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5% deposit scheme has caused a boom? The real impact - with Junge Ma

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InvestorKit Podcast

My name is Arjun Paliwal and I’m the founder of InvestorKit. We help people like you find and secure positive cashflow properties with enormous capita 
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Australia's 5% deposit scheme was supposed to make home ownership more accessible, and it did, to a point. But a bigger question has been lurking beneath the headlines: did expanding the scheme in October 2025 actually push property prices higher?

 

Junge Ma, Senior Research Analyst at InvestorKit, digs into the lending data and property market figures to find out what really happened.

 

Can we believe the media headlines that say the October 2025 expansion of the 5% deposit scheme triggered a widespread property boom, or do first-home buyers simply represent too small a fraction of the market to shift national property trends?

 

Watch the full episode and discover exactly which areas moved and which ones were unaffected.

 

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Website: https://www.investorkit.com.au/

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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

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InvestorKit Podcast

My name is Arjun Paliwal and I’m the founder of InvestorKit. We help people like you find and secure 
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