What should you actually do when a lump sum of money lands in your lap and how do you make sure you don't waste the opportunity?

Molly sits down with financial advisor Lauren Isles to break down everything Australian women need to know about handling an inheritance, bonus, or financial windfall. No guilt, no jargon, no complicated finance-speak, just clear, practical advice for women who want to make the most of money they weren't necessarily expecting.

Whether you've been sitting on a lump sum and doing nothing with it, feeling overwhelmed about where to even start, or carrying some complicated emotions around an inheritance, this episode is for you.

In this episode, you'll learn:
Why pressing pause before you do anything is the most important first step
How to work through the guilt and emotional weight that often comes with an inheritance
Whether you should pay down debt, invest, or boost your super and how to decide
The super catch-up rules that could let you put a large amount into super at once
What tax you actually pay on an inheritance in Australia (the answer might surprise you)
The biggest mistakes people make when they receive a windfall and how to avoid them
How to build an investment strategy around money you never planned for
When to see a financial advisor versus a money mindset coach

Perfect for: Australian women who have recently received an inheritance, are expecting one, or have come into any kind of unexpected money and want to make it work as hard as possible for their future.

The biggest takeaway from this episode? A lump sum of money is one of the greatest opportunities you'll ever have to change your financial future but only if you actually do something with it. 🎧

Connect with Lauren Isles here - https://directory.ladiesfinanceclub.com/listing/lauren-isles/




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Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

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The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

 

What should you actually do when a lump sum of money lands in your lap and how do you make sure you don't waste the opportunity?
Molly sits down with financial advisor Lauren Isles to break down everything Australian women need to know about handling an inheritance, bonus, or financial windfall. No guilt, no jargon, no complicated finance-speak, just clear, practical advice for women who want to make the most of money they weren't necessarily expecting.
Whether you've been sitting on a lump sum and doing nothing with it, feeling overwhelmed about where to even start, or carrying some complicated emotions around an inheritance, this episode is for you.
In this episode, you'll learn:
<ul>
<li>Why pressing pause before you do anything is the most important first step</li>
<li>How to work through the guilt and emotional weight that often comes with an inheritance</li>
<li>Whether you should pay down debt, invest, or boost your super and how to decide</li>
<li>The super catch-up rules that could let you put a large amount into super at once</li>
<li>What tax you actually pay on an inheritance in Australia (the answer might surprise you)</li>
<li>The biggest mistakes people make when they receive a windfall and how to avoid them</li>
<li>How to build an investment strategy around money you never planned for</li>
<li>When to see a financial advisor versus a money mindset coach</li>
</ul>
Perfect for: Australian women who have recently received an inheritance, are expecting one, or have come into any kind of unexpected money and want to make it work as hard as possible for their future.
The biggest takeaway from this episode? A lump sum of money is one of the greatest opportunities you'll ever have to change your financial future but only if you actually do something with it. 🎧 <a href="https://directory.ladiesfinanceclub.com/listing/lauren-isles/">Connect with Lauren Isles here - </a><a href="https://directory.ladiesfinanceclub.com/listing/lauren-isles/">https://directory.ladiesfinanceclub.com/listing/lauren-isles/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
&nbsp;

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.