For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

 Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

For specific links and additional information about this episode, head over to our site: <a href="https://www.howtomoney.com/">HowToMoney.com</a> . Best friends out! Learn more about your ad-choices at <a href="https://www.iheartpodcastnetwork.com">https://www.iheartpodcastnetwork.com</a>

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money

The 4th of July! #026

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/9bb8c390-bfeb-4337-b936-ae32004408b9/transcript

This is the episode to motivate you to quit your 9-5 and start your own business, OR, to inspire you to use the skills you already have at your current job to moonlight on the side! Entrepreneurship – it’s not all that hard… right?! You might have a great idea, or you’ve stumbled upon a unique niche that you can step into, so you see an opportunity! But then you start thinking it through and some major questions start bubbling up to the surface, like how do you go about exiting your day job, or how do you know if you have enough work on the side to go all in? What about giving up W2 benefits? Or what about getting organized and paying taxes? These are questions that all would-be solopreneurs need to ask themselves, but luckily we’re joined today by the author of the Money-Smart Solopreneur, Laura Adams. Laura is actually the author of nine books, she’s the host of the Money Girl podcast, and by the end of this episode, we hope you’ll be empowered to hang your own shingle. She shares how she transitioned to self-employment, how to invest even more when you’re a solopreneur, ways to determine if you’re undercharging clients, mistakes that budding small businesses make, and more!



Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.



During this episode we enjoyed a Head High by Kane Brewing – a huge thank you to Michael G for sending this extra delicious beer our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!



Best friends out!

This is the episode to motivate you to quit your 9-5 and start your own business, OR, to inspire you to use the skills you already have at your current job to moonlight on the side! Entrepreneurship – it’s not all that hard… right?! You might have a great idea, or you’ve stumbled upon a unique niche that you can step into, so you see an opportunity! But then you start thinking it through and some major questions start bubbling up to the surface, like how do you go about exiting your day job, or how do you know if you have enough work on the side to go all in? What about giving up W2 benefits? Or what about getting organized and paying taxes? These are questions that all would-be solopreneurs need to ask themselves, but luckily we’re joined today by the author of the Money-Smart Solopreneur, Laura Adams. Laura is actually the author of nine books, she’s the host of the Money Girl podcast, and by the end of this episode, we hope you’ll be empowered to hang your own shingle. She shares how she transitioned to self-employment, how to invest even more when you’re a solopreneur, ways to determine if you’re undercharging clients, mistakes that budding small businesses make, and more!
 
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">Knowing your ‘money gear’ is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a> </li>
<li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It’s fun, free, &amp; practical.</li>
<li aria-level="1">Join a thriving community of fellow money in the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group.</a></li>
<li aria-level="1">Find the best credit card for you with our new <a href="http://howtomoney.com/creditcards">credit card tool</a>!</li>
<li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li>
<li aria-level="1">Don’t be cheap and forego getting a life insurance policy. <a href="http://policygenius.go2cloud.org/aff_c?offer_id=485&amp;aff_id=1664&amp;redirect_slug=howtomoney-life">Compare rates with Policygenius.</a></li>
</ul>
 
During this episode we enjoyed a Head High by Kane Brewing – a huge thank you to Michael G for sending this extra delicious beer our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
 
Best friends out!

Money-Smart Solopreneurs w/ Laura Adams #884

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/5c0eba55-0fa6-4506-8cf2-b1ef00f33698/transcript

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!



1 - Should I use a 529 account to fund some immediate private education costs that we have?

2 - Why doesn’t Chase allow me to use my credit card to pay off a Buy Now Pay Later purchase?

3 - Do you guys follow the 2 funds for life approach to investing?

4 - How should I discuss a penalty my tenants are incurring for breaking their lease early?



Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.



During this episode we enjoyed a Hand Warmers by Carton Brewing – a big thanks to Michael G for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!



Best friends out!

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at <a href="https://www.howtomoney.com/ask/">HowToMoney.com/ask</a> . Regardless of how random or bizarre you might think it is, we want to hear it!
 
1 - Should I use a 529 account to fund some immediate private education costs that we have?
2 - Why doesn’t Chase allow me to use my credit card to pay off a Buy Now Pay Later purchase?
3 - Do you guys follow the 2 funds for life approach to investing?
4 - How should I discuss a penalty my tenants are incurring for breaking their lease early?
 
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">Knowing your ‘money gear’ is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a> </li>
<li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It’s fun, free, &amp; practical.</li>
<li aria-level="1">Join a thriving community of fellow money in the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group.</a></li>
<li aria-level="1">Find the best credit card for you with our new <a href="https://www.howtomoney.com/creditcards">credit card tool</a>!</li>
<li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li>
</ul>
 
During this episode we enjoyed a Hand Warmers by Carton Brewing – a big thanks to Michael G for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
 
Best friends out!

Ask HTM - 2 Fund Investing Strategy, 529 Plans for Current Educational Expenses, & Fees for Breaking a Lease Early #883

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/042d77bc-4a27-47c5-b2f5-b1ee00fbeccc/transcript

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: rock the vote, the long-awaited Fed rate cut, eliminating bad debt, rich renters, 15 year mortgages, 529 milestones, bribing kids to read, who keeps the $70,000 engagement ring, expensive therapy, dumbphones and work-life balance, returning to the office, the new Amazon Saver line, and costly coffee.



Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.



And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!



Best friends out!

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: rock the vote, the long-awaited Fed rate cut, eliminating bad debt, rich renters, 15 year mortgages, 529 milestones, bribing kids to read, who keeps the $70,000 engagement ring, expensive therapy, dumbphones and work-life balance, returning to the office, the new Amazon Saver line, and costly coffee.
 
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">Knowing your ‘money gear’ is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a> </li>
<li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It’s fun, free, &amp; practical.</li>
<li aria-level="1">Join a thriving community of fellow money in the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group.</a></li>
<li aria-level="1">Find the best credit card for you with our new <a href="https://www.howtomoney.com/creditcardtool">credit card tool</a>!</li>
<li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li>
</ul>
 
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!
 
Best friends out!

Friday Flight - Rate Reductions, Rich Renters, & Costly Coffee #882

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/3735aff4-f8ad-4ba9-bc46-b1f001488ece/transcript

The 4th of July! #026

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