Why Are We Talking About IULs?

IULs vs Roth IRAs: Which Is Better?

The Scam Accusation: Polarizing Views on IULs

Key Questions Advisors Should Ask About IULs

Who Is a Good Fit for an IUL?

Risks of Borrowing Against IULs

The Real Danger: Discipline and Misuse

“Properly Structured & Funded” Meaning

Long-Term Commitment: Funding IULs Over Time

Why Horror Stories Happen

IULs vs Crypto: Misplaced Comparisons

Role of IULs in a Broader Financial Strategy

Fees, Commissions, and Carrier Costs Explained

Mixing Insurance & Investing: Smart or Risky?

Term Insurance vs Permanent Insurance

Tax-Free Retirement Income: Real Value of IULs

Bad Design: When IULs Go Wrong

Using IULs as a Volatility Buffer

 Final Thoughts: Clarity Over Clickbait

Indexed Universal Life (IUL) policies are either praised as genius or slammed as scams—but the truth lies in the details. This episode breaks down the myths, explores proper structuring and funding, and gives financial advisors the clarity they need to confidently guide clients through the IUL conversation.

<p>Indexed Universal Life (IUL) policies are either praised as genius or slammed as scams&mdash;but the truth lies in the details. This episode breaks down the myths, explores proper structuring and funding, and gives financial advisors the clarity they need to confidently guide clients through the IUL conversation.</p>

Bringing you real, unfiltered stories, battle-tested strategies, and insider insights from top financial advisors who’ve been there and done that. Twice a month, Impactful Conversations skips the jargon and get straight to practical, proven advice—so you can attract more clients, amplify your impact, and build a business that lasts.

<p>Bringing you real, unfiltered stories, battle-tested strategies, and insider insights from top financial advisors who&rsquo;ve been there and done that. Twice a month, Impactful Conversations skips the jargon and get straight to practical, proven advice&mdash;so you can attract more clients, amplify your impact, and build a business that lasts.</p>

Impactful Conversations brings you real, unfiltered stories, battle-tested strategies, and insider insights from top financial advisors who’ve been there and done that. Twice a month, we skip the jargon and get straight to practical, proven advice—so you can attract more clients, amplify your impact, and build a business that lasts.

Impactful Conversations | Stories and Lessons for Financial Advisors

TikTok vs Reality: The IUL Debate Explained