So how much money will you really get if you were a victim of the Equifax data breach?

The Federal Trade Commission says consumers are unlikely to get the full $125 they sought and are now encouraging people to opt in to ten years of free credit monitoring instead. 

To help answer some questions KCBS Radio's Stan Bunger and Susan Leigh Taylor spoke with Maneesha Mithel,  Associate Director of the FTC’s Division of Privacy and Identity Protection.