The latest addition to the school curriculum will have kids learning about money. 

The Education Minister's making financial literacy a compulsory topic for Years 1-10. 

Several financial organisations, banks, and charities have partnered with the Government to deliver lessons on investment and taxes. 

Paua Wealth Management CEO Donna Nicolof told Kerre Woodham this is one of the single best initiatives implemented by the government. 

Nicolof has taught financial literacy in both Primary and Secondary schools, and she says the earlier children are taught, the better.  

She said she’d read some research on breaking the poverty cycle by teaching seven and eight year old children the basic concepts of budgeting and saving, and in her experience, they’re absolutely able to pick this stuff up.  

Kids are able to understand concepts like the differences between needs and wants, budgeting, saving, and living within your means – things Nicolof says sets them up to make better decisions in life. 

LISTEN ABOVE 

The latest addition to the school curriculum will have kids learning about money.&nbsp;
The Education Minister's making financial literacy a compulsory topic for Years 1-10.&nbsp;
Several financial organisations, banks, and charities have partnered with the Government to deliver lessons on investment and taxes.&nbsp;
Paua Wealth Management CEO Donna Nicolof told Kerre Woodham this is one of the single best initiatives implemented by the government.&nbsp;
Nicolof has taught financial literacy in both Primary and Secondary schools, and she says the earlier children are taught, the better. &nbsp;
She said she’d read some research on breaking the poverty cycle by teaching seven and eight year old children the basic concepts of budgeting and saving, and in her experience, they’re absolutely able to pick this stuff up. &nbsp;
Kids are able to understand concepts like the differences between needs and wants, budgeting, saving, and living within your means – things Nicolof says sets them up to make better decisions in life.&nbsp;
LISTEN ABOVE&nbsp;

Join Kerre Woodham one of New Zealand’s best loved personalities as she dishes up a bold, sharp and energetic show Monday to Friday 9am-12md on Newstalk ZB. News, opinion, analysis, lifestyle and entertainment – we’ve got your morning listening covered.

Kerre Woodham Mornings Podcast

Donna Nicolof: Paua Wealth Management Founder and CEO on the new financial literacy curriculum for schools

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/80334b7b-5ab4-4d38-9645-b2d0000ddfd7/transcript

The reputations of the five MPs believed to be frustrated with Christopher Luxon’s leadership are suffering.  

Luxon passed a vote of confidence at yesterday's lengthy caucus meeting, but MPs aren't revealing details of the vote, including how many of them supported Luxon. 

The MPs responsible for leaks to the media are understood to be Joseph Mooney, Andrew Bayly, Sam Uffindell, Barbara Kuriger, and Tim van de Molen. 

However, they’re all denying their involvement. 

Senior Political Correspondent Barry Soper told Kerre Woodham that there are bound to be disgruntled people in the party, but you have to take people at their word if they deny their involvement.  

He says that whoever it is, they’re in politics for the good of the country, not their own good, and it’s a pity a few of them can’t seem to get that into perspective.  

LISTEN ABOVE 

The reputations of the five MPs believed to be frustrated with Christopher Luxon’s leadership are suffering. &nbsp;
Luxon passed a vote of confidence at yesterday's lengthy caucus meeting, but MPs aren't revealing details of the vote, including how many of them supported Luxon.&nbsp;
The MPs responsible for leaks to the media are understood to be Joseph Mooney, Andrew Bayly, Sam Uffindell, Barbara Kuriger, and Tim van de Molen.&nbsp;
However, they’re all denying their involvement.&nbsp;
Senior Political Correspondent Barry Soper told Kerre Woodham that there are bound to be disgruntled people in the party, but you have to take people at their word if they deny their involvement. &nbsp;
He says that whoever it is, they’re in politics for the good of the country, not their own good, and it’s a pity a few of them can’t seem to get that into perspective. &nbsp;
LISTEN ABOVE&nbsp;

Barry Soper: Newstalk ZB Senior Political Correspondent on the five MPs allegedly involved in leaking party details, National leadership vote

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/7649d522-b0e4-4d95-8b24-b434001affff/transcript

It was a masterful piece of politicking yesterday from the Prime Minister. The first time I think I've seen him as a politician rather than a CEO. He told his caucus to put up or shut up. He sent a message to the disaffected and the dissatisfied in the party to lay their cards on the table. And when it came down to it, the halt, the lame, and the dispossessed simply didn't have the numbers, the alternative, or the cajónes to make a challenge. 

If you're a member or a supporter of National, of course you're not going to like the numbers the polls are delivering. You're not going to like seeing your leader languishing in the doldrums in the preferred Prime Minister poll. But I would venture you would like even less backbenchers fomenting dissent and giving the media a reason to write about the party for all the wrong reasons. Mike named the feckless five yesterday. They claim they had nothing to do with any leaks to the media. They have all pledged their fealty to their leader, Christopher Luxon, and I only hope he made them kiss his ring yesterday to prove their faithfulness and their loyalty. I think, but then I would, wouldn't I, that Christopher Luxon has come out of yesterday's caucus meeting looking stronger than he did last week. He stared them in the eye, said show me what you've got. Not quite enough is it lads and lasses? And off they went.  

But what do you do if you're in one of the feckless five's electorates and you're brassed off with them? You might not want to give them your vote, but then if you don't vote for them, it harms the National Party. Do you give your electorate vote to ACT or New Zealand First and your party vote to National? And when you vote for an electorate MP, are you voting for someone who will act in your interests first or in the party's interests? When you look at anybody, I mean these five say they didn't do it. They were named as the ones and when you're talking to the media, the thing is the media know who you are. So it makes it a little difficult. Joseph Mooney, Tim van de Molen, Barbara Kuriger, Andrew Bayly, and Sam Uffindell all say it wasn't me. The old Shaggy song springs to mind. But that's the thing, they say it wasn't them; they've pledged loyalty. 

But if you are, and when you look at the previous coups, if you're one of those who jumps on board a coup, who decides that they will put their money on a different horse, you're basically lazy. Because being a backbencher is hard work. There's nothing glamorous about it. It is boring, it is thankless, there are no baubles of office, no perks of the job – it is a hard grind. At least when you get to minister level you get the car, more money, and you get people who kind of respect you and you get to make a difference. You get to make change through the hard work of drafting policy and working with bureaucrats and working with other members of Parliament. But you can actually get things done. As a backbencher you can't. It's really, really boring. So what people who jump ship do is look to leapfrog over other backbenchers because they get rewarded. If they cosy up to somebody who's mounting a challenge, they can expect to get rewarded with a plum job and not have to do the hard graft. So they're lazy as well as feckless. 

There are so many people who have benefited from this dissent: Labour, New Zealand First. Although yesterday with his confidence call, I'd argue Christopher Luxon did get some benefit from that. Anybody who is unhappy with the leadership, anybody who is not willing to do the hard graft on the backbenches and get the good jobs through sheer talent and hard work, anybody who is willing to sacrifice the good of the party for personal ambition, anybody who's willing to tell fibs should resign. Put up or shut up and shove off. 

It was a masterful piece of politicking yesterday from the Prime Minister. The first time I think I've seen him as a politician rather than a CEO. He told his caucus to put up or shut up. He sent a message to the disaffected and the dissatisfied in the party to lay their cards on the table. And when it came down to it, the halt, the lame, and the dispossessed simply didn't have the numbers, the alternative, or the cajónes to make a challenge.&nbsp;
If you're a member or a supporter of National, of course you're not going to like the numbers the polls are delivering. You're not going to like seeing your leader languishing in the doldrums in the preferred Prime Minister poll. But I would venture you would like even less backbenchers fomenting dissent and giving the media a reason to write about the party for all the wrong reasons. Mike named the feckless five yesterday. They claim they had nothing to do with any leaks to the media. They have all pledged their fealty to their leader, Christopher Luxon, and I only hope he made them kiss his ring yesterday to prove their faithfulness and their loyalty. I think, but then I would, wouldn't I, that Christopher Luxon has come out of yesterday's caucus meeting looking stronger than he did last week. He stared them in the eye, said show me what you've got. Not quite enough is it lads and lasses? And off they went. &nbsp;
But what do you do if you're in one of the feckless five's electorates and you're brassed off with them? You might not want to give them your vote, but then if you don't vote for them, it harms the National Party. Do you give your electorate vote to ACT or New Zealand First and your party vote to National? And when you vote for an electorate MP, are you voting for someone who will act in your interests first or in the party's interests? When you look at anybody, I mean these five say they didn't do it. They were named as the ones and when you're talking to the media, the thing is the media know who you are. So it makes it a little difficult. Joseph Mooney, Tim van de Molen, Barbara Kuriger, Andrew Bayly, and Sam Uffindell all say it wasn't me. The old Shaggy song springs to mind. But that's the thing, they say it wasn't them; they've pledged loyalty.&nbsp;
But if you are, and when you look at the previous coups, if you're one of those who jumps on board a coup, who decides that they will put their money on a different horse, you're basically lazy. Because being a backbencher is hard work. There's nothing glamorous about it. It is boring, it is thankless, there are no baubles of office, no perks of the job – it is a hard grind. At least when you get to minister level you get the car, more money, and you get people who kind of respect you and you get to make a difference. You get to make change through the hard work of drafting policy and working with bureaucrats and working with other members of Parliament. But you can actually get things done. As a backbencher you can't. It's really, really boring. So what people who jump ship do is look to leapfrog over other backbenchers because they get rewarded. If they cosy up to somebody who's mounting a challenge, they can expect to get rewarded with a plum job and not have to do the hard graft. So they're lazy as well as feckless.&nbsp;
There are so many people who have benefited from this dissent: Labour, New Zealand First. Although yesterday with his confidence call, I'd argue Christopher Luxon did get some benefit from that. Anybody who is unhappy with the leadership, anybody who is not willing to do the hard graft on the backbenches and get the good jobs through sheer talent and hard work, anybody who is willing to sacrifice the good of the party for personal ambition, anybody who's willing to tell fibs should resign. Put up or shut up and shove off.&nbsp;

Kerre Woodham: Put up or shut up and shove off

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/48eb370d-37c7-4d6d-8228-b4340011849c/transcript

Things are getting tougher for Kiwis. 

According to ASB’s estimates, households will see an average of $55 a week added to their living costs this year, thanks to global effects of the conflict in the Middle East.  

This compounds the struggle for many, with Stats NZ reporting in 2025 that just over half of renters and nearly 40% of mortgage holders didn’t think their income matched their everyday needs. 

ASB’s Chief Economist Nick Tuffley told Kerre Woodham the increase isn’t that much different than previous years, it’s just concentrated in one specific area this year – fuel.  

He says that means some people will be able to dodge some of the extra spending by changing their behaviour, whereas in the past it was spread out across multiple areas and much more unavoidable.  

LISTEN ABOVE 

Things are getting tougher for Kiwis.&nbsp;
According to ASB’s estimates, households will see an average of $55 a week added to their living costs this year, thanks to global effects of the conflict in the Middle East. &nbsp;
This compounds the struggle for many, with Stats NZ reporting in 2025 that just over half of renters and nearly 40% of mortgage holders didn’t think their income matched their everyday needs.&nbsp;
ASB’s Chief Economist Nick Tuffley told Kerre Woodham the increase isn’t that much different than previous years, it’s just concentrated in one specific area this year – fuel. &nbsp;
He says that means some people will be able to dodge some of the extra spending by changing their behaviour, whereas in the past it was spread out across multiple areas and much more unavoidable. &nbsp;
LISTEN ABOVE&nbsp;

Nick Tuffley: ASB Chief Economist on the expectation household expenses will increase by $55 a week

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/34a6af72-f997-4e1c-bc52-b43300191f05/transcript

Donna Nicolof: Paua Wealth Management Founder and CEO on the new financial literacy curriculum for schools

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