By Newsbreak Producer Hoosen Ebrahim - The National Financial Ombud Scheme South Africa is warning consumers not to wait until repossession or foreclosure before seeking help with debt. The group say thousands of complaints linked to vehicle finance and home loans are already reaching its offices as financial pressure grows. According to the NFO, many consumers are unaware they have legal options under the National Credit Act - to exit or manage credit agreements before the situation worsens. The warning comes as South Africa marks World Consumer Rights Month, with officials urging people to act early to avoid losing homes or vehicles. Adjudication Manager, Kwanda Vabaza explains...