Insurance Council Chief Executive, Tim Grafton told Kerre Woodham that for people with damaged homes, the most important thing is to photograph everything.
He advises people to contact their insurer if they're experiencing vulnerabilities.
LISTEN ABOVE

Hera Eruera: Certified Plumber at Auckland Plumbers Group on the job and lack of women in trades
08:35

Kerre Woodham: Are you feeling fuel anxiety?
08:13

Kerre Woodham: Is the primary teachers' union causing friction?
07:05