Riddle me this - what is the one thing you want to buy, but never use? INSURANCE! Today we’re talking about how to keep you and your loved ones protected.



We’ve got Marnie Maloney, one of our LFC Ambassadors and a brilliant insurance broker to help break it down for us. She helps us understand which insurances we actually need, which are the most important and which ones can we get in our super.



This is an important one so listen up!



First up - why do we need insurance? Marnie explains all the reasons it’s essential and steps us through the different kinds of insurance we’re discussing today - life insurance, income protection, total permanent disability (TPD) insurance and trauma insurance.



Basically, insurance gives us options. But what if you not earning that much - is it even worth it? Marnie explains how the ability to earn an income is your most important asset and why it’s important to protect it.



Marnie shares some of the stories that have really stood out for her, and how having insurance has really saved those people’s bacon.



She answers all our burning questions - if you feel like you can only afford one insurance, which one should you get and does being on a Mental Health Care Plan affect getting insurance?



But the big question is - how expensive is income protection? Marnie reveals how age, waiting periods and benefit periods affect the cost.



Is this the wake-up call you needed? Dive in to get the low down on the why and how of insurance!





Resources mentioned:



Spriggy account



Books: Where the Crawdads Sing / Change Your Thinking by Sarah Edelman



Travel money cards



ING cards



CONNECT WITH MARNIE MALONEY



Website:  https://www.protectedlife.com.au/index.php/who-we-are



LinkedIn:  https://au.linkedin.com/in/marnie-maloney-9ab911aa





CONNECT WITH LADIES FINANCE CLUB

Join our free facebook group - Ladies Finance Club Money Chat



Website: https://www.ladiesfinanceclub.com/

Instagram: https://www.instagram.com/ladiesfinanceclub/

LinkedIn: https://www.linkedin.com/company/ladies-finance-club/

Riddle me this - what is the one thing you want to buy, but never use? INSURANCE! Today we’re talking about how to keep you and your loved ones protected.
 
We’ve got Marnie Maloney, one of our LFC Ambassadors and a brilliant insurance broker to help break it down for us. She helps us understand which insurances we actually need, which are the most important and which ones can we get in our super.
 
This is an important one so listen up!
 
First up - why do we need insurance? Marnie explains all the reasons it’s essential and steps us through the different kinds of insurance we’re discussing today - life insurance, income protection, total permanent disability (TPD) insurance and trauma insurance.
 
Basically, insurance gives us options. But what if you not earning that much - is it even worth it? Marnie explains how the ability to earn an income is your most important asset and why it’s important to protect it.
 
Marnie shares some of the stories that have really stood out for her, and how having insurance has really saved those people’s bacon.
 
She answers all our burning questions - if you feel like you can only afford one insurance, which one should you get and does being on a Mental Health Care Plan affect getting insurance?
 
But the big question is - how expensive is income protection? Marnie reveals how age, waiting periods and benefit periods affect the cost.
 
Is this the wake-up call you needed? Dive in to get the low down on the why and how of insurance!
 
Resources mentioned:
 
<a href="https://www.spriggy.com.au/">Spriggy account</a>
 
Books: <a href="https://www.booktopia.com.au/where-the-crawdads-sing-delia-owens/book/9781472154668.html?source=pla&amp;gclid=CjwKCAiAleOeBhBdEiwAfgmXf5jhU7EPrwNTQCToUnLWKVWbWvA5uMobeBX36RCKQf6X5pynZb8MghoC6mcQAvD_BwE">Where the Crawdads Sing</a> / <a href="https://www.booktopia.com.au/change-your-thinking-sarah-edelman/book/9780733332241.html">Change Your Thinking</a> by Sarah Edelman
 
<a href="https://www.choice.com.au/travel/money/travel-money/articles/travel-money-cards">Travel money cards</a>
 
<a href="https://www.ing.com.au/everyday-banking.html">ING cards</a>
 
CONNECT WITH MARNIE MALONEY
 
Website:  <a href="https://www.protectedlife.com.au/index.php/who-we-are">https://www.protectedlife.com.au/index.php/who-we-are</a>
 
LinkedIn:  <a href="https://au.linkedin.com/in/marnie-maloney-9ab911aa">https://au.linkedin.com/in/marnie-maloney-9ab911aa</a>
 
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - <a href="https://www.facebook.com/LadiesFinanceClub/">Ladies Finance Club Money Chat</a>
 
Website: <a href="https://www.ladiesfinanceclub.com/">https://www.ladiesfinanceclub.com/</a>
Instagram: <a href="https://www.instagram.com/ladiesfinanceclub/">https://www.instagram.com/ladiesfinanceclub/</a>
LinkedIn: <a href="https://www.linkedin.com/company/ladies-finance-club/">https://www.linkedin.com/company/ladies-finance-club/</a>

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by <a href="https://instagram.com/ladiesfinanceclub">Ladies Finance Club</a> - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp; Hit subscribe and let&rsquo;s get rich (and stay rich) together.

Ladies Finance Club - Get Rich 

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.

Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.  

We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.  

Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.  

Hit subscribe and let’s get rich (and stay rich) together.

Welcome to Get Rich by Ladies Finance Club- the personal finance podcast that helps women do just that: get rich and stay rich.
Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game. &nbsp;
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away. &nbsp;
Whether you&rsquo;re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. &nbsp;
Hit subscribe and let&rsquo;s get rich (and stay rich) together.

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