Is your retirement plan as ready for change as your home before winter? Discover how financial expert David Gagnon uses decades of experience to help you restructure, clean up, and future-proof your wealth. From risk analysis to tax efficiency, learn why proactive planning beats reacting to market swings. Whether you’re just starting out or want a second opinion on your strategy, this episode reveals how a comprehensive analysis can bring clarity, confidence, and opportunity to your financial future.