Your super could be one of the biggest assets you ever own. But how much do you actually know about it?

For most women, the answer is probably: not much.

We know we're supposed to have super. We know our employer pays it. We might occasionally check the balance.

But do you know where your super is invested? Whether you're in the right investment option? Whether your employer is paying you correctly? Or what happens to your super when you die?

And here's the uncomfortable part: women currently retire with around 25% less super than men.

In the first episode of our five-part series, Making Aussie Women Super at Super, Molly sits down with Ruth Weaver, Team Leader and Key Client Education at Australian Retirement Trust, to answer the questions most of us should have asked years ago.

No jargon. No finance-speak. Just the stuff you actually need to know.

In this episode:
Why women retire with less super than men, and what you can actually do about it
How super works and where your money goes once it lands in your account
How to check whether your employer is paying the correct 12%
What your investment option actually means, from conservative to high growth
How to work out whether your super is invested appropriately for you
Why constantly switching your super investments could hurt your returns
How salary sacrifice can help you build more super
What the $30,000 concessional contributions cap means
The super check most women put off, but really shouldn't
Why your beneficiary nomination could be one of the most important decisions you make
Three things you can do this week to take control of your super

Because you don't need to become a finance expert.

You just need to understand what's happening to your money while you're busy living your life.

This episode is proudly brought to you by Australian Retirement Trust, trusted by over 2.4 million members.

The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser.

 

If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.

Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/


💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

Your super could be one of the biggest assets you ever own. But how much do you actually know about it?
For most women, the answer is probably: not much.
We know we're supposed to have super. We know our employer pays it. We might occasionally check the balance.
But do you know where your super is invested? Whether you're in the right investment option? Whether your employer is paying you correctly? Or what happens to your super when you die?
And here's the uncomfortable part: women currently retire with around 25% less super than men.
In the first episode of our five-part series, Making Aussie Women Super at Super, Molly sits down with Ruth Weaver, Team Leader and Key Client Education at Australian Retirement Trust, to answer the questions most of us should have asked years ago.
No jargon. No finance-speak. Just the stuff you actually need to know.
In this episode:
<ul>
<li>Why women retire with less super than men, and what you can actually do about it</li>
<li>How super works and where your money goes once it lands in your account</li>
<li>How to check whether your employer is paying the correct 12%</li>
<li>What your investment option actually means, from conservative to high growth</li>
<li>How to work out whether your super is invested appropriately for you</li>
<li>Why constantly switching your super investments could hurt your returns</li>
<li>How salary sacrifice can help you build more super</li>
<li>What the $30,000 concessional contributions cap means</li>
<li>The super check most women put off, but really shouldn't</li>
<li>Why your beneficiary nomination could be one of the most important decisions you make</li>
<li>Three things you can do this week to take control of your super</li>
</ul>
Because you don't need to become a finance expert.
You just need to understand what's happening to your money while you're busy living your life.
This episode is proudly brought to you by Australian Retirement Trust, trusted by over 2.4 million members.
The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you&rsquo;re still unsure, speak with a financial adviser.
&nbsp;
If you're serious about building long-term wealth, don't miss our&nbsp;<a href="https://www.ladiesfinanceclub.com/online-wealth-summit-2026">Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026</a>, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.
<a href="https://directory.ladiesfinanceclub.com/">Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance!&nbsp;</a><a href="https://directory.ladiesfinanceclub.com/">https://directory.ladiesfinanceclub.com/</a> 
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.