By Newsbreak Producer Hoosen Ebrahim - The National Financial Ombud (NFO) has warned consumers to guard themselves against impulse buying without a budget or plan. With Black Friday just a couple of weeks away, many retailers have taken the opportunity to slash prices in a bid to lure consumers into spending money. The NFO urges consumers to shop with their head and not allow emotions to empty their wallet. Credit Division Lead Ombud at the NFO, Howard Gabriels explains how credit-active South Africans should exercise caution and avoid the financial pitfalls associated with spending on a whim...

<p>By Newsbreak Producer Hoosen Ebrahim - The National Financial Ombud (NFO) has warned consumers to guard themselves against impulse buying without a budget or plan. With Black Friday just a couple of weeks away, many retailers have taken the opportunity to slash prices in a bid to lure consumers into spending money. The NFO urges consumers to shop with their head and not allow emotions to empty their wallet. Credit Division Lead Ombud at the NFO, Howard Gabriels explains how credit-active South Africans should exercise caution and avoid the financial pitfalls associated with spending on a whim...</p>

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