Why do people who’ve saved well still hesitate to spend in retirement? In this episode of Ivanoff Retirement Insights, Paul and Travis Ivanoff unpack how upbringing, market memories, and past financial stress shape spending habits long after work ends. Through real client stories and personal examples, they explore why shifting from saving to spending can feel uncomfortable—even with a solid plan in place. The conversation highlights the emotional side of retirement decisions, the fear triggered by market swings, and the challenge of giving yourself permission to enjoy what you’ve built.

Listen to Paul and Travis on KEIB-AM LA Saturdays at 9am.

With years of experience in the financial services industry, host Travis Ivanoff of Ivanoff Wealth Management brings you the market analysis you need in the plain English you want. Tune in each week for your dose of retirement with Ivanoff Retirement Insights!

Contact Us: Ivanoff Wealth Management