Struggling to stop spending and save? You’re not alone! Molly Benjamin and Broke Generation’s Emma Edwards are here to spill the tea on why we keep spending (even when we know we shouldn’t) and how to break the cycle for good.

From the sneaky tricks social media plays on our wallets to the emotional traps that keep us stuck in bad money habits, this episode dives deep into the real reasons we struggle to save. Emma unpacks how to reprogram your money mindset, ditch financial guilt, and set goals that actually stick.

✨ What you’ll learn:
Why your brain wants you to spend money (and how to outsmart it!)
The social media spending trap – and how to escape it
Budgeting hacks that won’t make you feel deprived
How to build a money plan that fits your life (not someone else’s)
Quick, practical fixes to start saving today

Grab our FREE budgeting template here.

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.

🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

Struggling to stop spending and save? You&rsquo;re not alone! <a href="https://www.instagram.com/ladiesfinanceclub">Molly Benjamin</a> and Broke Generation&rsquo;s Emma Edwards are here to spill the tea on why we keep spending (even when we know we shouldn&rsquo;t) and how to break the cycle for good.
From the sneaky tricks social media plays on our wallets to the emotional traps that keep us stuck in bad money habits, this episode dives deep into the real reasons we struggle to save. Emma unpacks how to reprogram your money mindset, ditch financial guilt, and set goals that actually stick.
✨ What you&rsquo;ll learn:
<ul>
<li>Why your brain wants you to spend money (and how to outsmart it!)</li>
<li>The social media spending trap &ndash; and how to escape it</li>
<li>Budgeting hacks that won&rsquo;t make you feel deprived</li>
<li>How to build a money plan that fits your life (not someone else&rsquo;s)</li>
<li>Quick, practical fixes to start saving today</li>
</ul>
Grab our&nbsp;<a href="https://www.ladiesfinanceclub.com/money">FREE budgeting template here.</a>
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances&mdash;subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! <a href="https://www.ladiesfinanceclub.com/newsletter25" data-start="1405" data-end="1423">Sign up here.</a>
<hr data-start="1427" data-end="1432">
🙏 A big thank you to our sponsor, <a href="https://www.investorkit.com.au/">InvestorKit</a>! The Only Buyer&rsquo;s Agency Awarded as Australia&rsquo;s #1 for 2 Years in A Row.
<hr data-start="1704" data-end="1709">
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Advertisement