Our guest today says, “you can’t transform the world if you’re living paycheck to paycheck.” We couldn’t agree more! And money literacy is at the heart of avoiding that fate. Not only did Professor Kristen Carioti literally write the personal finance textbook, but she also found a way to make personal finance classes a requirement at her school, Mount Mary University. Kristen is boots on the ground, teaching the next generation how to think about and handle their finances effectively. We discuss:
Students are eager to learn about personal finance, indicating a demand for a money education
Building good money habits early can lead to long-term financial success
Budgeting should be viewed as a plan rather than a restriction
Trade-offs in financial decisions are often overlooked by young adults
Financial tools should be chosen based on individual needs and effectiveness
And plenty more!

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
Check out Kristen’s site to learn more about her, the personal finance book, and reach out to her on LinkedIn to connect professionally!
Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

Our guest today says, &ldquo;you can&rsquo;t transform the world if you&rsquo;re living paycheck to paycheck.&rdquo; We couldn&rsquo;t agree more! And money literacy is at the heart of avoiding that fate. Not only did Professor Kristen Carioti literally write the personal finance textbook, but she also found a way to make personal finance classes a requirement at her school, Mount Mary University. Kristen is boots on the ground, teaching the next generation how to think about and handle their finances effectively. We discuss:
<ul>
<li aria-level="1">Students are eager to learn about personal finance, indicating a demand for a money education</li>
<li aria-level="1">Building good money habits early can lead to long-term financial success</li>
<li aria-level="1">Budgeting should be viewed as a plan rather than a restriction</li>
<li aria-level="1">Trade-offs in financial decisions are often overlooked by young adults</li>
<li aria-level="1">Financial tools should be chosen based on individual needs and effectiveness</li>
<li aria-level="1">And plenty more!</li>
</ul>
&nbsp;
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
<ul>
<li aria-level="1">Check out <a href="https://www.kristencarioti.com/">Kristen&rsquo;s site</a> to learn more about her, the personal finance book, and <a href="https://www.linkedin.com/in/kristencarioti/">reach out to her on LinkedIn</a> to connect professionally!</li>
<li aria-level="1">Knowing your &lsquo;money gear&rsquo; is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a>&nbsp;</li>
<li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It&rsquo;s fun, free, &amp; practical.</li>
<li aria-level="1">Find a thriving community of fellow money nerds by joining the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group!</a></li>
<li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li>
</ul>
&nbsp;
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you&rsquo;re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
&nbsp;
Best friends out!

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money

Pulling the Most Powerful Money Levers w/ Professor Kristen Carioti #1043

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/1a6debbd-f7b6-499f-b010-b35c01548511/transcript

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