South Dakota Farm Bureau Town & Country Show

South Dakota Farm Bureau Town &amp; Country Show

Bill Zortman brings entrepreneurs and community and state leaders together to talk about business.

It's Your Business

February 28, 2023 10AM - SD Farm Bureau Town & Country Show

December 31, 2024 10AM - SD Farm Bureau Town & Country Show

Blog—December 31, 2024--It’s Your Business-9-10—

We closed out 2024----answering thoughts on this year---and looking ahead to 2025—with 4 very interesting, and projects we promise to watch looking ahead.

First guest----Tyler Tordsen---Sioux Metro Alliance---while many brag about Sioux Falls—and rightly so----I kind of favor when is going on with small communities working together. Tyler knows what it takes—he knows how to entice communities to join the party.

We know that Jodi Schwan is involved---she does a great job----we know the TV Stations are happy to put them on for dollars and cents-----but we haven’t charged Sioux Metro Alliance to get the notoriety our It’s YOUR Business Show gives them 8 times a week if necessary.

I do tell the Mayor and others from Sioux Falls—how proud we are of what they are doing----keep up the great work. But the friendly rural communities that come together is another story---we should be very, very proud of. 

We will help----we will ask---and we will help where we can. I look for even a better year in 2025.

This movement is well started---but in the scheme of things—this could be a part of clustered of communities everywhere. I guess I look at this like the work I did as “Man in Motion” in the Texas Panhandle—where I convinced 40 communities to buy their own TV cameras or recording devises and tell their stories. It turned out to be such a big deal---ABC asks me to write articles to help other TV stations to do the same. By the time I finished with KVII-TV in Amarillo---we had gone from a 7% share of the news audience to 70% share. Those numbers were legendary-even in Texas---but small communities got their due---and TV stations here could use Sioux Metro Alliance to do something like that in the years ahead.

9:19---in the show Gary Popkes and Cameo Anders---Plains Commerce Bank gave us some last minute must go things before the clock strike 2025. It is the last day to sell securities to capture any benefits of tax-loss harvesting. You are encouraged to review conversations from Thanksgiving and Christmas—and yes update your estate plan. 

Consider end of the year giving—although it may be too late to capture any charitable giving for this year-needing a postmark by December 31st---it is a prime time to think about how to be wise with your money for next year.

IRA QCD’s (qualified charitable distributions---the may count towards your required minimum distribution (RMD) up to $105,000. Pay directly from your IRA to the charity. 

Another tool that works wells is a Donor Advised Fund—for example—if you had a donor advised fund and you reached the end of the year wanting to make a significant gift, but not all to the same place or all at once, you can receive the charitable deduction when you give to the fund, but then make charitable distributions to your favorite charities—thru the next year. 

Another great tool for charitable giving is a trust—Trusts don’t have the same limitations on charitable giving—they may give you a bit more control over how the charity spends your gift. 

Planning is important whether it be newly-weds, senior citizens, organizations or business. Gary and Cameo help us share ideas with you on a regular basis.

Casey Crabtree—talked with us what to expect in the 2025—Legislative Session that is not that far away—now that January 2025 is with us—though just being born. We work with the Leader as we talk about the Legislative session----before, during and after. We want you to listen to what Casey’s says are 3 priorities for the legislature in the 2025 session. We know there will be a new Governor---Larry Rhoden----new leadership ---who makes the initial speeches Rhoden or Noem? Still to be decided and announced. What will be the issues---will there be a new Lt Governor----

We asked Casey’s what the average South Dakotan is asking him----and what they are fearful for. What about the new President in DC---even though South Dakota fell for the lines from the Former President—Hook-Line-and Sinker--- what will DC throw at State like South Dakota, the Senior Citizens, the Businesses, and yes Agriculture. It is still to be determined---and with Noem and Senator Thune having leadership in he Nation’s Capital---will it make a difference? Listen—watch---and keep track---they have or still are working for you---let them know how you are doing with the changes from the Blue States to the Red States. 

We’ll be talking with two new leaders in 2025—in the Senate---Jim Mehlhaff and Chris Karr. They are a welcome addition to our conversation with Pierre—and we hope to have them on as early as Monday to talk about 2025.

Final guest in our 2024 show finale---new Sioux Falls Health Director Joe Kippley. We know the Kippley’s----and the know us----health-wise—Joe has kept us informed monthly or more as necessary. Health care is important in not only 2024 but 2025---

Sioux Falls is a growing community, it serves as regional medical, educational, and metro center. We want to make sure that 2025---continues on—and if our audience wants a question answered—we’ll do our best to go to those that can voice their thoughts around it.

Our It’s YOUR Business Show—is available live at 1320, 105.1, 107.9—use the KELO-App---Streaming on line or just ask Alexa.

Norm Anderson will post the show’s podcast—as soon as possible-----my job is to write this blog—to give you information about what is in the show---and generally where it is in the hour. Most of the Blogs are written chronologically ---giving you a chance to know where it is. The Blog gives you times a running order too.

Questions for me—feel free to call/text at 605-728-BILL (2455) or email me at bill.zortman@mwcradio.com. Happy New Year to you and the best from all of us in 2025. 

Blog&mdash;December 31, 2024--It&rsquo;s Your Business-9-10&mdash;
We closed out 2024----answering thoughts on this year---and looking ahead to 2025&mdash;with 4 very interesting, and projects we promise to watch looking ahead.
First guest----Tyler Tordsen---Sioux Metro Alliance---while many brag about Sioux Falls&mdash;and rightly so----I kind of favor when is going on with small communities working together. Tyler knows what it takes&mdash;he knows how to entice communities to join the party.
We know that Jodi Schwan is involved---she does a great job----we know the TV Stations are happy to put them on for dollars and cents-----but we haven&rsquo;t charged Sioux Metro Alliance to get the notoriety our It&rsquo;s YOUR Business Show gives them 8 times a week if necessary.
I do tell the Mayor and others from Sioux Falls&mdash;how proud we are of what they are doing----keep up the great work. But the friendly rural communities that come together is another story---we should be very, very proud of. 
We will help----we will ask---and we will help where we can. I look for even a better year in 2025.
This movement is well started---but in the scheme of things&mdash;this could be a part of clustered of communities everywhere. I guess I look at this like the work I did as &ldquo;Man in Motion&rdquo; in the Texas Panhandle&mdash;where I convinced 40 communities to buy their own TV cameras or recording devises and tell their stories. It turned out to be such a big deal---ABC asks me to write articles to help other TV stations to do the same. By the time I finished with KVII-TV in Amarillo---we had gone from a 7% share of the news audience to 70% share. Those numbers were legendary-even in Texas---but small communities got their due---and TV stations here could use Sioux Metro Alliance to do something like that in the years ahead.
9:19---in the show Gary Popkes and Cameo Anders---Plains Commerce Bank gave us some last minute must go things before the clock strike 2025. It is the last day to sell securities to capture any benefits of tax-loss harvesting. You are encouraged to review conversations from Thanksgiving and Christmas&mdash;and yes update your estate plan. 
Consider end of the year giving&mdash;although it may be too late to capture any charitable giving for this year-needing a postmark by December 31st---it is a prime time to think about how to be wise with your money for next year.
IRA QCD&rsquo;s (qualified charitable distributions---the may count towards your required minimum distribution (RMD) up to $105,000. Pay directly from your IRA to the charity. 
Another tool that works wells is a Donor Advised Fund&mdash;for example&mdash;if you had a donor advised fund and you reached the end of the year wanting to make a significant gift, but not all to the same place or all at once, you can receive the charitable deduction when you give to the fund, but then make charitable distributions to your favorite charities&mdash;thru the next year. 
Another great tool for charitable giving is a trust&mdash;Trusts don&rsquo;t have the same limitations on charitable giving&mdash;they may give you a bit more control over how the charity spends your gift. 
Planning is important whether it be newly-weds, senior citizens, organizations or business. Gary and Cameo help us share ideas with you on a regular basis.
Casey Crabtree&mdash;talked with us what to expect in the 2025&mdash;Legislative Session that is not that far away&mdash;now that January 2025 is with us&mdash;though just being born. We work with the Leader as we talk about the Legislative session----before, during and after. We want you to listen to what Casey&rsquo;s says are 3 priorities for the legislature in the 2025 session. We know there will be a new Governor---Larry Rhoden----new leadership ---who makes the initial speeches Rhoden or Noem? Still to be decided and announced. What will be the issues---will there be a new Lt Governor----
We asked Casey&rsquo;s what the average South Dakotan is asking him----and what they are fearful for. What about the new President in DC---even though South Dakota fell for the lines from the Former President&mdash;Hook-Line-and Sinker--- what will DC throw at State like South Dakota, the Senior Citizens, the Businesses, and yes Agriculture. It is still to be determined---and with Noem and Senator Thune having leadership in he Nation&rsquo;s Capital---will it make a difference? Listen&mdash;watch---and keep track---they have or still are working for you---let them know how you are doing with the changes from the Blue States to the Red States. 
We&rsquo;ll be talking with two new leaders in 2025&mdash;in the Senate---Jim Mehlhaff and Chris Karr. They are a welcome addition to our conversation with Pierre&mdash;and we hope to have them on as early as Monday to talk about 2025.
Final guest in our 2024 show finale---new Sioux Falls Health Director Joe Kippley. We know the Kippley&rsquo;s----and the know us----health-wise&mdash;Joe has kept us informed monthly or more as necessary. Health care is important in not only 2024 but 2025---
Sioux Falls is a growing community, it serves as regional medical, educational, and metro center. We want to make sure that 2025---continues on&mdash;and if our audience wants a question answered&mdash;we&rsquo;ll do our best to go to those that can voice their thoughts around it.
Our It&rsquo;s YOUR Business Show&mdash;is available live at 1320, 105.1, 107.9&mdash;use the KELO-App---Streaming on line or just ask Alexa.
Norm Anderson will post the show&rsquo;s podcast&mdash;as soon as possible-----my job is to write this blog&mdash;to give you information about what is in the show---and generally where it is in the hour. Most of the Blogs are written chronologically ---giving you a chance to know where it is. The Blog gives you times a running order too.
Questions for me&mdash;feel free to call/text at 605-728-BILL (2455) or email me at <a href="mailto:bill.zortman@mwcradio.com">bill.zortman@mwcradio.com</a>. Happy New Year to you and the best from all of us in 2025.

December 31, 2024 9AM - It's Your Business with Bill Zortman

Blog---December 30, 2024-10-11—It’s YOUR Agri Business—Show 4681

Our It’s YOUR Business Show---yes our It’s YOUR Agri Business Show---shared a variety of guests as we finished the final Monday of 2025.

Gail Gullickson---shared the story line that thanks to President Biden’s Inflation Reduction Act more than 47,800 distressed borrowers have received $2.5 Billion in assistance to help keep them farming. 

USDA has always been committed to standing by our nation’s farmers and ranchers, especially in their most challenging times—so said Ag Secretary Tom Vilsack. It will provide much needed relief to more than 12,800 producers, helping them stay on their land and continue farming. 

This round of automatic assistance includes approximately: 

$168.5 million for payments in the amount of any outstanding delinquencies on qualifying direct loans as of November 30, 2024 for director borrowers one of more days delinquent as of that date, and in the amount of any outstanding delinquencies as of September 30, 2024, on qualifying guaranteed loans of guaranteed borrowers one or more days delinquent or flagged for liquidation on a qualifying loan as of that date---22,006 with assistance. 

$5 million for payments in the amount of any outstanding delinquencies on qualifying guaranteed loans as of September 30, 2024, on a qualifying loan but by fewer than 30 days and were therefore not eligible for the assistance announced back on October 7th. 

You’ll want to check on line for more information.

Congressman Dusty Johnson joined us this morning---we talked about what he sees in Congress ahead---the death of a Country Boy---Plains, Georgia’s Jimmy Carter---who died this weekend as the oldest President at 100. 

I did share with Dusty---one of the trips I made back in the late 70’s to the White House and the invitation I received from President Carter. Yes I got the first question in the special briefing he had for reporters like me from all over the country. I got the first question---following the directions of the production company were used for Marsh Media out of Amarillo, Texas. And yes there were other invites I got to the White House---that kept me well informed on farm tractor cades—serious financial situations---and even farm bills. I shared the pictures from the President---his briefing---and my thoughts as I was in DC with Dusty and our listeners. 

Jerry Schmitz---SD Soybeans he helped us close out 2024—where we were for the year—and upcoming events for 2025. Yes I did have on my Red-black soybean oil shoes that the Soybean Association gave me along with Governor Kristi Noem a few years ago. We’ll continue to work with soybeans and Danita Murray with SD Corn in 2025.

Brent Baloun---Plains Commerce Bank---yes the planners talked about working town and country with 2 handfuls of banks across our area. We know they work with those in agriculture, business, and families---something that makes me even prouder to know our show promotes helping those that need to save and spend in ways that are good in 2025 as well.

Sarah Heinrich—had the Growing Harvest Report from KFGO in Fargo. 

Matt Swenson---had the morning commodities---something we do with him in each of our shows---and on other Midwest Communication Stations.

Mike Costanzo---a long-time friend—talked with us about the Sioux Falls Gun Show that is coming up this weekend—yes Saturday and Sunday—January 4th and 5th.

We know that the gun show is a big deal—with vendors from multiple states filling hundreds of tables with everything for the shooting enthusiast. Mike says the event is “The Big One” –thousands of people attend to see, sell, buy or trade guns and equipment. The Dakota Territory Gun Collector’s Association which sponsors the event is a non-profit organization ---the same one that supports firearm education and gun safety programs for our youth. Doors at the Fairgrounds open Saturday and Sunday at 9AM—admission is $10.00. 

Bryson Patterson---Mr. SBA in South Dakota—talked with us about the rural events and projects they support in our great state. We follow along for our listeners letting them learn how they can work with Small Business Administration at least once each week. We know it has helped many—because we do hear from them.

Rock Nelson—on Monday’s does the Rock Report today—the guest was Derek DeGeest, President/CEO and yes owner of DeGeest Steel in Tea. We learned about the history of the company, the services they provide, the number of employees and what the specialize in.

We talked projects and exports—and it was typical Rock Report –helping those helping others across South Dakota.

John Ball—Mr. Tree joined us---he had the news that Humboldt—yes my neighbor next to Hartford—confirmed the emerald Ash Borer. For some reason those pests were East of Hartford---West of Hartford—but not in Hartford. We talked as well his personal phone that wouldn’t let him talk to us on Friday’s show. He got a new one (but it was used) we just want to be able to talk to the Tree’s Best Friend in South Dakota---John Ball.

Our It’s YOUR Agri Business show is available live at 1320, 105.1, 107.9—or use the KELO-App. Streaming on line –Norm Anderson shares the podcast---I write the Blog----and it gives you insight as to what is in the show—and where to find it.

Questions for me—feel free to call/text at 605-728-2455 (BILL) or email me at bill.zortman@mwcradio.com. 

Blog---December 30, 2024-10-11&mdash;It&rsquo;s YOUR Agri Business&mdash;Show 4681
Our It&rsquo;s YOUR Business Show---yes our It&rsquo;s YOUR Agri Business Show---shared a variety of guests as we finished the final Monday of 2025.
Gail Gullickson---shared the story line that thanks to President Biden&rsquo;s Inflation Reduction Act more than 47,800 distressed borrowers have received $2.5 Billion in assistance to help keep them farming. 
USDA has always been committed to standing by our nation&rsquo;s farmers and ranchers, especially in their most challenging times&mdash;so said Ag Secretary Tom Vilsack. It will provide much needed relief to more than 12,800 producers, helping them stay on their land and continue farming. 
This round of automatic assistance includes approximately: 
$168.5 million for payments in the amount of any outstanding delinquencies on qualifying direct loans as of November 30, 2024 for director borrowers one of more days delinquent as of that date, and in the amount of any outstanding delinquencies as of September 30, 2024, on qualifying guaranteed loans of guaranteed borrowers one or more days delinquent or flagged for liquidation on a qualifying loan as of that date---22,006 with assistance. 
$5 million for payments in the amount of any outstanding delinquencies on qualifying guaranteed loans as of September 30, 2024, on a qualifying loan but by fewer than 30 days and were therefore not eligible for the assistance announced back on October 7th. 
You&rsquo;ll want to check on line for more information.
Congressman Dusty Johnson joined us this morning---we talked about what he sees in Congress ahead---the death of a Country Boy---Plains, Georgia&rsquo;s Jimmy Carter---who died this weekend as the oldest President at 100. 
I did share with Dusty---one of the trips I made back in the late 70&rsquo;s to the White House and the invitation I received from President Carter. Yes I got the first question in the special briefing he had for reporters like me from all over the country. I got the first question---following the directions of the production company were used for Marsh Media out of Amarillo, Texas. And yes there were other invites I got to the White House---that kept me well informed on farm tractor cades&mdash;serious financial situations---and even farm bills. I shared the pictures from the President---his briefing---and my thoughts as I was in DC with Dusty and our listeners. 
Jerry Schmitz---SD Soybeans he helped us close out 2024&mdash;where we were for the year&mdash;and upcoming events for 2025. Yes I did have on my Red-black soybean oil shoes that the Soybean Association gave me along with Governor Kristi Noem a few years ago. We&rsquo;ll continue to work with soybeans and Danita Murray with SD Corn in 2025.
Brent Baloun---Plains Commerce Bank---yes the planners talked about working town and country with 2 handfuls of banks across our area. We know they work with those in agriculture, business, and families---something that makes me even prouder to know our show promotes helping those that need to save and spend in ways that are good in 2025 as well.
Sarah Heinrich&mdash;had the Growing Harvest Report from KFGO in Fargo. 
Matt Swenson---had the morning commodities---something we do with him in each of our shows---and on other Midwest Communication Stations.
Mike Costanzo---a long-time friend&mdash;talked with us about the Sioux Falls Gun Show that is coming up this weekend&mdash;yes Saturday and Sunday&mdash;January 4th and 5th.
We know that the gun show is a big deal&mdash;with vendors from multiple states filling hundreds of tables with everything for the shooting enthusiast. Mike says the event is &ldquo;The Big One&rdquo; &ndash;thousands of people attend to see, sell, buy or trade guns and equipment. The Dakota Territory Gun Collector&rsquo;s Association which sponsors the event is a non-profit organization ---the same one that supports firearm education and gun safety programs for our youth. Doors at the Fairgrounds open Saturday and Sunday at 9AM&mdash;admission is $10.00. 
Bryson Patterson---Mr. SBA in South Dakota&mdash;talked with us about the rural events and projects they support in our great state. We follow along for our listeners letting them learn how they can work with Small Business Administration at least once each week. We know it has helped many&mdash;because we do hear from them.
Rock Nelson&mdash;on Monday&rsquo;s does the Rock Report today&mdash;the guest was Derek DeGeest, President/CEO and yes owner of DeGeest Steel in Tea. We learned about the history of the company, the services they provide, the number of employees and what the specialize in.
We talked projects and exports&mdash;and it was typical Rock Report &ndash;helping those helping others across South Dakota.
John Ball&mdash;Mr. Tree joined us---he had the news that Humboldt&mdash;yes my neighbor next to Hartford&mdash;confirmed the emerald Ash Borer. For some reason those pests were East of Hartford---West of Hartford&mdash;but not in Hartford. We talked as well his personal phone that wouldn&rsquo;t let him talk to us on Friday&rsquo;s show. He got a new one (but it was used) we just want to be able to talk to the Tree&rsquo;s Best Friend in South Dakota---John Ball.
Our It&rsquo;s YOUR Agri Business show is available live at 1320, 105.1, 107.9&mdash;or use the KELO-App. Streaming on line &ndash;Norm Anderson shares the podcast---I write the Blog----and it gives you insight as to what is in the show&mdash;and where to find it.
Questions for me&mdash;feel free to call/text at 605-728-2455 (BILL) or email me at <a href="mailto:bill.zortman@mwcradio.com">bill.zortman@mwcradio.com</a>.

February 28, 2023 10AM - SD Farm Bureau Town & Country Show

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