What if being bad with money was never actually your fault?

Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women  and this conversation is exactly where to start.

Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you.

In this episode, you'll learn:

• Why being bad with money is not a personal failing  and what's actually responsible for it
• What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future
• How the pink tax adds up to over $250,000 across a woman's lifetime
• What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing  and the finding that surprised even the researchers
• Why 30% of women have no financial plan beyond hoping something works out
• How your money psychology  not your budget  might be the real thing holding you back
• What happens to women's wealth when they leave the finances to their partner
• The one money move both Rachel and Angela say every woman should make this week
• Why the financial services industry keeps getting women wrong and what they should be doing instead
• What your 25-year-old self needs to hear about compounding, investing, and starting now

Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin.

The biggest takeaway from this episode? The system wasn't designed for you  but that doesn't mean you can't win at it. Here's how. 🎧

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The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

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