Think September is the worst month for your investments? Think again—discover why timing the market is a trap and how the truly wealthy build lasting security. David Gagnon shares real-world strategies for proactive planning, disciplined spending, and tax-smart investing. Learn how to stress-test your retirement, avoid costly mistakes, and align your portfolio with your life goals. Whether you’re nearing retirement or just starting out, this episode reveals the habits and tactics that keep wealth growing quietly behind the scenes.