To everyone who has decided to ‘take a break’ from your Zillow or Redfin apps: we applaud you! Whether you did it to cut back on your screen time, or simply because of sheer frustration as you’ve sensed that something was broken in the housing market, home affordability seems to be at all time lows. As you scroll through listings, there's this dark cloud of overwhelm, courtesy of the real estate starship we find ourselves strapped to. And even if prices taper off some- how are folks going to handle their mortgage payments considering where rates are sitting? There are a lot of big unknowns when it comes to the largest financial decision that many of us will make, but luckily, we’re joined by Lance Lambert. Lance is the nation's foremost data journalist and beat reporter in the residential real estate space. He’s been the real estate editor over at Fortune Magazine, and he’s recently launched ResiClub to help folks to stay informed on the US housing market. We discuss why home affordability has deteriorated so quickly, specific cities that will continue to see prices increase, key indicators to help you know where your market is headed, the most important consideration before you buy a home, and much more!

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During this episode we enjoyed a Juice Lovers by Other Half Brewing- a big thanks to Jason for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!