By Newsbreak Producer Tashlan Naidoo - South Africans are being urged to BUDGET for the month before the festive season gets into full swing. Financial planners have observed that many people exceed their budget during the festive period, be it trying to impress others, or just getting carried away by the season. This often leads to many maxing out their credit cards, taking loans and going into the festive season with debt. Certified Financial Planner at insurance firm Old Mutual, Sean van Zyl breaks down some practical tips to not go broke this festive season...