It's Your Business

July 7. 2026—10-11—It’s YOUR Agri Business---Show 52-61    Welcome Back to It’s YOUR Agri Business—Show 52-61 in our ORIGINAL It’s YOUR Business Series ---    We started with our It’s YOUR Business Show—and now we are in our Agri Business show-----at 10-11—Ag of course the #1 industry in South Dakota---    (((THIS OLE HOUSE)))) (((YEE-HAH---I’m Bill Zortman and welcome to agriculture---not only South Dakota but Iowa and surrounding states---))))     ((Taped Segment---Russell Wildfong---American Built Threshing Elements for combines----    They have a foundry in Perry that is building them    They also have American made feeder chains, the chain comes from Allied Locke in Illinois and they build the plastic feeder chain slats at the farm here    America 250 was quite the celebration –they watched it up and the local lake community had a 4th of July fireworks display that was cool—America knows how to throw a party------ ----------what else should we know----   ----------------we’ll keep a close eye on that one------   (((Taped Segment—Casey Crabtree from the 9-10 show))))   ----when we come back we’ll check the morning numbers and get some help from Plains Commerce Bank------   10:19/00—KELO Commercials 10:20/30---Ag Business 2   Nolan Clarke---Plains Commerce Bank helps us in our shows---he is one of those that gives you all the help he can –on our show as well as events Plains Commerce attends and shares help with those in business and agriculture--- ---------A few of those coming up----- ----Nolan--------------    How they reach you----- --------Nolan---------      Sarah Heinrich—has the Growing Harvest Network-----from our sister station at KFGO in Fargo--- ----------Sarah---Growing Harvest-------      Matt Swenson will have the morning numbers----and we’ll get you more farm news you can use--- 10:29/30---KELO Commercials 10:31/30---Ag Business 3    Matt Swenson starts this half of the Ag Business Show with a Swenson Commodities look at the morning numbers--- ---------------Matt--------------    How they reach you----if they need numbers early morning or later in the day--- ---------------Matt-------------- (((Iowa Follow up----on their event---taped))))   =====or is it----)))))   Gerri eide----   Alla------   10:45/00—KELO Commercials---- 10:47//00---Ag Business 4   John Ball—Mr. Tree   Justin Glisin---Iowa Climatolgoist—   Our time is up—thank you for yours

July 7, 2026---9-10---It’s YOUR Business—Show 52-60    Welcome to the It’s YOUR Business Show---Show 52-60 in our ORIGINAL It’s YOUR Business Series.   We are securely in the 2nd half of 2026----and today you’ll hear the Business Show 9-10 and our Agri Business Show 10-11.   ((((THIS OLE HOUSE)))) (((YEE HAH---I’m Bill Zortman and WELCOME to our Business Show---now almost to the 16th year of doing shows weekdays----   The Show brings leaders together to look at where we have been and most likely where we are going to go.))))      We start with Plains Commerce Bank-----Gary Popkes who has with his bank been helping us for a number of weeks, months and years------------Plains Commerce shows up each week day in the 10:00 hour---along side of help as well from our Sister Station in Fargo----Sarah Heinrich with the Growing Harvest Network--- ---Gary thanks for joining us today---and I know that you are wanting to talk about what you do to help your clients-----pretty good stuff-----   ----share some of the things you do---and I know a few as well –so lets plan on letting you explain what you have done and still can do –today-tomorrow-and beyond--- -----------Gary-------------    ----a couple of what he has done recently---and how he helped not only the request I had with him---but for those who were working on the passing of land by a generation that had the land----and wanted to get it safely to the heirs---- without tax consequences----   -------------Gary--------------     Who-what-where-when-why-how to this—with the help of bankers and even the IRS was quite an opportunity--- --------------Gary-------------     It can be done ---but you have to follow the right steps---and then it can be a win-win for years and generations to come--- ---------------Gary-------------     You were actually working with South Dakota---Iowa----and other states----and you learned and shared to so many-----     ------------Gary-------------     ---advise----how this could work----and what you saw---   ---when we come back –we’ll visit with Wildfong-enterprises---what’s coming--- (((recording at 8:30))) 9:18/30—KELO Commercials 9:20/00---It’s YOUR Business 2 (((Taped Segment---Russell Wildfong---announcing new American Built Threshing Elements for Case Combines--- ---have a foundry in Perry that is building them ---We also have American made feeder-chains, the chains comes from Allied Locke in Illinois and we build the plastic feeder-chain slats at the farm with us ----America 250 was quite the celebration, we watched it up here and our local lake community had a 4th of July fireworks display that was pretty cool—American knows how to throw a part----    ----more to come after Fox Business news---   9:28/30---KELO Commercials 9:30/00----Fox biz News 9:32/30----Business 3    Welcome back to It’s YOUR Business-----July 4th is behind us and we are looking ahead to the rest of summer----    Casey Crabtree---has been a downtown Sioux Falls Meeting----share with us what you learned and what we should know about what is important---and will need us to keep our eyes on ----   --------------Casey------------     That’s Sioux Falls where they will be recounting too------what else should have our attention on this Tuesday---July 7th----- ---------------Casey--------------     Thanks for all you do---and for answering our in studio questions on a regular basis-----   ----This is our Tuesday –It’s YOUR Business Show----we’ll be back with a couple of stops before we turn 10:00 and go agriculture---as well   9:45/30—KELO Commercials 9:47/00---Business 4 ---Jannelle Cain was a part of both our 9 and 10 Report Card shows on Monday----she was updating and outlining for us what she does—and expects to do this week----      Janelle----explain what you do----why it is important and the kind of inquiries you have been getting ---as we are in the first full week of July---- -------------Janelle-----------    Impressions of all the people and what was discussed Monday in our Report Card show------and other topics you were asked about and shared with our audience----- -------------Janelle-----------   We’ll get you ready for our 10:00 Ag Show-----when our It’s YOUR Business Show continues----   9:56/00—KELO Commerials 9:57/30---Business 5   If you are joining us for one of the first times this morning----know that we the It’s YOUR Business Shows 9-10---and It’s YOUR Agri Business Show 10-11---all of course in that hour tied to the #1 industry in South Dakota and neighboring states-----   AGRICULTURE…..   We’ll check some markets and do a few other things that are regulars in the Ag Show—including Mr. Tree----Climatologists helping us with the weather updates------and a few other breaking stories expected this week---   ---for now—our time is up—thank you for yours

July 6, 2026-10-11-It’s Your Ag Business-Report Carding Show -52-57 ((FROM the BLACKBURN Studios—in DOWNTOWN Sioux FALLS---Become a BLACKBURN PROTECTED HOME)))))   (((THIS OLE HOUSE))) ((((YEE-HAH---I’m Bill Zortman and WELCOME to OUR IT’s YOUR Agri Business Series—Show 52-57 in our ORIGINAL It’s YOUR Business Series)))))      What we traditionally have done when we do the Report Card Show in the 9-10 hour with the numbers—what is cranking with them from real estate, home builders, bankers---and the cast of characters that also includes commercial real estate---and much more.      2nd hour---we have started in past years with Mr. Auction—Chuck Sutton----and Mr. Lincoln County Jim Schmitz----who still lives there but since our last show has not retired as a Commissioner in Lincoln County.     But they are both back----and we’ll get there side of property that is moving—and what is moving and doing in Lincoln County.   Chuck ---Auctions past and coming Jim--------Sioux Falls and Lincoln County-----   When we come back---we’ll check some morning numbers---and later the Rock Report (Missing?)-----Mr. Tree----and the cast for It’s YOUR Agri Business   10:18/00—KELO Commercials 10:20/00---Ag Biz-2 -----Plains Commerce Bank’s Nolan Clark—starts the regular part of our Ag Business Show-----     We know thru the years and yes with our own family that when you ask Plains Commerce Bank to help you----in her multiple locations –that they can do-----      Nolan you and Gary and others have taught us that you might be in business, agriculture, a senior by age, or newly married---and Plains Commerce will listen and help you if they can.      Talk to us about what you do----and why in your locations---help is generally almost always on the way---   -------Nolan----------------    This time of year you are making some road trips to farm shows and fairs---talk to us about that and how our listeners can easily find you on the grounds of where-ever the event is---- ------------Nolan--------------    Some of the farm shows that are upcoming---- ------------Nolan--------------    Nolan Clark---Plains Commerce Bank----thanks for joining us-----some see us next Monday if you will----     Sarah Heinrich—has the GROWING Harvest Network ----from our sister station KFGO in Fargo--- 10:26/30---(((SARAH HEINRICH—GROWING HARVEST NETWORK)))) 10:29/30---KELO Commercials 10:31/00---Ag Biz 3   Welcome back to It’s YOUR Agri Business---traditionally mid-way in this show---we ask Matt Swenson---Swenson Commodities—to join us with the mid-morning numbers----      Matt what ae you seeing on this Monday July 6th?----- -----------------Matt--------------- ----grains—meat---and big Board on WALL street-----     ----people have questions or need updates can they get them from Swenson Commodities---early morning or late in the day?   ---------Matt Swenson---thanks for all you do----     Casey Crabtree----joins us this morning—to do a little updating on happenings for candidates—farmers—and all of us---   --------------Casey-----------------    Janelle Cain----update—what she is seeing now that we are in the 2nd half of 2026---   10:42/00—KELO Commercials     10:43/30---Ag Business 4   -------------Janelle-----------what she is seeing and who she is helping---       Rock Nelson –Rock Report (think they are missing today---with his trip away---- (((Alla----------- Mr. Tree ---John Ball

July 6, 2026—9-10—The REPORT CARD SHOW----Show 52-56 (((FROM the BLACKBURN STUDIOS in DOWNTOWN Sioux Falls---BECOME A BLACKBURN PROTECTED HOME)))) (((THIS OLE HOUSE)))) (((YEE HAH---I’m Bill Zortman and Welcome to our REPORT CARD SHOW starting the 2nd half of 2026—all part of our original It’s YOUR Business Series---now in the 15th or is it 16th year of this Show—bringing leaders together to look at where we have been—and most likely where we are going.)))   This is the first of two hours----and the first of two Monday’s in a row that we will evaluate where we are---where we are going—while advising our audience how we can help you in the months ahead.    Neil King---has been working with us---counting the houses bought and sold—looking at prices----and other trends-----without a doubt he has brought additional excitement to where we are---and where we should arrive by the end of this 2026 year. ------------------   These are the numbers for the 1st half of 2026------------------------------------------------------------------------------------------------2024------------2025---------------2026 Number of Permits Issued ---------2442------------2203---------------2158 Total Value Permits I          --$394387798---- $639732123----$365,742,334 New Residential---------------------$71.6 M------------$82.3 M--------$64.1-M  Residential Addition/Remodel--$32.4 M------------$32.5 M--------$32.9 M New Commercial-------------------$208.9 M----------$369.4 M------$166.4 M Commercial Addition/R-model--$81.5 M----------$155.6 M------$102.4 M -----New Residential-------- Single-Family Units------------------206------------------151----------------158 Duplex Units-----------------------------10---------------------2--------------------8 Townhome Units----------------------- 63------------------146------------------57 Multiple Family Units-----------------511-----------------312-----------------317   Neil what are you seeing with these number January thru June----and where do you see the next 6 months going----    Tony Bachman is with us as well---Tony with what you are seeing for Sioux Falls---and with the facts and figures you pulled together---regionally and nationwide---- what would you say about the first 6 months of 2026?     Others on what they see---and any surprises that may have swooped in?  this is just an early start on the Monday Report Card Show--you are all invited---and if you have things we should be talking about--please let me know--Appreciate Neil getting the numbers out-----and let us know if you have things you want us to get on the air in the 9-10 hour on Monday...   

July 1, 2026---9-10---Working on Wellness Wedneday—Show 52-54 ((((From the Blackburn Studios in Downtown Sioux Falls—Become a BLACKBURN PROTECTED HOME))))))   (((THIS OLE HOUSE)))   (((YEE HAH---I’m Bill Zortman and WELCOME to OUR Working on Wellness Wednesday Show---show 52-54 in OUR ORIGINAL It’s YOUR Business Series))))      This show—on a Working on Wellness Wednesday---gives us a chance to zero in on Medical information—some helps some doesn’t—but it has become a popular hour---and we appreciate the chance to get with you---and share.      We like to start with Tim Ridgway---the USD Sanford School of Medicine Vice President for Health Affairs----Dr. Ridgway as it turns out is an old family friend----and between the two of us we have found new avenues to utilize to talk Working on Wellness---      Dr. Ridgway –good morning      ---In mid-July we will be welcoming 71 new members to our medical school family.        We are doing some innovative things this year to welcome them and get them oriented.        You share you want to discuss your personal message to them---in essence what to expect and we want them to become over the next 4 years.        The orientation activities culminate with the White Coat Ceremony which is always quite the moving event.         I liked what you are continuing to do---so lets get into this so our audience---can learn this morning as well---      --------Dr. Ridgway---(605-357-1309)   ----we appreciate all you do-----and look forward to following the 70+ new members to the medical school family---keep us plugged in as we go….   ---Dr. Joshua Jordee is next— 9:16/00—KELO Commercials 9:17/30---Wellness Wednesday 2     Dr. Joshua Jordee joins us this morning----   As usual I asked my girls if they had any suggestions for what to talk about today.   My 14 year old said people need to be careful when bending over to pickup spend fireworks parts to avoid hurting their backs.   My 8 year old said I should talk about weight loss… Unfortunately the former can be summarized as simply as squad to pick up fireworks trash rather than bending.   Te former is just way to in depth to cram into 8 radio minutes.    So left to my own devices, I realized that just this last week—I saw one of my oldest patients—92---and one of my youngest patients 3 weeks. I’m also reminded that Dr. Olson just recently saw a patient of his as well as her child who had since back when she was younger than her own child is now. It all reminded me of just how important chiropractic can be at all stages in life---often in very different ways, but fundamentally all the same way.    At the foundation, chiropractic is always about restoring proper nerve function by removing subluxations which are subtle misalignments, smaller than a dislocation, and fixations of joints which result in irritation or, in rare cases, constriction of the nerves that pass by the joints and require their motion and proper function in order to properly function.    When it comes to infants, the main source of subluxation is trauma within the womb or sometimes during the birthing process itself. In toddlers, its often the dozens of falls daily while learning to walk. In children it is  also usually falls while playing and sometimes rough-housing as well. In teens it begins to be more posture oriented which along with general traumas, are the main causes going forward in life, too. However the farther in life one goes, sometimes chronic issues become compounded and especially from around middle age onward, lead to degeneration especially in the form of osteoarthritis.    As for some particular conditions chiropractic can help with at those varying ages, from teens thru adults, the most commonly known are aches and pains and headaches, though some of the best studied organic conditions chiropractic can help with are digestive issues, high blood pressure and vertigo. For infants, however the most common conditions are colic including caused by digestive issues. Latching issues can also be resolved with chiropractic. In toddlers and children, the most well studied conditions chiropractic is shown to help with are recurrent ear infections as well as bed wetting. In seniors, the main benefit of chiropractic, other than also helping with aches and pains, is improving overall mobility and can also help maintain balance.    And of course there’s several other health care professions and advice that work with chiropractic care to help people be as functional as they can be including giving information on stretches and exercises. For example, Dr. Plueger will be putting on an in-house talk tomorrow—Thursday July 2nd at 6PM at our office.    Special of which our office—Jorde Chiropractic Clinic is located at 2821 S. Center Ave in Sioux Falls. You can find us online at jordechiropractic.com where you can RSVP for the seminar tomorrow under the events tab or even book in online thru the website. Our phone number is 605-335-0880. As for our office hours, we’re open MWF 9-530—TTH 9-1230 and Saturday 9-non.    Thru this week we’ll e closed Friday and Saturday for the sake of independence day.      Thanks to all those joining us today----with the July 4th holiday—we will not be on the air on Friday—so you are getting a mix this morning of Working on Wellness Wednesday—and others that needed to get on the air to fulfill their monthly appearances.      One of those is next----   9:30/00---Fox Business News 9:32/00---Wednesday Wellness and other It’s YOUR Business Friends   One of our partners in this It’s YOUR Business Show is Ron Nelson----with no shows for our team Friday because of they July 4th Holiday—we’ll let him talk about his area of expertise that gets lots of attention.     Ron good- morning—good to have you back on ---share with you are doing and why it fits our audience this morning---   --------------Ron--------------     We’ll talk Dakota Abilities—when our Working On wellness Wednesday and friends return---   9:44/00—KELO Commercials 9:45/30---Wellness and Friends Show   Shelly Johnson –Dakota Abilities-----  

June 30, 2026—10-11—It’s YOUR Agri Business Show---52-53 ((((From the Blackburn Studios—in Downtown Sioux Falls---Become a Blackburn Protected HOME)))))   (((THIS OLE HOUSE))))   (((Yee-HAH---I’m Bill Zortman and welcome to our It’s YOUR Agri Business Series---Show 52-53—in our ORIGINAL It’s YOUR Business Series.))))     This serves as the last show for the first half of 2026----we did a special Report Card Show---in the 9-10 hour on housing—looking at where we are and where we expect to go in the next 6 months.     Lets start with a look at how we will close the first half of the year in South Dakota---     Casey Crabtree joins us to explain what he has seen---and what he expects to see in the 2nd half of the year….statewide---     So what do you think----Casey---------     We still don’t have an answer on who won the Mayor’s Race in Sioux Falls-----and there are still some interesting races coming up in July thru November--- ------------Casey-----------------    Upcoming elections----decisions to be made-----and what from what you hear from the public are they expecting-----and can cast there votes for---- ------------Casey-----------------    You spend time around those in agriculture---what are there thoughts on where there crops are---and there hopes for what they’ll see by fall for crops themselves and prices as well--- -------------Casey-----------------    When we do our report card show and a number of others what we are hearing ---is the optimism with buyers and sellers---and some of the enthusiasm that new comers have about joining us in South Dakota--- -------------Casey-----------------     Casey appreciate you helping us stay plugged in around South Dakota—and we’ll talk more in the 2nd half of the year— ------Just ahead---- we’ll do as we said we would---with the help of Darren and Zach Hefty---about the 200 scholarships that are being given to those for SDSU------   10:15/00—KELO Commercials 10:17/00---Ag Business 2    One of the projects we agreed to help with recently was the Scholarships that Hefty’s were giving to SDSU----first it was 100 then it was 200----and they just completed 203---      Zach ----helped us set up some of those that won the scholarships----and our first guest is Stephanie Dykstra—507-360-9508      Stephanie (and possibly Zach)---talk us thru what it means to you Stephanie to get a scholarship to SDSU---and how it will help you in the years ahead--- ----------------Stephanie-----------------    Your thoughts on what you will study—where you want to go---and how many young ladies do you think were among those 203 that are getting scholarships---- -----------------Stephanie----------------      We do know that a number of the scholarships went to those in North Dakota---and some neighboring states to us here in Sioux Falls—now North Dakota is looking at doing their own scholarships in 2027---      Nolan Clarke---Plains Commerce Bank join us---he gives us a look at how they help those in business---in agriculture---newly married or those who have been married a long time---   ---------------Nolan-------------    To me what Plains Commerce is doing –continues to do with farm shows and stops---is special-----your feeling—and where you will be heading in the weeks and summer ahead---- ---------------Nolan--------------     The Plains Commerce Difference----      Nolan thanks to you and Plains for all you do----   ----Sarah Heinrich---Growing Harvest Network---gives us what our sister station in Fargo—contributes almost daily in our shows— --------Taped Segment----Sarah Heinrich-------------- 10:28/30—KELO Commercials 10:31/00---Ag Business 3    We start this side of our Agri Business Show----with Matt Swenson---Swenson Commodities----Matt what are you seeing in the markets at mid-morning--- ----------------Matt-----------   People needing numbers later this afternoon or early in the day—can they call Swenson Commodities—and stay up to date— ----------------Matt-----------    Gerri Eide-----and guest—retreat        Or Ben Jones----Tyler Tordeson----(((home damaged by storm)))   10:43/00—KELO Commercials 10:45/00---Ag Business 4   Alla---the week that was –and your concerns about tomorrow   ---John Ball---Mr. Tree--------   -----Justin Glisin---Laura Edwards---   --our time is up—thank you for yours

June 30, 2026—9-10---It’s YOUR Business----Show 52-51 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME---))))   (((MUSIC THIS OLE HOUSE))))    I’m Bill Zortman and WELCOME to It’s YOUR Business—Show 52-52 in our ORIGINAL IT’s YOUR Business SERIES.      Today is the last day of the first half of 2026-----one of the shows that we have carried for a dozen or so years----is the REPORT CARD SERIES---bringing together leaders of the Real Estate Association and HOME Builders as well.      The show traditionally gets the first Monday of the month----and thanks to Neil King----who does the bean counting on house sales—what they bring---and more---we are able to look at the numbers and find ways to compare lots of buying and selling----to discussion----and Neil joins us this morning as one of a handful of guests that will help us understand what it all means.       Neil thanks for joining us –we know you are one of those that walks on water as we change the calendar from one month to the other. You work hard to get the figures out ----and then explain what else you can share.       So on this last day of the first half of 2026----talk to us—about what you are seeing----what you expect from July 1st to December 31st----and from all you know ---is what is happening in Sioux Falls---really as sweet as it looks in the housing market---   ----------------Neil---------------------     Surprises you have seen this year------particularly prices---areas of town—where the buyers are coming from-----and what would you add to that---   ----------------Neil---------------------     ---also with us today—Todd Boots---Past President of the South Dakota Home Builders Association   ----we invited Tony Bachman to join us----Teddi Mueller----Janelle Cain----is with us----Dave Kelly—with Kelly Kelly are gone on vacation-----       So if we have home builders—realtors----Steve Swenson-----or others who would like to chime in---feel free to call us at 336-1320----       We’ll take a break and come back in our first special –Real Estate Show to close the first half of 2026---       336-1320—the number to call in if you want to contribute or ask questions   9:15/00—KELO Commercials 9:16/30---Special Report Card Show segment 2   Our first report card of the 2nd half of 2026---is expected to be on Monday July 6th----   We have been doing this show for at least a decade---and we were very happy to have the home builders and realtors literally jump to make this show happen. We are glad they and the building merchants bringing their thoughts to you the listeners.   Listeners if you have some questions this morning feel free to call us at 605-336-1320----   Todd Boots---as past President of the State group—talk to us about what you see—as a builder---planner and past officer---   -----------Todd-----------------    Talk about your year as a State officer—what was it like and what do you think those same officers would say about where we are in 2026---and where we are headed--- ------------Todd----------------    Where you see the buyers coming from---and what seems to be the reaction they have to Sioux Falls—and housing around South Dakota--- ------------Todd----------------    What do you see for the 2nd half of the year—and years to come---- ------------Todd----------------    If you have questions for our group—feel free to call us at 605-336-1320-----   We’ll take a break on this special Report Card show—and keep the lines open until 9:56…   9:29/00—KELO Commercials 9:30/00---fox business News 9:32/30---Special Report Card Show 3   On this last day in the first half of 2026—we are doing a where are we show ---as part of our Report Card Show series that we traditionally do twice a month----on the first two Monday’s of the month.     Janelle Cain---has joined our circuit---but you get an entirely different reading---share what you do----and what you are seeing from those you deal with in the first half of 2026---   ------------Janelle-----------------    You and I both worked in Tennessee years ago----I was a TV Broadcaster in Knoxville—you did what in Tennessee---    ------------Janelle----------------    What have you seen in the first half of 2026---and what do you think the feel is for those that have lived here---and those that are moving here— -------------Janelle----------------       What you see in the 2nd half of 2026-------and how do they reach you if they need what you can do for them? -------------Janelle----------------     Guests—Teddi Mueller—Neil King—Todd Boots----    -----------comments---hopes—most asked questions-------    ----One more segment—you are still invited to call in during this last day of the first half of 2026---as we do this special report card show— --605-336-1320…   9:44/00—KELO Commercials 9:45/30---Special Report Card Show 4    It was a dozen plus years ago that we launched the Report Card Show that has aired on a Monday---each month.    We brought together the home builders---the realtors---bankers---and those taking the needs of buyers and sellers and bringing them together.      The show has worked very well---our audience gets good insights and trends---and gives them an opportunity to talk to them by calling in at 336-1320---      If you have observations or want to call in this morning—feel free to do it-----      We’ll take a break—come-back and get final thoughts   9:55/55—KELO Commercials 9:57/30---Special Close 2026 ½ half   Wrap---call in-‘s Special thank you to all those that have been part of this series for a decade---and gives you the understanding as well that we are here to help—and find homes and sell homes---with straight answers with the leaders….   Our time is up—thank you for yours..  

June 29, 2026---10-11—It’s YOUR Business—52-50 ((((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME)))   (((MUSIC—THIS OLE HOUSE--))))    I’m Bill Zortman and Welcome to It’s YOUR Business—Show 52-50 in our ORIGINAL It’s YOUR Business Series---     July 4th Week—and we have some events to clean up from last week and in other cases look ahead to what else is in the works as we turn to July.     Darren Hefty was with us in the First hour—talking about the 200+ Scholarships that were part of the marks late last week…     Zach---Hefty is with us today---and he has a scenario on what is happening—and what we should know----about the unbelievable number that were being given out   -------------scholarships-----how it all came together---and what it means to agriculture across our state of South Dakota---- ------------Zach----------    Where all did the scholarship winners come from---how many applications did you have---and what do you think this means to South Dakota---here in 2026 and beyond--- ------------Zach-----------    Darren and what he brings to the picture—and your hopes to continue in that direction in the years ahead--- ------------Zach-----------    Best story on the scholarships that you can share with us-----in 2026---    The history---how long this has been going on---and the plans for 2027---   ------------Zach------------    That is a big deal-----and please keep us posted on some of the stories of those that got the scholarship as we go into the upcoming 2026-2027 school year---    -----------Darren and Zach Hefty---thanks for all you are doing—and just how well you do it---     ---------we’ll check out some of the morning reports from Plains Commerce and later from Matt Swenson---Swenson Commodities      Rock Nelson has the Rock report as well   10:18/00—KELO Commercials 10:20/00---Ag Business 2 ---- Nolan Clarke joins us—Plains Commerce Bank---we always get the inside on how they are helping the Seniors, the newly weds—those in Business and those in Agriculture---    Share with us what you have---and what we need to know--- -------------Nolan-------------------    You have some events coming up—where they can see you guys at farm events this summer--- --------------Nolan------------------     Why this is so different from so many other places that bank --- --------------Nolan------------------     How can they reach you if you have caught there attention--- --------------Nolan------------------    We appreciate Plains and all you do---   ----Sarah Heinrich KFGO—Fargo—has the Growing Harvest Network----(((Taped Sarah Heinrich---Growing Harvest Network))))   ---Sarah—thanks for all your hard work—even if you are in North Dakota—     10:28/00—KELO Commercials   10:30/00---Fox Business News   10:33/00---Ag Business 3    Matt Swenson---Swenson Commodities—gives us a mid-morning look at the morning numbers ----what are you seeing on this short business week to launch it---   -----------------Matt-------------------    How can they reach you------ -----------------Matt Swenson---Swenson Commodities-----   --------We’ve been rounding up the numbers on the Hefty Scholarships—we started the show this morning with Darren Hefty---and we wanted you to hear what he had to say ((((Taped Segment---Darren Hefty)))))      Thanks to the Hefty’s for all they have done---and we will continue to work with them—wherever they go—   ----We’ll get the Rock Report when our It’s YOUR Agri Business show continues--- 10:43/00—KELO Commercials 10:44/30---Ag Business 3   Rock Nelson is here with the Rock Report---   This coming Monday morning, June 29th, we will be interviewing live in KELO Radio’s studio, Ryan Mager – Production Coodinator for G3Fire, Inc. – Sioux Falls.     How did your company get its name?  3 generations in the family business of Heiman Fire. What products does your company make?  Fire Truck Water Tanks and other fire truck brackets, Speaker boxes and other miscellaneous products. Where do you make your products?  Renner/Crooks Exit just north of Sioux Falls on I-29. What makes your products so special vs. the products that your competitors make?  Our tanks have lids to get inside the tanks for cleaning, repair or other tasks to make it easier if we ever need to get inside while our competitors                     tanks are sealed and when we have to fix them there is a lot of cutting and patching. How did your company get started?  Heiman Fire, our sister company, ordered tanks from other companies and its owners decided to start their own so that they could have better quality control and produce their items in a more                  timely manner. How old is your company?  16 years old How many employees do you have?  21 Are you in need of more employees?  At the moment no. Is your company growing?  And if so, why?  Yes, word of mouth is spreading around the US to individuals and companies that are looking for tanks and other customized fire-fighting products. Do you sometimes export your firm’s products?  If so, to what countries?  We have sent some products to Canada and Turkey in the past, but some of our products are exported periodically throughout the world.  ======================================================   Alla---update or TBA   10:50/00—KELO Commercials 10:51/00---Business   The Rock Report----   -----Laura Edwards and /or Justin Glisin   ----our time is up—thank you for yours… 

June 29, 2026—9-10---It’s YOUR Business-----Show 52-49 (((From the Blackburn Studios in Downtown Sioux Falls—BECOME A Blackburn PROTECTED HOME))))   (((MUSIC---THIS OLE HOUSE)))    I’m Bill Zortman and WELCOME to It’s YOUR Business---Show 52-49 in our ORIGINAL It’s YOUR BUSINESS SERIES.      July 4th Week ---and we have some events to clean up from last week—and in other cases look ahead---to what else is in the works---as we turn to July-----      Darren Hefty and his nephew Zach have helped us thru the very special Scholarships here in South Dakota---it was to be 100 than 200---but lets find out what the final count is-----   ---Darren---------------   It started out as a 100—then changed---talking about 200-----give us the play by play on how many—given---what it means to those young people getting them----and to the education circle as well?   ---Darren---------------   Take us thru what went on---and what you think this means to agriculture----and those getting the scholarships---- ----Darren---------------    For those that don’t know—how far back does this do for your family and the scholarships------and what has it meant to the State of South Dakota and SDSU---- -----Darren---------------    What do you see for the future of the scholarships-----and those young people that are receiving this year------ --------Darren----------------    The future of the scholarships------after 2026----- --------Darren----------------     Working with Zach----will he be part of carrying the scholarships in the years ahead? ---------Darren---------------       When we come back---we’ll check with Casey Crabtree----what’s going on in this short week----- 9:16/00---KELO Commercials 9:17/30---Business 2—Delana Mach----605-653-9267   Here are some notes about Saturday’s 8th Annual Emily's Hope Poker Run.   240 riders, 110 miles. We are still adding up what we raised, but it was close to $20,000. That money will go to treatment scholarships at the Avera Addiction Care Center.    Emily’s Hope has helped 330 people and contributed $545,000 since 2019 to the Avera Addiction Care Center.    Thank you to the riders and volunteers. Thank you to all of our sponsors as well.   Some of the riders are in recovery and some have lost loved ones in this overdose and fentanyl epidemic. ================ Did you Rev your engines and ride with purpose at the 8th Annual Emily’s Hope Poker Run on Saturday,June 27, 2026,for a 100-mile ride through scenic stops in South Dakota and Iowa while supporting Emily’s Hope’s mission to stop stigma and save lives.   This unforgettable day isn’t just about the ride; it’s about rallying behind a critical cause. As Emily’s   Hope’s biggest fundraiser of the summer, the Poker Run helps support vital education, prevention, and recovery programs that make a lasting difference across South Dakota.   Registration Details All motorcycles and street-legal vehicles are welcome. Registration is open from 10:00 a.m.to noon At J&L Harley-Davidson. Riders can pre-register online or during Bike Night on Friday from 6–9 p.m. for $20. Day-of registration is $25. The HOG Chapter is making breakfast during registration.   Route Stops J&L Harley-Davidson | Sioux Falls, SD (Start) Valley CornerBar | Valley Springs, SD Belly Up Bar & Grill | Inwood, IA Waddy’s Bar & Grill | Hudson, SD   Kim’s Korner Bar & Grill | Worthing, SD JJ’s Wine, Spirits & Cigars | Sioux Falls, SD (Final Stop)   All participants must return to JJ’s by 5:00 p.m.to draw their poker hands. There will be food available at JJ’s, along with live music from Chad Madsen until 7:00 p.m.  The Poker Run also features a 50/50 raffle and silent auction showcasing a variety of unique items, including a rally experience at Sturgis Buffalo Chip, a Willie G Skull Bag Toss Set, getaway and adventure packages, and two 24" x 24" metal prints of Large Geode, this year’s featured artwork created by Emily Groth.     Proceeds from the event will directly support Emily’s Hope in our mission to stop the stigma of substance use disorder, expand access to treatment and recovery, and save lives through education, prevention, and awareness.     Emily’s Hope extends our sincere gratitude to Avera,J&L Harley-Davidson,JJ’s Wine, Spirits & Cigars, and First Dakota/Loft Advisors for their generous sponsorship of the 2026 Poker Run. Their partnership is instrumental in making this event possible. Join Us   Don’t miss this opportunity to ride, have fun, and support a great cause.Join us on Saturday,June 27, 2026,fo rthe 8th Annual Emily’s Hope Poker Run and be part of something that truly matters.   About Emily’s Hope Emily’s Hope is a nonprofit organization working to eliminate the stigma surrounding substance use disorder and to save lives through evidence-informed education, compassionate support, and assistance for recovery. Founded by award-winning journalist Angela Kennecke after the tragic overdose death of her daughter Emily, the organization has become a national voice for prevention and hope.     Emily’s Hope offers a K–12 substance use prevention curriculum used across the country, the Grieving Out Loud podcast, and on-the-ground initiatives such as naloxone distribution, a Post-Overdose Response Team, and a Youth Prevention Coalition in South Dakota. The organization also provides treatment scholarships to help individuals access care. Learn more about Emily’s Hope at Emily shope.charity. For additional media information, please visit emilyshope.charity/media.   9:16/00—KELO Commercials 9:17/30---Business 2    It’s the 4th of July week---- but there are still a number of key issues and events this week----and we wanted to hear from Casey Crabtree on what he sees---and what he expects----      Events---hopes for the week---and what all you see----     9:28/00—KELO Commercials 9:30/00---Fox Business News   -------Janelle Cain-------   9:45----Traveling this Summer—Make sure your home isn’t a target for burglars---   Shawn Steward—785-409-0678 copy------   AAA---     9:55/00—KELO Commercials 9:56/30---Fox Business News   ---wrap----and look to the 10:00 and the week ahead    

June 26, 2026---10-11—It’s YOUR Agri Business---Show 52-48 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn PROTECTED HOME)))   ((((MUSIC—THIS OLE HOUSE))))    I’m Bill Zortman and WELCOME to It’s YOUR Agri Business---show 52-48 in our ORIGINAL It’s YOUR BUSINESS Series. There are so many events we have been tracking all week---and this morning many of them are happening.     We’ve been trying to reach this Office Holder in South Dakota—for a good number of days----and we start with Congressman Dusty Johnson—who is in the Hills taking care of business this morning in a  Republicans are meeting in with lots of discussions------ (((LIVE OR TAPED with DUSTY)))   There is another event going on the Hefty’s and 200 plus scholarships coming on Saturday     Darren Hefty has joined us—lets talk about the scholarships--- was 100 now is it 200---and where do all of these people come from—seeking a scholarship here in South Dakota----and you were talking maybe about 300 seeking our scholarships---   ----------------Darren----------------Zach------------------    Tell us who is seeking—where they come from---and why this has become such a big deal here in South Dakota---- ----------------Hefty-------------------    As we were talking Thursday—you were telling me where some of these were coming from—and just how they are learning how serious agriculture is here in our fare State of South Dakota--- -----------------Darren ----------------    What I liked with what you were doing this week is to have Zach handling some of our interviews---and I could tell he was a HEFTY---he was serious and did very, very well------ -----------------Hefty--------------------    You were telling about a Marine Biologist story—guests tied to Ohio State---Kent State or was it Kansas State--- how do you see your geographic appeal---with other states—and how it can do nothing but enhance the appeal of South Dakota---much like your radio show does---- ----------------Hefty-----------------------     200 scholarships---300 kids----    Darren we have enjoyed working with you and your family for these doggone important scholarships------    Please keep up the good work----    Still lots to talk about in this hour----including Acton Academy----Alla and Ukraine----   ---we’ll talk dollars and cents----and here from North Dakota’s Ag voice—Sarah Heinrich—stay with us---   10:17/00—KELO Commercials 10:18/30---Ag Business 2    I’m Bill Zortman and one of the things our audience has shared is that they appreciate us—giving them some help in dollar and cents—and as it turns out it is with Nolan Clarke---Plains Commerce Bank but with him being gone Rachel Zoellner (605-690-1618) has joined us      Rachel we know that among those you talk to most to are those in agriculture----in business---and those that are seniors having a little trouble continuing with all the financial hassles right now—those in business—and yes those just getting started as adults---      Talk to us---how do you help these people ---and I know its one at a time---and that is your job with the branches you have in this area---- --------------Rachel----------------     Upcoming events that you will be attending were those in agriculture or visiting events can actually walk up and talk with you----- --------------Rachel----------------     Bank locations----how they reach you if you need to give some help--- --------------Rachel Zoellner—Plains Commerce Bank----      We even have help from our sister station—Sarah Heinrich—Growing Harvest Network---KFGO in Fargo---- (((Taped Segment—Sarah----)))) 10:27/00---KELO Commercials 10:30/00---Fox Ag Business News    Welcome back to It’s YOUR Agri Business----we start this with Mr. Commodities---Matt Swenson---YES Swenson Commodities----    Mid-morning what are you seeing for some of your quotes--- --------------Matt------------------    How can they reach you----- and your team---if they need numbers late afternoon or even early morning--- --------------Matt------------------   Matt Swenson----Swenson Commodities------   -------------Matt---have a good weekend—we appreciate how hard you work for those with the Commodities---and all the Swenson services…     We’ve been following Acton Academy---Rob Vande Lune----you have a Children’s Business Fair ---that was Thursday---talk to us about what you did –how you did it –we visited with  Porter—Anderson—but tell us 605-215-1221----more about how the event went---and did you raise the money you were hoping too----- -----------Rob (and possibly a guest) ---Porter was selling para cord bracelets and a 3 week survival class you had taught Rob----      We asked –at the end of the event –how will you determine if you business has been a success? (How much profit $10 or something else)    You were worked hard on this project and we appreciate what you did how- you did it—and we were happy you included our It’s YOUR Business and Agri business Shows----   ----when we come back a few more stops before we sign off for the weekend----all part of our It’s YOUR Agri Business Show----   10:39/00—KELO Commercials 10:40/30---Ag Business----   Mary Michaels---AARP joins us—what are you sharing with us this morning---   AARP South Dakota announced today that nine organizations across the state will receive 2026 Community Challenge grants totaling $125,800 to support local projects.   Marking the program’s 10th anniversary, the grants are part of an $8.3 million commitment by AARP, doubling last year’s total, to fund 750 quick-action projects nationwide aimed at making communities more livable for people of all ages, especially older adults. The funds support improvements to public spaces, transportation, housing, digital connectivity, disaster preparedness, and other local priorities that help improve social connections and strengthen neighborhoods and towns of all sizes.   The national grant program has awarded more than $515,000 in grants to 50 nonprofit organizations and local government entities across South Dakota since 2017.   “Communities across South Dakota are eager for solutions that boost mobility, connection and quality of life,” said AARP State Director Erik Gaikowski. “Thanks to AARP Community Challenge grants, we’re empowering residents to create impactful improvements that truly make a difference in their communities.”    Projects across South Dakota reflect growing demand for practical, local solutions that help residents stay connected, safe and independent, including:  Hardy Rosarians of South Dakota (Aberdeen) – Install two permanent benches near the rose gardens at a local arboretum, providing visitors with a safe, comfortable place to rest, enjoy nature and socialize. Estelline Economic Development – Improve Gazebo Park with accessible walking paths, safer crossings, new seating, better lighting and landscaping. Spearfish Trail Access + Activation Initiative – Enhance new trails near Spearfish Canyon with benches, rest areas, kiosks and clear signage. Create free “Learn to Ride” clinics to help trail users enjoy safer, more accessible outdoor activities. Downtown Sioux Falls, Inc. – Pilot a one-day winter market in a downtown area with heated tents, seating and clear pathways to help people gather comfortably outdoors in cold weather. Mobridge Housing & Redevelopment Commission – To help reduce fall risk and support safe aging at home, install home safety upgrades, such as grab bars, ramps and guardrails for older adults and people with mobility challenges. Gregory Economic Development Group – Transform an empty lot into a small public park featuring shade, seating, games and space for seasonal activities. The park will provide a safe, comfortable place to gather, stay active and connect with neighbors. Brookings Regional Impact Fund – Rebuild restrooms in a downtown building to create fully accessible, clearly signed facilities. This will provide residents and visitors with a safe, comfortable option while spending time in the city center. City of Viborg – Upgrade a popular park and make it more suitable for community gatherings and events by improving restroom accessibility, adding benches and enhancing lighting around the bandstand. Sioux Area Metro (Sioux Falls) – Upgrade a frequently-used city bus with digital route displays, improved lighting and more comfortable seating to make public transit easier and safer, especially for older adults.   ------Alla and Ukraine—Iran----update—share with us please what you are seeing this week— ---------------Alla------------------- 10:53/30—KELO Commercials 10:55/00---Ag Business 5 Iowa State Climatologist---Justin Glisin---gets us ready for the weekend -----what are you seeing-----for this last weekend of June------- ------------Justin-------------------       Moisture wise—where is Iowa where is South Dakota---in 2026— -------------Justin------------------      Normal highs and lows as we get ready to close out June--- ----------------Justin-----------------      Who gets the best weekend—Iowa---South Dakota---- or Minnesota----------------Justin Glisin---we appreciate all our guests and all they do  

June 26, 2026—9-10---It’s YOUR Business---Show 52-47 ((((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME))))   (((((MUSIC---THIS OLE HOUSE))))))     I’m Bill Zortman and welcome to our FAMILY FRIENDLY FRIDAY show---with the latest trends and activities on what is coming up this weekend AND BEYOND----THIS PARTICULARLY FRIDAY Show has included Jodi Schwan for a dozen years—and according to those that say they know—I’m now celebrating 15 years on the air.  Right around 30 saw the story and called and wished us well for another 15 years.   Lets start with Jodi Schwan-----really IS Sioux Falls Business and more every day—and certainly with her weekly updates---   Jodi— New additions downtown changing the face of Phillips Avenue New Headquarters opens for fast-growing national apparel company Retaurant open this week is the first of two in town for Tilted Trophy   -----------where they find all your good work----and reach you if they have a story they think you need to have?   --------------Jodi Schwan---thanks for all you do---and yes how well you do it----    Each week Jessie Schmidt---the BBB of South Dakota talks with us about what we need to know—and yes how you can find the BBB if you have questions of other issues—   ---------------Jessie-------------------- Just ahead another Schmidt ---wanting to ROCK the COUNTRY this ---Weekend—which I’m told means for us to give HOSPITALITY to those attending------plus what South Dakota Game Fish and Parks is up to on this last Friday of June-----   9:19/00—KELO Commercials 9:20/30---It’s YOUR Business 2    Teri Schmidt---Experience Sioux Falls---- -----Good morning to you---you want us to talk---Rock the COUNTRY which is this weekend---and as you always do so well—you want us to make those attending “FEEL the HOSPITALITY from those right here in Sioux Falls and surrounding communities.”   ---------------Teri------------------ Kip Rounds-----GFP      what’s happening in the outdoors right now, which is plenty of summer camping and fishing!     On the hunting side we also have antelope license applications open right now. With the holiday weekend coming up, I’d also like to talk about boating safety and being responsible while out on the water.     Lets have a great weekend Kip   --we’ll check Fox  Business News and then Brandon Hanson -on Downtown Sioux Falls—stay with us 9:27/30—Fox Business News 9:30-------Kelo Commercials 9:32/00---It’s YOUR Business     Teri Schmidt talked about it being Rock The Country this weekend but you want to talk Brandon—about the long July 4th weekend---        It all begins Friday, July 3, with Downtown Open Streets. For one evening, Phillips Avenue between 6th and 7th Streets becomes a people-first space instead of a roadway. You'll find live music, outdoor games, local businesses out on the sidewalks, food, activities, and plenty of room to walk, gather, and explore. This month's Open Streets also features our Summer Art & Wine Walk. You can purchase a wine punch card and stroll through participating downtown businesses while sampling wines, meeting local artists, and experiencing galleries and pop-up exhibits throughout the district. It's one of the signature summer evenings in Downtown and a great excuse to make a full night of it. Then on Saturday, July 4, the Sioux Falls Independence Day Parade returns to Downtown after a two-year absence as part of America's 250th anniversary celebration. It's something many people have been asking to see return, and we're excited to welcome thousands of people back to Phillips Avenue for one of our country's favorite traditions. You can easily spend the entire holiday weekend Downtown, wrapping up Saturday evening with a free Levitt concert featuring Andrea Ross & Her Big Band. Now, back to this weekend. Friday afternoon, our AMPT Downtown series continues, bringing free live music and performances to The Steel District over the lunch hour. Thanks again to Xcel Energy for making this summer-long program possible. If you're looking for dinner plans, Plum's Cooking Company is hosting its Summer Flavors class Friday evening, showcasing fresh seasonal ingredients and bold summer cooking. Then Friday night, Levitt at the Falls welcomes The Vindys, a powerhouse band known for soulful vocals, rock energy, and an incredible live show. As always, it's completely free. Saturday starts with the Falls Art Market, where dozens of local artists line Metli Place with original artwork, handmade goods, and creative demonstrations. Levitt follows that up Saturday morning with Joy Lab featuring Joe Davis & The Poetic Diaspora, an interactive family experience centered around music, storytelling, and creativity. Saturday afternoon, the Sioux Falls Food Co-op is hosting a free Ice Cream Social featuring Berrybrook Dairy Nook, and later that evening, the Levitt hosts the That Sounds Decent Festival, showcasing some of the best local and regional musicians in one of the biggest free music events of the summer. There's plenty more happening throughout Downtown all weekend long, but if you really want to start planning ahead, mark your calendar now for July 3 and 4. Between Open Streets, the Art & Wine Walk, the return of the Independence Day Parade, and a full lineup of entertainment, it's shaping up to be one of the biggest weekends Downtown has seen in years. You can find the full schedule and all the details at dtsf.com/events. We hope to see you downtown. (((IF BRANDON WANTS TO MENTION))) ((Sioux Falls, S.D. — Downtown Sioux Falls, Inc. (DTSF), in partnership with the City of Sioux Falls, will launch a month-long traffic calming pilot along 10th Street, beginning at 2nd Avenue and the 10th Street viaduct. Running from June 29 through July 31, the pilot will explore how thoughtful street design can create a safer, more welcoming, and more vibrant downtown experience. The project will introduce planters and reflective delineators to temporarily reconfigure the street and evaluate impacts on traffic flow and safety. These elements will occupy street parking spaces on both the north and south sides of 10th Street, from S 2nd Avenue (at the viaduct exit) to Mall Avenue. Installation will be complete by Friday, June 26, with the data collection officially beginning Monday, June 29. Traffic calming strategies, such as narrowed lanes and curb extensions (bump-outs), chicanes, traffic circles, and visual treatments such as street art, landscaping, and furniture are designed to naturally slow vehicle speeds, reduce cut-through traffic, and improve safety for pedestrians and cyclists. These approaches can also help reduce noise and enhance overall livability. Throughout the pilot, DTSF will activate the corridor with a rotating lineup of local food trucks, offering quick and convenient dining options for visitors and downtown workers. Vendors will be onsite during lunch hours (11 a.m. – 1:30 p.m.), with select evening activations from 4 – 6:30 p.m.  To enhance the experience, the City will place picnic tables on the green space next to the mural, creating a welcoming area for visitors to sit and enjoy offerings from nearby food trucks. Additional programming will include family-friendly art activations led by the City’s Arts Coordinator near the Great Outdoor Store, helping transform the corridor into an inviting, creative environment. “This project is about more than traffic - it’s about shaping the future of how people experience downtown,” said Brandon Hanson, CEO of Downtown Sioux Falls, Inc. “By testing traffic calming strategies on 10th Street, we’re helping inform the long-term design and reconstruction of the viaducts while advancing the vision of complete streets. We want downtown to be a destination, not a pass-through. We welcome visitors to slow down, pause, park, and truly engage with everything our community has to offer.” The pilot also highlights the convenience of nearby public parking, including ramps such as the Mall Avenue Ramp and First Avenue Ramp, making it easy to stop, eat, shop, and explore downtown. City officials are optimistic about the outcomes. “Our goal is to calm traffic without reducing the number of visitors to the area, supporting local businesses and residents while making the streets safer for drivers, cyclists, and pedestrians,” said Troy Miller, Principal Traffic Engineer. “This project allows us to evaluate ideas in real time and hear directly from community members about what works best.” Vehicle speed and volume will be measured before, during, and after the project to evaluate the effectiveness in calming traffic.  The planters and barriers will remain in place throughout the study period and will be removed by August 7.  The City will share the volume and speed data with DTSF.   People are encouraged to visit the area throughout July, support local vendors, and experience firsthand how small changes can make a big difference in how downtown feels and functions.   More information is available at dtsf.com and on DTSF social channels. About Downtown Sioux Falls, Inc. Downtown Sioux Falls, Inc. champions downtown through advocacy, activation, and stewardship—working to ensure Downtown Sioux Falls remains the place to live, work, play, and invest. 9:44/00—KELO Commercials 9:45/00---business 4 ====================================== John Gaskins---6 game home stand starting tonight---- The headline is Canaries Changing their team name to the Minnehaha Martians---(It is only for Friday night—3rd year they’ve done it—but you could (act taken back by it)---John you have some ex-plaining to do----   Players will sport new "Minnehaha Martians" jerseys that night, which select fans will get to take home after the game— an event made possible by an online jersey auction that fans can start bidding in right now.   Video clips, music, and famous lines and sounds from well-known movies and TV series about the paranormal will add to the alien sensation of the evening.    "It's time for the Canaries to fly away and for the only professional baseball team in South Dakota to get alien," Higbe says. "Americans are so swept up by the fascination with the extraterrestrial, we thought, why not 'phone home' and make it our own in Sioux Falls?!"   So, they will. And then... the Sioux Falls Canaries will return on Saturday night. For good.    After all, this will be the "3rd Annual Area 51 Night" at The Birdcage, and this "Minnehaha Martians" one-game name  change has become a fun and popular tradition.   The Birds will continue to celebrate outrageously fun creatures on Saturday with "Pokémon Night," honoring the Japanese media franchise that takes place in a shared universe in which humans co-exist with the eponymous creatures, a large variety of species which have special powers.   Games on "Sunday Family Funday" (4:05), "$10 Tuesday" (6:35), "Waggin' Wednesday" (dogs get in free, 6:35), and "Throwback Thursday," a special Fourth of July celebration with fireworks after the game (6:35).   Plenty of ticket and concession deals are included in those latter four games. Details are below.   Tickets for all Canaries games are most easily purchased online at tickets.sfcanaries.com. Fans can also visit or call the Canaries box office to purchase tickets at 605-336-6060 during weekday business hours. Walk-up tickets are available at the Canaries ticket windows at The Birdcage starting 95 minutes before each game. Gates open one hour before each game start.   ------------- Cat Clark---Elmwood—and all the good stuff that goes with it…. What’s ahead this weekend and over the 4th of July----   ---------------Cat-------------------     Golf City Championship this weekend----and yes there is still room for July 4th----- Landscapes Golf Management------   9:54/00—KELO Commercials 9:56/00---It’s YOUR Business 5    Diana Patterson---Sanford Career Opportunities---    You share each week-----opportunities Sanford wide---what do you have today----for us-----   ---------------Diana----------------      Our 10:00 Agri Business show is coming up next-----   Our time is up—thank you for yours….  

June 24, 2026—10-11—It’s YOUR Agri Business—Show 52-46 (((From the Blackburn Studio in Downtown Sioux Falls—Become a BLACKBURN PROTECTED HOME))))   (((MUSIC---THIS OLE HOUSE))))) (((((YEE HAH----I’m Bill Zortman and Welcome to our It’s YOUR Agri Business Show 52-46—in our ORIGINAL It’s YOUR Business Series---Agriculture of course is the #1 Industry in South Dakota---and we treat it that way with a show of their own 4 days a week…)))))      Lots to talk about in this hour----Casey Crabtree ----and Sioux Metro gets us started---   -----------Casey---an election day---and the Sioux Falls Mayors race as we started the morning demanded a recount with just 2 votes separating the candidates----   ---your thoughts—and other events on the mind of people in our State of South Dakota--- ---------------Casey--------------with more elections next week—   ------------Casey----------------------------      Sioux Metro Group—also was watching closely the election for Mayor in Sioux Falls----   ------this morning while a recount is talked here—they are out with their communities in a golf tournament---   --------Tyler—good morning--- ---the recount for Mayor in Sioux Falls—we know you are watching closely---your thoughts----and hopes -----------------Tyler-------------    You have a number of events you are out working on this weekend---where and when’s--- ------------Tyler-----------------      Tyler Tordsen—thanks for the watching and keeping us informed on our 16 or so communities---more updates on our Agri-Business show nex        10:19/00—KELO Commecials   Zach Hefty---has been sharing with us what they are doing with not 100 scholarships but 200 now (taped from Tuesday)----or live with Zach--- ----------------update to 200—tape or live---------      --what happened and when is the event—how do our listeners find out more---   ---we’ll check the morning numbers when our It’s YOUR Agri Business Show  continues--- 10:23/00—KELO Commercials 10:24/30---Ag Business    From Plains Commerce Bank----Nolan Clarke---gives us our listeners Banking Help if they can’t handle some ag issues, business issues, if they are seniors or just married---     -----------Nolan—share with us what you do ---and why you have so many people that just needs a bank for help---- ----------------Nolan—Plains Commerce why is it you and your Plains Commerce comrades wind up helping so many people and what do those in our audience have to do for help---with what issues they might have---   ------------Nolan-------------------      How they reach you------   --Sarah Heinrich---has the Growing Harvest Network from our sister station in Fargo----KFGO_---- ((Sarah Heinrich—Growing Harvest Network))))-----   10:29/00—KELO Commercials 10:31/00----Ag Business    Matt Swenson---Swenson Commodities gives us he mid-morning Ag Numbers ---what are you seeing mid-week—mid-morning—   --------------Matt-------------------10:35 A tour coming up------Rob Vande Lune—Action Academy Sioux Falls joined us yesterday explaining their event---the Children’s Business Fair---Thursday business fair----       Porter Anderson will be on for the call-in. Here's the details about his booth:  10-40-10-45   Business Name: The Survival Vault Product/Service Description: I will be selling, para cord bracelets and a 3-week survival class taught by me What price will you charge for each item? How much will each item cost to make? the deluxe para cord bracelet will cost $9.99, and the regular will cost $5 the class will cost $24.99 and the bundle ( both para cord bracelets and the class) for $30.00 maybe $34.99. the survival class will cost me nothing that is what I will make the most money on, and the small paradors bracelets will cost me 15 because I have a lot from last year I just need to get some more materials to make more and the deluxe para cord bracelets will cost me 40 dollars for all the materials. How do you plan to pay for your start-up costs? I will pay for it Advertising plan: I will advertise by putting my products up on my moms instagram, and social media accounts 1-2 weeks before the business fair. At the end of the event, how will you determine if your business has been a success? if I made more than 10 dollars profit     more to come---include Sioux Falls Canaries---Mr. Tree John Ball----Alla----and weather to close out the hour..   10:42/00—KELO Commercials 10:43/30---Ag Business Sioux Falls Canaries— with Brian Jamros – Sioux Falls Canaries Brian, we’re well into the summer baseball season. How has the season been shaping up for the Canaries? Suggested Answer: It’s been an exciting season with great support from our fans, competitive baseball on the field, and a fun atmosphere at The Birdcage. We’re focused on creating a great experience every time fans come through the gates.   For people who haven’t been out to a game lately, what makes a Canaries game such a unique experience? Suggested Answer: It’s much more than baseball. Fans enjoy affordable family entertainment, great food, theme nights, giveaways, and a fun atmosphere that’s perfect for all ages.   Promotions are a big part of the Canaries experience. What are some fan favorites and upcoming events people should know about? Suggested Answer: Fireworks nights are always popular, along with our themed nights, giveaways, and community celebrations. We have special events happening throughout the summer, so there39’s always something new for fans to enjoy.   Affordability matters to families right now. What ticket options are available this season? Suggested Answer: We’ve worked hard to offer flexible ticket packages and affordable options for families, groups, and businesses. We want everyone to be able to enjoy a night at the ballpark.   The Canaries have always been involved in the community. How important is that connection to the organization? Suggested Answer: It’s a huge part of who we are. We partner with local businesses, nonprofits, youth   organizations, and schools throughout the year. We’re proud to be a community-focused organization.   For someone who has never attended a Canaries game, what would you tell them? Suggested Answer: Come out and experience it for yourself. You’ll see great baseball, enjoy a fun atmosphere, and understand why so many families make Canaries games a summer tradition.   Summer calendars fill up quickly. Why should attending a Canaries game be on Everyone’s summer bucket list, and where can people get tickets and schedules? Suggested Answer: It’s one of the best values in Sioux Falls for family entertainment. Fans can visit the Canaries website, follow us on social media, or use the Canaries app for schedules, promotions, and tickets. We’d love to see everyone at The Birdcage this summer.  

June 24, 2026---9-10---Working on Wellness Wednesday—Show 52-45 (((From the Blackburn Studios in Downtown Sioux Falls—Become a BLACKBURN PROTECTED HOME)))   ((((MUSIC---THIS OLE HOUSE)))))) ((((YEE HAH---I’m Bill Zortman and welcome to our Working on Wellness Wednesday Show---show 52-45 in our ORIGINAL It’s YOUR Business Series…)))))   Our Wellness Wednesday show gets a lot of attention-----and we want it to----as part of all that important health wise in or wide-wide-world.      As we like to do –we start with Dr. Tim Ridgway---USD Sanford School of Medicine-----      I saw from your note Tuesday---you were welcoming 160+ new residents to South Dakota.      And with that I liked the fact that you would explain to us what residency education is and what you do to mold them into excellent physicians ----   ------------Tim-------------------    Can you discuss the importance of having residencies for your future---and those attending------ -------------Tim------------------        ------Dr. Tim Ridgway---thanks for the visit---and all you do to keep us healthy here across South Dakota---     ------Joe Kippley up next—all part of our Working on Wellness Wednesday Show---   9:17/00—KELO Commercials 9:18/30---Wellness 2    Minnehaha County Medical Chief---Joe Kippley joins us on many of our Working on Wellness Wednesday Shows---he keeps a close eye on health care here---and helps in other South Dakota locations as well---as we get ready to close the month of June—you gave us some time tables last week----can you update with where we are ---at almost the mid-point of 2026---?     ---we’ll check in with Doctor Joshua Jorde---when our Working on Wellness Wednesday Show continues---   9:28/00—KELO Commercials 9:29/30---Fox Business News   We start the 2nd half of our Working Wellness Wednesday with Dr. Joshua Jorde---   Today I figured I’d talk about something close to home, though it also coincides with some of the other topics I’ve had lately when we were still leading up to summer. Recently I started up a mostly makeshift workout routine. Not trying to be a body builder or even necessarily to lose a lot of weight, though hopefully I’ll manage some of that in addition to increasing strength. And if I wanted to focus on one or the other, I know how to, but right now I’m just keeping it low key so that I’ll actually do it. Which is anold joke in PT, physical training etc.    “Do you know what the best exercise you can recommend to anybody is? One that they’ll do.”     Anyway, because working out other than cardio, which I’m including much more routinely as well than in the past, isn’t something I’ve really done for about 2 years, I’m definitely feeling the aches after each session. So I’m making sure to get adjusted a bit more regularly than even my usual while my body gets into the swing of things, but I’m also trying to make sure I prevent getting too sore in the first place. One of the main ways I’ve been doing this is by making sure I stretch as well as work out. I’ve also been making sure that, in addition to working out my arms and legs on particular days, I’m also working on my core.      The core is particularly important especially with strength training because a strong core will keep a person more stable when working out which means more efficient workouts and, more importantly, less injuries.     Another reason this particular topic is close to home though isn’t just because it’s about what I’m doing in my own life lately regarding health and the chiropractic care that keeps me in line. Next week on Thursday, July 2nd at 6pm, Dr. Plueger will be giving a seminar in the office on low back stretches and core strengthening.     Both of these, especially core strengthening, are of course important informational topics for anybody even if not beginning or already in the middle of an ongoing workout routine. Taking just a couple minutes out of the day for stretching and core strengthening can do wonders for overall health, especially for those who aren’t already particularly active and, for those who are active during the day, but only as part of their jobs rather than specifically working out, it’ll be helpful at keeping everything protected and stable.      For example, I have quite a few patients comment that I get more of a workout as a chiropractor than they’d otherwise think. Mostly, that’s in reference to the fact that we do a lot of manual muscle testing on every single patient in our office. The trouble with that and other jobs that are even more physical is that a lot of times we’re only doing a small handful of physical tasks repeatedly as opposed to mixing it up and working on different muscle groups like when having a workout routine. So by constantly using specific muscle groups because of work while ignoring others, it gets things unbalanced which makes injuries more likely, so again stretches and core strengthening are important to prevent that.      So if you’re in need of a chiropractic adjustment whether it’s because you’re starting a new activity and the body is still getting used to it, you tweak something from either sports or summer gardening and yardwork, or if you hurt yourself especially at work due to repetitive motions, we have three chiropractors eager to help at Jorde Chiropractic Clinic.       Jordechiropractic.com 2821 S Center Ave.605-335-0880. Our office hours are MWF 9-5:30, TTh 9-12:30, and Sat 9-noon. And regarding muscle work, I’d even specifically recommend Dr. Plueger as he’s made that a bit of a specialty of his already.         Again, if you want to come to his seminar, it’s at the office on July 2nd at 6pm. You can RSVP online at our website under events.      Dr. Joshua Jorde—thanks for joining us again   --just ahead---housing for those who need DakotAbilities help---yes it fits for a working on wellness Wednesday…   9:44/00—KELO Commercials 9:45/30---Wellness Wednesday----    It’s a Working on Wellness ---and there is a big event with a Chamber Ribbon Cutting tied to DakotAbilities---with the opening of two twin homes coming in July—with the ribbon cutting scheduled for Monday the 29th---   Shelly Johnson has joined us----DakotAbilities is celebrating the opening of 2 new twin homes in Sioux Falls with a Chamber of Commerce Ribbon Cutting on Monday the 29th.   These two new twin homes represent DakotAbilities latest commitment to modern accessibly housing for people with disabilities, with construction of new homes and renovations to existing homes   ---why they do it---- People with disabilities deserve to be included in, not separated from, our community: Housing for people with disabilities is at the core of our mission to ensure accessibility throughout the community and in their homes. Small 4-person settings create a more family-like atmosphere, helping people live with greater dignity, choice and comfort Quote from a person who will move into the new home. “Get out of the big house and into one that feels like an actual home. That’s what moving out of a 16 person home into one built for 4 people means to someone with disabilities Meeting the needs of our growing city—as our population grows so does the need for our services. As important if not more so, are the evolving expectations people with disabilities have for themselves to have full, interesting, meaningful lives where they are contributing to their communities. The goal is to THRIVE, not simply receive services When we invest in accessible housing, we’re investing in people, families and a stronger community Community based services ae a smart investment of taxpayer dollars, providing a multitude of life-enhancing outcomes for people with disabilities and their families at a fraction of the cost of institutionalized care. The recent DOJ memo questioning the interpretation of the state’s responsibilities to provide community-based services is a dangerous slippery slope back to unjustified segregation and unlawful discrimination of Americans with disabilities, and something to watch and contact your legislators about.   ---we’ll get you ready for our 10:00 hour—when our It’s YOUR Agri Business Show readies for a Wellness Wednesday follow..   9:56/00—KELO Commercials 9:57/30---Business 5   We’ll do our Agri Business show in the 10:00 hour—lots to talk about---and we’ll even get a reaction from the Sioux Metro Community---on the mayor’s election that is now in recount in Sioux Falls—with the latest we heard—a 2 vote lead---     Our time is up—thank you for yours----  

June 23, 2026---9-10----It’s YOUR Business------Show 52-44 ((((From the BLACKBURN Studios in Downtown Sioux Falls---BECOME A Blackburn Protected HOME)))))   ((((MUSIC—THIS OLE HOUSE))))) (((YEE-HAH----I’m Bill Zortman and welcome to It’s YOUR Business---show 52-44 in our ORIGINAL It’s YOUR Business Series.   Our friends with South Dakota Farm Bureau---will be in our 10-11—Monthly Show—and we encourage you to listen to them with all the important reminders, messages, and updating you will hear. Agriculture of course is the #1 Industry in South Dakota---and we treat them in a way that helps our audience get their latest message---and what you should----know.   Election day---- Casey Crabtree----what’s at stake---what are you expecting-----in a run-off day-----what should we know----and what should we expect----   -----Casey----------------- --other elections still to come-----   Casey Crabtree---   --just ahead---Sioux Metro Alliance----how do they face election day and how many of the 17 communities are actually voting today---   9:16/00—KELO Commercials 9:17/30---Business 2 ----Whenever we bring together communities to talk about what they are doing-----with Tyler Tordsen----we know we are talking about 17 communities----and of course they are pretty doggone focused on what will happen in Sioux Falls with the election of a new Mayor today—   ---------Tyler lets talk----about the elections--- ---deadline Leadership application deadline is Friday--- Crooks Reserve Ribbon cutting Thursday 1st Western Bank Groundbreaking in Harrisburg today When we come back-----we’ll update the 100 scholarships being given away with the help of the HEFTY FAMILY----all following Fox Business News on the Half hour--- 9:28/30---KELO Commercials 9:30/00-----Fox Business News 9:32/00----It’s YOUR Business 3 (((((Zach Hefty---100 Scholarships to give away---Taped)))))     We’ll continue to follow Darren and Zach Hefty as they get ready to give away those very important and valuable scholarships ---as they are given away------   Thank you---as we are hearing there are so many out there---that can use the scholarships---in this time of watching your pennies, nickels and dimes…..   We thank them for what they are doing----and as the scholarships are presented---perhaps we’ll be able to visit with the winners and follow them along the road to higher education and a brighter future---   --------------we’ll check the election day scenario------and for those concerned----we’ll preview our friends from South Dakota Farm Bureau who have their 10-11 monthly show coming up----   9:45/00—KELO Commercials 9:46/30---It’s YOUR Business 4 ---Lake Lorraine Farmers Market guest----and Neil AASF Team ---Election Day and Coverage ---Weather update---or John Ball----     9:54/30—KELO Commercials 9:56/00---It’s YOUR Business 5 Wrap---Preview SD Farm Bureau Show Reminder Wednesday 9-10—working on Wellness Wednesday--- Election Day----and coverage tonight—Greg Belfrage and team following the numbers as they are counted.   ---our time is up---thank you for yours  

June 22, 2026—10-11—It’s YOUR Agri Business---Show 52-43 (((FROM the Blackburn Studios in Downtown Sioux Falls—BECOME A Blackburn Protected HOME)))))   (((MUSIC---THIS OLE HOUSE ))))) (((YEE HAH—I’m Bill Zortman and WELCOME to our It’s YOUR Agri Business Show---yes a SPECIAL Monday Show that gets you started with our 9-10 Business Show---and the 10-11 Agri Business Show---which salutes the #1 industry in South Dakota---AGRICULTURE------and last week—with all we with agriculture farm shows and the Jamboree Days in Hartford----I took a number of calls saying they wanted our help with some of there projects ---one was in Yankton-Vermillion----another many miles north of Sioux Falls in South Dakota----in essence can we work with you in Agri Business or even in the Business Hour.      We are here to help---and yes we do work thru our Sales Team to do projects----but we can help---our audience has grown thru our 52-43 shows----in fact two gentlemen stopped me as our family and their in-laws were enjoying bacon and more at Sickies—late afternoon.      We like to help----and partner---and last week it was Jamboree Days in Hartford----quite the experience as introduces the new little Miss Hartford---and two of the judges for that event who came  from Chicago to see just how a community in South Dakota—does the kind pageant that we did. They joined us in studio on Friday----in what was a salute to South Dakota---with their pageants with those in Chicago learning what we do and how----      Not sure what this week will bring----but lets get started---- =======Casey Crabtree joins us this morning---Governor’s Race—Mayor’s Race---and the discussions he is hearing--- -----------------Casey----------------     What is on the minds of the voters----and what do the candidates need to do before the voters hit the polls--- ------------------Casey---------------     Anything surprising you as we approach another election vote at the polls------ ------------------Casey---------------         Casey Crabtree—thanks for letting us look ahead---    This is our Agri Business Show—and one of those that help us in our Report Card and Remodelers Show is Janelle Cain-----     Pedigree Management---     What are you seeing----and I’m sure some of those in the rural circles are happy to have some support and information that helps them to make it even better-----for themselves— ---------------Janelle----------------     For those that don’t know –what is Pedigree Management and who should utilize the services--- ----------------Janelle---------------     Your background---why our listeners who need the services should call you and do the best they can---- -----------------Janelle-------------- ----how they reach you---    The banks were closed on Friday—and they are opened today----we’ll check with Nolan Clarke—Plains Commerce when we come back--- 10:19/00—KELO Commercials 10:20/40---Ag Business 2    Hard to find a banker on Friday—with the holiday----but we have Nolan Clarke---Plains Commerce Bank back with us this morning--- -----------Nolan-----we always talk about the willingness to have a bank help us whether it be in business---agriculture---if you are an older couple needing explanations---or a younger couple just getting started--- ----------------Nolan-----------    Banking locations-------- ----Nolan Clarke---Plains Commerce Bank-------   Sarah Heinrich---Growing Harvest Network –yes our Fargo Sister shares her thoughts this morning (----Taped Segment—Sarah Heinrich—Growing Harvest Network--)   ---just ahead----we’ll check the morning updates—including Matt Swenson---Swenson Commodities---   10:28/30---KELO Commercials 10:30/20---Ag Business 3    We start this side of the Agri Business Hours as we do each show---with Matt Swenson----Swenson Commodities---    -----------Matt what are you seeing mid-morning--- ------------Matt--------------------     People with questions how do they reach you if they want the numbers early in the morning or later in the afternoon----- -----------Matt Swenson-----Swenson Commodities---       Thanks for the updates----as always---    Geri Eide—FFA of South Dakota has been working this morning. She traditionally provides us with updates—including that of State Officers-----or those that have just won this or that---- -------------Geri---tell us about this morning--- -------Geri------------------and guest----- -------------upcoming events-----------       Thanks for all you do for Agriculture----FFA----and for our audience who enjoys listening in on the topic---the officer ---and just what is happening in agriculture-----and when leading into July--- ----------Geri------------------    The Rock Report is Next---- 10:41/00----KELO Commercials 10:42/30----Rock Report interviewing via telephone (605)-484-2685 Matt Zolnowsky - President, Owner & Founder of Zinvent Industries, Inc. - Rapid City, South Dakota.       Would you share with us the history of your company?  Started in 2017 after being a seasonal side gig since 2005.       What products does your company sell?  We manufacture fish friendly water pump intake screens when irrigators or firefighters pump water out lakes and streams that host endangered species like salmon in the West Coast rivers.        do you provide the sales of your products just in the Rapid City region?  90% of the products we manufacture are shipped to California, Oregon, Washington, and ID where there are abundant juvenile fish in the small mountain streams (fish that just 'hatched')      Why are your products better than the products that your competitors make?  Our flagship product was jointly developed with the US Forest Service. This partnership essentially gave me a contract to make 10,000 units 2 years ago.       How many employees do you have?  One, plus a summer intern. So far, we have been able to handle all sales.      Is your company growing?  And if so, why?  Growth is planned. The Forest Service standardized this equipment on all of their small pumps. We look to make other sizes for the Forest Service soon and tap into other water pumping markets.       Rock Nelson - Senior International Trade Specialist for the State Of South Dakota South Dakota Small Business Development Center      Ukraine---all that is going—on IRAN—got to turn to Alla this morning---what are you seeing—what are you hearing—where should we be going—    John Ball—Mr. Tree    ---Laura or Justin---Weather close---

June 22, 2026—9-10—Special Report Card Show---52-42 T((((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn PROTECTED HOME))))) (((MUSIC—THIS OLE HOUSE)))) (((YEE HAH---I’m Bill Zortman and WELCOME to our It’s YOUR BUSINESS SHOW---yes a Special Monday Show----as we are about to close the doors on the 1st half of housing numbers for the 2026---year—and because of the July 4th Holiday—that might interrupt the start of the 2nd half of the year---we are doing a SPECIAL REPORT CARD SHOW that has been busy and encouraging in just short of 6 months. The 4th of July is on a Saturday this year—and could well---keep us away from doing the 1st---Report Card Show in July—until July 13th. So today—we have asked a number of those that participate in our Report Card and Remodelers Shows---if they would join us this morning—to report what they have seen----just short of the 1st hof of 2026. We think you will learn something----and appreciate all that has been done in 2026 so here are Tony Bachman’s notes June 22, 2026.  Why Pending Sales Are Rising Despite Higher Mortgage Rates The housing market is sending a seemingly contradictory signal: pending home sales are rising even as 30-year mortgage rates hover in the 6.5%–6.6% range. Nationally, the NAR Pending Home Sales Index climbed 3.8% in May 2026 alone, hitting a six-month high, with year-over-year contracts up 4.8%. Locally, the Sioux Falls/Brandon metro is outperforming — Brandon home prices are up 5.8% year-over-year and homes are selling in just 29 days on average (versus 76 days last year). This briefing explains, from an economist's perspective, exactly why this is happening — and what the next 3–6 months look like. Why are Pending Sales rising despite higher rates? Pent-up demand has reached a breaking point~ for last couple years millions of American households have sat on the sidelines waiting for rates to drop or for prices to drop. "Rate Acceptance" — The New 6% Psychology In 2023, buyers froze because 7% rates felt like an emergency. By mid-2026, 6.5% is the weather — it's not what you wanted, but you dress for it and go anyway. Data from the Mortgage Bankers Association confirms that buyers have stopped waiting for 3% rates; 6.0%–6.4% is now viewed as a "good rate" by most active buyers. This psychological shift is one of the most important — and underappreciated — economic forces in the current market. When consumers accept a new price environment as permanent, demand unfreezes. The "Lock-In Effect" Is Finally Easing This is a critical structural story. Since 2021, homeowners who locked in 2.5%–3% mortgages refused to sell, because doing so would mean trading a sub-3% loan for a 6.5% one. This "mortgage lock-in effect" strangled inventory and paradoxically kept prices high even as affordability worsened. Now, for the first time, more Americans hold mortgages above 6% than below 3%. This crossover is significant: sellers with a 6% rate are no longer giving up a golden handcuff if they buy at 6.5%. The financial penalty of moving has shrunk dramatically, unlocking mobility. One in three home sellers in spring 2026 is giving up a mortgage rate below 5% to list — a dramatic shift from 2023–2024, when virtually no one with a sub-5% rate would list. "Life Events" Are Winning Over Rate Math — The "5 Ds" Economists have long known that housing turnover is ultimately driven by life, not markets. The "5 Ds" have been accumulating for four years: Divorce — the mortgage still exists; one party must leave regardless of the rate Downsizing — empty nesters who planned to sell in 2022 are now four years older; quality-of-life now outweighs the rate math Death / Estate transitions — inherited properties must be sold Departure (Job relocation) — return-to-office mandates and new job opportunities don't care what your mortgage rate is Debt — financial pressure from inflation and other obligations forces decisions NAR data confirms that 36% of agents report their clients are listing specifically due to personal life circumstances — not market timing. Over 40% of all seller activity nationally is now driven by these trigger events. Rising Inventory Is Creating Its Own Momentum When buyers see more choices, they move. New listings nationally surged 21.2% from February to 439,000 in March — the freshest inventory buyers have had in several years. Nationally, total for-sale inventory rose about 1% year-over-year to near a five-year high. More inventory means more transactions, and more transactions beget more transactions as trade-up buyers sell, creating a positive chain reaction. Wages Have Outpaced Home Price Growth in Affordable Markets Realtor.com's 2026 forecast projects that housing affordability is actually improving as incomes outpace inflation, pushing the typical payment-to-income ratio below 30% for the first time since 2022. In markets like Sioux Falls, where the median home price is roughly $327K–$344K — well below the national median — income growth has meaningfully improved buying power even without rate relief. Hopefully, we will have June’s numbers by Monday July 7th -----------Tony—Neil King-----Teddi Mueller------and?   ----if you in our audience have some ideas on questions on housing please feel free to call us at 336-1320----and we’ll talk about your concerns-----  -----This is a Special Report Card Show----as we get ready to close the first 6 months of 2026.  Yes we are welcoming your calls this morning to share what you have seen as well as your specific question—call us at 336-1320----   9:16/00—KELO Commercials 9:17/30-----Special Record Card Show 2       Monday’s 9-10 have become a special day that we include the latest trends in buying and selling housing---building----and what merchants are seeing as well. The calendar really would work against us as we will close the first 6 months of 2026---with July 4th coming on a Saturday this morning---and that could ultimately keep us from seeing the numbers for the first 6 months of 2026---until Monday---July 13th—so with a number of those that are part of the Report Card and Remodelers Shows on Monday’s---we decided to get the trends they are seeing with just a little more than a week left before we go to July and the 2nd half— ---Neil----Todd Boots----Janelle Cain-----   ---when we come back we’ll talk about the 2nd half of 2026---with Dave Kelly---who can quote and share banking thoughts in the final days of the first half of 2026---and look ahead to what interest rates and more might be doing---- 9:29/00—KELO Commerials 9:30/30---Fox Business News 9:32/30---Special Report Card Show 3   For just joining us---we wanted to do a special Report Card Show today to give you some insights as to what we have seen in nearly the first 6 months of 2026----We have called together a number of those that work our Report Card Show and Remodelers Shows every month-----on Monday---    From the Banking side—Dave Kelly ---longtime mortgage banker---is a constant part of the show----and keeps us informed what they are seeing from the government and banks—on interest rates and opportunities--- his wife KELLY KELLY works another side of the ledger---and between them we get quite an understanding of where we are and where we are going--- ----Dave---just 9 days short of closing the first half of 2026---what are you seeing---where do you see us going----and what should that mean for those in our audience---that may need your services----or help in buying or closing a home--- ----------------------Dave-------------------     Interest rates---where are we---what seems to be the general consensus on where we will go in the 2nd half of 2026------and how should those that will need the help –be smart about what to expect--- ------------------Dave------------------     Tony posed a question you should answer---why pending sales are rising despite higher mortgage rates---and why are pending sales rising despite those higher rates?      Do you agree with Tony that the Lock-in Effect is Finally easing ---and that life events are winning over rate math—      Advise for each buyer is subject to their own needs---but generally speaking---where are we and where are we going in the 2nd half of 2026? ----Dave Kelly thanks for the update—and we’ll see you in July---   --still more to come in this special Housing Show---the last of 2026--- 9:44/00—KELO Commercials 9:46/00---Special Report card Show 4 ---Todd Boots----former SD State Housing President ---Steve Swenson------Vendor ---Janelle Cain---here side of the equation ---Tony----Neil---and audience----- ------That will be our last Report Card Show—until we hit the 2nd half of 2026---in July---the shows have traditionally been on Monday 9-10---and we may see a show on the 4th of July Weekend on July 6th---or perhaps as late as July 13th---- ---We’ll get you ready for our 10:00 Agri Business Show when we come back— 9:54/00—KELO Commercials 9:56/00---Special Report Card Show 5    Our Report Card show that we started almost a dozen years ago—continues to be one of the most quoted shows in our area. The people in the business---sharing what they know for long business audience---and the show of course is available live---or later in the day as a podcast on our KELO AM Webb-site-----look up the 9:00-10:00-show—go to that specific date---and you’ll even have our notes tacked on for you to follow. Housing is important—the buying the selling---the building and all that goes with it. We continue to keep you informed—as best we can—with the 6 or so guests that are in the show that deal with what is happening every business day.    Our 10:00 Ag Business show—is next---and of course agriculture is the #1 industry in South Dakota –so half our shows are business---and we bring in those in the industry---those making a living from it---and give you those elected officials who like to join in.    For now—our time is up—Thank you for yours!!!!!    

June 19, 2026—10-11—It’s YOUR Agri Business—Show 52-41 (((From the Blackburn Studios in Downtown Sioux Falls—BECOME A Blackburn Protected HOME)))   ((((MUSIC—THIS OLE HOUSE)))) ((((YEE HAH---I’m Bill Zortman and Wecome to our It’s YOUR Agri Business Show---Agriculture of COURSE the #1 industry in South Dakota and doesn’t do so bad in Minnesota, Iowa, Nebraska))))   In this hour our usual 10:00-11:00 Friday guests along with the Little MISS HARTFORD---I helped crown on Thursday night---you’ll meet her the adults that put it all together---and a bonus—2 that called and asked if they could be among the 5 judges that selected the Little Miss Hartford---yes from Chicago---and they were there to select the winners and see us crown them last night…   ---but last week---Darren Hefty and Zack---talked to us about 100 scholarships they are working to help give-away---      The Hefty---caught our attention and we wanted to talk about it again on this Friday show---      Where are we----how do you get in line for one of those scholarships----and what more should we have included--- ------------Hefty(s)-------------       What else is catching your attention that you want to pass on in our show today--- ------------Hefty/Hefty-----------      Casey Crabtree is keeping a close eye on the runoffs—the elections still to happen and helps us sort out where we are and where we could be headed--- -----------Casey----------------     What you are hearing from those in South Dakota on the State runoffs—communities---and how the state will prosper or wobble---?   ------------Casey---------------     Most important three issues we should be watching in South Dakota as we approach the last week and a half in June--- --------------Casey---------------      Other than those running---what are you hearing most in South Dakota--- --------------Casey---------------- ---still to come the winner of the Little Miss Hartford pageant on quite the weekend in my home town---morning numbers----in the grain bins as well----   10:16/00—KELO Commericals 10:17/30---Ag Business---2    ----Nolan Clarke—Plains Commerce Bank---- --------how can Plains Commerce help those that really need the help—and I know it starts with engaging in a conversation--- ----------Nolan--------      Agriculture—business---seniors—newly weds---what should they do to get started--- --------------Nolan-----------------    How hey start with you or others at Plains Commerce---- --------------Nolan-----------------   Sarah Heinrich—has the Growing Harvest Network from KFGO in Fargo— -----------Sarah---what we need to know this morning---- ---------Sarah-------------------      Just ahead Matt Swenson----with the morning commodities—and a visit with the new Little Miss Hartford----   10:28/30---KELO Commercials 10:30/30---Ag Business 3 ---we start this side of the looks with Matt Swenson—Swenson Commodities----what are you seeing—at mid-morning— -------------Matt---------------     People want numbers early morning or late afternoon can they get them Swenson Commodities----how do they do it— -------------Matt---------------     Thanks for explaining---and taking care of our audience—   I live in Hartford—yes one of those Sioux Metro Alliance Communities---and last night---10 young lades went thru their paces---to become the little Miss Hartford---    The winner has joined us---along with two of the judges----who called asked if they could be part of the 5 judges selecting the little Miss Hartford---      The answer was yes—so we have the winners and two of the judges that drove hundreds of miles to help be part of the event last night--- ---------lets talk to the winner and the judges and those helping with the pageant----and the parade that is scheduled for Saturday--- -------------all about Little Miss Hartford and the weekend---        Great job by all those involved in Hartford---and if you are looking for a place to go this weekend---that would be a good place---   Still a few more stops to make----before we close this show--- Jerry Schmidt Mr. Tree Alla Justin Glisin-----   10:40/00—KELO Commercials 10:42/00---Ag Business 4 Jerry Schmidt long time friend---long time advocate of agri-business—Jerry Schmidt—is retiring next month on July 8th      We have worked together-talking soybeans---and promoting all we could for our South Dakota Growers---       Special—but needed----     Mr. Tree --John Ball—we get more tree talk—and very much needed whenever we reach John Ball. He is valued not only in South Dakota but other states as well. I don’t know how many states he has been asked to visit and lecture----but---it is impressive----   Alla ---ukraine-----what they are seeing in that part of the world----and for Alla—you lived in that now war territory facing difficulty—she can and does help us understand       South Dakota---wants the Ukrainian workers---they are proud—they work hard—and should be everything that this country would want in hard workers----I’ve made the trips---I’ve listened as a reporter----I’ve listened as a South Dakotan-----and yes—I buy in---and I’m not easy to sway---     Justin Glisin –Iowa State Climatologist--- keeps us understanding what not only he does—but what our South Dakota Climatologist—Laura Edwards does. They work together—so do those in Minnesota—that we still want to include in the days, weeks, and years ahead---   Having been a TV Weatherman –in several states---I appreciate what they say—and how they say it. We believe them---   ---our time is up—thank you for yours.      

June 19, 2026---9-10---It’s YOUR Business----Show--- 52-40 (From the Blackburn Studios in Downtown Sioux Falls—BECOME A Blackburn PROTECTED HOME))))   (((MUSIC—THIS OLE HOUSE))))) (((YEE HAH---I’m Bill Zortman and Welcome to our IT”S YOUR BUSINESS SHOW---Yes a FAMILY FRIENDLY Friday EVENT—with latest on trends and activities on what is coming up this weekend AND beyond---THIS PARTICULARLY FRIDAY SHOW  has included Jodi Schwan---Sioux Falls Business for a dozen years----   Jodi good morning I see some good headlines this morning ---What’s next for the Sanford District as new task force is announced ---Major acquisition for a longtime Sioux Falls construction company ---and a Big Vision for the future of Great Bear SKI VALLEY----   --------------Jodi-----------------     Up-date---explaining---sharing---and wanting the audience asking and looking for more!!!!!     Where they find all your hard work---     Thanks for the visit-----   ----in our 10:00 show this morning---as we have done a few years---we’ll introduce you to the new LITTLE MISS HARTFORD that I helped crown last night. Hartford of course is one of the Sioux Metro Communities that we talk about at least once each week----      Jessie Schmidt---BBB of South Dakota keeps us plugged into those scoundrels---those shysters that don’t want to play fair---and always have a shady scheme---      What’s on your list this morning—Jessie?   --------------------Jessie------------------   ---what else should we be looking for?   We’ll check in with another  Schmidt—when our Family Friendly Friday event continues----   9:17/00—KELO Commercials 9:19/00---Friday Business 2    Teri Schmidt—Experience Sioux Falls---when I asked her what she wanted to talk about—she answered QUICKLY -----------Let/s Talk about ROCK the COUNTRY that’s this weekend---   Teri---tell us about it ----and yes---why it is so important   ------------Teri-------------------- -----other events coming up you want your friends and our listeners aware of for the final days of June 2026--- -------------Teri--------------------    ------no Kip Rounds from Game Fish and Parks—he is in the Black Hills with his family and while he doesn’t have cell coverage out there---he has sent us an OLLLLD friend---   ---Dave Luchhesi---Area Fisheries Supervisor with GFP –and I understand you will update us on the status of fisheries in our corner of South Dakota---as well as giving us a fishing report—just perfect for our listeners--- -----------Dave---------       Still to come –Ron Nelson and housing information we should know about---a little later this morning—meet the Little Miss Hartford---we crowned in ceremonies last night –leading into festivities for the weekend----   9:29/00—KELO Commercials 9:30/00---fox business news 9:32/00---Friday Business 3    Welcome back to It’s YOUR Business---a Friday morning with lots to talk about---    Commercial Real Estate’s Ron Nelson is back with us---and we are happy to let us update YOU---about what he’s seeing in the market-place as we close out the first half of 2026---     --------------Ron Notes---and more-----------IYB 6.19.26 – Nelson Commercial Real Estate report 1 st Baptist Church – SOLD! ; We went thru the Warsh this week ; Get out and vote Tuesday Jodi had a great CEO Summit this week. I had to cut out for a part of it to go attend the closing of 1 st Baptist Church Yes, the iconic church building across from Sanfords Medical Building 3, at 22nd and Covell, sold to another church this week. That has been my church from my first day in Sioux Falls as a college student. As a Baptist kid from Nebraska, growing up, 1st Baptist was very well known with Pastor Roger Fredrickson . We got married in that church, and early in my real estate career, they tabbed me to be on a committee thinking about moving. This was in the late 80’s. At that time, instead of moving, we added an addition. That kept people quiet for a few years. Then for probably 5 different cycles after, about every 3-5 years, another initiative got going again to move. I’ve been on every committee since. In one of those committees, we decided instead of a move, lets start a new church, so that was the beginning of ‘The Point’ They are now located on N. Kiwanis in the former Sertoma Bingo Hall.   Again and again the topic kept coming up. We finally decided to take the next step of faith and buy land. A lady from our church had 20 acres at 95 th & Louise so she gave us a nice deal so we bought that as our next home whenever that was. Then came Covid and all that followed; with interest rates going crazy, construction and labor costs going crazy,..so we tabled the project until things settled down.     We finally decided it was time so we formally put it on the market and sold it to…not Sanford as what everybody thought. No, we sold to another church, Emmaus Road who had been operating at Sioux Falls Christian for 10+ years.     They got tired of setting up and tearing down every week just to do church so the 1st Baptist facility was a great fit and we are excited for us..for them…just excited. ------------ ----From Sioux Metro-----projects for the week---events---and all that you are doing----Tyler Torgeson-----next   9:40/00—KELO Commercials 9:41/30---Friday Business 4   More and more attention to the Sioux Metro Alliance---all you are doing—I’m helping in my home town Hartford—MC-ing Little Miss Hartford pageant---and yes I’m doing the Saturday parade as the Mc---     Know far more than Hartford—what are you seeing---and where do you see other things happening in your 17 communities--- -------------Tyler----------------   Updates   What’s new----and with elections going on –yes the runoffs—has Sioux Metro taken a stand---- or having candidates that just what your communities are standing for?   -----------Tyler------------   Thanks for putting Sioux Metro together---yes their working together---and giving us all hopes for the future..   9:48/00—KELO Commercials 9:49/30---Friday Business---5 Cat Clark---Golf and more   -------cat the new digs—how the food is doing—is your game any better—or do you get time to play---   -----John Gaskins—Sioux Falls Canaries---------- Canaries start a 6-game road trip tonight (Friday) with 3 weekend games in the Dallas area against the Cleburne Railroaders, then head to Kansas City to face the Monarchs on Tuesday, Wednesday, and Thursday.   They are back home for 6 straight games starting a week from today (Friday).   Birds went 3-3 on their 6-game homestand that ended Wednesday night with a series-clinching win over arch rival Sioux City.    That was "Faith & Family Night," which brought out several large church groups from around the region (SD, Minnesota, Iowa)... it was our biggest crowd of the year so far.   Birds are holding things together with their two biggest sluggers injured for a while!   Despite that, team is one of the top 4 offenses in the league — top 4 in every major category --- runs scored, hits, doubles, triples, RBI...   Record is 17-15... 5th best out of 12 in the league.   9:55/00—KELO Commercials 9:56/30---Diana Patterson--- ---------environmental services----------201-3702 How they reach you---- Coming up in our 10:00 hour----you’ll meet the new Little Miss Hartford that we crowned last night as part of the big weekend of activities---   Darren Hefty will share what they are doing----   And we’ll update Ukraine---and yes Mr. Tree will visit-----   Our time is up—thank you for yours… 

June 16, 2026—10-11—It’s YOUR Agri Business—Show 52-37 ((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME))))   ((MUSIC—This OLE HOUSE))))) ((((YEE HAH---I’m Bill Zortman and Welcome to It’s YOUR Agri Business—agri is #1 in South Dakota—and we’ll talk that way during this hour---))))   (((Casey Crabtree---taped earlier---)))))or Live---- ----what is going on in Pierre—and Sioux Falls—all a lot of talking and interests---- )))))   ---------------we had some calls from yesterday’s show with Darren and Zach talking about 100 scholarships they are going to giveaway—   That is a lot—and because of that we are repeating it this morning ((((Darren-Zach)))))   We’ll check some of the help you can get---from Plains Commerce—the Fargo stuff—and much more—all about our It’s YOUR Agri Business Show 10:20/00-KELO Commercials 10:21/30—Ag Business 2 ---Plains Commerce Bank is here to help us----and that means you ---Nolan Clarke can talk us thru it----      Whether it’s agriculture or business----you know all they need to ask and share the kind of help they need--- -----------------Nolan---all you have to do is ask---   --------tell us about it—and some of the places you guys will be over the next few weeks of summer— -----------Nolan-----------      Just ask--- ---Sarah Heinrich—has the Growing Harvest Network—next ----Sarah Heinrich—Growing Harvest Network---   ----Matt Swenson checks the morning numbers and we’ll update with Tree---Alla –our voice from Ukraine----and Justin Glisin with weather and what to expect--- 10:27/00—Sarah Heinrich—growing harvest network 10:29/00---KELO Commercials 10:31/00---Ag Business 3    Matt Swenson---Swenson Commodities does our mid-morning check on the prices—of the grains---and even talks Wall Street--- -----good morning----   -------------------Matt--------------grain—meat---energy—Big Board on Wall Street---    Can they get numbers early morning and late in the afternoon--- --------------Matt-------------     How they reach you---if our listeners need numbers--- ============Matt------------------      Geri Eide----FFA of South Dakota--- ----what’s ahead---and what’s seem to be key in rural areas that we should know about” ---------Gerri-----------------------      We get a chance to talk to a lot of those you have trained with FFA---thank you for that---keep e’m coming---   ========================================================   (((Darren and Zach—and 100 scholarships taped segment----   Still have tree this morning Alla from Ukraine but has been in SD for a dozen or so years---   Justin Glisin-----checks the weather that keeps moving along---     --our time is up thank you for yours..  

June 16, 2026—9-10---It’s YOUR Business---Show 52-36 ((((From the BLACKBURN STUDIOS in Downtown Sioux Falls—BECOME  a BLACKBURN PROTECTED HOME)))))   (((MUSIC—THIS OLE HOUSE))))) (((((YEE HAH—I’m Bill Zortman and Welcome to It’s YOUR Business---lots to share—as learn as we go—yes It’s Show 52-36 in our ORIGINAL IT’s YOUR Business Series))))   Lots of activities going on this morning and this week----lets start with Sioux Metro Growth Alliance—and all they are doing-- (((Taped Segment Tyler Torgeson—Sioux Metro Growth Alliance)) ---we’ll keep a close eye on Sioux Metro with all they are doing this week—      9:17/00—KELO Commercials 9:18/30---Business 2   What’s going on around South Dakota-----Casey Crabtree has been keeping a close eye on it------    What are you seeing and hearing on the political scope----    Lots being discussed---and we know—that with a statewide election still out there----that there is no doubt----we will have lots of chatter over the next few weeks--- -----------------Casey-----------------      9:31/00—KELO Commercials    9:34/00---Business 3 (((Taped segment 100 scholarships----Darren and Zach from Monday)))      9:43/00—KELO Commercials--- 9:45/00----Business 4 Kristi Merfield---yes the same family that Blackburn Protecting your home---fits very well---with all they do—including even fixing the sidewalk for all those that come in our doors----605-530-1590))))   For this sidewalk—that so many guests---and yes our employees go in everyday—having that sidewalk fixed---allowing people to walk in comfortably and not have to look if the sidewalk was still scarred---    -------talk to us about what Blackburn does—regardless of whether it is in June or September----   -----------------Kristine-----------------    As it turns out my wife within the last year for rural home in Hartford called—and your crew came and took care of us-----      I remember a tornado that marched thru affecting so many people—and we had you and one other company in the studio—talking about we’ll help you—and the two of you worked very well fixing as much as you could in the safest—but certainly the fastest way you could---   -------------Kristine------------------------    Other things Blackburn Protected Homes does—and what kind of trending have you seen in 2026---as we have almost reached the half-way point---- ---------------Kristine-----------------------   --we’ll get you ready for our 10:00—Ag Business Show   9:56/00—KELO Commercials 9:57/30---business 5   A full house in our 10:00 show this morning---lots of worry about weather----and where it’s going ----   Farm activities are out there----and we’ll be following----    Our time is up—thank you for yours---  

June 15, 2026—10-11—It’s YOUR Agri Business---Show 52-35 (((From the Blackburn Studios—in DOWNTOWN SIOUX FALLS-Become a BLACKBURN PROTECTED HOME (((MUSIC---THIS OLE HOUSE))))) (((YEE HAH—I’m Bill Zortman and Welcome to It’s YOUR Agri Business—the #1 Industry in South Dakota is Agriculture—and we treat it that way—this is Show 52-35 in our ORIGINAL IT’s YOUR Business Series….)))   Could have started this show in several ways with the guests we have included in this hour-----but hands down—the Hefty Family is working on 100 Scholarships and from Darren Hefty and his brother---to their nephew Zach----it’s starting with family---and helping other families in South Dakota----- (((Taped Segment from 9/00 or possibly Darren and Zach could be live again))))))    We’ll check some numbers from Plains Commerce---and hear from Sarah Heinrich—Growing Harvest Network--- 10:14/00—KELO Commercials 10:16/30---Ag Business 2   From Plains Commerce Bank—Nolan Clarke---helps us get some straight answers on the Plains Property this morning----   Nolan –whether you are a farmer—business-person----newly married or Senior--- Plains Commerce is there to help -----------Nolan---talk to us about what you can do---and locations where they can go----- ----------------Nolan--------------- ---Those in Agriculture----those in business---- Seniors------or the newly married---- ------People need some understanding hands and minds to help them—and quite frankly you have helped a lot of my friends---and even our extended family-----how do they get started ---------------thanks for the visit----- ----Sarah Heinrich---from our sister station KFGO in Fargo---gives us her quite complete and important ag update from the North as in North Dakota— (((Taped Segment---Sarah—Heinrich---Growing Harvest Network)) 10:19/00—KELO Commercials 10:21/30---Ag Business 3 Kristi May Merfeld----((if PHONE----605-530-1590)))Blackburn Foundation Repair— -----Nice to have you join us---gives us the reminder about what you do---how you do it---and the fact that you even came to our front door as Blackburn Foundation Repair—fixed the sidewalk just outside our radio studio that have sunk---and it was you folks that put us on the level on the sidewalk—and on the air again with what you do and how you do it.      Talk to us about some of the other things you repair----and keep us on an even keel as we talk the sidewalks—and other very important homes and buildings---- -----------------------Kristi---------------------       As I remember the sidewalk had sunk and what you did really kept people from falling on concrete---that truly had needed a face lifting and leveling--- -----------------------Kristi---------------------       So how do you do that not only at our front door---but others that smart enough to call and get it safe from potential injuries and real disaster---- ----------------------Kristi-----------------------How do they reach you and your team at Blackburn Foundation Repair-----? ----------we’ll get you ready for the Rock Report----Swenson Commodities---Mr. Tree---and we hope to hear from Alla—who moved to South Dakota from Ukraine---and is watching what’s happening closely back home this week--- 10:32/00—KELO Commercials 10:34/00---Matt Swenson----Swenson Commodities---- ----Matt Swenson—Mid-Morning Numbers---- ----------------grain---and other quotes for those in agriculture ----   With all the FFA Story lines we have followed across South Dakota in the last few months—Geri Eide—shared this morning that she has a new Executive Secretary---that helps us her and FFA system side get a lot done---- ----Gerri and Audrey—Alpena---- -------------good people helps make FFA in South Dakota Work—and we try to stay up to date With  what they are doing—and what else we should be hearing about in the 2nd half of June and thru the Summer--- ------------------Audrey--------Gerri----what’s ahead--- for our newest up to the veterans with FFA---- ---------------What all we should know-------- ---------we look forward to the other half of the summer of 2026---    Monday Gives us the Rock Report-----Rock Nelson---  (605)-484-4572 Mike Richardson – Programing Director of Dacotah Territory International Visitor Program – Rapid City, South Dakota.    How did your organization get its name? Our founding Board combine “Dacotah” to recognize the Native American history of our region, with “Territory” to recognize our settler history.  The “International Visitor Program” came from what our National Organization was called at the time. What services does your organization provide? We set up the transportation, housing, and appointments with the area of interest for the group coming in.  In some cases, we are directly contacted to do the program, others we send in proposals on upcoming projects and compete with other areas in the U.S. Where do you provide your services? All of SD, the Northeast section of Wyoming, and by special request of the Congressional Office of International Leadership in North Dakota. What makes your services so special vs. the services that your competitors provide? Our competition comes from other organizations outside our state to host the delegations.  The people of SD and ND are what makes our programs special. How did your organization get started? I was contacted by a contract agency in DC to help on a special program in the Black Hills.  After a couple of years, I asked how I could get involved in more programs and areas of interest.  That led to forming a Board of Directors and applying for recognition from DC for our organization to provide programs in SD. How old is your organization? 27 years old. Are you a “one man shop”? Yes and no.  I am the only part-time employee at this time.  We contract for transportation, motels, and other part-time help as needed.     Do you have volunteers in Sioux Falls and Rapid City? Sioux Falls, Rapid City, Pierre, Pine Ridge, Gillette Wyoming, and Bismarck ND. Is your organization growing?  And if so, why? At this time, we are recovering from the Covid pandemic over the last 2 years.  All programs were cancelled or at least postponed during that time.  We have now had 3 in person programs in 2022. What grows are the volunteers in various areas of the   regions and various areas of interest. What countries do you work with? All counties recognized by the U.S. State Department and the U.S. Congress.   Still to come----Mr. Tree---Alla----and Laura Edwards--- 10:45/00—KELO Commercials 10:46/30---Ag Business show -----------what the trees and Mr. Tree Know------   ---------Alla---possibly update on Ukraine—IRAN—and her home country   ------Laura Edwards---South Dakota STATE Climatologist---- ----what you see---what you expect------and how dry are we starting the 2nd half of June---- ---------temps---moisture------what you have ahead for all those that need weather –today-tomorrow and beyond--- ----our time is up—thank you for yours------  

June 15, 2026---9-10----It’s YOUR Business---52-34 ((((FROM THE BLACKBURN STUDIOS in Downtown Sioux Falls—Become a Blackburn Protected HOME   (((MUSIC---THIS OLE HOUSE))))) (((((YEE HAH---I’m Bill Zortman and Welcome to It’s YOUR Business Show---the start of a new week---with lots to share---and learn as we go---yes It’s Show 52-34 in our ORIGINAL IT’s YOUR Business Series.)))      We were closing the week---with a Hefty----not Darren who had to be on the road---but his nephew---Zach----    It centers around something very, very important to our audience---Scholarships----Zach explained it very, very well---we are talking about 100 College Scholarships which will be given away ---on June 27th.    When you can get the Hefty’s helping with the scholarships---we will be talking about on-going until the 27th.     What we did get Uncle Darren---and Zach to do was to come back and share with you this morning----what it is all about---and who is eligible and should enter----     Zach---Darren---tell us about the scholarships----     Who can enter----and just how they do enter------ ---------------Zach-Darren---------------     Darren of course is apart of a national broadcast that shares agriculture---what he sees----and where we are going-----You can bet with the show coming from our neighborhood----that South Dakota gets a lot of attention---plenty about South Dakota---new trends in agriculture---and what to look forward to ---like this event and those 100 scholarships—College Scholarships---       Darren----     Zach-------     ------tell us about the scholarships-----     ------who should apply---and what do they need to be sharing with those that will read their entry to win one of the 100------     ------Zach---tell us about your experience being on the air with us---and how you would be willing to work with those that want one of the 100 scholarships---- -------------------Zach---------------     Darren----from your prospective—why is this important---what kind of people do you envision winning a scholarship---and what are your hopes for how it will the winner in I’m sure more than one way---- ------------------Darren-----------------     Zach---the kind of questions you I’m sure have already been answering about who wins and how far can it take them----- ------------------Zach--------------------     You know South Dakota---you know agriculture in this state---what kind of winners do you see coming forward---and what can it do—for their future?   -----------------Zach--------------------     Kind of questions you can answer for those in our audience----   -----------------Zach--------------------     Darren when you were creating these 100 scholarships---what was your hope-----and can it be generational changing for those that do get a scholarship? -------------------Darren-----------------     How long do our listeners have before they need to have applied for one of the hundred scholarships? --------------------Darren/Zach----------------     What needs to be included in a scholarship application-----and the kind of scholarship winners you envision----- ---------------------Darren-------------------------      Zach---your experience--- working the scholarships---representing the Hefty family-----and reaching those that could easily make a real difference in the years ahead? ---------------------Zach/Darren-------------------- ---keep us posted---and please let us have the opportunity to visit with as many of the scholarship winners as possible. That would allow us to learn as well----     It’s another week closer to elections----we’ll let Casey Crabtree take his usual slot---filling us in on what we should know in political circles--- 9:18/00—KELO Commercials 9:19/30---It’s YOUR Business----Monday 2    Lots of chatting going on about elections---who represents what—and where everything is going----Casey Crabtree helps us see what he is seeing—what he is hearing-----and some of the most asked questions South Dakata residents believe are most important to them--- -------------------Casey--------------------     Biggest concerns South Dakotans have about their candidates---and where we are headed in the years ahead? --------------------Casey-------------------     Kind of concerns you have picked up----from our residents—about who is running---and what they would do if elected or re-elected--- ---------------------Casey------------------     Runoffs---- some surprise survivors----but what do you see deciding it from here---- ---------------------Casey------------------     General Mood that is out there from South Dakotans-----whether it be state returns---Sioux Falls Returns----or what else would you add---- ----------------------Casey-----------------     Still to come—we’ll talk about the Sioux Metro Alliance----all 17 or so communities----their model catches our attention--- and certainly helps those 17 or is it 18----to work together---and really can make a different in elections over several counties---Fox Business News is next—   9:29/00—KELO Commercials 9:30/30---Fox Business News 9:32/30---It’s YOUR Business Monday---3   Janelle Cain is with us------------------------ Jannelle Cain, C5P, COS, SDREC Approved Instructor Pedigree Mgmt & Courses., LLC    We know that you can help a number of the members of our audience---she continues to  be a part of our Monday Report card show on one Monday of the month---and the Remodelers Show on the 2nd Tuesday of the month---    In those shows we bring together the heads of the Home Builders—the Remodelers----Bankers with several different approaches----and the show has become one of the cannot miss updating in each month. The show was originally tied together—with our show more than a decade ago----so much to learn—from so many people.    Pedigree Mgmet and Courses---fit together--- -------------Janelle share with us what you are seeing---where are we headed now that we are mid—June----with most of the summer still to be written--- --------------Janelle-----------tell us as well about your Pedigree Management Courses---who really needs to learn or be a part of the property investment management accounts and commissioned rentals, developed and implemented aggressive accounting---and who could be a good part of the property investment management accounts and the rentals--- ----------------Janelle--------    What have you seen now in our area—for nearly the first 6 months of 2026? -----------------Janelle---------    You have a history of building thriving companies by really adopting a proactive, consumer-centric business model which positioned independent client to maximize their investment capital and overall profitability--- ------------------how they reach you—and help become a part of the Pedigree Team---- ---------when we come back---we’ll look at how 17 communities continue to work together------in the times where there should really be more communities outside of a Sioux Falls----that can contribute and flourish--- Stay with us---Tyler Torgeson Sioux Metro is next---does your community belong---you decide after you listen in---   9:44/00—KELO Commercials 9:45/30---It’s YOUR Business Monday---4   To me perhaps the best model of working together---is one we feature in our It’s YOUR Business Show----    Tyler Torgeson----talk about where you have been so far in June—and where you still see Sioux Metro going before July 1st—in 2 and a half weeks--- ------------------Tyler----------------     Your model---how it was put together-----and are there other communities you have helped with ---- ------------------Tyler----------------     The elections-----lots of want to be office holders ---even in Sioux Falls----saw that if you have 17 communities working together and you are a bigger city----like Sioux Falls----what you do---and how you do it---is really quite the model----- -------------------Tyler----------------      Lots of communities—like where I live—Hartford—is crowning their Little Miss Hartford this week----on Wednesday----yes I’m back helping interviewing the would be Little Miss Hartford----and giving them an opportunity to be on stage---answering questions---and learning the poise that is so special for young ladies---today, for the Saturday parade---and in the future.        One thing I have seen is how the 17 or so communities want to and do attend events in those other towns. And yes then when your community has a big annual event—a good number of those 16 or so really want to come out and make you proud with your day in the sun.       We’ll get you ready for our 10:00—It’s YOUR Agri Business Show----when we come back— 9:54/00—KELO Commercials 9:56/00---It’s YOUR Business------   Coming up in our 10:00—Agri Business Hour----we’ll share with you what Darren Hefty---Ag PHD and his nephew Zach did with 100 scholarships. You might want to re-listen—or listen for the first time.      Great chance to win a scholarship for one of your youngsters or friends---     Our time is up—thank you for yours…      

June 12, 2026---10-11—It’s YOUR Agri Business---Show 52-33 (((FROM THE BLACKBURN Studios in Downtown Sioux Falls-Become a Blackburn PROTECTED HOME)))   ((((((MUSIC—THIS OLEHOUSE))))) ((((YEE HAH----I’m Bill Zortman and Welcome tour It’s YOUR AGRI Business Show—the last show on this Friday---and we’ll cover a lot of topics---))))   If you look forward to our Friday---Agri Business Show---you know that the twist we have---lets the Heft-ies----who work the National Circuit on Friday Afternoon---open the Agri Business show----   Today—Darren Hefty---who anchors the slot most of the time had to be away—and it’s not his brother---but another Hefty that has joined the lead-off hitter circle---and like Darren he too was busy----and we were happy to have him record---just for this show----   Zach Hefty----(((605-610-6908 (Cell)----605 529-5412 (Work) and we were happy he shared and pre-recorded like Darren does more times than not---   (((ZACH HEFTY---Taped at 8:30))) (((((update on crops in the area)))) ((((((Scouting and Scholarships event on June 27th---giving away over 100 COLLEGE Scholarships)))))   Time: 7-8 minutes expected-----      A couple of weeks ago we had the chance to visit with one of the eventual two candidates for Sioux Falls Mayor---      She accepted our invitation----to return as a finalist. Christine Erickson---and I know that Greg Belfrage is planning to interview both of the candidates in separate interviews---      That is then ---this is now----what do you think gave you—the bump that put you in the final 2   ---------------Christine--------------    The winner will have a bit of a daunting task—followed two term Mayor Paul Ten Haken-------what would you share about the Mayor---and what he accomplished in his two terms in office---- ------------------Christine--------------     How will you be different or will you with the path that Mayor Paul will soon to complete--- ------------------Christine--------------     I know you are quite the planner--- takes us behind the curtain to see a little of what you can bring to those here in Sioux Falls----- ------------------Christine--------------       We have got a few numbers to look at Plains Commerce Talks Money—Sarah Heinrich---from Fargo shares what they are seeing---and Matt Swenson---will check the morning commodities---   10:21/00----KELO COMMERCIALS 10:22/30----Ag Biz 2   Welcome back to It’s YOUR Agri Business----our special agri-business show that we do four days a week in the 10:00 hour---   Helping us weigh in on is Nolan Clarke---Plains Commerce Bank---YES THE PLANNERS---you can talk to those businesses---those in agriculture---the newly married couples or those that have been married for decades---   What can they ask----- -------------------Nolan----------------    Businesses    Those in Ag    Newly Married Couples    Those that have been together for decades—       ----------the common thread---just ask Plains Commerce—they truly want to help you and what you truly need---      How can our listeners reach you and your Plains Commerce Banks all over South Dakota and neighboring states— ------------------Nolan------------------   Thanks for the update----    Sarah Heinrich---KFGO Fargo has the Growing Harvest Network ---   10:28/00—Sarah KFGO   2:30/30---KELO Commercials 10:32/00---Ag Business Show    We start the 2nd Half of our It’s YOUR Agri Business with Mr. Matt Swenson---Swenson Commodities---    What you seeing at mid-morning on this Friday -----------Matt Swenson ------   If those in our audience—want to check at sunrise or sunset---can they do that to get an update---ON THEIR TIME??? ------------------Matt-------------------     Matt thanks for the visit--------------   We’re seeing and hearing lots of stories about severe weather---yes probably having an impact on Foundation Repair----      From Blackburn Foundation Repair---Kristi Merfield has joined us this morning—to share what they have been seeing and what they are anticipating----thru this weekend---   ----------------Kristi----------------   We are always talking about the Blackburn Foundation Repair Difference---who do you do---and how do you make such a serious difference—whether its June, August. ---or during the fall harvest—you seem to always be ready to roll---- -----------------Kristi---------------    Some of the repairs Blackburn Foundation has done already in 2026? -----------------Kristi----------------     How they reach you if the repairs are really, really needed---- -----------------Kristi-----------------     Luke Lindberg     John Ball     Alla     Climatologist----  

June 12, 2026—9-10---It’s YOUR Business---Show 52-32 ((((FROM THE BLACKBURN Studios in Downtown Sioux Falls—Become a Blackburn PROTECTED HOME)))   ((((MUSIC---THIS OLE HOUSE))))) ((((YEE HAH---I’m Bill Zortman and Welcome to our It’s YOUR Business Show----a FAMILY FRIENDLY Friday-Event---with the latest on Housing and commercial trends helpful to so many needing help with their home as well as including those leaders that can inform us where we are and what you might do for the weekend and next week.))))   As we have done for 12 years---we have led with Jodi Schwan---Sioux Falls Business ----   What can you share with us this morning---- Proposed golf course development in Tea Interesting approach to helping address homelessness Life Scape Campus goes on the market Where they find all of your hard work----and what you are working on for the coming week?     Jodi Schwan----Sioux Falls Business-----thanks for the visit---   -------Jessie Schmidt---BBB of South Dakota---- -----------Jessie---who is scamming who this week—you have had some interesting scenarios in the past month---   -----------Jessie------------  Sioux Falls police are investigating a spam report after a woman reported she was being scammed via social media. According to police, a 73-year-old woman reported that she commented on a TikTok account that she was following when someone, claiming to be the content creator for the account, reached out to her, asking if she was interested in investing in cryptocurrency. Over the last year, the victim sent wire transfers totaling approximately $200,000 to the person she was conversing with on TikTok. She was later asked if she wanted to invest in a credit-card system, where she took out a home-equity loan and sent another wire transfer of $197,000 to the scammer. She realized she had been scammed when she made calls checking the status of the account, only to find the account had $0. The victim lost a total of $397,000 in this case. Police are continuing to investigate the case.   Thanks for all you do with the BBB   When we come back—we’ll visit with Teri Schmidt---Experience Sioux Falls---   9:16/00—KELO Commercials 9:18/00---It’s YOUR Business Segment 2   We’ve missed Teri Schmidt---who was away from the show the last two weeks----     But we are happy to have you back----and you want to talk “Blesure” Travel?     For those of those including me who don’t know what Blesure Travel is----please share----   ----------------Teri----------------------   We hope the busy summer season is off to a great start for you and we are thrilled to be gearing up for the 2027 Official Sioux Falls Visitor Guide!  We are so excited to be working with Laura Arnett and the Flynn Wright team again for sales and production of the only official Visitor Guide in Sioux Falls. They did such an amazing job on the 2026 Visitor Guide that we can’t wait to see what they come up with for next year!   A new and more streamlined option for securing your Visitor Guide advertising placement is now available on our website at Sioux Falls Visitor Guide Advertising Opportunities. Whether you are a new or returning advertiser, the process has never been simpler to review the available ad placement options, schedule a virtual meeting with Laura, confirm your placement(s) and upload your ad all at once! We hope you find this process easy to navigate and that it saves you time in your very busy schedules. You will receive an email confirmation of your selection(s) and a Flynn Wright team member will be in contact with you very soon to confirm the placement details and let you know the next steps.   We thank you for all you do for the visitor industry in South Dakota and wish you a successful summer season…if you need more of the Guides in between our deliveries, just let us know and we’ll get them to you right away.     Kip Rounds---South Dakota Game Fish and Parks----   what people are doing to beat the heat in the outdoors! Fishing and camping are the summertime mainstays, but fall hunting season is also on the minds of hunters already, so I’ll talk about the reasons why. Also starting to see some pheasant chicks on the ground!   9:28/00----KELO Commercials 9:30/00----Fox Business News 9:32/00---Segment 3   Brandon Hanson----Downtown Sioux Falls--- We've got another packed weekend ahead in Downtown Sioux Falls, and my top picks this week really showcase the variety of experiences happening across the core. First, a reminder that AMPT Downtown is officially back for the summer, and we're incredibly grateful to Xcel Energy for helping make it happen. AMPT stands for Art, Music, and Performance Theatre, and it's one of those programs that quietly transforms Downtown throughout the summer months. Every Thursday, Friday, and Saturday, you'll find free live music and performances filling our public spaces. On Friday, AMPT takes place from 11:30 a.m. to 1:30 p.m. in The Steel District, and on Saturday from 11:30 a.m. to 1:00 p.m. at Phillips Avenue Plaza. If you're grabbing lunch downtown, there's a good chance you'll stumble across live entertainment. Friday night brings one of the most exciting concerts we've hosted this summer. Grace Kelly takes the stage at Levitt at the Falls at 7 p.m. And yes, that's really her name. Grace Kelly is a nationally recognized saxophonist, vocalist, songwriter, and composer who has performed alongside some of the biggest names in jazz. She's played Carnegie Hall, the Hollywood Bowl, and stages around the world. The fact that you can see an artist of that caliber for free in Downtown Sioux Falls is pretty remarkable. If you're looking for a can't-miss event this weekend, this is near the top of the list. Also Friday evening, The Premiere Playhouse continues its run of Legally Blonde, bringing one of Broadway's most fun and energetic productions to Downtown. Saturday morning, Downtown will welcome thousands of people for the Sioux Falls Pride Parade. The parade returns to Phillips Avenue beginning at 9 a.m., bringing colorful floats, community organizations, local businesses, performers, and spectators together for one of the largest annual gatherings in Downtown Sioux Falls. Phillips Avenue will be closed during the event, and the energy throughout Downtown is always incredible. Whether you're participating or simply watching, it's a great example of how public spaces bring people together. Following the parade, head over to Jacobson Plaza for the Sioux Falls Stroll Club Downtown Stroll. This is a fun partnership between Downtown Sioux Falls and the Stroll Club that encourages families, parents, kids, and anyone looking for a little fresh air to explore Downtown on foot. Jacobson Plaza has quickly become one of the most popular gathering spaces in the city, and this event is a great excuse to experience it while discovering everything happening around it. Saturday evening, Levitt at the Falls is back with another free concert featuring Britnee Kellogg, while Legally Blonde continues its weekend performances at The Premiere Playhouse. The bigger story right now is that summer has officially arrived Downtown. Free concerts, live music on lunch breaks, public spaces full of activity, packed patios, community celebrations, and events nearly every day of the week. For the full calendar and details on everything happening Downtown, visit dtsf.com/events. We hope to see you downtown this weekend.           Cat Clark---what’s happening at Elmwood—and Baseball 2026   Sioux Falls Canaries The Sioux Falls Canaries are gearing up for an exciting week at The Birdcage with six consecutive home games packed with special promotions, family-friendly activities, community celebrations, and fan-favorite deals from June 12-17.   Friday, June 12 – Crush Cancer Night The Canaries will partner with the American Cancer Society and Gold Together initiative for a special evening dedicated to raising awareness and supporting kids and families impacted by cancer. Highlights include: $3.50 domestic beers from gates open until first pitch Jersey auction benefiting the American Cancer Society and Gold Together Silent auction with all proceeds benefiting ACS and the Gold Together initiative Postgame fireworks show Gates open at 6:05 p.m. with first pitch scheduled for 7:05 p.m.   Saturday, June 13 – Union Night The Canaries will recognize hardworking members of the local union and labor community during Union Night. Highlights include: $3.50 domestic beers Recognition of local union and labor leaders Jersey auction Gates open at 4:35 p.m. with first pitch at 5:35 p.m.   Sunday, June 14 – Family Funday Sunday Families can enjoy one of the most popular promotions of the season. Special offers and activities include: Diamond Club and all-inclusive wristband package for $60 (pre-sale only) Coca-Cola Family Four Pack featuring four Field Box tickets, four hot dogs and four sodas for $60 (pre-sale only) Throw on the field before the game Run the bases after the game Player autographs following the game Gates open at 3:05 p.m. with first pitch at 4:05 p.m.   Monday, June 15 – Daycare Day Area daycare providers, children and families are invited to enjoy a special morning at the ballpark. Highlights include: 50% off tickets (pre-sale only) Buy one, get one hot dogs Gates open at 10:05 a.m. with first pitch at 11:05 a.m.   Tuesday, June 16 – $10 Tuesday Fans can take advantage of some of the best values of the season. Highlights include: $10 tickets (pre-sale only) $10 walking taco with pop or water Gates open at 5:35 p.m. with first pitch at 6:35 p.m.   Wednesday, June 17 – Faith & Family Night Faith & Family Night brings together churches, community groups and families from across the region. Highlights include: GreatLIFE ticket deal (must show membership at walk-up window) Dogs admitted free $3 hot dogs Gates open at 5:35 p.m. with first pitch at 6:35 p.m.   Tickets Available Now Tickets for all Sioux Falls Canaries home games are available at tickets.sfcanaries.com. For additional information, group outings, or promotional details, visit sfcanaries.com or follow the Sioux Falls Canaries on social media.   ---Sioux Metro---Tyler Tordsen     9:55/00—KELO Commercials 9:56/30---Diana Patterson—Sanford Career Opportunities   ---well discuss career opportunities within Sanford Research   ----------and that is more than just a Sioux Falls------   ----10:00 hour this morning Not Darren Hefty—but a chip off the ole Hefty block---oh yes Christine Erickson---one of the two Mayoral candidates will join us -----   ((Zach Hefty---Update on crops in our area))((cell-605-610-6908 or work 605529-5412)))) ------giving away over 100 college scholarships---- ------Being a Hefty—what are the expectati  

June 10, 2026—10-11—It’s YOUR Agri Business---Show 52-31 ((((FROM the BLACKBURN Studios in Downtown Sioux Falls-Become a Blackburn PROTECTED HOME)))) (((((MUSIC—THIS OLE HOUSE))))   (((YEE HAH---I’m Bill Zortman and welcome to our Agri Business Show---show 52-31 in our original It’s YOUR Business Series)))   Lots of political discussions this week—Agri-Culture concerns---and perhaps still some severe Weather to give us fits--- over the next 24 hours.     We could turn to those political candidates still running---but two of those in Pierre ---have a deaf ear right now as they look to grab the Governor’s Republican badge. Doeden---we talked more about his wife being the business maker this week----and all people wanted to know about the Governor was did he beat Aberdeen’s Doeden in the west. He didn’t!!!     Casey Crabtree joins us this morning----for his take---he had a dental appointment so he had to pre-record as we look when he sees ahead in our spinning political world   ((((Taped Segment---Casey Crabtree---SD and where we headed---))))   Friday we’ll talk with one of the two candidates seeking to become the Mayor of Sioux Falls. We’ll track the other candidate down---he has been quite---but we’ll see if he takes our invitation seriously.   -----We often talk about Sioux Falls---it’s population and industry gives us a good reason ---but to complete the picture—we need to visit with Tyler Tordsen—with the Sioux Metro Alliance-----what are the 17+ communities seeing in this interesting election year----      Tyler----give us your best synopsis --- for your communities---what are they seeing in the races around the region---and why would it be important to their future in 2026 and beyond---   ----------------------Tyler----------------        Did the candidates give the additional due---Sioux Metro deserves working together---- for the good of all as well as each one--- -----------------Tyler----------------------    The Mayor in Sioux Falls has been on the Sioux Metro bus for quite awhile----he understands that many of the workers can and do come from your homes-streets and churches--- --------------------Tyler-------------------     How did Mayor Paul Ten Hakin –provide help with all his businesses---and people living in the biggest City in South Dakota---but counting on Sioux Metro for labor—energy---and enthusiasm---- --------------------Tyler-------------------     Upcoming events you can share about your communities in the days and weeks ahead--- ---------------------Tyler------------------   We understand the value of what Sioux Metro has done----and kind of inquiries you get from other communities--- ---------------------Tyler-------------------    You ran for office thru all of this---for those that don’t know—share how you did---and just running provides awareness of what you are doing--- ---------------------Tyler------------------- ----We’ll check some of the morning numbers---from Plains Commerce-and Matt Swenson will have mid-morning commodities as well   10:19/30—KELO Commercials 10:21/30---Ag Business 2    One of our long running partners—is Plains Commerce Bank—yes they are in Sioux Falls and they are in a number of communities. What they truly provide is help for those that need help---and Nolan Clark—helps us understand in this mid-morning slot---on what they can do.      Nolan –good morning---you work with them on the needs in agriculture—in their businesses and by age---the newly marrieds---just out of college----or you can help the seniors as well--- --------------------Nolan----------------    It’s a matter of knowing they can call—drop in your Plains locations—or not be afraid to just ask--- --------------------Nolan----------------     Kind of inquiries you have heard from this week----now that we are mid-week--- ---------------------Nolan-----------------     How they can visit with you –about almost all we talked about today— ---------------------Nolan Clarke------   ----Sarah Heinrich—KFGO in Fargo—has the Growing Harvest Network------always good information--- ----------Sarah--------------     10:27/30---KELO Commercials     10:30/00---Ag Business 3   We start the 2nd half of our It’s YOUR Agri Business Show –yes right at mid-morning---with Matt Swenson---Swenson Commodities---Matt what are you seeing ---   -----------Matt ------------Swenson Commodities--------- ---people have questions---about the prices—early morning---mid-morning or late afternoon---can they call you—and let your team update them?   -----------Matt Swenson-----------------Swenson Commodities---       Gerri Eide—FFA of South Dakota---keeps us plugged into many of the activities---they are doing—and we always what to know what they have already done—     How about this week—what have you seen and still expect to see--- -----------------Gerri--------------------      Upcoming events –we should look for-----and how people can go on line and follow along what you and your energetic organizations is doing--- ------------------Gerri-------------------    Thanks for the work---     Just a week from today---our good friends at South Dakota Soybeans will be holding quite the thank you for Jerry Schmitz----who has worked with all of us thru the years---helping not only those in soybeans but farming in general---Becky Cypher is the Business Manager for South Dakota Soybeans (605-330-9942)      Thanks for throwing a big thank you to Jerry Schmitz for all he has done for not only soybeans but agriculture here in this part of the state. I saw that you wanted to get some information out—figuring some had been missed---can you fill us in --- ----------------Becky-----------------     What will you remember about Jerry—and the difference he has made to so many of us---- ----------------Becky-----------------       Still time for Mr. Tree-----and a few others---- all part of our It’s YOUR Agri Business Show---   10:42/00-KELO Commercials 10:44/00—Ag Business 4   John Ball---been on the road teaching trees---good to have you back home—tell us what you did and what we need to know—   ----------Mr. Tree------------- Teaching high school kids in Oho---how to climb trees---   ----------Mr. Tree-------- Difference in trees from South Dakota to Ohio-----and what the kids taught you--- ----------------Mr. Tree----------------    What you learned on this trip------and where else you going sharing that South Dakota knowledge and smile--- ----------------Mr. Tree----------------    For those that need to catch up on our South Dakota Trees—how they are doing and what people should be planting—what would you tell us   ----------------John Ball---------------   Alla—and Ukraine----or what is coming up on Friday----   10:55/00—KELO Commercials Closing----our time is up—thank you for yours  

June 10, 2026---9-10----Working on Wellness Wednesday—Show 52-30 ((FROM the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn PROTECTED HOME)))   ((((MUSIC---This OLE HOUSE))))   (((YEE HAH----I’m Bill Zortman   and Welcome to Working on Wellness Wednesday---Show 52-30 in our original  It’s YOUR Business Series.))   Yes this is a special show we do once a week—yes the middle of the week to talk about Wellness---Health Care---and help our audience stay as healthy as possible with 4 wellness segment each week.   We start with the head of the Sanford Med School—Dr. Tim Ridgway---who has been good enough to be one of our most frequent guests—in this wellness show…   What direction is your medical compass pointed today?   June 25-27 USD and Sanford Health are hosting the Mt Rushmore Diabetic Foot Forum 2026.   This forum is bringing experts around the world to speak about diabetes and its effects on the lower limb. The first day is devoted to a multidisciplinary approach involving primary care physicians – --I understand Tim you are giving the welcome and discussing the need for programs like this to deliver high quality healthcare in rural America. This speaks to USD’s Commitment to rural healthcare.   What else---the Association of American Medical Colleges –which represents the 165 accredited medical schools in the United States, will be sending representatives to the USD Sanford School of Medicine to learn about all you are doing for healthcare in SD, particularly as it relates to rural healthcare. Having a national organizations as this interested in what we are doing is a HUGE BOOST to ALL WE ARE doing.   Talk if you  will about your incoming students the white coat ceremony in July.     Dr. Tim Ridgway—thanks for insights and look forward to what you have ahead—es he is the Dean, USD Sanford School of Medicine and Vice President for Health Affairs.       Just ahead---we’ll visit with Dr. Joe Kippley----Sioux Falls Health care and all he can share in his very important segment   9:17/00—KELO Commercials 9:18/30---Wellness Wednesday 2    He’s become a regular on our show talking about what he sees in Sioux Falls—Minnehaha County and yes he shares with us other med meetings he does across South Dakota.   Yes. Let's talk about the latest information from the state Department of Health's Rural Health Transformation plan.    Funding for rural ambulances, technology, and rural clinics/hospitals.   Also, deployed first spray trucks of the season this week to battle mosquitoes.        Dr. Joe Kippley—thanks for joining us----know our audience always appreciates what you do ---what you learn---and yes what you share with us on our Working on Wellness Wednesday Show-----        When we come back---USA Benefits Group weighs in—and I know you will learn some things that can help you---stay with us   9:28/30----KELO Commercials 9:30/00----Fox Business News 9:32/00----Wellness Wednesday 3    I’m Bill Zortman and welcome back to our Working on Wellness Wednesday show----    One of the groups that works with us –is the USA Benefits Group----Doug Moore joins us—and we get a chance to visit about insurance---   1---Why do you think people drag their feet when it comes to making a decision on getting health insurance?   2---How has Obama CARE helped agent like you Doug Moore?   3---What’s the best way to get GOOD coverage?   4---How are your PLANS DIFFERENT than lets say the marketplace or group coverage or even a so-called Grandfather plan?   5----If you can—please share insurance companies ratings and what that means?   ----how they reach you----   ----------people always need health care options---and we are happy to visit with you on what you do---and how you do it..   ----One more stop this morning on this Working on Wellness Wednesday---stay with us   9:43/00—KELO Commercials 9:44/30---Wellness Wednesday 4    One of those who is frequently on our working on Wellness Wednesday is Mary Michaels---from AARP----    She provides quite the list of events that you might want to consider involving health care—state wide---    Mary—good morning----what’s on your list---on the 10th of June?   -------------Mary-----------------    The new Social Security and Medicare Trustees Report released June 9th—tells us what we already know: Congress must act to protect and strengthen Social Security. The report shows that Social Security trust funds are now expected to be depleted in 2034—the same year as we heard in last year’s estimate. The new projection means Congress will still need to close the remaining roughly 20% shortfall, or Americans will face Social Security cuts that they really cannot afford.   Social Security is a lifeline for 201,259 people in South Dakota. It is earned through a lifetime of hard work. It’s not a bonus or a handout. For many South Dakotans, Social Security is an essential part of their plan for financial security in retirement. These payments help cover basic needs like housing, groceries, utilities and health care. In fact, a recent AARP survey foundthat65% of Americans 50-plus say that if Social Security was eliminated, the couldn’t go 6 months without borrowing money or selling something.      This should be a wake-up call: Congress needs to act. Americans have worked hard and paid into Social Security their entire lives, and they deserve to count on it when they retire. No family should see any cuts to what they’ve earned in Social Security. Today more than 71 million people rely on Social Security, and as America ages, ensuring it stays strong will become EVEN MORE CRITICAL. The 125 million Americans age 50 and older have made clear: Cutting Social Security or Medicare is not an option. This is money Americans have earned over a lifetime of hard work. They planned for retirement, followed the rules and now Congress must keep its promise by strengthening, not cutting Social Security. At a time when the future of Social Security is being tested by proposals that would weaken the program, the Trustees Report highlighted the need for Congress to protect what people have earned. We will not let special interests push proposals to cut Social Security for middle class families. We urge Congress to act in a bipartisan way to ensure Social Security can continue to be strong for our children and grandchildren.   Americans work hard and pay into Social Security for their entire lives. Of the South Dakotans receiving Social Security, nearly 41% rely on it for half of their family income. And more than 18%rely on Social Security for 90% of their family income. Social Security is one of the most successful and popular initiatives in history and has helped generations of Americans stay out of poverty and thrive in retirement. Social Security isn’t going bankrupt, but Congress needs to protect and strengthen it now and in the future.   Sioux Falls Voters have yet another chance to go to the polls on Tuesday June 23rd to select the next Mayor, as well as members of the City Council. 3 council seats will be determined in the run-off. These are the leaders who will help shape Sioux Falls for years to come and the decisions they make will impact your daily life, your family and your neighborhood. You can find video voter guides on the AARP You Tube Channel—jus search for AARP in South Dakota—and you can see what the candidates had to say about aging in place, improving pedestrian safety, and planning for smart, sustainable development. Absentee voting starts June 16th for this run-off election. You voice matters and this election may come down to just a handful of votes. Make a plan, show up, and encourage others to do the same. You can go to aarp.org and SD vote for the information.      We’ll get you ready for our Agri Business Show and what all goes with it---when we come back.. 9:54/30---KELO Commercials 9:56/00---Wellness Wednesday 5    Lots to talk about in our 10:00 Agri Business hour this morning----ag of course is the #1 industry in South Dakota.   Our time is up—thank you for yours….  --

June 9, 2029----South Dakota Farmers Union---Show 52-29    Welcome to our monthly South Dakota Farmers Union Show---our good friend Rocky Forman----has worked with his Farmers Union Team—as he does each month---to share story lines that are important to Farmers Union as well as our It’s YOUR Business Radio audience.      Rocky---share with us who is in our show this morning---and some of the concerns Farmers Union has on June 9th of 2029---   -------------------Rocky---------------------       Your lead-off hitter this morning is a switch hitter—Jeff Kippley—Vice President of South Dakota Farmers Union as well as Vice President of the National Farmers Union  ((((605-380-9893))))        Jeff good to have you join us this morning      You might say when aren’t times a little crazy in DC------certainly not here in the summer of 2029-----        For many of the listeners----concerned with agriculture as their livelihood---not having a farm bill-----and the general state of the agriculture not only concerns us here in South Dakota----but neighboring states---and any FARM ORGANIZATION in this country—who is in charge---and just where is this agriculture boat going?   -------------------Jeff------------Rocky----------------       Jeff you work with Rob Larew and Leadership of the National Farmers Union as National VP---what are your discussions like---what are those in agriculture pushing for----but realistically what are they expecting---- --------------------Jeff-------------------------------------       Still no Farm Bill----or anything that looks like a direction that might get us one------ --------------------Jeff---605-380-9893----------------------------------       This has happened in other years--- and struggles to get not just any farm bill---but one that can help farmers---here---there and everywhere---- --------------------Jeff-------------------------------------       What are leaders from other parts of the country—yes other states expecting and how do we get what is really needed for those in agriculture--- ---------------------Jeff--------------------------------------          An old friend---Oren Lesmeister---wants us to remember we still don’t have a farm bill---or really any set of directions to get one-----what do we do Oren-------- ---------------------Oren Lesmeister---(((605-365-6856)))) ---Commodity Prices—Livestock Industry--------------where can we be by September 1st? ---------------------Oren---Jeff-------------------- -----Rocky/Bill---------------------   When we come back—we’ll visit with Camron Lux---a well-known—Farmers Union Insurance Agent---and we’ll chat about the Livestock Risk Protection insurance----   10:18/00—Farmers Union Commercials 10:20/00---Farmers Union 2    This is the monthly South Dakota Farmers Union Show—generally on the 2nd Tuesday of the month 10-11---       Rocky Forman is with us---and please introduce the Farmers Union Insurance Agent---that I believe will be talking to us about Livestock Risk Protection Insurance   Cameron Lux (((OFFICE---605-229-3945----Cell----605-377-3876)))   Where are we Do we have insurance that does protect our Livestock---and their owners---   ------2026---what needs are we seeing----- and do you have some examples of those in agriculture and the kind of situations they have seen so far this year?   ---------------Cameron/Oren/Rocky/Bill----discussions----------------      This is the South Dakota Monthly Farmers Union Show ------we’ll be back with more discussions---after Fox Business News on the half hour   10:28/00----Farmers Union Commercials 10:30/00----Farmers Union 3 10:32/00----Morning Markets   Before we get back to the long-running South Dakota Farmers Union Show---Matt Swenson---Swenson Commodities—gives us a look at the morning Farm Numbers-----   -----------------Matt----------------   Regardless of where those needing farm commodity numbers---how can they reach you to get an update---- ----------------------Matt-----------------    Matt Swenson thanks for update---and all you do for those in agriculture----      Jeff Kippley has talked with us this morning he is the Vice President of not only South Dakota Farmers Union but the National Farmers Union as well----      David Smith---605-350-8857—is a Legislative Farm Specialist that has joined us----   When we return We’ll start the discussion with an update—of the May 13th Brand Board Meeting----   10:41/00---Farmers Union Commercials 10:43/00---South Dakota Farmers Union 4      The Board debated the need for legislative changes to allow for interagency cooperation and the creation of a multi-state task force to combat LIVESTOCK THEFT----   The Board is going to schedule and hold a meeting with the Dept of Criminal Investigation (DCI) and the Attorney General’s Office to discussing placing brand investigators under DCI Supervision-including MOU Structure, certification and training responsibilities and funding and reimbursement arrangements The Board is going to work on a detailed proposal for a multi-state livestock theft task force, including goals, jurisdiction, required federal credentials, MOUs with surrounding states and even tribal authorities and a funding and cost-sharing strategy, so the board can decide whether to proceed. There is possible proposed legislation that could see the light of day in 2027 The Board is going to draft and submit the administrative rule package to increase the inspection fee (including the per-head fee, any cap, and related fee language---including the required fiscal note and small business impact statement to the SECRETARY of Agriculture and Legislative Research Council in time to hold a public haring and meet statutory notice requirements   What about the upcoming State Fair?          State Fair met on May 26th---the meeting discussed various aspects of the state fair, including premium parking rates to $30 a day, parking penalties, and a public hearing that is being held today. The demolition of pony barns in ongoing and the North one expected to be used for fire department training.           The 4-H livestock program updated rules and enforcement measures, including animal testing and biosecurity protocols---   10:51/00—Farmers Union Commercials 10:53/00---SD Farmers Union 5   We have quite the intern joining us this morning---Rocky introduce us please---   Kassidy Roseberry/Intern---Rocky and Bill-------------   ---lets talk about the camp season so far  (((308-458-8790)))) ------Summerstaff@SDU.Org Rocky and Bill Wrap---on the South Dakota Farmers Union—Summer of 2026------   Events to come----hopes from DC to Pierre and our fields and merchants----   -----and we are seeing a good chance of rain today, Wednesday, and Thursday---   Your website---- which will have the podcast of this monthly South Dakota Farmers Union show---   ----thanks for the visit—and look forward to the summer—Rocky--- ------our time is up—thank you for yours….  

June 8, 2026—9-10—It’s YOUR Business---Show 52-26 ((((From the Blackburn Studios in Downtown Sioux Falls—Become a BLACKBURN PROTECTED HOME))))   ((((MUSIC—THIS OLE HOUSE))))) (((((YEE HAH---I’m Bill Zortman and Welcome to our It’s YOUR Business---Show—The Remodelers Show—with the latest on Housing—and commercial trends—helpful to so many needing help with their home as well as including those Leaders that can help so many.)))))   On the first Monday of the month---we do the Report Card Show with leaders building, banking, buying and selling to so many))))   Today many of those same voices are back with explaining where we are ---and things you should consider.   Tony Bachman----has helped us put the shows together for more than a decade---we work with Teddi Mueller—the Home Builders Association, Neil King---who counts the building permits Dave Kelly and his wife Kelly Kelly –on the banking business they are doing. Todd Boots—past President of the South Dakota Home Builders Association---Steve Swenson the Handi-Man. Other advertisers are always welcome to be a part of the shows each month. They have ideas and we like to hear from them…like Todd Boots does…   Here are some of the notes that were released by the Realtors Association and Home Builders     Market Activity & Inventory New Listings are down 2.2%: The region has seen 2,523 new listings so far this year, compared to 2,579 last year. This indicates a persistent challenge in bringing enough fresh inventory to the market. Closed Sales have dipped 3.0%: Total completed transactions fell from 1,195 last year to 1,159 YTD in 2026. Pending Sales are up 60.5%: On paper, pending sales jumped to 1,926 units. However, as previously noted, this figure is likely inflated due to new RESO-compliant reporting practices and should be interpreted with caution. Pricing Trends Median Sales Price is up 4.5%: The YTD median price for the region has climbed to $330,000, up from $315,900 in 2025. Average Sales Price rose 6.9%: The average price is seeing even higher growth, currently sitting at $380,263. Price Retention remains high: Sellers are receiving an average of 96.9% of their original list price, which is only a marginal 0.4% decrease from last year’s 97.3%. Speed and Affordability Days on Market (DOM) increased 8.4%: Homes are taking slightly longer to sell this year, averaging 103 dayscompared to 95 days during the first four months of 2025. The Housing Affordability Index is flat at 120: Despite rising home prices, the index remained unchanged at 120 YTD, meaning the median household income is exactly 120% of what is necessary to qualify for a median-priced home under current rates. While the monthly data for April showed a massive 8.8% spike in median price, the YTD view shows a more moderate 4.5% growth rate. The market is slightly slower (homes taking 8 days longer to sell) and slightly tighter on inventory, but overall pricing remains on a steady upward trajectory. Based on the Housing Supply Overview and Monthly Indicators reports, the most significant inventory changes compared to last year are concentrated in the mid-to-high price ranges, where supply has been cut nearly in half. Significant Inventory Decreases While market-wide inventory is down 34.2%, the most drastic shortages are appearing in the $350,000 to $500,000 price brackets. $450,001 to $500,000: This range saw the largest percentage drop in the region, with inventory plunging 50.0%(from 136 down to 68 homes). $400,001 to $450,000: Supply in this segment decreased by 48.9%. $350,001 to $400,000: Available homes in this range fell by 46.2%. $250,001 to $300,000: This popular price point also saw a significant reduction of 39.4%. Price Ranges Bucking the Trend (Increases) Only three specific price segments showed an increase in available inventory as of April 2026: $900,001 to $1,000,000: Inventory grew by 9.4%. $2,000,001 and Above: The ultra-luxury tier saw a 9.1% increase in available listings. $100,000 and Below: Supply at the very bottom of the market grew by 6.1%. 9:17/00—KELO Commercials 9:18/30---Remodelers  Show 2   ---Dave Kelly-----     BLS Jobs Report came out on Friday and there were approximately twice as many jobs created as expected.                                Expectations by economists were for 88,000 jobs to be created  and 172,000 jobs were created in May.  The unemployment report remained steady at 4.3%.                               Due to fact this is looked at as inflationary, mortgage rates worsened on Friday.  The national average now is 6.67% according to Mortgage News Daily.   Due to the jobs report coming in strong, there is now the expectation that the Fed will not lower short-term rates any time in the near future.                  Some experts are expecting rates to peak at around 6.75% to 7% before improving.  The Iran war plays a significant roll in rates and where they are headed due to the increased cost of oil.                  The 2/1 buydown is still a very viable option that allows you to start with a 2% lower rate the 1st year and a 1% lower rate the 2nd year. Any funds provided by the seller can be used to offset the cost of refinancing in the future.     HECMS and making payments -Many people get a reverse mortgage to eliminate their monthly mortgage payment.  This is particularly common for those that are on fixed incomes.  However, a huge benefit of the program is what happens when you make a payment!  If anybody above age 62 is taking out a traditional mortgage, I urge you to explore the reverse mortgage.  You can set up payments that amortize very similar to a traditional mortgage however, there is a huge benefit to making a payment to a reverse!!  It creates an available line of credit that grows by the interest rate and you can access those funds any time in the future.    Your liquidity increases every time you make a payment.  The opposite is true with a traditional mortgage.   The HECM rate is currently lower than a traditional 30Y mortgage rate.                  FHA’s annual report on the health of the Reverse mortgage shows that the insurance funds capital ratio is 24.06%.  Much higher than the statutory requirement.  The statutory requirement is 2%.                    Where are we headed---with those in the show that work it every day---this second Monday reporting gives us insight that is special ----and useful---   9:28/00—KELO Commercials 9:30/00---Fox Business news 9:31/30---Remodelers Show 3   Interesting times in Real estate—home building--- this is one of the two shows we do each month---that sets and shares the trends---that can affect so many people in the market to buy to build---or sell-----or remodel-----     We’ve heard from Dave Kelly---but with his wife—Kelly Kelly—they give us so much information from the two highly different ways they work with the sellers---and the buyers.      Todd Boots—served as President of the Home Builders Association a decade or so ago----he shares what that association has thought and is thinking---in their meetings today.       Also in the show today is Laura Winger—Realtors Association of the Sioux Empire—covering for Callie Wockenfuss and Jack Zika—who were unable to be a part of the show with prior commitments---       Among the notes---new listings are down 2.2% --to begin has seen 2523 new listings so far this year—and that compares to 2579 at this time last year       Days on the market increased 8.4% --yes homes are taking slightly longer to sell this year—averaging 103 days compared to 95 days during the first four months of 2025.       Teddi Mueller---heads up the Home Builders Association---and works well with all of us to understand the trends there.        Vendors are invited to join us as part of our commercials—and working with those of us on the air.        Questions for us---feel free to call or communicate. We appreciate this team—that helps interpret the news and look to the past—the present and tomorrow.         Questions for us ---feel free to contact any that are in the show—and those we have asked to join the show to share their findings as well.  Our time is up—thank you for yours…    

June 5, 2026—10-11—It’s YOUR Agri Business---Show 52-25 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn PROTECTED HOME))))   ((((MUSIC---THIS OLE HOUSE)))) (((((Yee HAH---I’m Bill Zortman and Welcome to our It’s YOUR Agri Business Show—in an election week---and a busy scheduling all that we could---we have some guests that really wanted to be in before we go to next week----))))   Of course Agriculture is our #1 industry in South Dakota----and we always start with Darren Hefty—Ag PHD---they talk with us on Friday morning and then do their national broadcast gig in the afternoon----   ---Darren good morning---- the voters spoke this week----what do you think they were saying about agriculture—today, tomorrow, and beyond? ---------------Darren------------------     One of the options I have heard and actually listened to---was what Mrs. Doeden had to say about her husband—it was the nicest comment I heard from any spouse about her marriage partner----       She may have been the difference maker.       What about you ---your take on an Aberdeen Ag leader who got more votes than Congressman Dusty Johnson---or Governor Larry Rhoden--- --------------Darren--------------------      And what do you see for the run-off----does Doeden go in as the favorite—or what can the Governor do to keep the office--- --------------Darren--------------------      In addition to the votes—what are you seeing in the fields---and expect with the crops now that we are in the good ole-summer-time? --------------Darren--------------------      How they can follow what you say nationwide--- -------------Darren---------------------    Darren Hefty—thanks for all you do for not only your friends in South Dakota—but in virtually every corner you turn…    One of those who we have been utilizing around the Capital----is Casey Crabtree---we talk ag---we talk legislative---and what about the elections----still with runoffs ahead—what do you see---and where do you see the July runoff going---and would Mrs. Doeden—be a plus for the Aberdeen Farmer-running against the Governor--- ---------------Casey---------------------     What else can you share with all that is up in the air in Pierre with the election----and more----- ---------------Casey---------------------     From your look at 2026---what do you see the summer months bringing----not only with the elections---but good-bad—and maybe even indifferent--- ----------------Casey---------------------    What does Pierre really need to get done as soon as possible---or will they be OK---- ----------------Casey---------------------    Still lots to cover today-----all part of Election Week 2026----we’ll check in with some of our other Friday guests—when our Agri Business Show continues… 10:19/00---KELO Commercials 10:20/30---Ag Business 2   Welcome back to our Agri Business show----and we start this side of the clock with Plains Commerce Bank----and Nolan Clarke----having worked with a lot of banks thru the years--- I can tell you----that they provide help to Farmers---Businesses---newly married couples and those that have and need some help in their senior years---     Nolan—you guys have help---talk us thru how you help those in business---those in agriculture---the older married couples as well as the newly weds----   ---------------Nolan-------------------    The Plains Commerce Difference that listens to those wanting help—and developing quite the positive reputation--- ---------------Nolan--------------------    We appreciate all you do---and know that Plains Commerce has helped even our family thru the years---thanks---   ----------Sarah Heinrich----KFGO has the Growing Harvest network—yes that is our Sister Station in North Dakota---- 10:24/00—Sarah Heinrich—Growing Harvest Network 10:26/50---KELO Commercials 10:29/00---Ag Business 3  Welcome back to our It’s YOUR Agri Business Show----and we start this side of the half hour---with Matt Swenson---Swenson Commodities---   Matt on this first Friday of June what is the market-place showing you -------------------Matt-----Commodities +   People want numbers during the day—how can they get them early morning or even late afternoon--- -----------------Matt---------------------- ----we appreciate what you bring to the table---   ===============================================   Some events to share—Matt Barthel has joined us--- Sioux Falls Curling to Host 3rd Annual Siouxperspiel This weekend. Curlers to Take Over the Ice June 5–7. Brooms will be sweeping, stones will be flying, and competition will be fierce as the 2026 Siouxperspiel returns to the Scheels IcePlex June 5–7 for a weekend of curling, camaraderie, and community fun.    Hosted by Sioux Falls Curling, the 3rd Annual Siouxperspiel will welcome 32 teams and more than 128 curlers from across the Midwest and beyond.     Often called "chess on ice," curling combines strategy, precision, teamwork, and plenty of excitement. Throughout the weekend, spectators will have the opportunity to watch athletes of all skill levels compete in this uniquely entertaining Olympic sport.   "This event is about much more than curling," said Jennifer Farke, Siouxperspiel Coordinator. "It's about bringing people together, showcasing our growing curling community, and introducing new fans to one of the most exciting sports they've probably never tried. We invite everyone to come out, watch some great competition, and experience the fun for themselves."     In addition to three days of curling action, attendees can enjoy: Exciting raffle prizes and giveaways Food and drink specials throughout the weekend Opportunities to meet curlers from across the region Information about local Learn-to-Curl programs and league play A fun, family-friendly atmosphere with free admission The Siouxperspiel has quickly become one of the premier curling events in the region and continues to attract competitors and spectators alike.       Still lots to talk about—stay with us----Alla and Ukraine---we’ll listen as trouble continues  half way around the world 10:37/30—KELO  Commercials 10:40/00--- It’s YOUR Agri business 4   For the last couple of years we have visited with one of those from Ukraine---about what’s happening in that part of the world with the Russians and even more   -----------Alla has joined us to talk about what she is seeing—and just how many of those from Ukraine—and yes Iran—are watching having lived there and are now working very hard here in South Dakota---   --------------Alla--------------- -----what you see that we probably don’t -----what you hear from the country you moved with hundreds of other from to come to South Dakota -----your reaction to all you see and how you explained to your new American colleagues--- ---------------Alla---------------       What can we do to help----- ---------------Alla----------------   Our thoughts and prayers are with you---we are happy you are with us---and we know the reputation of those Ukraine and Iran ---are as hard workers-----thank you for being with us---      Sioux Metro update----Tyler Torgeson----you put some numbers out this week from the communities that are part of what you do---can you explain what they mean—and the trend that you see----as we start June of 2026--- -------------Tyler----------------    Still more to share ---we’ll take a break—and check with Mr. Tree and Laura Edwards—stay with us---   10:47/00—KELO Commercials 10:49/00---Ag Business 5 John Ball—Mr. Tree--- Interesting weather week---how have the trees survived--- -----------John--------------- We have been a little dry—but if you are getting some strong winds blowing from storms—that can’t be good for the trees--- ------------John----------------    What other trends are you teaching in the classroom--- and trees people should consider planting here in South Dakota---Iowa-and Minnesota--- --------------John Ball-------------    You classes---what do the students learn----about the trees --------------John Ball--------------     Mr. Tree John Ball—thanks for the visit   Laura Edwards or Justin Glisin—State Climatologists— ------------what to expect----- ------------what kind of weather is ahead this weekend and beyond -------------are we catching up on the moisture we have and where do you see it going---- -------------Laura or Justin-----------------   -----our time is up—thank you for yours…   

sJune 5, 2026—9-10---It’s YOUR Business-----Show 52-24 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protecged HOME)))   (((MUSIC---THIS OLE HOUSE)))) ((((YEE HAH—I’m Bill Zortman and WELCOME to our It’s YOUR Business Family Friendly Friday Show—with many of these guests we have been sharing their messages for almost a dozen years))))    This particular show has really helped us start the weekend with a wrap of what has happened thru the week—with a broad – wide look to the weekend and the five days after that.     We start with Jodi Schwan---Sioux Falls Business---excellent journalist—good ring-leader for breaking news and helping us understand trends as well.   --Momentum at The Empire Mall – Gap Factory opens as well as JD Sports with more to come   --Interesting story about a family foundation giving back to animals in a big way – including a nonprofit veterinary hospital   --Our annual guide to summer festivals in the Sioux metro area is out   -----------for you---your summer events does it have you moving at a different speed----and what kind of trend do you see for Sioux Falls in this summer of 2026? -------------------Jodi-----------------       Jodi Schwan—thanks for all you do---and how you get us starting with lots to chew on and enjoy in the months ahead---       Jessie Schmidt----works with us---the BBB----another one of those organizations that has been around for a long time and without question keeps us plugged in to those that have schemes to hit us whenever they can-----     Jessie what do you have that you can share June 2026?   -------------------Jessie--------------------     We appreciate all you do----and how you share it in some many great ways of communications-----Know we are here all of the weekdays to update the audience---if you want help---we can as other media will—help---and advise---   9:18/00—KELO Commercials 9:19/30---It’s YOUR Business 2   --Experiencing Sioux Falls—and the Director of the Outdoor Campus David Parker talks about Summer Programming already lined up for you…in this segment     Experiencing Sioux Falls-----Teri is on the road with her husband Jim---but she’s always providing a knowledgeable voice to talk about the importance of welcoming folks to Sioux Falls--- and encouraging them to become more of our culture---what we do---and how we do it….     Kathie----Experience Sioux Falls-----and do you have some important experience suggestions now that we are five days into June the first days for 2026--- ----------------Kathie----------------     Thanks for all the ideas and the encouragement to Experience Sioux Falls---what do you like for this upcoming first weekend of summer--- -------Kathie------------ ----------Kip Rounds---South Dakota Game Fish and Parks helps us in our Friday 9-0 show---he always as the ideas---and what is good to go and what is still to come---    --------he is on the road today—but he has the Director of the Outdoor Campus---David Parker with us to talk about some of the Summer Programming lined up at the Outdoor Campus---which is already busy with staff—wanting to get you excited about heading outside to enjoy it--- --------------David------------- Is there a place on-line our listeners can go—to get a full list of some suggestions you and Kip have for them this weekend. ---------------David Parker---------------- ----------just ahead—we’ll talk a little Real Estate with Ron Nelson--------- Downtown Sioux Falls Brandon Hanson has a list of suggestion for you As well------see you on the flip side of the break.. 9:28/00—KELO Commercials------ Good to have Ron Nelson back with us today---talking Real Estate---what should we know about the market-place--- Ron---notes---on Real Estate------ ------Brandon Hanson---Downtown Sioux Falls----- if there's one thing I want people to know about this weekend, it's that Open Streets is back on Friday night, and this may be one of the most creative versions we've ever done. From 5:00 to 8:00 p.m. on Friday, Main Avenue between 11th and 13th Streets will be transformed into a giant community gathering space. No traffic. No parked cars. Just people enjoying Downtown together. This month's Open Streets is especially meaningful because it's a celebration of Architecture Incorporated's 50th anniversary. Architecture Inc. has been a longtime downtown business, a longtime supporter of Downtown Sioux Falls, and a company that has helped shape the physical character of our city for decades. When we started talking with them about how to celebrate 50 years, they came back with one of the most creative and ambitious ideas we've ever collaborated on. They're building an 18-hole mini golf course right in the middle of the street. And when I say mini golf course, I don't mean a few simple putting greens. These holes are absolutely wild. Architecture firms, engineers, designers, builders, and creative teams from around the community have spent months dreaming up interactive holes that you simply won't see anywhere else. Admission is just $6 per player or $20 for a group of four, and every participant gets to keep their golf ball. We've also partnered with the Sanford International, which has pulled together prizes for anyone lucky and skilled enough to score a hole-in-one on select holes throughout the course. It's going to be fun, it's going to be unique, and it's exactly the kind of experience that makes Downtown Sioux Falls special. What I love most about Open Streets is that it's really an open invitation. We say this all the time: if you're within 100 miles of Sioux Falls, this is your Downtown. Open Streets is an opportunity to experience it differently. To walk where you normally drive. To run into neighbors. To discover a business you've never visited before. To slow down and enjoy the city. And yes, before anyone asks, we go rain or shine. The good news is there are dozens of businesses, restaurants, shops, galleries, and venues surrounding the event. If a little weather rolls through, you've got plenty of places to duck inside, grab a drink, browse a store, enjoy dinner, or explore one of the many events happening around Downtown that evening. In fact, Open Streets sits right in the middle of a huge First Friday lineup. The Art Collective at the Washington Pavilion is happening Friday and Saturday, featuring more than 70 local artists showcasing their work. ---The Pavilion is also hosting Free First Friday, which means free access to the Visual Arts Center and Kirby Science Discovery Center. ----Rehfeld's Modern is hosting an artist reception. Plum's is hosting an oysters and wine pairing experience. Levitt at the Falls has a free concert featuring Carolyn Wonderland. Downtown businesses are extending hours, activating sidewalks, and creating experiences throughout the evening. ----Saturday keeps the momentum going. -----The Paws & Pours Pup Crawl benefits Almost Home Canine Rescue and gives dog lovers a chance to explore Downtown with their four-legged friends while supporting a great cause. -----Saturday also brings another full day of the Art Collective, along with the street musician program called AMPT, our summer activation program that fills Downtown with live music and performances throughout the summer months. ------Families won't want to miss Mister G at Levitt at the Falls Saturday morning. Then Saturday evening, Levitt returns with SlapBak, delivering a high-energy mix of funk, rock, and hip-hop in another free community concert. ------And while we're talking summer, it's worth remembering that we're now officially into the season where Downtown comes alive nearly every day of the week. ------The Co-op's Friday patio grill-outs are back. AMPT performances are happening throughout Downtown every Thursday, Friday, and Saturday. If you're looking for Sunday plans, Downtown's brunch scene continues to be one of the best in the region. Whether it's coffee and pastries, a full brunch spread, or patio dining with friends and family, it's a great way to wrap up the weekend. As always, you can find the complete calendar of events at DTSF.com/events. ---There is far more happening than we can fit into a few minutes on the radio, and this weekend is a perfect example of why Downtown continues to be the place where Sioux Falls comes together. Just ahead—some of the sports activities you can look for in  June. 9:43/00—KELO Commercials---- 9:45/00---Friday----Sports -----------Cat Clark-----Elmwood and more----what to expect----what’s new and what to expect------for all ages---open play and tournaments----- ---------The food---the reactions---and what else is out there that should be attractive for all ages---- ---------Cat Clark---with other reactions and hopes for the summer of 2026--- ------John Gaskins-----and the Sioux Falls Canaries---baseball is open and what should we know about it? ------the team itself—tell us about it—who are the fans being drawn to---- expectations in the Summer of 2026---- 9:54/00—KELO Commercials 9:55/30---Biz 5- Diana Patterson—Sanford Career Opportunities--- today—you are talking Career Opportunities in IT--- ---------Diana------------- --not just Sioux Falls—my guess there are some other opportunities in IT in other locations… ---------------if our listeners have the skills and history in other areas Sanford—can use—what would you suggest? -----------------Diana----------------   Diana Patterson---Sanford Career Opportunities----- -------------for now our time is up—thank you for yours…

June 3, 2026—10-11—It’s YOUR Agri Business----Show 52-23 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME))))   (((((MUSIC—THIS OLE HOUSE)))) (((YEE HAH—I’m Bill Zortman and Welcome to our It’s YOUR Agri Business Show---which today includes from the elections---medical cycle---and more in our 10:00 Show))))      We have come thru an interesting election day-----and yes there is still some work to do---to finish the job---statewide---for a Congressional Seat----for Mayor of Sioux Falls----     That is expected to feature—Former Republican State Representative Christine Erickson and Democratic State Senator Jamie Smith.      While Attorney General Marty Jackley and US Senator Mike Rounds Cruised to victory ----      Toby Doeden -with a lot of feel good stuff for the voters from his wife—was able to sneak in a runoff—against Ag Secretary Toby Doeden for Governor-----       One County Race we wanted to share that we have followed is that to be Sheriff----in Minnehaha County----Josh Phillips will be taking the office—held by his old now soon to retire boss------Mike Milstead---   ------------Josh---congratulations on the victory----for those that don’t know talk to us about your past experience which you are still writing with the Minnehaha Sheriff’s Office----   ----------------Josh----------------      What did you learn from your years with Sheriff Milstead-----      And----     -----------Congratulations on your victory as the man who will be sheriff beginning in January 2027---   ====when we come back we’ll visit with Plains Commerce---need help---they can do it---      And Sarah Heinrich—has the Growing Harvest Network----from our little sister station KFGO in Fargo---     Stay with us---   10:20/00—KELO Commercials 10:21/30---Ag Business 2  Nolan Clarke—Plains Commerce Bank—what Plains can do for your—   Whether it’s business—agri needs—if you are a newly married couple or a senior---   ------------Nolan------------------ Sarah Heinrich—Has the Growing Harvest Network----Next—from our KFGO sister or is it brother station—   10:25/30----Sarah Heinrich---KFGO 10:28/30----KELO Commercials 10:30/30----Ag Business 3 ---Matt Swenson---Swenson Commodities—checks our mid-morning numbers----what can you share--- ----------------Matt-----------------   People need numbers----early morning or later in the afternoon can they get them---- --------------Matt-------------------     ----Doug Moore----USA Benefits Group     1 Grandfathered plans What are they and what do they mean? How are a lot of people Swayed by these?   2 Layering the protection- When you get plans like what we sell, that are off the marketplace, you layer the protection so it covers stronger than the marketplace Obamacare with minimal out of pocket. The beauty of our plans that we sell is that not only is the IRS not involved but there's minimal out of pocket costs associated with them and no deductibles. There are also no surprise tax bills come tax season.   3 We do a lot of customizing with our plans so it's very common that we could take two plans for Medical Mutual and combine it with Manhattan Life to make it one really good plan with minimal out of pocket and very low risk.   4- Our plans are underwritten which means you have to be healthy to get on them. So, if you've had a heart attack stroke or cancer these plans will not take you but we have other plans that will. The beauty of me and what I can do is I can sell over 40 different products to fit everyone's needs be it maternity or heavy dental or a vision plan etc   5 I am big on customer service and I to get back to my people as soon as possible to resolve their needs.  The beauty of what I do is I always have a solution for the client no matter what the situation is.   6 Our plans are offered nationwide and you can travel very well with these plans across state lines and be able to use them unlike the marketplace plans where if you travel 50 miles out of your home radius you will be out of network and won't be able to use it. With our plans you can use it wherever you want You can either use it and show your card like real insurance or you can pay cash keep insurance out of it and get reimbursed more than what the facility may charge.   ---------Doug Moore—thanks for all you do—and lets talk soon—         Geri Eide---FFA of South Dakota---we are now in June and yes we are moving right along—more events are coming up---and we know you are there trying to help make a difference--- --------------Geri-----------------      People want to be a part of FFA—or find out what you are doing is there a way they can do that--- -------------------Geri---------------      Thanks for all you do----   A couple of stops left in this hour—stay with us 10:43/00—KELO Commercials 10:44/00---Ag Business 4   John Ball---Mr. Tree----   Alla---Ukraine---   10:53/00—KELO Commercials 10:55/00---Ag Business 5   Laura or Justin—Wrap----   Our time is up—thank you for yours  

June 3, 2026—9-10—Working on Wellness Wednesday—Show 52-22 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn PROTECTED HOME   (((MUSIC—This OLE HOUSE))) ((((YEE HAH---I’m Bill Zortman and welcome to our Working on Wellness Wednesday Show—day after election day---and we’ll talk numbers in our 10:00 show.   The Wellness on Wednesday Show ---will include some political follow-up as well---and more medical material in our 10:00 Show. Yes some races very close---like the Governor’s Race----we’ll stay close to that-   9:06----Tim Ridgway---yes—who heads South Dakota as  Education Medical Chief shared with us his Associate Dean of Health Sciences and Doctor of Physical Therapy----   Korey Zimney (copied), our Associate Dean of Health Sciences, and Doctor of Physical Therapy, has agreed to be on your show at the 9:06 time slot this Wednesday.    Korey you will be  speaking  on a variety of topics as it relates to our healthcare workforce.     Where would you like to start—and what we can expect to learn about Health Care in south Dakota—thanks to USD ---lets get started---   ------------Korey------------------      When we come back—Joseph Kippley— brought his summer intern who is a Public Health major in college and can talk about the cool things she is seeing in the Health Department.   9:16/00—KELO Commercials 9:17/30---Wellness Wednesday 2   We appreciated Tim Ridgway having his Associate Dean of Health Sciences and Doctor of Physical Therapy share quite the list of topics on health care---      Joseph Kippley—yes that Minnehaha Joe Kippley and his summer intern with us—and she can share what she is seeing—and what she is expecting to learn this summer---seeking a Public Health Major-     ------------Joe and Guest   ---Just ahead---Dr. Joshua Jorde—and yes we will be sharing the latest on the elections from Tuesday---that created and still are a lot of discussions—all following Fox Business News   9:28/00---KELO Commercials 9:30/00---Fox Business News 9:32/30---Wellness Wednesday 3   Joshua Jorde is back on a working on Wellness Wednesday---     what can we learn from you ---on this 3rd day of June---   We’re in the thick of summer now and more people are getting out and about with sports, gardening, weeding, yard work, and, with all the rain lately, mowing.    Although in a lot of these cases I’ve been able to help quite a bit at recovering when people accidentally go a little too far with their activities, I’ve had some patients lately, especially farmers, who overdid it a little harder than some.    When it comes to disc bulges and herniations, a lot of patients wonder if chiropractors can still work on those. The short answer is yes, almost always still directly even, and definitely indirectly. In fact, one thing I brought up last week that also led to me decide on this topic for the day was that up until 1934, the medical community hadn’t considered disc bulges or herniations as potential sources of low back pain, only fractures, while chiropractors had been working on disc issues of the spine since its inception nearly 40 years prior. However, not all of such cases will be able to be fully resolved by chiropractic alone.       So, even if there’s not a 100% success rate, should one still go to a chiropractor for disc issues and pinched nerves? Absolutely, people should, and for a couple of reasons. First and foremost is that the success rates for these sorts of issues with chiropractic care are much higher than most surgical success rates much less invasive. Second, it’s also been found that even if a case does ultimately result in needing surgery, patients who have gone to chiropractors first have ended up with both higher surgical success rates and lower surgical complication rates than those who begin care in the medical route.     Part of the reason for this, is it weeds out cases that don’t really need surgery in the first place, but also due to care for the entire spine and surrounding areas, the body can be functioning as ideally as possible before going into the surgery, so when recovering, everything can compensate more naturally as well as the body can focus energy on recovering only the surgery site and not having to spend energy dealing with other issues.     Another reason is because even when a case does end up being surgical, chiropractors are able to tell if that happens to be the case, though it’s almost impossible to tell immediately based on how and if the condition changes and, except in the case of Medicare, are able to refer for an MRI if needed which can often help in that determination.       Likewise, often surgery will require a period of ‘conservative care’ before going to surgery anyway, and chiropractic can be included as part of that documented care leading up to a surgical intervention.     Unfortunately, although we’re essentially out of the era where doctors and nurses will commonly specifically tell patients to avoid chiropractors, at least for low back pain, most still won’t specifically recommend chiropractors for it. However, this is partly just because of how the medical system works in general especially with insurance carriers also having providers. Even besides the fact that a doctor is often incentivized to refer within their own system, just by being within the same system, any doctor is more willing to refer to someone they at least kind of know than someone they don’t, hence why they’ll often refer to an in house physical therapist rather than an outside chiropractor.     So if in that situation and you already have a chiropractor, great, but if you don’t, then just bear in mind it’s a good idea to seek one out even if not specifically referred for chiropractic care. And if you’re looking for one, we have three great ones at Jorde Chiropractic Clinic. We’re located at 37th and Center.        You can find us online at jordechiropractic.com or call us at 605-335-0880. Our hours are MWF 9-5:30, TTh 9-12:30, and Saturday 9-noon        Dr. Joshua Jorde---thanks for the visit---    A big event is coming up Saturday----the 15th Annual Step Forward to Prevent Suicide ----at Fawick Park at 9:00am---Lisa Ottmar explains how you can be a part—when our Working on Wellness Wedneday Show continues—   9:44/00—KELO Commercials 9:45/30---Wellness Wednesday 4   (((Lisa Ottmar—15th Annual Step Forward to Prevent Suicide taped)))     ---when we come back –we’ll talk elections some still brewing—and who turned out to be the most valuable in the campaigns---we’ll mention our choice---when our Wellness Wednesday Show continues—   9:53/50---KELO-COMMERCIALS 9:56/00---Wellness Wednesday 5—June 2026---------------------------------   Some surprises in the Tuesday elections----we’ll share some of the results—and maybe an interview or two in our 10:00—hour      Our choice for the most valuable in the election campaigns that ended for most late last night---      To me the most surprising---was the long shot running for Governor-------he didn’t look professional as did two office holders—one Dusty Johnson---hoping to trade his congressional seat for the Governor’s Chair---and the Governor—who just wanted to keep his seat.      We are talking about Toby Doeden---it truly wasn’t anything Toby said—but a good women behind any good man—can be the difference. She was on camera—talking to media—people asking questions—and she talked about what a good man her Toby was. She was 100% believable—unlike some of the candidates that gave us the expected.      Doeden would still have to beat the incumbent governor---but he uses the strength of his devoted wife to cut to the heart----it could be interesting when they run on July 28th…    For now our—time is up—thank you for yours…   

June 1, 2026---9-10---The Report Card Show----Show 52-18 (((((From the BLACKBURN STUDIOS in Downtown Sioux Falls—Become a BLACKBURN PROTECTED HOME)))))   (((((M-U-S-I-C----THIS OLE HOUSe)))))) (((Yee-HAH----I’m Bill Zortman and thanks to surprising work from NEIL KING---who counts the issued permits---and all that goes with it---We HAVE OUR REPORT CARD Show this morning on the 1st of the month))))   Tony Bachman----who has worked with us for a dozen years on this show is with us this morning-----along with others that make this show very special----and as we hear all the time---this is a show each month—our audience needs to check on—with the trends on buying, selling and building.   Neil---you got the numbers out in a record time----and it has us all wondering how the first 5 months of 2026 has fair-ed----giving our other members of those tied to home building, real estate, banking, and more to share what they have seen already—and what we can all expect for the summer months---June-July-and August---   ----Neil----Tony---jump in---educate us on this June 1st-2026----   We know what you report and this panel sees and interprets the first two Monday’s of each month—is among the most followed It’s YOUR Business Shows each month. Having people talking about what they have seen—what they think the month will hold----gives us a place to start.      Neil---if you will take us thru with your have seen for January-February-March-April-and May---   ------------------Neil--------------------Tony      What we saw thru April –was that the total value of the permits was just under $300 Million. New residential was the lowest it had been in three years—while the Addition Remodeling was the highest in 3 years-          ----------------the month of May------and what you are already seeing for the expected numbers in June---has your guys and gals thinking what?   ------------------Neil-----------------------Tony-------------------   Last month we talked around 4 set of bullet points   Affordability and timing Leverage and negotiation Local resources and prep And you guys even had some practical tips you shared Good morning Bill and Neil,   We can focus on Neils numbers here are some potential notes for us to cover until we have our Realtors Association numbers.  See you soon.   Right now, the real estate market is undergoing a massive rebalancing act. The frantic, "name-your-price" pandemic years are officially in the rearview mirror, replaced by a market driven entirely by affordability. Here are the top 5 talking points that will have listeners turning up their volume today: The Mortgage Rate "Ping-Pong" Game The Hook: "Are mortgage rates ever going back down to 3%?" (Spoilers: No). The Current Reality: The Federal Reserve has been holding its benchmark rate steady at 3.5% to 3.75%, which has kept average 30-year fixed mortgage rates hovering around 6.5%. While that’s a welcome drop from the terrifying peaks of late 2023, recent ticks back upward have buyers playing a waiting game.  Radio Takeaway: Tell listeners to stop trying to time the absolute bottom of the market. Marry the house, date the rate. If the numbers work for your monthly budget right now, make the move and plan to refinance later. A Tale of Two Markets: Resale vs. New Construction The Hook: "Can't find a house on the market? The builders might have a deal for you." The Current Reality: Existing homeowners are still experiencing a bit of the "lock-in effect"—they don't want to give up their sub-4% mortgages, so they aren't listing. Because of this resale shortage, homebuilders have stepped in aggressively. Nearly a third of builders are actively cutting prices, and over 60% are offering major incentives. Radio Takeaway: If you’re a buyer frustrated by a lack of options, look toward new construction. Builders are offering major "hidden discounts" right now by buying down mortgage rates or covering all of your closing costs just to move their inventory. The Great Rebalancing (Buyers Finally Get Some Leverage) The Hook: "Sellers, the days of getting 15 offers over asking price in a single weekend are officially over." The Current Reality: National housing inventory is up nearly 20% compared to last year. It’s still technically a mild housing shortage, but it’s the most balanced, buyer-friendly market we’ve seen in almost a decade. Homes are sitting on the market longer (averaging around 52 days), and buyers actually have time to think, order an inspection, and negotiate.  Radio Takeaway: For buyers: Take your time, look for homes that have been sitting for 30+ days, and don’t be afraid to ask for repair credits. For sellers: You have to price it right from day one. Overpriced homes are being brutally penalized by the market right now. The "Income vs. Sticker Price" Gap The Hook: "How much money do you actually need to make to buy a home today?" The Current Reality: Redfin recently reported that Americans need to earn roughly $116,000 to comfortably afford the typical U.S. home. That is about $29,000 more than the median household income. The silver lining? Home price growth has slowed dramatically (projected to grow a modest 2% to 3% this year), while wages are growing at about 3.6%. Radio Takeaway: For the first time in years, incomes are actually rising faster than home prices.Affordability is slowly improving, not because home prices are crashing, but because buyers' purchasing power is finally starting to catch up.  Extreme Regional Divergence The Hook: "Why the real estate news you hear on national TV might be completely wrong for your neighborhood." The Current Reality: Real estate is intensely local right now. In the South and West (think places like Texas, Arizona, and Florida), heavy construction has brought plenty of supply, causing prices to soften and price cuts to skyrocket. Meanwhile, the Northeast and Midwest are still stuck in a severe inventory drought, keeping prices stubbornly high.  Radio Takeaway: Remind listeners to ignore the sweeping national headlines. If they want to know what’s actually happening, they need to look at what’s selling on their specific block, because a market two states over looks completely different from theirs. Host Tip for the Air: Frame the current market as a "Healthy Cooling." It’s not a housing crash—home equity is still incredibly strong—but the crazy leverage has shifted out of the sellers' hands, making it a much saner environment for everyday families looking to make a move.               Teddi Mueller from the Home Builders helps us understand what her members are seeing---and give us that much more on what we could see in the June and July “J” months----      We’ll check in with what seems to be the general consensus –for the GOOD OLE Summertime---   9:18/00—KELO Commercials 9:19/30---Report Card Show 2 Welcome back to the June Report Card show---thanks to Neil and his team we have looked thru the first 5 months of 2026----   Teddi Tony-Neil---- For those just joining us----where would you say we are in 2026---as far buyers-sellers—builders—remodelers—and those looking to get into the ring for their next home? ---------------Team----------Response----   What to expect for June-July and August---buyers---sellers—and yes always the unexpected’s----   -------------upcoming events----from the Home Builders-----for our three months of summer---- ---------------Teddi-------------      Todd Boots---one of those out in the field---what are you seeing ahead---and anything surprise you in the first 5 months of 2026? ---------------Todd--------------      Trends the builders are seeing—and discuss in general terms so far here in 2026? ----------------Todd--------------    Those working see what for labor---for product---looking at those selling and those in town or coming to town to get into our process in the Sioux Falls area--- -----------------Todd-------------     We’ll check the bankers----what they are seeing and saying and expecting after Fox Business News on the half hour---   9:29/00—KELO Commercials 9:30/30---Fox Business News 9:32/30---Report Card Show---June      Welcome back to our MONTHLY REPORT CARD Show---Dave and his wife KELLY KELLY work with us—and with you to find out the trends that are out there for financing homes and finding the best opportunities that are available for you---      Dave---what are you seeing as we hit the 6th month of 2026? --------------Dave-------------------    The interest rates---while we see gas prices off the charts---how about for those seeing to sell and buy in the housing industry? --------------Dave-------------------    As we have learned thru the months and years with you –we know that you offer some opportunities ---that let them perhaps make the most out of the transaction----    ------------Can you share where we are on this opening day of June? --------------Dave--------------------    Kelly-Kelly---works her beat as well –including a lot of traffic in Minnesota---how would you explain what she offers that our audience should be considering---- -------------Dave----------------------      Where do you see the interest rate game going in 2026----as we are in the summer months—will there be more people knowing this is the time or will they be waiting to see what happens with all the skirmishes and political back-and-forths---that seem to attract so much time--- --------------Dave----------------------       Most asked question you have been getting----and how do you answer it for those that just want to be smart when it comes to what they can buy—and at what rate of interest? --------------Dave-----------------------       Other very much important information our audience should understand about what you offer as well as what Kelly-Kelly can do and does here---and even in Minnesota--- --------------Dave------------------------       Appreciate what you do ---and how you do it—to help those that are going to make the most significant purchase they’ll have in 2026---         We’ll check in with others that talk with us during the Report Card Show-----when our first show of June—continues---   9:43/00—KELO Commercials 9:44/30---Report Card Show------   In our Report Card and yes Remodelers Show each month---we talk to those that are working with the buyers and sellers----as builders----and what they can share—gives you an even more important picture on where all of the building, remodeling and market has to share ---     Todd Boots---is former President of the Home Builders Association here in South Dakota----he joins us---as he continues to keep plugged into the industry thru the boards, the lawmakers---builders---and those doing the work---      Todd---share with us what you have seen with inventory—those still looking to build or remodel----and some advice for those out there that want to make the best decisions possible--- -------------Todd-------------     Steve Swenson----Handy-man----     Others---that help us stay on top of what is there---and what we need to know----in 2026--- ---------------expectations------ -----------------what people are asking for on their homes---and Steve in your case what the Handy-man is seeing purchased and going thru the doors----- -----------------Steve-----------------       The work-force---what is out there for those that want to help build-repair----and help those that need to tidy up or tie the knots--- ------------------Steve----------------Todd-----------------       Most asked questions you both are getting in 2026-----and how you answer it---- ------------------where are we and where are we going------     We appreciate both of you –and all your colleagues—that help us tell the story on keeping your home tip-top---and really good to live in---      We’ll get you ready for the Agri Business Show----which lets us check with what’s selling----what’s happening in Harrisburg-----and oh yes—what the top two candidates in the race for South Dakota Governor are saying as voters hit the polls tomorrow----   9:54/00—KELO Commercials 9:56/00---Report Card Show------    For those that don’t understand that we do a business show in our 9-10 hour----and Agri Business Show in the 10-11 hour----we work with clients---with those that want our help marketing what they have to offer----and the other thing I was told when I first started doing this show now 5,218 times---was the our show was designed for us—as broadcasters to help those with businesses and others with ag properties to have a say—to those elected officials that make such a difference ---in what decisions are made.      We have done this to keep a Governor----a Congressman----or other elected officials—where we can help support those that are businesses and those that are on the farms---to have a direct access to Governor—or Congressman—and others know the needs of those yes in business and on the farms.      It was only appropriate that our last guests before tomorrow’s election day---would want to be in our show today—the last before you go to the polls-----so you’ll hear this morning from Governor Rhoden and from Congressman Dusty----to start our 10:00 hour----     We want to have a communication line to the Governor—to the Congressman ---that lets them know---they expect them to act on their behalf----     And don’t forget to vote if you haven’t already voted absentee--- ----------for now—our time is up—Thank you for yours…  

May 29, 2026-10-11—It’s YOUR Agri Business—Show 52-17 ((FROM THE BLACKBURN Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME))))   (((MUSIC---This OLE HOUSE)))) (((YEE-HAH----I’m Bill Zortman and Welcome to our It’s YOUR Agri Business show—Agri-culture of COURSE the #1 Industry in South Dakota---and we’ll be talking agriculture—including a number of candidates from several levels of seeking votes. The people in the show will have us close May—and lead into the June 2nd Primary…)))     Not POLITICAL but #1 industry Agriculture leads our show---not a candidate but a South Dakota Broadcaster well known in this country as well as all over with his afternoon Ag Event ---   Darren Hefty—AG PHD----he and his family farm north of Sioux Falls—and they talk on Sirius Radio or is it something else---agriculture in the afternoon and broadcast from Baltic----they also have the right ideas—and even if the two brothers compete and argue every now and then –they know what they are talking about and stand for.   Alright Darren—we talked as we always try to do the day before our interview—you were concerned about fertilizer and fuel prices---and moisture----where you going first?   ------------Darren--------   Fertilizer   Fuel   Moisture needs   And----   How can they follow your broadcast along this afternoon? ------------Darren---------   We’ll talk again next week---     We have a number of candidates to talk to----running for Governor---Minnehaha County Commissioner after being a part of the other wing of county voters----one running for Mayor----as well---      But we start with Larry Luetke—He now wants to be something other than just a Tax Commissioner—he 310-8886 6 he wants to be a county commissioner –you have good reason—and it deals with help for the County Commissioners---   -----------Larry--------------   Thanks for the visit----   From the County to DC one that is a House Member—wants to be Governor—after a quick break 10:19/00—KELO Commercials 10:20/30---Ag 2-------- ((((Taped Segment---Congressman Dusty Johnson))) -----------more candidates---morning markets to hear from as well--- Stay with us---   Growing harvest network next— 10:27/00---Growing Harvest Network—Sarah Heinrich--KFGO 10:29/30—KELO Commercials 10:31/30---Ag Business 3 ----Matt Swenson---Morning Commodities—Swenson’s   Mixed among the candidates this morning---is Joe Evenson—God as CEO on June 11th---   Join God As CEO as we welcome Alan Barnhart, Chairman and former President & CEO of Barnhart Crane & Rigging, for an impactful conversation on faith and leadership on June 11 at the Sioux Falls Convention Center.   Alan learned business from the ground up in his family’s steel-erecting company in Memphis, Tennessee. After studying civil engineering, he felt called to missions just as his parents invited him and his brother, Eric, to take over the family business. God’s answer was clear: his full-time ministry would be the business world.   Over nearly four decades as President and CEO, Alan Barnhart helped grow Barnhart Crane & Rigging into one of the largest heavy lift and transport companies in the U.S., with more than 40 locations nationwide, channeling millions each year into gospel work. In a bold act of faith, the brothers gave 100% of the business to charity, including donating the company to the National Christian Foundation in 2007.   Alan and his wife, Katherine, have six children and reside in Tennessee. His life and leadership inspire others to steward their families, businesses, and resources with faith, courage, and generosity.   About God as CEO God as CEO exists to encourage, equip and activate people to transform work for the glory of God.  It's a movement for managers, business owners, and those who seek to be a Christian influence in their workplace. Kingdom Capital Fund oversees the God as CEO movement in the Sioux Falls area.   Candidates looking for your vote ahead--- 10:40/00—KELO Commercials 10:41/30---Ag Business 4   Joe Batchellor Candidate for Mayor--- -------Talk to us about what a Joe Batchellor Mayor-ship would be like---and what our audience could expect---   --------Joe Batchellor------------ Joe Batcheller 605-610-0121 Community Builder // Placemaker  Candidate for Sioux Falls Mayor     ----what would you bring to the table as Mayor of Sioux Falls—following 2 terms by Paul Ten Haken---- ---------------Joe--------------   Kind of questions you are asked at the forums—or one on one meetings—what do the voters want to know---- ---------------Joe-------------- How you see Sioux Falls for the next 4 years if you are elected Mayor— ---------------Joe---------------      Still to come ---those you hear us close out virtually every week with—and today—we close out the month of May---   10:50/00—KELO Commercials 10:52/00---Ag Business 5 ----John Ball   ----Laura Edwards   --reminder to vote -----   ---our time is up—thank you for yours…  

May 29, 2026—9-10---It’s YOUR Business----Show 52-16 ((((FROM THE BLACKBURN Studios in Downtown Sioux Falls—Become a BLACKBURN PROTECTED HOME))))   ((((MUSIC---THIS OLE HOUSE)))) (((YEE HAH—I’m Bill Zortman and WELCOME to our It’s YOUR Business Family Friendly Friday-a show with many of these guests we have been sharing for 5-10 even 12 years)))   This particular show has helped us start the weekend with a wrap of what has happened thru the week---and with a look to the weekend and five days after that.   9:55/00—KELO Commercials 9:56/30---Biz   We start with Jodi Schwan---Sioux Falls Business—good journalist---good ring-leader for breaking news and for helping us with trends.   Jodi –good morning—the end of May---the end of the primary run with the vote Monday----   What else are you covering---seeing---and have certainly in your headline circle?   --------------Jodi------------------- -Want a 250th anniversary flag? Better move fast – and there’s only one place to get it --Kind of a cool find, Urban Adventure Center now adding an archery center --We release our (I think) biggest ever food truck guide so lets talk about a big range of mobile businesses out there   -----------how they find all your hard work----and what you will do this next week? ----------Jodi---thanks for the visit –and all you bring to a great spotlight for all----     Right behind Jodi Schwan---Jessie Schmidt---what can you share with with the BBB---for your clients—and those that count on us on Friday to give them some Better Business Bureau---food for thought----     ------------Jessie-----------------     ---just ahead we’ll check with Experience Sioux Falls leader Teri Schmidt-----and Mr. Outdoors—Kip Rounds---South Dakota Game Fish and Parks---   9:16/00—KELO Commercials 9:18/00---Family Friendly Fun 2    Teri Schmidt---always working on bringing events to Sioux Falls and making sure you the public know what is coming up and when.      Teri—good morning as we cross over from May into June this weekend—where are we and where are we going-and oh yes—how do we get there?     ------------Teri---------     How do you visualize our first 5 months of 2026---here in Sioux Falls?   And the July 4th Parade—please talk about that and what you see   --------------Teri------------   -------thanks for the visit--------   Kip Rounds—South Dakota Game Fish and Parks with us this morning and he too can tell us how the January to May part of the year fared--- and what you see for the J-months—August and hitting Fall in September? -----------------Kip-------------------      Thanks for giving us our continuing look at the great outdoors here in 2026----       No Brandon Hanson this morning—but I have his downtown notes for you----after all the sporting events     Jimmy Ohlander shares the first Clark Cup Title for the Stampede since 2019----following Fox Business news next---   9:28/30---KELO Commercials -------------Fox Business News 9:32/00---It’s YOUR Business 3    Have to share with you how proud we all are with Jimmy Ohlander and the Sioux Falls Stampede who won their first Clark Cup championship in the last week—yes the first since 2019---    Congratulations Stampede---and Mr. Stampede Himself----Jimmy---wow---what was so different with this team that made them champions to remember----Defeated Muskegon in double overtime last Saturday night to win their 4th Cark Cup title in franchise history      Celebration party was held Tuesday night at the Birdcage---over 1000 people attended.      What is next---off=season mode with tryout camp in just 2 weeks and next season will be here before we know it ------------------Jimmy----------------          It’s a big time as well for Elmwood Celebrating their 100th year celebration---with the big weekend of events starting tomorrow and running to at least June 6th------Cat Clark is the Market General Manager—Sioux Falls Golf----    Landscapes Golf Management   What all is planned—and knowing you ---golf has got to have a drive-line thru much of what goes on     Golf tournaments---what has been done at Elmwood for those that like to eat and those that like to play as well-----      When we come back a look at the Sioux Falls Canaries---and Downtown Sioux Falls events Brandon would want me to share---   9:42/00—KELO Commercials 9:43/30---Business 4 --baseball---John Gaskins---SF Canaries---   John joins us just in time for two night events tonight and Saturday and a 4:05 Start on Sunday---     Tell us about the events—the team—and what the fans need to know---they are back from Lincoln—with Lake County---Kane County and Fargo Morehead----      Tell us about the team---and what fans will see and enjoy in 2026--- --------------John--------------------   --------------------Downtown Sioux Falls----your need to know time------and about WHAT      Historic Walking Tour of the Warehouse District running this afternoon  with live music and delicious food on the 12th Street Plaza from 11:30 to 1:30     At Plum’s Cooking---young chefs roll up their sleeves and jump into a week of hands-on kitchen fun---each day brings a new culinary adventure designed to spark creativity, build confidence in the kitchen and taste delicious flavors---    Chef April Johnson will have multi-day class—Monday – Thursday 10-11:30---$250 + Tax gets you in    European Tapas—at Plum Cooking Company---the instructor is Chef Andrew Ernst---Monday June 1st—6PM $90+Tax—you can discover the bold, vibrant spirit of European tapas in a thoughtfully curated menu designed for sharing and savoring. Each dish brings together refined technique and comforting flavors for an elevated, communal dining experience.    Tuesday night weekly comedy Open Mic-on With our host Sara Manson –bring your best 7 Wednesday of every month @ Club David—Prize—Larry Brinkman Trophy in Your home for one month.      June 2nd—an intimate evening centered around the wins of St Helena Whinery. Founded with a focus on-estate-grown Cabernet Sauvignon.-Saint Helena Winery is a true hidden gem of Napa Valley, crafted for those who seek out rare, small-production wines beyond the well-known labels—the evening on June 2nd 8 to 10 PM…    June 2nd---8-10PM—House Band Live Music—DaDa Gastropub    The Heinous 3, every Tuesday         50/50 Bingo Project Love your neighbor and what is better than playing BINGO with friends and maybe winning some money—while enjoying great local brews on tap—    Yes doing it while supporting a good cause---at the Wood Grain Brewing Company time is 6PM—cost $.40 per card per round—50% of each round’s proceeds go to the first person to get BINGO that round ---just ahead quite the family—       Quite the family next is it Sioux Metro 17 or is it 18 or 19—Tyler explains 9:47/00—KELO Commercials 9:48/40---Biz 5 -------------we are looking for ways to help tell the stories and activities of communities like the Sioux Metro Alliance----Tyler Torgeson—has been helping us understand what going on in his 17 communities—      What do you want to share about this week and what is coming up in the month of June----   -----------Tyler----------------we are getting more and more discussions about your project—how you are helping so many---so how are you helping—what did you just do—and what do you see ahead----   ------------Tyler----------------     More communities—how could they be a part of this movement---which would be good for all here in South Dakota or even for neighboring states---   -------------Tyler---------------    How do you replace Mayor Paul Ten Hagen-----and do you have a favorite that you think would make it quite the term--- --------------Tyler--------------   One more stop now before the end of this hour—Diana Patterson---Sanford Career Opportunities RN’s and LPN’s---     Talk to us---about what you see----and who is getting that education that will make it much easier here in South Dakota----   -----------Diana----------------(Sr. Talent Advisor—201-3702)   How do our listeners who are in the med field—find opportunities----do they call you –go to a medical facility---or something else--- ----------Diana---------- ---our time is up—thank you for yours-----   

May 27, 2026---9-10---Working on Wellness Wedneday—Show 52-14 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME)))   ((((MUSIC---This OLE HOUSE)))) ((((YEE HAH---I’m Bill Zortman and Welcome to our Working on Wellness Wednesday show ---show 52-14---in our ORIGINAL IT’s OUR Business Series))))      We traditionally start with Leadership in HEALTH CARE---and that starts with Tim Ridgway---who heads up the South Dakota Med School. What he brings with him---is not only where he has been to answer questions on college campuses----and hospitals---but for those that really need the health help. We hear from the students as well in the Med School----      Dr. Ridgway---good morning ---you have been back at it---speaking on locations---talking with students and supporters-and letting us know what you see as important to those in South Dakota--- ----------Dr. Ridgway------    Virtually the end of the school year---how are you closing 2026 compared to 2025? -------------Tim---------------     New med students---where are they coming from---and where they could go after they get the information and graduate? --------------Tim--------------     You want us to hear from more of your faculty and students in our reporting today-tomorrow and beyond---- ---------------Tim--------------     We appreciate your visit----- ------When we come back on this Working on Wellness Wednesday----Doug Moore joins us----937-671-8032 9:15/00—KELO Commercials 9:16/30---Wellness Wednesday 2   ------questioning that may help our audience to understand how Moore is different----and could really help you---just listen    - What did you do to establish this company/insurance group? I work for the FMO USA Benefits group and FMO stands for Field Marketing Organization They were already established and they've been around for 38 years and they have an A Plus rating with a Better Business Bureau. I just answered an ad for sales about 25 years ago to sell underneath them. I work for myself and have no boss and 100% Commission. The beautiful thing about what I do is no matter what the situation I always have a product for the customer no matter what as I am licensed to sell over 50 products from health insurance to life insurance division dental you name it. As brokers we all work under Fmos I have probably one of the best Fmos in the country as they do a great job not only in training but support and anything I need they have a solution for which in turn is great for my customers because I always have a solution for their health insurance needs.  - How can we  help promote this?   I would just love for you guys to embrace me and what I can do for people!  This means driving people to my website -Your choice health plan dot net. Once there, they can request a quote and they don't even have to talk to anyone. It can all be done by email but I do like to talk to my clients to make sure that they're healthy.  Also I like to use the saying Don't Fret go to your choice health plan dot net to request quote.. People these days fret over health insurance and it's really very simple in that you have to have a good agent to one put them in a great product and two most importantly help them use that product and be big on customer service and answer their call. Don't fret go to yourchoicehealthplan.net and request a quote lol...If the traffic person or whoever reports on the traffic hourly-COULD EMBRACE this phrasiolgy THIS IS HUGE!!  A lot of times the traffic person has "dead air" and doesn’t say anything - they could say that? Lol..no worries if not..I always like to talk to the traffic person to before they would do such just so I can help them in many ways.    - Who does it approach (target audience)--and who is answering most, and getting the most help from this insurance?   We try to target self-employed people that are overpaying for health insurance, or that don't have insurance, or people on COBRA, or people that have work insurance that's just really too high. My main demographic is someone aged 40 to under 65. Last, With the majority of the plans that we sell people have to be healthy with no heart attacks strokes cancers as these plans are underwritten which means they cannot get these affordable plans if they're unhealthy people. People that are unhealthy with heart attacks, strokes, and cancers have to go to the marketplace because these are not in the written and they will take everybody no matter how unhealthy they are but, the drawback is it's very expensive. There are a lot of people on the marketplace that are completely healthy and vastly overpay because they think that's the only place that they can get health insurance. That's the person that I want someone that's overpaying and maybe on the marketplace and healthy and thinking they have no options We help that type of person a lot And cut their health insurance premiums a lot of time in half.   ---how they reach you for more information –that could indeed be life-changing and more healthy for you with yes much more confidence that you are doing what is right---   Just ahead—Joe Kippley—Minnehaha County –medical head that talks with us every week---what will we hear this week on this last Friday of May?   9:28/00—KELO Commercials 9:30/00---fox biz news 9:32/00---Wellness Wednesday 3    Welcome back to our Working on Wellness Wednesday----      Joseph Kippley joins us –and for those that know you work hard to keep people healthy-----who and where do you serve---and what should we know as we head for the first of June come Monday morning---   Topics for discussion: Infectious disease update - where is the state on measles, influenza, sexually transmitted infections? Community Health Workers - a relatively new type of workforce that helps patients navigate healthcare and community resources     What else are you seeing as we hit the summer months----that has your health attention in Minnehaha County---- ------------Joe Kippley-----------   How healthy are we as citizens across the county and with those visiting carrying perhaps bugs that might not be healthy— -------------Joe Kippley-----------     Who works with you----that you would call a relatively new type of workforce that helps patients navigate healthcare and community resources---- -------------Joe-----------------------     What kind of questions are you and your team getting on health and wellness after the first 5 months of 2026? -------------Joe-----------------------     What do watch for as the temperatures heat up for the good ole summary time-----      ------Joe Kippley—appreciate all you do----and keeping us informed with our audience. They too need to pay attention—and put wellness ahead of just knocking around--- -------------Joe ------------------    Joe Kippley—thanks for the visit----   ----10:00 hour this morning we’ll visit  with Lisa Ottmar—Development Director for the Helpline Center’s Suicide Prevention Awareness---this is the 15th anniversary---more in our 10:00 Hour----   9:42/00—KELO Commercials 9:43/30---Wellness 4    Dr. Joshua Jorde joins us on this Wednesday   Topics for discussion: Infectious disease update - where is the state on measles, influenza, sexually transmitted infections? Community Health Workers - a relatively new type of workforce that helps patients navigate healthcare and community resources Although chiropractors get a reputation for being ‘bone doctors’ or ‘joint doctors’, at our foundation we’re actually more like ‘nerve doctors’. Although we adjust the bone to restore proper motion and position within a joint, the goal behind doing that has, since chiropractic was first discovered in 1895, has been to influence nerve flow. Since that time, there have been some changes in how exactly we do so, but even with modern science, the consensus is that chiropractic adjustments have significant, measurable positive impacts on the nervous system and nerve flow. The original idea was that subluxations, the misalignment and fixations in the spine which chiropractors treat, resulted in nerves being pinched and cutting off their nerve flow. We now know that, while that can happen, it’s usually a severe problem by that point as the pressure needed to be pinching a nerve required to restrict nerve flow is significant. We now know that in the vast majority of cases, it’s instead nerve irritation that we’re relieving. Basically, when a nerve gets brushed up on an irritated, it starts sending aberrant signals that go out to the rest of the body without any regulation or control from the central nervous system. Going back to the term I mentioned earlier, subluxation, what it literally means is ‘sub’ – less than, and ‘luxation’ an old term for a dislocation. So basically, not out of the joint space, but rather sitting incorrectly within the joint space. This is especially significant and part of why chiropractors became so associated with helping low back pain in particular. Basically, because chiropractors were working along the spine and evaluating the nervous system, we were able to find causes of low back pain before the medical community at large even considered low back pain to be a real diagnosis unless caused by muscle tension or a fractured spine. It wasn’t until 1934 that low back pain other than those cases was considered a real diagnosis and not malingering or all in the patient’s head. As such, being able to provide relief for something that was widely ignored led to is getting that renown albeit arguably at the expense of losing sight of the wider range of things chiropractors are able to help with. Finally, due to chiropractic affecting the nervous system in general, it’s especially important for young kids to get adjusted regularly, every few months, since as long as they’re still growing, it’s important to be growing in the right direction and with proper nerve function as they do. So if you’re looking for a chiropractor to help with low back pain, neck pain, headaches, or even organic issues that you haven’t been able to get relief from through medical means, we have three chiropractors at Jorde Chiropractic Clinic. You can find us online at jordechiropractic.com and even book online, or call us at 6053350880. We’re located at 37 th and center, just north of the Hy-vee on Minnesota Avenue. Our hours are MWF 9-5:30, TTh 9-1230, and Saturday 9-noon.   --10:00 Hour this morning we’ll visit with the Development Director of the Helpline Center’s Suicide Prevention Awareness-----                          We have done this for a number of years---work with Lisa Ottmar----to help us understand the Helpline Center’s Suicide Prevention Awareness Anniversary---and this is the 15th Anniversary---      Last year 800 people attended and raised over $65,000—for the Helpline Center’s Suicide Prevention and Awareness      Lisa Ottmar—Development Director---605-274-1420---      15 or is it 16 years—this annual event needs some attention and they have helped and we hope our  other broadcast friends can help as we approve that event in just a few days—last year it was on Saturday June 6th---our time is up—thank you for yours…  

May 26, 2026---9-10---It’s YOUR Business---Show 52-13 (((From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME))))   (((MUSIC---This OLE HOUSE))) ((YEE HAH---I’m Bill Zortman and Welcome to It’s YOUR Business----Show 52-13—in our ORIGINAL IT’s YOUR Business Series      Our good friends and business partners—South Dakota Farm Bureau will be with you for their monthly show 10-11 on this 4th Tuesday of the month----but this hour we’ll touch on a few things that are making news---in DC—here---and yes important to all of us.   (((Taped Segment---Congressman Dusty Johnson-----Gubernatorial Candidate)))) Time:     When we come back we’ll check with our Political Watch-dog---Casey Crabtree------where is the race—and other races across South Dakota.?   9:17/00—Commercials 9:18/30---Business Show 2    Just a week away from the June Election---we heard from Dusty---but there are discussions on just where the race is---the polls have had the Congressman in the lead for a good part of the primary time---but new polls seem to differ---   Casey---what do you see-----and where is this all going   Issues that will decide the primary-----   Which polls can you believe------and where do you see them going?   ------Casey---------- I did visit with Dusty---and his staff always shares—pick the topics---you want------but it has been interesting-----   -------Casey---------   What do you think will be the deciding factor in this Republican Primary what doesn’t seem to have a clear cut favorite------   What favors each of the 4 candidates----   --------Casey------------    Talk about each of the 4 candidates---what you see as a plus—and a question-mark for voters— -----------Casey------------     What voters are telling you------ ------------Casey-----------      Farmers      Businesses      Young      Older citizens      Why this primary is important to those in agriculture      In business------      -------we taped a special segment with a new partner---on topics that we think you want to know about it—regardless of whether you live in South Dakota—North Dakota or surrounding states—     That following Fox Business News on the Half hour   9:29/00—KELO Commercials 9:30/30---Business 3   (((Taped Segment Heidi Heitkamp---Former US Senator---Alliance Director of Ag))))      We plan to visit with Heidi Heitkamp on the issues we discussed in future shows-----it’s important to those in agriculture--- and we are happy to pose your questions in the future-----up-next---in this special show that included Congressman Dusty Johnson---a look at the polling and what all it means----with a week before the primary----Former North Dakota Senator Heidi Heitkamp—and yes AI is mentioned---lots to discuss and we’ll close the hour with Geri Eide—FFA of South Dakota-   9:43/30---KELO Commercials 9:45/00---Business 4    One group that we are happy to help along the road is the FFA of South Dakota----sprinkled across South Dakota--- in the small communities—and those that even though they’re more populated—know the important of the farm---and South Dakota’s biggest industry in all generations----    ----Gerri Eide---has been introducing us to the leaders---regardless of age—and with all the ag topics and candidates we included in this hour-----we felt like the long-time leader can talk to us ---about the importance of what they are doing---and what they learned in 2026---   --------Gerri---good morning-----    We know that Dusty Johnson and the three other candidates running for the Republican nomination for Governor have been plugged in---but perhaps they should be a little more plugged in with those with FFA---and what they hold for the future of South Dakota—today, tomorrow and beyond---   ----------Gerri-------------     Upcoming events---     Hopes for this generation of FFA members that are growing up---     Gerri thanks for all you do –with our serious membership—that is learning all about #1 industry in South Dakota---      Thanks for the visit----      Coming up in our 10:00 hour this morning--- the South Dakota Farm Bureau does their monthly show    (((interview guest if possible and time permits--))))       Our time is up—thank you for yours

May 22, 2026—10-11—It’s YOUR Agri Business—Show 52-12 (((FROM THE BLACKBURN STUDIOS in Downtown Sioux Falls—Become a Blackburn Protected HOME))))   (((MUSIC---THIS OLE HOUSE))))) Yee Hah---I’m Bill Zortman and Welcome to our It’s YOUR Agri-Business Show---Show 52-12 in our ORIGINAL It’s YOUR Business Series     Agriculture of course is our #1 industry---yes that is a very good reason for every business show I do----I do an agri-business show----     We start with Darren Hefty---Ag Phd--- as we talked on Thursday—we talked about weeds---and the art of spraying them----    Share with us what weeds are in the field and how you and others in agriculture like to attack them when they are small---      WHAT IS SMALL—and how are you doing on the weed attacks in 2026—before they get too big--- ------------Darren--------------    High School Graduate(s) in your house—this weekend—share with us what you are hearing and seeing---as they make that decision to hit the army on June 1s--- ------------Darren--------------    Shows this week ---what did you talk about---and what are the plans today and beyond--- ------------Darren--------------    Thanks for joining us—and thank you son for helping us all be part of the military---     ((((Dusty Johnson or Casey Crabtree))))what’s happening as we approach the June primary vote in South Dakota---)))) His pre-primary campaign finance disclosure form, which all candidates had to submit by May 18, indicates that Johnson, who started the year with roughly $955,000 available in funds, received $3.7 million in contributions through mid-May and spent nearly the same amount, leaving him with a current balance of $931,000. That figure dwarfs the balances of his opponents, with Gov. Larry Rhoden's campaign reporting $170,000 cash on hand, state House Speaker Jon Hansen's camp reporting $164,000 and Aberdeen businessman Toby Doeden reporting $214,000.   ----------Dusty Johnson or Casey---or both----     10:20/00—KELO Commercials 10:21/30---Ag Business 2 ---------Nolan Clarke----Plains Commerce Bank----we talk with Plains in our Ag Shows---they work hard with those in agriculture of course---business---the newly married and yes the seniors-----      -------Nolan what are the concerns these groups have—and how can you help them----at your Plains Commerce Banks---- -----------------Nolan---------------    -------the Plains Commerce Difference seems to be paying attention with your professionals—to help those in South Dakota and neighboring states ---     We mention seniors---we mention newly married----those in business and those in agriculture----      Thanks for all you do –and all the people Plains Commerce is helping and managing too— -------------Sarah Heinrich---KFGO has the Growing Harvest Network ---next---and Matt Swenson has our mid-morning commodities--- 10:25/30---Sarah Heinrich—KFGO—Growing Harvest Network 10:28/30----KELO Commercials---- 10:31/00----Ag Business 3 Matt Swenson----Swenson Commodities---joins us--- when we do our weekday shows---he has the mid-morning numbers----    What are you seeing just after 10:30---- --------------------Matt----------------    Grain---meat---energy---Big Board on Wall Street------- ------------can they get information early morning or late in the day—and how do they do it----- --------------------Matt----------------    ----------appreciate your help and all you do for those in agriculture---      We made our call to Geri Eide—Long Time FFA Leader----   ----------Geri----what and who can you share with us this morning---- --------------------Gerri/Guest-----------      And upcoming events we should be watching for all over South Dakota— ----------------    Gerri------------------    For those that don’t know how many FFA members do we have in May 2206?   ----------Gerri-------------------     ---------------gerri---thanks for all you do---      A couple of events one with a giant flag---    And another event I stumbled across last weekend in Brandon----you might want to make sure you look at both of them--- ---------------guests-----------   When we come back we’ll check with Alla on Ukraine---mr. tree and a weather watch for the days ahead----   10:44/00—KELO Commercials 10:45/30---Ag Business----4 Weekend events--- John Ball---Mr. Tree----------- ------moisture and weather threats---- ------planting tree is an art—and you talked about it this week---share for those missing---   ------------John Ball—Mr. Tree---------- ---Ukraine back in the news this week----Alla---has been their to talk to us whether it be Ukraine—or Iran----we just don’t know unless we are getting information from a place we lived as did our family---   Share-----please-----     10:53/00—KELO Commercials 10:55/00---Ag Business 5 ---Justin Glisin Or Laura Edwards –to close the week—weather we want to our not --------------weather update------our time is up—thank you for yours---

May 22, 2026—9-10---It’s YOUR Business---Show 52-11 (((FROM the BLACKBURN STUDIOS in DOWNTOWN Sioux Falls—Become a Blackburn PROTECTED HOME))))   (((MUSIC---THIS OLE HOUSE)))) Yee HAH---I’m Bill Zortman and Welcome to our It’s YOUR Business Show—the Friday Friend Sharing---      We start with Jodi Schwan----Sioux Falls Business---- Changes on Minnesota Avenue Latest Sales Tax Trends Time to plan America –250   -----how they reach you----or follow all the good things that you are doing---- ----------------Jodi Schwan----Sioux Falls Business----     -----------Jessie Schmidt---BBB of South Dakota   ------just ahead Teri Schmidt gives us a look at Tourism Numbers---and wha   9:15/00—KELO Commercials 9:16/30---Business 2 -----------Teri Schmidt---Summer Tourism Numbers –and what goes with it----   ------------what else you see----- ----how 2026 feels as we head towards the end of May-?     The Emily’s Hope Post-Overdose Response Team Expands Life-Saving Efforts to Brown County   WHAT: In a continued effort to save lives and strengthen community support for individuals impacted by substance use disorder, Emily’s Hope announced today the expansion of its Post-Overdose Response Team (PORT) into Brown County. This expansion will ensure that every person who survives an overdose in the Brown County area has rapid, compassionate, and evidence-based support following an unintentional overdose.  WHEN: Friday, May 22nd, 2026 12:00 p.m. CT WHERE: K.O. Lee Aberdeen Public Library Large Conference Room #112A/B 215 4th Ave SE Aberdeen, SD 57401 INVITED: Angela Kennecke, Founder and Chief Executive Officer, Emily’s Hope Diana Leal, Post-Overdose Response Team Program Manager, Emily’s Hope Travis Schaunaman, Mayor, City of Aberdeen Kila LeGrand, Executive Director, Sanford Aberdeen  Jessi Paysen, Behavioral Health Services Director, Avera St. Lukes KaSara Stokes, Director of Nursing and Clinical Services, Sanford Aberdeen Stephanie Schentzel, Director Medical Specialty Services, Avera St. Lukes Cara Perrion, Library Director, K.O. Lee Aberdeen Public Library Angie Cleberg, Communications and Impact Coordinator, United Way Victoria Lusk, Public Relations and Communications, Avera St. Lukes  Bonnie Dix, Registered Nurse, Sanford Aberdeen   Kip Rounds---South Dakota Game Fish and Parks---what you are seeing for what will be a 3-4 days weekend for our listeners   ---Kip-------   Quick overview of everything happening outdoors this week---including an update at the campus  construction about to cross the finish line------   ---we’ll check the sports---and Brandon Hanson—shares downtown Sioux Falls—after FOX Business News on the Half HOUR---   9:29/00—KELO Commercials 9:31/00---Fox Biz News 9:33/00---Friday 3    We know with a long weekend—with many of us off on Monday—that there are a lot of activities planned for downtown Sioux Falls—      Our good friend Brandon Hanson---Downtown Sioux Falls talks thru what to expect—as you can shop what is available to you for the 4 day weekend including today----as well..     ------------Brandon-----------        Sports---Jimmy Ohlander---Sioux Falls Stampede—always has us covered---what are you seeing---with the series—and where does it go after Stampede won the first two over this weekend----   Stampede--------back to back in Muskegon ---and if there is a 5th game it would be Tuesday in Sioux Falls      Jimmy-----      When we come back---we’ll talk the Canaries---Golf----and other things you could be doing this weekend---and the summer ahead---     Cat Clark---Elmwood Golf update---   Reaction to the happenings---and what else we should know   Food—leagues---tournaments---and summer of 2026---   ---------------Cat-------------------   ----------cat Clark thanks for the hard work---and all the improvements our golfers and their families can plan on-----   -------lots of talk this week about the 18 or so communities that are part of the Sioux Metro Alliance---      Tyler Torgeson—joins us next---   9:44/00—KELO Commercials 9:45/30---Business 4    Lots of discussions this week with the Sioux Metro Alliance and their communities----we talked about that with health officials---and those working together---    Tyler Tordsen----has been talking with us—along with his team over the last few years----and you are getting all the notoriety we can give them---while helping communities in this area—but outside of Sioux Falls--- --------------------Tyler---------------   9:53/30----KELO Commercials 9:55/30----Business 5    Diana Patterson---Sanford Career Opportunities---what are you sharing with our audience on this Friday morning----radiology technologists---- -------------Diana-------------    Not just Sioux Falls---    You cover a wide territory—how do those interested—contact Sanford-----   ----------Diana Patterson----------------    Our time is up—thank you for yours----