If you’re in your 40s, 50s or beyond and feel like you’re rebuilding your financial life from scratch, you’re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes.

Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the “I don’t even want to look at my bank account” era and the practical steps that genuinely get women back on track.

We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you’re thinking about leaving a partner.

In this episode we discuss:
The FIRST step to rebuilding confidence when starting over at 40+
How to understand your cashflow without needing to be a spreadsheet girlie
The biggest money mistakes women make post-divorce or redundancy
Recognising financial coercion and what to do if it’s happening
How to prepare financially BEFORE you separate from a partner
The three experts every woman should have: lawyer, financial coach/adviser + emotional support
How to rebuild an emergency fund (OMG fund!) when money feels tight
Investing later in life, when to start again and how to think about risk
Superannuation truths every woman 40+ needs to know
Why your money story matters more than your past mistakes
The next 1–2 steps every woman can take TODAY to move forward



If you’re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical.

Learn more about Naomi’s work at Her Money Matters or contact her at naomi@hermoneymatters.com.au.

 

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

If you&rsquo;re in your 40s, 50s or beyond and feel like you&rsquo;re rebuilding your financial life from scratch, you&rsquo;re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes.
Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the &ldquo;I don&rsquo;t even want to look at my bank account&rdquo; era and the practical steps that genuinely get women back on track.
We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you&rsquo;re thinking about leaving a partner.
In this episode we discuss:
<ul>
<li aria-level="1">The FIRST step to rebuilding confidence when starting over at 40+</li>
<li aria-level="1">How to understand your cashflow without needing to be a spreadsheet girlie</li>
<li aria-level="1">The biggest money mistakes women make post-divorce or redundancy</li>
<li aria-level="1">Recognising financial coercion and what to do if it&rsquo;s happening</li>
<li aria-level="1">How to prepare financially BEFORE you separate from a partner</li>
<li aria-level="1">The three experts every woman should have: lawyer, financial coach/adviser + emotional support</li>
<li aria-level="1">How to rebuild an emergency fund (OMG fund!) when money feels tight</li>
<li aria-level="1">Investing later in life, when to start again and how to think about risk</li>
<li aria-level="1">Superannuation truths every woman 40+ needs to know</li>
<li aria-level="1">Why your money story matters more than your past mistakes</li>
<li aria-level="1">The next 1&ndash;2 steps every woman can take TODAY to move forward </li>
</ul>
If you&rsquo;re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical.
Learn more about Naomi&rsquo;s work at Her Money Matters or contact her at <a href="mailto:naomi@hermoneymatters.com.au">naomi@hermoneymatters.com.au</a>.
&nbsp;
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
🙏 A big thank you to our sponsor,<a href="https://www.investorkit.com.au/"> InvestorKit at https://www.investorkit.com.au/</a>! The Only Buyer&rsquo;s Agency Awarded as Australia&rsquo;s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.

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