Kelley warns of red flags to spot when searching for the right financial professional.  She used pre-produced skits spotlighting bad financial advisor traits as a fun way to show what to be vigilant about.  Kelley also takes the time to provide answers to some of the most important retirement questions people ask. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com

Kelley discusses common investment mistakes that individuals make, particularly in the context of retirement planning. She emphasizes the importance of having a strategic plan tailored to individual needs, understanding investment risks and returns, and the significance of diversification. Kelley also addresses the challenges of spending in retirement, the potential pitfalls of real estate investments, and the necessity of balancing risk and return to ensure a stable income in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors

In this episode of Kelley's Bull Market News, Kelley discusses the implications of recent interest rate cuts on investment portfolios, debunks common myths surrounding retirement spending, highlights frequent investment pitfalls, and answers listener questions about financial strategies. The conversation emphasizes the importance of personalized financial planning and diversification to mitigate risks and enhance retirement income. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley answers questions from listeners about various financial topics such as real estate, creating income in retirement, long-term care, pensions, taxes, and annuities. Kelley provides insights and advice tailored to each individual's situation, emphasizing the importance of having a comprehensive plan and diversifying investments. She also highlights the benefits of working with California Wealth Advisors and the various programs they offer to help clients achieve their financial goals. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the importance of working with a financial advisor, the value they bring in terms of personalized financial planning, and the objective decision-making they provide. The conversation covers various topics including financial wisdom, risk management in retirement, and the significance of having a comprehensive financial strategy. Listeners are encouraged to consider their own financial situations and the potential benefits of professional guidance, especially in navigating complex financial landscapes and mitigating risks. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the habits and mindset of millionaires and how average Americans can learn from them.  She covers topics such as consistent investing, disciplined spending, diversifying income streams, and eliminating debt.  Kelley highlights the significance of diversification and the inclusion of alternative investments and insured products in a portfolio.  She addresses common misconceptions about annuities and emphasizes the importance of tailoring investment strategies to individual needs. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley covers various topics related to navigating turbulent markets, creating a great retirement, avoiding financial blunders, and generating income in retirement.  She also emphasizes the importance of having a plan, staying calm during market fluctuations, and working with a professional wealth advisor.  Kelley talks about the need for regular portfolio reviews and adjustments, as well as the significance of being proactive, setting retirement goals, and prioritizing financial strategies. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses strategies to navigate market volatility and protect retirement savings. She emphasizes the importance of proper diversification, including investments in the market, alternative investments, and safe money. Kelley also highlights the need for a cash reserve and income-producing investments, such as dividend-paying stocks and insured products. She advises on the optimal timing for taking Social Security benefits and explores the role of different baseball positions as metaphors for financial strategies. Kelley covers topics like employer-sponsored retirement plans, personal investments, real estate investments, pensions, emergency savings, and healthcare savings. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the historical impact of financial crises and the lessons we can learn from them. She covers topics such as the Great Depression, the Great Recession, the solvency of Social Security, and inflation.  Kelley explores ways to assess and improve financial health, including budgeting, managing debt, and diversifying investments.  Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the signs that indicate it may be time to retire. She emphasizes the importance of being financially ready, having sufficient retirement savings to support your desired lifestyle. Emotional readiness and fulfillment are also crucial factors to consider. Health readiness, including having adequate health coverage, is another important aspect. Other considerations include age, retirement benefits, lifestyle changes, and having a professional wealth manager to guide your investments. Reach Kelley at 800-810-8060. California Wealth Advisors

A study commissioned by the ALI Retirement Income Institute highlights a looming retirement crisis for baby boomers, particularly those set to retire between 2024 and 2030. The study shows that two-thirds of this group may struggle to maintain their current lifestyles post-retirement with assets of $250,000 or less. Kelley lists many of the challenges facing pre-retirees and strategies that can be implemented to address them. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley answers questions from listeners about various financial topics such as real estate, creating income in retirement, long-term care, pensions, taxes, and annuities. Kelley provides insights and advice tailored to each individual's situation, emphasizing the importance of having a comprehensive plan and diversifying investments. She also highlights the benefits of working with California Wealth Advisors and the various programs they offer to help clients achieve their financial goals. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the importance of mitigating inflation risks and strategically choosing investments for retirement. She introduces her proprietary process, M.A.S., which stands for Market, Alternatives, Safe strategies.  Kelley emphasizes the need for diversification and downside protection, especially as retirement approaches. She also highlights the benefits of working with a professional wealth manager who can offer a wide range of investment options and tax strategies. Reach California Wealth Advisors at 800-810-8060. California Wealth Advisors

Financial health is important for overall well-being as it impacts mental and physical health.  Kelley explains how many Americans experience anxiety and stress related to personal finances, which can have negative effects on their overall health. To achieve financial health, it is important to have peace of mind, manage spending habits, save for emergencies, and have a professional financial advisor to guide you. Debt is a major contributor to poor financial health and can have long-term impacts on your financial journey.  Kelley shifts to annuities and how they can be a tool for income stability in retirement, but cautions that it is important to understand the different types and fees associated with them. Tax planning is crucial for maximizing savings and minimizing tax liabilities in retirement.  Kelley discusses proactive tax strategies for retirement accounts and offers advice on managing taxes in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses lessons from Warren Buffett's Investor's Playbook and how they can be applied to retirement planning. She emphasizes the importance of having a long-term strategy and sticking with it, as well as being patient and not jumping on every investment opportunity. Kelley also highlights the need for professional wealth management and diversification to mitigate risk. The episode covers various Buffett quotes that provide valuable insights into investing and financial planning. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses various topics related to financial planning and investing. The conversation covers the importance of diversification, the role of a financial advisor, common misconceptions, and red flags to watch out for when choosing a financial professional. Kelley emphasizes the need for a personalized approach to financial planning and the importance of communication and transparency in the advisor-client relationship. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley devotes the podcast to answering frequently asked financial and retirement questions in the areas of saving money on taxes and what to do with cash in the bank.  She also clears up confusion over annuities in answering a certain question. Reach Kelley at 800-891-8680. California Wealth Advisors

Kelley highlights many habits of millionaires and how we could mimic them to possibly be more successful in our financial lives.  She also talks about the critical importance of utilizing the proper strategies to build income in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the impact of election years on investment decisions, the historical performance of the stock market during election years, and the importance of staying invested.  She also covers the significance of long-term investment strategies, the pitfalls of trying to time the market, and the role of professional wealth management in financial planning. The conversation covers a range of financial topics, including investment strategies, wealth management, retirement planning, and the habits of millionaires. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley covers a comprehensive review of financial planning on a month-by-month basis, addressing topics such as financial goals, inflation, taxes, Medicare, Social Security, and long-term care. The discussion emphasizes the importance of planning, organization, and financial awareness to achieve financial independence and security.  Kelley Slaught, the owner and CEO of California Wealth Advisors, discusses the impact of inflation on the average American and provides insights into combating inflation through financial planning and investment strategies. The conversation also covers topics such as the Common Man CPI, the inception of the index, historical inflation data, and strategies for retirement planning and tax savings. Reach Kelley at 800-810-8060. California Wealth Advisors

The conversation covers a range of financial and retirement planning topics, including monetary policy, withdrawal rates, social security, and tax management. Kelley emphasizes the importance of personalized financial planning and the need to avoid one-size-fits-all approaches. She also discusses the role of financial advisors in managing assets and creating income streams for retirement. The conversation provides insights into the challenges and concerns faced by individuals in their financial planning journey. Reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

Kelley discusses various topics related to retirement and financial planning. She covers the need for proactive financial planning, concerns about the retirement crisis and Social Security, the benefits of annuities, and strategies for maximizing Social Security. She also touches on the impact of inflation on retirement savings. Kelley emphasizes the importance of taking a comprehensive approach to financial planning, considering factors such as taxes, estate planning, and risk management. Reach Kelley Slaught at 800-810-8060. California Wealth Advisors

Kelley Slaught clears up misconceptions about retirement and provides tips for saving more. The first misconception is the 4% rule, which suggests that taking out 4% of your investment portfolio will last for your life. Kelley argues that it's important to take out income that matches your budget, rather than relying on a fixed percentage. She also emphasizes the need to save more in retirement and tailor-make portfolios based on individual needs. Other misconceptions include underestimating how long you will live, believing you can live off less in retirement, and not considering the taxes you'll have to pay. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses the biggest financial regrets Americans face and provides tips on how to avoid them. She also emphasizes the importance of starting early, involving both spouses in financial planning, and creating a comprehensive retirement plan. Additionally, Kelley highlights the benefits of annuities and the importance of budgeting and managing spending in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses retirement savings strategies for those starting in their 50s. She emphasizes the importance of starting early and highlights the power of compounding. Kelley provides examples of how even starting later in life can still lead to significant savings. She also discusses the importance of reassessing retirement goals and considering downsizing or relocating to improve financial position. Kelley explores low-risk investment options such as real estate, bond funds, high-yield savings accounts, and municipal bonds. She highlights the need for regular portfolio reviews and updates to ensure that the plan aligns with the client's goals. Reach Kelley at 800-810-8060. California Wealth Advisors

In this conversation, Kelley discusses various tips and strategies to help individuals prepare for retirement. She covers topics such as different types of retirement accounts, managing finances as a couple, the importance of organized financial records, and the benefits of diversification and risk management. Kelley also mentions upcoming webinars and seminars on real estate investment opportunities. In this conversation, Kelly Slaught discusses the benefits of investing in real estate and offers upcoming seminars on the topic. She also emphasizes the importance of understanding and managing fees in financial planning portfolios. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley Slaught discusses five important questions about inflation and its impact on retirement plans. She also covers common financial blunders and the importance of having a long-term financial plan. Kelly emphasizes the need for diversification in portfolios and the potential risks of keeping all money in cash. She also addresses the issue of feeling trapped by real estate and offers strategies for maximizing assets. Finally, Kelly warns against following bad advice and encourages listeners to seek professional guidance. Reach Kelley at 800-810-8680. California Wealth Advisors

In this conversation, Kelley discusses lessons from golf that can be applied to retirement planning. She covers topics such as using the right tools for investment planning, avoiding mistakes, planning for and taking care of your financial house, and the importance of patience, discipline, and dedication. Reach Kelley at 800-810-8060. California Wealth Advisors

In this episode, Kelley exposes the dangers of bad financial advice that goes viral on social media. She discusses the prevalence of misleading information and emphasizes the importance of consulting with a professional financial advisor. Kelley also highlights the significance of 401(k)s in building wealth and debunks misconceptions about the FIRE (Financial Independence Retire Early) movement. Lastly, she addresses a viral scam claiming that the Federal Reserve has secret million-dollar bank accounts for every American citizen. In this conversation, Kelley discusses the exclusive private client process, retirement planning questions, comprehensive financial planning, retirement income, preparing for retirement, building your financial house, creating a business plan for your life, and typical issues and challenges faced by clients. Reach Kelley at 800-810-8060. California Wealth Advisors

In this conversation, Kelley Slaught discusses retirement planning concerns and strategies. The conversation covers topics such as the impact of the economy on retirement, challenges with interest rates and real estate, government spending and inflation, and the importance of a comprehensive financial plan. The conversation also explores the limitations of the 4% rule in retirement planning and the drawbacks of the 60-40 rule. Kelley emphasizes the need for tailor-made portfolios and diversification to meet individual retirement goals. Reach Kelley at 800-810-8060. California Wealth Advisors

On this episode, Kelley discusses considerations before retiring early including managing debt and aligning investment portfolios with retirement goals. She also addresses health coverage considerations and the importance of mental preparation for retirement. Kelley then explores distribution strategies in retirement, focusing on the types of retirement accounts and their tax implications. She explains the order of withdrawals from retirement accounts and emphasizes the need for a comprehensive financial plan. The episode concludes with Kelley offering to help listeners get on track for retirement and answering retirement-related questions. Reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

In this episode, Kelley Slaught discusses various aspects of financial planning and provides valuable insights and advice. The conversation covers topics such as reviewing your financial house, building an emergency fund, paying off debt, boosting contributions to retirement accounts, assessing asset allocation, and avoiding emotional investment decisions. Kelley emphasizes the importance of having a personalized financial plan and a diversified portfolio. She also introduces the Mass Proprietary Process, which implements market, safe, and alternative strategies. Reach Kelley at 800-810-8060. California Wealth Advisors

Kelley discusses various financial objectives, including budgeting, emergency funds, debt management, retirement goals, asset allocation, estate planning, life insurance, retirement savings, income needs, and longevityTopics covered include venturing into real estate as an income stream, building steady income in retirement, preparing for required minimum distributions (RMDs), preparing for retirement, and long-term care and leaving an inheritance. Kelley provides insights and advice on each topic, emphasizing the importance of diversification, risk management, and forward thinking. You can reach Kelley by calling 800-810-8060. California Wealth Advisors

Kelley covers what is and isn’t taxable in retirement.  She describes how Social Security benefits, pensions, interest-bearing accounts, stocks, bonds, dividends, and your traditional 401(k) and IRA could be subject to taxation.  She also discusses annuities and life insurance.  She moves into the fun part of retirement with a conversation about defining your bucket list items and reminds listeners that she provides a good starting point at her website:  www.californiawealthadvisors.com. You can reach Kelley at 800-810-8060. California Wealth Advisors

In this conversation, Kelley discusses the importance of estate planning and the various documents involved. She emphasizes the need to update trust documents regularly and highlights the importance of beneficiary designations. Kelley also counters bad financial advice, such as borrowing from retirement accounts during emergencies and relying solely on Social Security benefits in retirement. She stresses the importance of personalized retirement plans and diversification in investment portfolios. The conversation covers various aspects of comprehensive financial planning, including retirement needs, managing 401k in retirement, setting up income for life, saving on taxes, and choosing the right advisor. You can reach Kelley by calling 800-810-8060. California Wealth Advisors

In this episode, Kelley Slaught discusses the importance of having a written plan for retirement and the benefits of a comprehensive and customized approach. She emphasizes the need for budgeting and tracking expenses, as well as creating income strategies in retirement. Kelley also highlights the importance of risk management, estate planning, and legacy passing. She provides insights into spousal financial strategies and ways to boost retirement savings. You can reach Kelley by calling 800-810-8060. California Wealth Advisors

In this episode, Kelley discusses important topics related to retirement planning. She covers mistakes to avoid in retirement investments, the cost of living longer, maximizing Social Security benefits, tax planning, implications of divorce in retirement, leaving unequal inheritances, working part-time in retirement, retiring at different times, putting losses into perspective, utilizing the mass proprietary process, and the importance of liquid reserves. The conversation covers the basics of annuities, estate planning and asset titling. You can reach Kelley by calling 800-810-8060. California Wealth Advisors

In this episode Kelley Slaught discusses various aspects of risk and retirement planning. She emphasizes the importance of assessing and altering risk in retirement, including managing health risks and long-term care. Kelley also highlights the significance of estate planning and the risks of improper or no estate planning. She addresses the risk of improper tax planning and the importance of asset allocation. Additionally, Kelly discusses the changes in retirement planning over the past 50 years and the need to prepare for longer retirements. Lastly, she highlights the four pillars of service offered by California Wealth Advisors, which include investment management, risk management, estate planning, and creating a family office. You can reach Kelley by calliing 800-810-8060. California Wealth Advisors

In this episode, Kelley Slaught discusses the importance of keeping your financial house in order and the challenges that many people face in doing so. She emphasizes the need for a comprehensive financial plan that covers risk management, estate planning, and investment strategies. Kelley also addresses the importance of avoiding medical malpractice and probate issues. She provides insights into the benefits of diversification and the potential advantages of investing in annuities. Overall, Kelley emphasizes the importance of working with a knowledgeable financial advisor to create a solid financial plan. The conversation covers various topics related to investment strategies and financial planning. The main themes include the volatility of stocks and the need for insured products, diversification and creating income, the difference between robo-advisors and personalized service, emotional investing and staying invested, creating a stable allocation of assets, fixing portfolio problems and looking at balance sheets, protecting family values and legacy, and contacting California Wealth Advisors. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors

We all know the bucket list so what would go in the un-bucket list?  That would be things to avoid so you can have a successful retirement.  That’s the discussion with Kelley at the beginning of the podcast as she talks about knowing when you can retire so you don’t work longer than necessary, not being lonely and now having an unfulfilled retirement, and not squandering the early “go-go” years.  Then the conversation moves to considerations married couples must give to have a good team effort in retirement. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors

Kelley answers the most frequently asked questions about annuities.  How do they differ from traditional savings and brokerage accounts?  What are the benefits and potential drawbacks?  What types of annuities are there?  Get the answers in this podcast.  The conversation then shifts to that transition in your financial life from accumulation to the necessary strategies in retirement. Contact Kelley Slaught at 800-810-8060. California Wealth Advisors

Warnings of what could harm your retirement start off the podcast with a discussion on having a budget, automating your savings and payments, planning for healthcare costs, and not relying too heavily on being able to work longer.  Then we take a look at what a retirement portfolio stress test could be for you. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

Kelley provides the answers to some commonly asked and very important questions regarding proper retirement planning.  She also looks at what should be considered in shoring up your retirement in the new year.  These include revisiting your household budget, checking your emergency fund, tackling debt, establishing financial goals, and reviewing your asset allocation. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

Kelley adds a Christmas theme in showing how we can learn from the ghosts of Christmas past for a more secure retirement future.  She covers market conditions, Social Security, taxes, inflation, long term care, and income. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

Kelley cuts through some harsh realities of retirement planning and offers solutions.  Some issues covered are the amount of bear markets to expect, needing more than Social Security, and longevity.  How should you mirror the traits of successful CEOs in our retirement?  That’s also covered in this podcast. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors

Kelley talks about what we need to consider strategically as the year draws to a close.  Most of the bullet points are about good tax moves.  She also looks at changes to Social Security coming in 2024 including the COLA, maximum taxable earnings increasing as well as the earnings test.  Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

It’s all financial related questions answered by Kelley in this podcast.  Subjects include annuities, pensions, inheritance, 1031 exchanges, and 401(k)s. You can reach Kelley Slaught at 800-810-8060. California Wealth Advisors

Kelley discusses withdrawal in retirement and breaks down the potential win and lose strategies.  What questions need to be answered in comprehensive retirement planning?  That’s covered in categories such as Social Security and spousal claiming strategies, budgeting, 401(k) maneuvers, taxes, and income building. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

The 2023 Mercer CFA Institute’s Global Pension Index recently rated retirement systems around the world.  The U.S. earned a C+.  Kelley examines that and discusses ten steps to strongly consider in an effort to score an A+ in your retirement. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors

Kelley runs through some common excuses people give for not seeking the help of a financial professional when nearing retirement.  She counters these with good reasons why it is critical to work with a financial partner.  Some excuses are: “I’m a DIY (do it yourself) person” Scary! “I’m already retired” Don’t forget second opinion. “I get my advice from friends and family”  “I don’t know where to begin” A phone call is a good first step. You can reach Kelley Slaught by calling 800-810-8060. California Wealth Advisors