of care.

We from Med and Tyler Adams.

For more from News Talk sed B, listen live on air or online and keep our shows with you wherever you go with our podcasts on iHeartRadio,

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