There’s a lot of good data informing out interest rate crystal ball this week. Monthly inflation data has turned slightly lower and the latest retail spending figures show consumers are starting to open their wallets less. There’s a chance the Reserve Bank is about to hit pause on interest rates rises after multiple hikes since May. Mortgage holders will be cheering, savers will be wanting them to keep going. But inflation is still VERY high, so why would the RBA stop? One of the economists this episode thinks, the RBA doesn’t want its fingerprints on a 2023 Australian recession. We also find out why the RBA Governor is apologising to mortgage holders, and how house prices will look next year. St George Bank Chief Economist Besa Deda and Market Economics Managing Director Stephen Koukoulas join Gillian to explain.