Pastathon supremacy – in today’s economy! Have you done your holiday shopping yet? Can AI help you pick out the perfect festive season gift for your loved ones? Black Friday sales have reportedly gone up 4-11% from last year, although some outlets suggest people planned to spend less this year. Are the haves carrying the have-nots? Merrill also discusses credit card hacks and people using buy now, pay later to purchase burritos. Have you heard of credit card churning? It’s when people open and close credit cards in quick succession to enjoy the perks like airline miles and cashback incentives, then close the card before they must pay the annual fee. This practice can earn up to thousands of dollars.