By Newsbreak Producer Matthew Veeran - With the 2026 tax season now underway and SARS swiftly paying out billions in early refunds, debt experts are raising red flags over risky financial behaviour. National Debt Advisors (NDA) has warned that financially distressed, middle-to-high income earners are increasingly taking out short-term credit in anticipation of expected payouts that are not yet guaranteed. The organization cautions that this "refund-anticipation borrowing" is highly dangerous, especially as factors like two-pot retirement system withdrawals, outstanding penalties, or SARS verifications can unexpectedly reduce or delay final payouts. NDA Debt Counsellor Samantha Moyana explains... 

<p>By Newsbreak Producer Matthew Veeran - With the 2026 tax season now underway and SARS swiftly paying out billions in early refunds, debt experts are raising red flags over risky financial behaviour. National Debt Advisors (NDA) has warned that financially distressed, middle-to-high income earners are increasingly taking out short-term credit in anticipation of expected payouts that are not yet guaranteed. The organization cautions that this "refund-anticipation borrowing" is highly dangerous, especially as factors like two-pot retirement system withdrawals, outstanding penalties, or SARS verifications can unexpectedly reduce or delay final payouts. NDA Debt Counsellor Samantha Moyana explains...&nbsp;</p>

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