If you're a woman in your 50s and you've ever looked at your super and thought, “Is this actually enough?”, this episode is for you

Your 50s can be a bit of a financial wake-up call. Retirement suddenly feels closer, while you might still be supporting grown-up kids, helping ageing parents, paying off the mortgage or recovering from years out of the workforce.

But being behind on super doesn't mean you've missed your chance.
Molly chats with Ruth from Australian Retirement Trust about superannuation for women over 50, including how to catch up, make the most of your remaining working years and feel more confident about retirement.

In this episode, we cover:
💰 How much super you might need for a comfortable retirement
📈 What to do if you're behind on your super at 50
💸 Catch-up contributions and how they work
💰 Salary sacrifice and why small contributions can add up
👩‍👧 How career breaks and raising children can affect women's super
💔 What happens to super during separation or divorce
🏠 How downsizing and inheritances can potentially boost your super
📊 Why your investment timeframe doesn't necessarily end when you retire
🔄 Transition to Retirement and accessing some of your super while still working
🧠 How to stop panicking about your super and start taking action

The biggest message?

It's not too late.

If you've been avoiding your super because you're worried about what you'll find, this conversation is a great place to start.

This episode is part of our five-part Get Rich series on superannuation, proudly brought to you by Australian Retirement Trust.

This episode contains general information only and doesn't take into account your personal circumstances. Consider seeking professional financial advice before making decisions about your superannuation.

The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser.

 

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/


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The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

If you're a woman in your 50s and you've ever looked at your super and thought, &ldquo;Is this actually enough?&rdquo;, this episode is for you
Your 50s can be a bit of a financial wake-up call. Retirement suddenly feels closer, while you might still be supporting grown-up kids, helping ageing parents, paying off the mortgage or recovering from years out of the workforce.
But being behind on super doesn't mean you've missed your chance. Molly chats with Ruth from Australian Retirement Trust about superannuation for women over 50, including how to catch up, make the most of your remaining working years and feel more confident about retirement.
In this episode, we cover: 💰 How much super you might need for a comfortable retirement 📈 What to do if you're behind on your super at 50 💸 Catch-up contributions and how they work 💰 Salary sacrifice and why small contributions can add up 👩&zwj;👧 How career breaks and raising children can affect women's super 💔 What happens to super during separation or divorce 🏠 How downsizing and inheritances can potentially boost your super 📊 Why your investment timeframe doesn't necessarily end when you retire 🔄 Transition to Retirement and accessing some of your super while still working 🧠 How to stop panicking about your super and start taking action
The biggest message?
It's not too late.
If you've been avoiding your super because you're worried about what you'll find, this conversation is a great place to start.
This episode is part of our five-part Get Rich series on superannuation, proudly brought to you by Australian Retirement Trust.
This episode contains general information only and doesn't take into account your personal circumstances. Consider seeking professional financial advice before making decisions about your superannuation.
The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you&rsquo;re still unsure, speak with a financial adviser.
&nbsp;
<a href="https://directory.ladiesfinanceclub.com/">Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! </a><a href="https://directory.ladiesfinanceclub.com/">https://directory.ladiesfinanceclub.com/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.