Are you unknowingly sitting on a financial ticking time bomb as you head toward retirement? Financial advisor Marc Oslar breaks down the hidden realities of modern retirement planning, from the rising interest in fixed index annuities to the strategic execution of backdoor Roth conversions. He exposes the "warts" of the traditional 401(k), challenge the wisdom of standard index fund portfolios, and reveal how unexpected lifestyle splurges can disrupt your budget. Discover how to shift focus from wealth accumulation to preservation, income, and growth while effectively insulated against inflation and taxes.

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