Still paying the same bills you were five years ago? It might be time to do something about that. Molly sits down with consumer advocate, bestselling author, and Today Show money expert Joel Gibson for their annual bill audit and this one is packed with practical tips you can action this weekend.

Whether you've never touched your energy plan, haven't looked at your insurance in years, or just feel overwhelmed by where to even start, Joel breaks it all down in plain English so you can stop overpaying and start keeping more of your money.

In this episode, you'll learn:

• Why 80% of Australians are not on the cheapest energy plan available to them and how to fix it in minutes
• The sneaky "loyalty tax" your insurance company is quietly charging you (and how to beat it)
• The single most important bill to tackle first if you're a complete beginner
• Which grocery apps and websites can save you hundreds on your weekly shop
• How to find unclaimed government money that might literally have your name on it
• What's actually happening with energy prices in July 2026 and what to do before the letters start arriving
• Joel's top winter money-saving hacks, including the one heating tweak that could save you $100+ this season
• Why solar and batteries might be worth it even if you don't have upfront cash
• What One Big Switch is and how to use it to negotiate better deals on your household bills

Perfect for: any Australian woman who knows she should probably be doing more with her bills but hasn't gotten around to it yet, this episode is your sign.

The biggest takeaway? You don't have to overhaul your whole life to save money. You just have to make a few calls. 💸🎧

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The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

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