On this episode we cover: 
How debt keeps the world alive
How it is a simple idea, but how it then gets complicated
How debt has invisible risk, while equity is visible risk
Why debt is bad for an individual, but not so bad for governments and companies
Why Argentina is offering bonds at 26% and India at 7%
The amazing National Savings Fund
What's better - a 100% debt portfolio or a 100% equity portfolio
Sharia Law and Debt
Direct Fixed Income instruments available
Chit Funds !
Peer to Peer lending
Why we need Debt Mutual Funds

On this episode we cover: 
<ul>
<li>How debt keeps the world alive</li>
<li>How it is a simple idea, but how it then gets complicated</li>
<li>How debt has invisible risk, while equity is visible risk</li>
<li>Why debt is bad for an individual, but not so bad for governments and companies</li>
<li>Why Argentina is offering bonds at 26% and India at 7%</li>
<li>The amazing National Savings Fund</li>
<li>What's better - a 100% debt portfolio or a 100% equity portfolio</li>
<li>Sharia Law and Debt</li>
<li>Direct Fixed Income instruments available</li>
<li>Chit Funds !</li>
<li>Peer to Peer lending</li>
<li>Why we need Debt Mutual Funds</li>
</ul>

You CAN grow your wealth!

Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. 

Pattu wants you to enjoy most of your money today, and then shows you ways to ensure that the party never stops! 

Pattu is fun, approachable, and wears thick gold chains and bling sunglasses as he goes through his day teaching physics and also improving lives through https://freefincal.com/

You can be part of this show too! Follow https://www.instagram.com/ofspin_mediafriends and send in your questions! Let us know if you'd like to be on the show and get your money matters improved by Pattu. 

You CAN grow your wealth!
Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. 
Pattu wants you to enjoy most of your money today, and then shows you ways to ensure that the party never stops! 
Pattu is fun, approachable, and wears thick gold chains and bling sunglasses as he goes through his day teaching physics and also improving lives through <a href="https://freefincal.com/">https://freefincal.com/</a>
You can be part of this show too! Follow <a href="https://www.instagram.com/ofspin_mediafriends/?hl=en">https://www.instagram.com/ofspin_mediafriends</a> and send in your questions! Let us know if you'd like to be on the show and get your money matters improved by Pattu.

Let's Get RICH With PATTU!

Everyone CAN grow their wealth!

Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. 

Pattu wants you to enjoy most of your money today, and then shows you ways to ensure that the party never stops! 

Pattu is fun, approachable, and wears thick gold chains and bling sunglasses as he goes through his day teaching physics and also improving lives through https://freefincal.com/

You can be part of this show too! Follow https://www.instagram.com/ofspin_mediafriends and send in your questions! Let us know if you'd like to be on the show and get your money matters improved by Pattu. 

Everyone CAN grow their wealth!
Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. 
Pattu wants you to enjoy most of your money today, and then shows you ways to ensure that the party never stops! 
Pattu is fun, approachable, and wears thick gold chains and bling sunglasses as he goes through his day teaching physics and also improving lives through <a href="https://freefincal.com/">https://freefincal.com/</a>
You can be part of this show too! Follow <a href="https://www.instagram.com/ofspin_mediafriends/?hl=en">https://www.instagram.com/ofspin_mediafriends</a> and send in your questions! Let us know if you'd like to be on the show and get your money matters improved by Pattu.

The World of Debt - The Good vs the Bad - E 30

Please click on this link for Pattu's OTR vs NTR comparison calculator:

https://freefincal.com/wp-content/uploads/2024/03/FInal-NTR-vs-OTR-1.xlsx

On this Episode we cover:
- A quick background on this change in tax regime
- How the first investment for most people is for tax saving!
- Skepticism towards the New Tax regime, and why 
- Pattu things young earners should select the ___ tax regime
- Whether people behind tax saving products are upset
- Whether with the NTR, people are not investing right
- If there's data about the government collecting lesser or more tax than before
- We discuss Pattu's NTR vs OTR calculator 
- We take you step by step through the different entries and deductions
- The different scenarious for switching BETWEEN ntr and otr
- A super useful break even chart - find out where you are in this chart, and then switch to the right regime!
- How are freelancers / small business owners affected?
- Pattu's philosophy on tax ! (something about peanuts)
- How do these regimes affect investments?

Please click on this link for Pattu's OTR vs NTR comparison calculator:
<a href="https://freefincal.com/wp-content/uploads/2024/03/FInal-NTR-vs-OTR-1.xlsx" data-saferedirecturl="https://www.google.com/url?q=https://freefincal.com/wp-content/uploads/2024/03/FInal-NTR-vs-OTR-1.xlsx&amp;source=gmail&amp;ust=1713420719172000&amp;usg=AOvVaw1gydDQG9K9rf2aoAj-ZHHc">https://freefincal.com/wp-content/uploads/2024/03/FInal-NTR-vs-OTR-1.xlsx</a>
On this Episode we cover: - A quick background on this change in tax regime - How the first investment for most people is for tax saving! - Skepticism towards the New Tax regime, and why - Pattu things young earners should select the ___ tax regime - Whether people behind tax saving products are upset - Whether with the NTR, people are not investing right - If there's data about the government collecting lesser or more tax than before - We discuss Pattu's NTR vs OTR calculator - We take you step by step through the different entries and deductions - The different scenarious for switching BETWEEN ntr and otr - A super useful break even chart - find out where you are in this chart, and then switch to the right regime! - How are freelancers / small business owners affected? - Pattu's philosophy on tax ! (something about peanuts) - How do these regimes affect investments?

New Tax Regime vs Old Tax Regime - E 40

On this Episode we cover: -

Are DINKs and SINKs on the rise?

- What it is important to accommodate for, for DINKs and SINKs
- The Primary difference between those who have kids and those who don't
- Is there a tendency to spend more?
- Do DINKs and SINKs lack motivation for retirement planning?
- Why Pattu thinks DINKs and SINKs need to give back to society (it's not what you think)
- How all this also applies to Parents who have kids with special needs
- The concept of a LIVING TRUST
- Chartered Wealth Managers, and who they're for
- Term Insurance for DINKs and SINKs (and singles), and its challenges
- For SINK couples, can the earner buy two insurance policies?
- Why Insurance is painful for freelancers and no earning
- Medical Insurance - How to treat bank accounts for couples
- Secondary streams of incomes for DINKS and SINKs

On this Episode we cover: -
Are DINKs and SINKs on the rise?
- What it is important to accommodate for, for DINKs and SINKs - The Primary difference between those who have kids and those who don't - Is there a tendency to spend more? - Do DINKs and SINKs lack motivation for retirement planning? - Why Pattu thinks DINKs and SINKs need to give back to society (it's not what you think) - How all this also applies to Parents who have kids with special needs - The concept of a LIVING TRUST - Chartered Wealth Managers, and who they're for - Term Insurance for DINKs and SINKs (and singles), and its challenges - For SINK couples, can the earner buy two insurance policies? - Why Insurance is painful for freelancers and no earning - Medical Insurance - How to treat bank accounts for couples - Secondary streams of incomes for DINKS and SINKs

The World of Debt - The Good vs the Bad - E 30

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