Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why.

Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune.

In this episode we cover:
Why most women wear only 20% of their wardrobe 80% of the time
The 3-outfit rule that will change how you shop forever
How to look polished and expensive on a tight budget
The 5 winter capsule wardrobe essentials every woman needs
Affordable brands stylists actually rate (Target, Uniqlo, Portman's)
Whether expensive clothes are actually better quality
How to get more longevity out of your clothes (including the jeans-washing debate)
What a personal stylist costs and why it's a smart investment
How to find your personal style when you have no idea where to start

Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you.

Follow Melissa on Instagram and TikTok: @melissagotstyle

 

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/


💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why.
Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune.
In this episode we cover:
<ul>
<li>Why most women wear only 20% of their wardrobe 80% of the time</li>
<li>The 3-outfit rule that will change how you shop forever</li>
<li>How to look polished and expensive on a tight budget</li>
<li>The 5 winter capsule wardrobe essentials every woman needs</li>
<li>Affordable brands stylists actually rate (Target, Uniqlo, Portman's)</li>
<li>Whether expensive clothes are actually better quality</li>
<li>How to get more longevity out of your clothes (including the jeans-washing debate)</li>
<li>What a personal stylist costs and why it's a smart investment</li>
<li>How to find your personal style when you have no idea where to start</li>
</ul>
Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you.
Follow Melissa on Instagram and TikTok: @melissagotstyle
&nbsp;
<a href="https://directory.ladiesfinanceclub.com/">Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance!&nbsp;</a><a href="https://directory.ladiesfinanceclub.com/">https://directory.ladiesfinanceclub.com/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich

Why You Have Nothing to Wear (Even With a Full Wardrobe)

What does aged care in Australia actually cost, and is your family prepared when the time comes? In this episode of Get Rich, Molly sits down with aged care financial specialist and co-author of Downsizing Made Simple, Rachel, to demystify one of the most overwhelming   and most avoided   financial conversations Australian families need to have. Whether you're the one your family looks to when things get hard (hi, TED 👋) or you just want to get ahead of this before there's a crisis, this episode is your starting point. No jargon, no overwhelm   just clear, practical guidance on what to expect and how to plan.

In this episode, you'll learn:
What aged care in Australia actually includes   and why it's so much more than just nursing homes
The difference between home care and residential aged care, and what each one costs
How means testing works and why the bill can be higher than your income
What a RAD and a DAP are, and how families typically fund the move into residential care
Why selling the family home isn't always the right move (and when it could actually cost you more)
How to access government-funded care through My Aged Care   and why you shouldn't wait until there's a crisis
What the Aged Care Assessment is, why it's like a passport, and the one mistake people make that leaves them under-supported
What happens when a parent lands in hospital and you have 48 hours to find a bed
The questions you must ask before signing anything with an aged care provider
Three things you can do this week to start the conversation with your parents

Perfect for: Australian women with ageing parents, anyone who's ever Googled "how does aged care work in Australia," and every Trusted Eldest Daughter who's quietly holding this all together.

The biggest takeaway from this episode? The best time to plan for aged care was years ago. The second-best time is right now. 🎧

 

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/


💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

What does aged care in Australia actually cost, and is your family prepared when the time comes? In this episode of Get Rich, Molly sits down with aged care financial specialist and co-author of&nbsp;Downsizing Made Simple, Rachel, to demystify one of the most overwhelming &nbsp; and most avoided &nbsp; financial conversations Australian families need to have. Whether you're the one your family looks to when things get hard (hi, TED 👋) or you just want to get ahead of this before there's a crisis, this episode is your starting point. No jargon, no overwhelm &nbsp; just clear, practical guidance on what to expect and how to plan.
In this episode, you'll learn:
<ul>
<li>What aged care in Australia actually includes &nbsp; and why it's so much more than just nursing homes</li>
<li>The difference between home care and residential aged care, and what each one costs</li>
<li>How means testing works and why the bill can be higher than your income</li>
<li>What a RAD and a DAP are, and how families typically fund the move into residential care</li>
<li>Why selling the family home isn't always the right move (and when it could actually cost you more)</li>
<li>How to access government-funded care through My Aged Care &nbsp; and why you shouldn't wait until there's a crisis</li>
<li>What the Aged Care Assessment is, why it's like a passport, and the one mistake people make that leaves them under-supported</li>
<li>What happens when a parent lands in hospital and you have 48 hours to find a bed</li>
<li>The questions you must ask before signing anything with an aged care provider</li>
<li>Three things you can do&nbsp;this week&nbsp;to start the conversation with your parents</li>
</ul>
Perfect for: Australian women with ageing parents, anyone who's ever Googled "how does aged care work in Australia," and every Trusted Eldest Daughter who's quietly holding this all together.
The biggest takeaway from this episode? The best time to plan for aged care was years ago. The second-best time is right now. 🎧
&nbsp;
<a href="https://directory.ladiesfinanceclub.com/">Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance!&nbsp;</a><a href="https://directory.ladiesfinanceclub.com/">https://directory.ladiesfinanceclub.com/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

How to Navigate Aged Care in Australia: Costs, Government Subsidies and What to Do When Mum or Dad Needs Help

If someone had asked me about home batteries a few weeks ago, I probably would've thought they were talking about the ones in my TV remote.

But with electricity prices rising, government rebates on offer, and more Australians looking for ways to cut household costs, I figured it was time to learn what all the fuss is about.

So in this week's episode of Get Rich, I sat down with Leigh Storr, Founder of RESINC, an award-winning national renewable energy company for a Home Batteries 101 session.

Here's what we covered:
- The Australian government rebate that could knock up to $6,500 off your home battery install
- The three free hours of electricity now available to Australians in NSW, VIC and Southeast QLD and how to make the most of them
- How a home battery can actually earn you money through something called a virtual power plant
- How to get solar panels and a home battery in Australia for zero upfront cost
- What happens to your power when the grid goes down (good news: you're fine)

One thing that surprised me? Some Australian households are turning their battery into a bit of a side hustle, selling excess energy back into the grid when demand is high.

If you've ever wondered whether a home battery could lower your power bills in Australia, help protect you from blackouts, or simply make your home more energy independent, this episode is worth a listen.

As always, this isn't about rushing out and buying something. It's about understanding your options, running the numbers, and making informed decisions with your money. 🎧

Want to find out if a home battery makes sense for your home? The RESINC team has put together a special offer for the LFC community - check it out here 👉 https://resinc.com.au/LFC/

 

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/


💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

If someone had asked me about home batteries a few weeks ago, I probably would've thought they were talking about the ones in my TV remote.
But with electricity prices rising, government rebates on offer, and more Australians looking for ways to cut household costs, I figured it was time to learn what all the fuss is about.
So in this week's episode of Get Rich, I sat down with Leigh Storr, Founder of RESINC, an award-winning national renewable energy company for a Home Batteries 101 session.
Here's what we covered: - The Australian government rebate that could knock up to $6,500 off your home battery install - The three free hours of electricity now available to Australians in NSW, VIC and Southeast QLD and how to make the most of them - How a home battery can actually earn you money through something called a virtual power plant - How to get solar panels and a home battery in Australia for zero upfront cost - What happens to your power when the grid goes down (good news: you're fine)
One thing that surprised me? Some Australian households are turning their battery into a bit of a side hustle, selling excess energy back into the grid when demand is high.
If you've ever wondered whether a home battery could lower your power bills in Australia, help protect you from blackouts, or simply make your home more energy independent, this episode is worth a listen.
As always, this isn't about rushing out and buying something. It's about understanding your options, running the numbers, and making informed decisions with your money. 🎧
Want to find out if a home battery makes sense for your home? The RESINC team has put together a special offer for the LFC community -&nbsp;<a href="https://resinc.com.au/LFC/">check it out here </a>👉&nbsp;<a href="https://resinc.com.au/LFC/">https://resinc.com.au/LFC/</a>
&nbsp;
<a href="https://directory.ladiesfinanceclub.com/">Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance!&nbsp;</a><a href="https://directory.ladiesfinanceclub.com/">https://directory.ladiesfinanceclub.com/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Home Batteries 101: How to Cut Your Power Bill

When was the last time you actually checked your super? Like, really checked it, not just glanced at a statement and shoved it in a drawer? If your answer is "um… a while ago," you are absolutely not alone and this episode is for you.

Molly sits down with Misha Schubert, CEO of the Super Members Council, the peak body representing over 11 million Australians in our super system, to cut through the confusion and give you a real, honest look at what's happening with your super right now.

Because here's the thing: 1 in 4 working Australians are currently not being paid some or all of the super they've earned. That's not a small problem. That's your money, that you worked for, just… not showing up. And with major new payday super laws coming July 1st, 2026, there has never been a better time to get across what you're actually entitled to.

In this episode, you'll learn:
Why most Aussies aren't engaging with their super and what it's actually costing them
How to find out if your employer has been paying your super correctly (and what to do if they haven't)
What payday super laws are and why they're a game changer for Aussie women
The truth about self-managed super funds and who they're actually right for
How to spot a super scam before it's too late (this one is so important right now)
What women who've taken time out of the workforce can do to catch up on super
The single homework task Misha wants every Australian to do this week

Perfect for: Aussie women who've been putting super in the "future me" basket, anyone who's ever thrown a super statement in the bin without opening it (no judgment, Molly did it too!), and women who want to make sure their retirement isn't an afterthought.

The biggest takeaway from this episode? Your super is one of the most powerful financial tools you have, you just need to start paying attention to it. And it's a lot simpler than you think. 🎧

 

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/


💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

When was the last time you actually checked your super? Like, really checked it, not just glanced at a statement and shoved it in a drawer? If your answer is "um&hellip; a while ago," you are absolutely not alone and this episode is for you.
Molly sits down with Misha Schubert, CEO of the Super Members Council, the peak body representing over 11 million Australians in our super system, to cut through the confusion and give you a real, honest look at what's happening with your super right now.
Because here's the thing: 1 in 4 working Australians are currently not being paid some or all of the super they've earned. That's not a small problem. That's your money, that you worked for, just&hellip; not showing up. And with major new payday super laws coming July 1st, 2026, there has never been a better time to get across what you're actually entitled to.
In this episode, you'll learn:
<ul>
<li>Why most Aussies aren't engaging with their super and what it's actually costing them</li>
<li>How to find out if your employer has been paying your super correctly (and what to do if they haven't)</li>
<li>What payday super laws are and why they're a game changer for Aussie women</li>
<li>The truth about self-managed super funds and who they're actually right for</li>
<li>How to spot a super scam before it's too late (this one is so important right now)</li>
<li>What women who've taken time out of the workforce can do to catch up on super</li>
<li>The single homework task Misha wants every Australian to do this week</li>
</ul>
Perfect for: Aussie women who've been putting super in the "future me" basket, anyone who's ever thrown a super statement in the bin without opening it (no judgment, Molly did it too!), and women who want to make sure their retirement isn't an afterthought.
The biggest takeaway from this episode? Your super is one of the most powerful financial tools you have, you just need to start paying attention to it. And it's a lot simpler than you think. 🎧
&nbsp;
<a href="https://directory.ladiesfinanceclub.com/">Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance!&nbsp;</a><a href="https://directory.ladiesfinanceclub.com/">https://directory.ladiesfinanceclub.com/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Why You Have Nothing to Wear (Even With a Full Wardrobe)

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