A huge amount of fixed rate mortages are about to expire - almost a million this year alone. There's also a tussle underway as the banks compete for customers looking for the best refinancing deal. This episode we take a look at the impact on mortgage holders - from those on fixed rates, to those locked in 'mortgage prison', to those on variable loans facing into at least 10 interest rate hikes in a row. We analyse the rates on offer at the moment, what a 'good deal' looks like (and how to haggle) and what to do if you're in financial stress. And we haven't forgotten the SAVERS. Find out what's being offered to them now interest rates are on the rise, and how to do a health check on your savings account. RateCity Research Director Sally Tindall joins Gillian to explain this intriguing data story.

Linked Episode: How to avoid 'mortgage prison'

Resources for people in financial stress (thanks RateCity for compiling these):

1. National Debt Helpline: 1800 007 007
2. Good Shepherd no interest loans
3. Services Australia Payment and Service Finder
4. State-based resources:
1. Service NSW Savings Finder
2. Service Victoria Savings Finder
3. Queensland Govt Concessions Finder
4. SA Govt Concessions Finder
5. Concessions WA
6. Concessions NT
7. Tasmanian Govt Discounts and Concessions
8. ACT Savings Finder