How do you know if it’s the right time to get a financial advisor and more importantly, how do you find one you can actually trust?

In this episode of Get Rich, host Molly Benjamin chats with Lexi Smith fromWealth Maximizerhttps://wealthmaximizer.com.au to demystify the world of financial advice in Australia. Whether you’re wondering if you should see a financial advisor, hire a money coach, or handle things yourself, this episode will help you make an informed choice.

We cover:
The difference between a financial advisor, a money coach, and a financial planner - and when to see each one
The red flags when choosing a financial advisor (spoiler: if they promise “guaranteed returns,” run!)
How much financial advice really costs in Australia - and the more affordable alternatives available
Why so many Australians aren’t getting advice (and how this can impact your wealth)
How Wealth Maximizer’s hybrid financial advice model works - combining professional licensed advice with an affordable, online-first approach
Who should consider a traditional advisor vs. a digital-first service



If you’ve ever asked yourself, “Do I need a financial advisor?”, “How do I choose the right financial planner in Australia?”, or “What are the warning signs of a bad advisor?” - this episode is packed with practical tips, must-ask questions, and insider knowledge to help you protect your money and your future.

🔍 Links & Resources:
Wealth Maximizer — Use code LFC (all caps) for 20% off all plans, T&Cs apply, expires 30 Sept 2025 https://www.wealthmaximiser.com.au/
Check the ASIC Financial Advisers Register - Verify your advisor is licensed https://moneysmart.gov.au/financial-advice/financial-advisers-register
National Debt Helpline - Free support for Australians in financial hardship https://ndh.org.au/


 

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Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

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🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

How do you know if it&rsquo;s the right time to get a financial advisor and more importantly, how do you find one you can actually trust?
In this episode of Get Rich, host Molly Benjamin chats with Lexi Smith from <a href="https://wealthmaximizer.com.au">Wealth Maximizer</a> <a href="https://wealthmaximizer.com.au">https://wealthmaximizer.com.au</a> to demystify the world of financial advice in Australia. Whether you&rsquo;re wondering if you should see a financial advisor, hire a money coach, or handle things yourself, this episode will help you make an informed choice.
We cover:
<ul>
<li aria-level="1">The difference between a financial advisor, a money coach, and a financial planner - and when to see each one</li>
<li aria-level="1">The red flags when choosing a financial advisor (spoiler: if they promise &ldquo;guaranteed returns,&rdquo; run!)</li>
<li aria-level="1">How much financial advice really costs in Australia - and the more affordable alternatives available</li>
<li aria-level="1">Why so many Australians aren&rsquo;t getting advice (and how this can impact your wealth)</li>
<li aria-level="1">How Wealth Maximizer&rsquo;s hybrid financial advice model works - combining professional licensed advice with an affordable, online-first approach</li>
<li aria-level="1">Who should consider a traditional advisor vs. a digital-first service </li>
</ul>
If you&rsquo;ve ever asked yourself, &ldquo;Do I need a financial advisor?&rdquo;, &ldquo;How do I choose the right financial planner in Australia?&rdquo;, or &ldquo;What are the warning signs of a bad advisor?&rdquo; - this episode is packed with practical tips, must-ask questions, and insider knowledge to help you protect your money and your future.
🔍 Links &amp; Resources: Wealth Maximizer &mdash; Use code&nbsp;LFC&nbsp;(all caps) for 20% off all plans, T&amp;Cs apply, expires 30 Sept 2025&nbsp;<a href="https://www.wealthmaximiser.com.au/">https://www.wealthmaximiser.com.au/</a><a href="https://www.wealthmaximiser.com.au/"> </a><a href="https://moneysmart.gov.au/financial-advice/financial-advisers-register">Check the ASIC Financial Advisers Register</a> - Verify your advisor is licensed <a href="https://moneysmart.gov.au/financial-advice/financial-advisers-register">https://moneysmart.gov.au/financial-advice/financial-advisers-register</a> <a href="https://ndh.org.au/">National Debt Helpline</a> - Free support for Australians in financial hardship <a href="https://ndh.org.au/">https://ndh.org.au/</a> 
&nbsp;
💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites!<a href="https://www.ladiesfinanceclub.com/newsletter25"> Sign up here at https://www.ladiesfinanceclub.com/newsletter25</a>
Are we friends on Instagram? <a href="https://www.instagram.com/ladiesfinanceclub">Follow us here at https://www.instagram.com/ladiesfinanceclub</a>
🙏 A big thank you to our sponsor,<a href="https://www.investorkit.com.au/"> InvestorKit at https://www.investorkit.com.au/</a>! The Only Buyer&rsquo;s Agency Awarded as Australia&rsquo;s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.

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