Riddle me this - what is the one thing you want to buy, but never use? INSURANCE! Today we’re talking about how to keep you and your loved ones protected.



We’ve got Marnie Maloney, one of our LFC Ambassadors and a brilliant insurance broker to help break it down for us. She helps us understand which insurances we actually need, which are the most important and which ones can we get in our super.



This is an important one so listen up!



First up - why do we need insurance? Marnie explains all the reasons it’s essential and steps us through the different kinds of insurance we’re discussing today - life insurance, income protection, total permanent disability (TPD) insurance and trauma insurance.



Basically, insurance gives us options. But what if you not earning that much - is it even worth it? Marnie explains how the ability to earn an income is your most important asset and why it’s important to protect it.



Marnie shares some of the stories that have really stood out for her, and how having insurance has really saved those people’s bacon.



She answers all our burning questions - if you feel like you can only afford one insurance, which one should you get and does being on a Mental Health Care Plan affect getting insurance?



But the big question is - how expensive is income protection? Marnie reveals how age, waiting periods and benefit periods affect the cost.



Is this the wake-up call you needed? Dive in to get the low down on the why and how of insurance!





Resources mentioned:



Spriggy account



Books: Where the Crawdads Sing / Change Your Thinking by Sarah Edelman



Travel money cards



ING cards



CONNECT WITH MARNIE MALONEY



Website:  https://www.protectedlife.com.au/index.php/who-we-are



LinkedIn:  https://au.linkedin.com/in/marnie-maloney-9ab911aa





CONNECT WITH LADIES FINANCE CLUB

Join our free facebook group - Ladies Finance Club Money Chat



Website: https://www.ladiesfinanceclub.com/

Instagram: https://www.instagram.com/ladiesfinanceclub/

LinkedIn: https://www.linkedin.com/company/ladies-finance-club/

Riddle me this - what is the one thing you want to buy, but never use? INSURANCE! Today we’re talking about how to keep you and your loved ones protected.
 
We’ve got Marnie Maloney, one of our LFC Ambassadors and a brilliant insurance broker to help break it down for us. She helps us understand which insurances we actually need, which are the most important and which ones can we get in our super.
 
This is an important one so listen up!
 
First up - why do we need insurance? Marnie explains all the reasons it’s essential and steps us through the different kinds of insurance we’re discussing today - life insurance, income protection, total permanent disability (TPD) insurance and trauma insurance.
 
Basically, insurance gives us options. But what if you not earning that much - is it even worth it? Marnie explains how the ability to earn an income is your most important asset and why it’s important to protect it.
 
Marnie shares some of the stories that have really stood out for her, and how having insurance has really saved those people’s bacon.
 
She answers all our burning questions - if you feel like you can only afford one insurance, which one should you get and does being on a Mental Health Care Plan affect getting insurance?
 
But the big question is - how expensive is income protection? Marnie reveals how age, waiting periods and benefit periods affect the cost.
 
Is this the wake-up call you needed? Dive in to get the low down on the why and how of insurance!
 
Resources mentioned:
 
<a href="https://www.spriggy.com.au/">Spriggy account</a>
 
Books: <a href="https://www.booktopia.com.au/where-the-crawdads-sing-delia-owens/book/9781472154668.html?source=pla&amp;gclid=CjwKCAiAleOeBhBdEiwAfgmXf5jhU7EPrwNTQCToUnLWKVWbWvA5uMobeBX36RCKQf6X5pynZb8MghoC6mcQAvD_BwE">Where the Crawdads Sing</a> / <a href="https://www.booktopia.com.au/change-your-thinking-sarah-edelman/book/9780733332241.html">Change Your Thinking</a> by Sarah Edelman
 
<a href="https://www.choice.com.au/travel/money/travel-money/articles/travel-money-cards">Travel money cards</a>
 
<a href="https://www.ing.com.au/everyday-banking.html">ING cards</a>
 
CONNECT WITH MARNIE MALONEY
 
Website:  <a href="https://www.protectedlife.com.au/index.php/who-we-are">https://www.protectedlife.com.au/index.php/who-we-are</a>
 
LinkedIn:  <a href="https://au.linkedin.com/in/marnie-maloney-9ab911aa">https://au.linkedin.com/in/marnie-maloney-9ab911aa</a>
 
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - <a href="https://www.facebook.com/LadiesFinanceClub/">Ladies Finance Club Money Chat</a>
 
Website: <a href="https://www.ladiesfinanceclub.com/">https://www.ladiesfinanceclub.com/</a>
Instagram: <a href="https://www.instagram.com/ladiesfinanceclub/">https://www.instagram.com/ladiesfinanceclub/</a>
LinkedIn: <a href="https://www.linkedin.com/company/ladies-finance-club/">https://www.linkedin.com/company/ladies-finance-club/</a>

Welcome to the Ladies Finance Club, where we talk to some of the best money experts in the country. We’ll chat about how you can get started investing fast, how to get out of debt and how to get onto that property ladder. Plus, some really simple ways you can manage your money (in minutes), and how to save thousands on your bills.

We know that when women are financially empowered we change the world. We create better lives for our families, community and environment. Not only that - young women investors are driving the shift to more sustainable investments.

I'm so happy to have you here with me and I hope it really really helps you take action towards your money goals. Especially if your head has been in the sand about your money for a long time. Ladies, it’s time to get money savvy!

Welcome to the Ladies Finance Club, where we talk to some of the best money experts in the country. We’ll chat about how you can get started investing fast, how to get out of debt and how to get onto that property ladder. Plus, some really simple ways you can manage your money (in minutes), and how to save thousands on your bills.
We know that when women are financially empowered we change the world. We create better lives for our families, community and environment. Not only that - young women investors are driving the shift to more sustainable investments.
I'm so happy to have you here with me and I hope it really really helps you take action towards your money goals. Especially if your head has been in the sand about your money for a long time. Ladies, it’s time to get money savvy!

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