61% of Americans say they’re more afraid of running out of money than they are of dying… the idea of spending our later years stressed about money is so terrifying that some people would rather face the great unknown than deal with their own financial plan. And yet, far too many people are taking the “I’ll figure it out someday” approach when it comes to retirement. They’re hoping things work out instead of building a plan that gives them confidence and freedom. Our guest today believes retirement doesn’t have to be defined by fear and uncertainty. With the right decisions, we can worry less about money and spend more time enjoying the life we’ve worked so hard to build. Jean Chatzky has spent decades helping people make smarter decisions with their money through her work on the Today show, her AARP columns, her books (the latest of which is titled The Forever Paycheck), and her podcast. Today we discuss what retirement looks like in this modern era, how we can prepare for it without letting fear take over, and we dig into topics like:

• The retirement crisis and how to address it
• A 'forever paycheck' and how to create one
• Role of annuities and other income products in retirement planning
• Shifting from accumulation to decumulation and behavioral challenges
• The impact of longevity and market risks on retirement strategies
• How to balance risk and guarantees in retirement income
• Psychological aspects of spending and saving in retirement
• And much more!

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