What if the real retirement risk isn’t running out of money—but never enjoying it? In this episode of Ivanoff Retirement Insights, the conversation centers on how much retirees can confidently spend without letting fear dictate their lifestyle. Drawing from recent Morningstar commentary, Paul and Travis discuss why rigid withdrawal percentages can lead to underspending and how building a reliable income baseline changes the equation. The discussion explores flexible spending, guardrails, and planning approaches designed to support travel, lifestyle choices, and peace of mind throughout retirement.

Listen to Paul and Travis on KEIB-AM LA Saturdays at 9am.

With years of experience in the financial services industry, host Travis Ivanoff of Ivanoff Wealth Management brings you the market analysis you need in the plain English you want. Tune in each week for your dose of retirement with Ivanoff Retirement Insights!

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