Your portfolio growth is what will elevate you to new heights in your property investment journey, but it will stall with these three lending traps that I will be discussing on this episode:
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Bank vs. Broker - Choosing between a bank and a mortgage broker for financing can significantly impact borrowing capacity.
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Entity Structure - The entities in which assets are held can affect lending growth.
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Liabilities and Income Sources - Credit cards, car loans, student debts, and income sources impact borrowing capacity. Banks may consider full credit card limits and load percentages on car loans, affecting borrowing capacity.
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Understanding these three can protect you from ever falling into these traps. Preventing your portfolio from stalling its growth. You can then maximise your borrowing capacity and grow more effectively in the property market space.
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Click on this episode today to get the full details on these three lending traps that'll kill your portfolio growth!
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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.
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